MIRA INFORM REPORT

 

 

Report Date :

17.04.2013

 

IDENTIFICATION DETAILS

 

Name :

GCC  EXCHANGE  PRIVATE  LTD.

 

 

Registered Office :

Room 223A, 2/F., Hankow Centre, 5-15 Hankow Road, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

18.11.2006

 

 

Com. Reg. No.:

37378810

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Money Transfer.

 

 

No. of Employees :

2

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small company  

 

 

Payment Behaviour :

No complaints   

 

 

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983

 

 

Source : CIA

 

 


Company name

 

GCC  EXCHANGE  PRIVATE  LTD.

 

 

Company ADDRESS

 

Room 223A, 2/F., Hankow Centre, 5-15 Hankow Road, Tsimshatsui, Kowloon, Hong Kong.

 

PHONE:                  2366 6674,  6334 4401

 

FAX:                       Not available

 

E-MAIL:                  gccexchange@hotmail.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Mukesh Himatlal

 

 

SUMMARY

 

Incorporated on:             18th November, 2006.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$1,000,000.00

Issued:                          HK$1,000.00

 

Business Category:        Money Transfer.

 

Employees:                   2.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company name  

 

GCC  EXCHANGE  PRIVATE  LTD.

 

 

Company ADDRESS

 

Registered Head Office:-

Room 223A, 2/F., Hankow Centre, 5-15 Hankow Road, Tsimshatsui, Kowloon, Hong Kong.

 

Holding Company:-

Universal Commodity Trading DMCC, UAE.

 

Associated Companies:-

Angre Hotels Pvt. Ltd., India.

GCC Exchange UK Ltd., UK.

N L Stores Pvt. Ltd., India.

Nahalchand Laloochand Pvt. Ltd., India.

 

 

BUSINESS REGISTRATION NUMBER

 

37378810

 

 

COMPANY FILE NUMBER 

 

1088659

 

 

MANAGEMENT

 

Managing Director:  Mr. Mukesh Himatlal

 

 

CAPITAL

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 100,000 shares of HK$10.00 each)

 

Issued Share Capital: HK$1,000.00

 

 

 

SHAREHOLDER

 

(As per registry dated 18-11-2012)

Name

 

No. of shares

Universal Commodity Trading DMCC

Unit No. 44E, Almas Tower, 44/F., Jumeriah Lakes Tower, Dubai, UAE.

 

100

===

 

 

DIRECTORS  

 

(As per registry dated 18-11-2012)

Name

(Nationality)

 

Address

Mukesh HIMATLAL

Kantilal House, 14 Mama Parmanand Marg, Mumbai 400004, India.

 

Rajesh Himmalal
[Previous name: Himatlal Rajesh; Himmatlal Rajesh]

Kantilal House, 14 Mama Parmanand Marg, Mumbai 400004, India.

 

 

SECRETARY

 

(As per registry dated 18-11-2012)

Name

Address

Co. No.

DATT Consultants

Flat A-1, 7/F., Far East Mansion, 5-6 Middle Road, Tsimshatsui, Kowloon, Hong Kong.

-

 

 

HISTORY

 

The subject was incorporated on 18th November, 2006 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at Shop No.58, G/F., Mirador Manson, 54‑64B Nathan Road, Tsimshatsui, Kowloon, Hong Kong, moved to the present address in December 2006.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 


OPERATIONS

 

Activities & Lines:          Money Transfer.

 

Employees:                   2.

 

Business Territories:      Hong Kong, other foreign countries.

 

Terms/Sales/Services:  As per contracted.

 

Terms/Buying:               Various terms.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$1,000,000.00 (Divided into 100,000 shares of HK$10.00 each)

 

Issued Share Capital:     HK$1,000.00

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Is making use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 100 ordinary shares of HK$10.00 each, GCC Exchange Private Ltd. is wholly owned by Universal Commodity Trading DMCC which is a UAE-based firm.

The directors of the subject are two Indian, Mr. Mukesh Himatlal and Mr. Rajesh Himmalal, both are residing in Mumbai, India.

The subject offers clients with money transfer services.  It is an agent for Western Union.

The subject was set up by the two directors of the subject.  They are also the owners of NL Forex Ltd., India.  Since 1991, NL Forex Ltd. has had 50 branches mostly located at the main airport in India.

Then NL Forex Ltd. set up a branch company in the United Arab Emirates in 2008.

The subject was set up in late 2006 in order to take the advantage of the rapidly increase of commercial payments between the UAE and Hong Kong.

The owners set up a branch in London in February 2009 and the second branch in March of the same year.

The business of the subject is active in Hong Kong.  History is over six years and five months.

On the whole, consider the subject good for normal business engagements in moderate credit amounts.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.32

UK Pound

1

Rs.83.17

Euro

1

Rs.71.05

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.