MIRA INFORM REPORT

 

 

Report Date :

18.04.2013

 

IDENTIFICATION DETAILS

 

Name :

EZZ STEEL CO SAE

 

 

Formerly Known As :

AL EZZ STEEL REBARS SAE

 

 

Registered Office :

10 Shehab Street, Mohandessin, Giza, Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishments:

1994

 

 

Com. Reg. No.:

472

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Manufacturers of cold rolled steel sheets, strips and bars

 

 

No. of Employees :

6,000

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

egypt ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's sales. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                     : EZZ STEEL CO SAE

Previously Known As                              : AL EZZ STEEL REBARS SAE

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 1994

Commercial Registration Number            : 472

Issued Capital                                        : £E 2,716,325,135

Paid up Capital                                      : £E 2,716,325,135

Total Workforce                                     : 6,000

Activities                                               : Manufacturers of cold rolled steel sheets, strips and bars.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 

 

 


COMPANY NAME

 

EZZ STEEL CO SAE

 

 

Company ADDRESS

 

Registered & Physical Address

Street               : 10 Shehab Street

Area                 : Mohandessin, Giza

Town                 : Cairo

Country             : Egypt

Telephone         : (20-2) 37622144

Facsimile          : (20-2) 37622188

Email                : ir@ezzgroup.com

 

Premises

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Plot No. 129                                                                                     Factory premises

4th Industrial Area

Menoufeya

Tel: (20-48) 2600651

Fax: (20-48) 2600738

 

·       8 Amr Street                                                                                     Office premises

Mohandessin

Giza

Cairo

Tel: (20-2) 33030493

Fax: (20-2) 33058862

 

·       Industrial Zone                                                                                  Factory premises

Sharkeya

     Tenth of Ramadan City

     Tel: (20-15) 960651

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Paul Chekaiban                                                                                 Chairman

 

·       Alaa Abu El Kheir                                                                              Director

 

·       Mohamed El Berry                                                                            Director

 

·       Raed El Beblawy                                                                               Director

 

·       Mamdouh El Rouby                                                                           Director

 

·       Gamal Omar                                                                                     Director

 

·       Hassan Nouh                                                                                    General Manager

 

·       Hazem Gouda                                                                                   Finance Manager

 

·       Samir Noaman                                                                                  Sales Manager

 

·       George Mata                                                                         Marketing Manager

 

·       Nabil El Khatib                                                                                  Purchasing Manager

 

·       Hany Shawky                                                                                   IT Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1994

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 472

 

Issued Capital              : £E 2,716,325,135

 

Paid up Capital            : £E 2,716,325,135

 

Name of Shareholder (s)                                                       Percentage

·       Ezz Group Industry & Investment                                            60.6%

·       Local businessmen and private investors                                 39.4%

 

 

AFFILIATED COMPANIES

 

Subject is a member of the El Ezz Group of companies, which has diversified operations covering such sectors as shipping, steel production and processing, building and construction materials. The group employs some 2,200 people and has a group turnover of approximately $ 470 million with total investment in plants, equipment and fixed assets exceeding $ 600 million. The El Ezz Group of companies includes the following concerns:

 

·       Al Ezz Porcelain Company Sae (Gemma)

8 El Sad El Aaly Street

Fini Square

Dokki, Giza

Cairo

Tel: (20-2) 33600150 / 33365325 / 33365791

Fax: (20-2) 33365337 / 33600155

 

·       El Ezz Shipping Lines Ltd

8 El Sad El Aaly Street

Dokki

Cairo

Tel: (20-2) 33600150

Fax: (20-2) 33300155

 

·       El Ezz Foreign Trade

8 El Sad El Aaly Street

Fini Square

Dokki, Giza

Cairo

Tel: (20-2) 33600150

Fax: (20-2) 33300155

 

·       El Ezz Reinforced Steel Industries

8 El Sad El Aaly Street

Dokki

Cairo

Tel: (20-2) 33600150

Fax: (20-2) 33300155

 

·       El Ezz Heavy Industries SAE (EHI)

8 El Sad El Aaly Street

Dokki, Giza

Cairo

Tel: (20-2) 33365346 / 33600150 / 33369232

Fax: (20-2) 33600155

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of cold rolled steel sheets, strips and bars.

 

                 Subject has been ISO 9002 certified since 2000.

 

Production Capacity: 5.8 million tonnes of steel per year.

 

Import Countries: Europe, Brazil and Canada

 

Export Countries: Europe, United States of America and GCC countries.

 

Brand Names: EZZ STEEL and EZZ DK

 

Operating Trend: Steady

 

Subject has a workforce of approximately 6,000 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E 000’s)

 

Consolidated Balance Sheet                                                    31/12/11                       31/12/10

 

Long Term Assets

Fixed assets (net)                                                                      9 936 876                      9 566 984

Projects under construction                                                        3 557 555                      3 318 753

Financial investments in associates                                             115                               116

Financial investments available-for-sale                                        80                                 80

Payment under purchase of investments                          109 800                         109 800

Long term lending to others                                                         5 083                            3 384

Sales tax installments                                                                165 456                         130 964

Long term trade and notes receivable                                           -                                   209

Goodwill                                                                                    315 214                         315 214

Total long term assets                                                                14 090 179                    13 445 504

Current Assets

Inventory                                                                                   3 628 653                      3 734 494

Trade and notes receivable                                                          122 186                         184 938

Debtors and other debit balances                                                627 564                         586 039

Suppliers - advance payments                                                     134 883                         47 518

Investments in treasury bills                                                        62 505                          58 281

Cash and cash equivalents                                                         1 170 964                      1 414 853

Total current assets                                                                   5 746 755                      6 026 123

Current Liabilities

Banks - overdraft                                                                        999 463                         1 136 151

Loan instalments and facilities due within one year                       3 576 517                      3 292 651

Bonds loan due within one year                                                   220 000                         220 000

Trade and notes payable                                                             1 364 477                      1 144 614

Trade receivables - advance payments                                         235 376                         410 353

Creditors and other credit balances                                              1 176 933                      676 707

Provisions                                                                                 204 076                         122 585

Total current liabilities                                                                 7 776 842                      7 003 061

(Increase) of current liabilities over current assets                         (2 030 087)                    (976 938)

Total investment                                                                         12 060 092                    12 468 566

Financed as follows:

Shareholders' Equity

Issued and paid - up capital                                                        2 716 325                      2 716 325

Reserves                                                                                   3 961 284                      3 955 479

Retained earnings                                                                      1 438 393                      1 405 152

Net profit for the year                                                                  202 400                         251 711

Treasury stocks                                                                         (71 921)                        (71 921)

Translation difference adjustments                                               183 836                         104 173

8 430 317                      8 360 919

The difference resulting from the acquisition of additional

percentage in subsidiaries' capital                                               (3 599 573)                    (3 599 573)

Total holding company shareholders' equity                                  4 830 744                      4 761 346

Non-controlling interest                                                               1 830 224                      1 727 331

Total Shareholders' equity                                                           6 660 968                      6 488 677

Long Term Liabilities

Loans and credit facilities                                                           3 937 058                      4 466 277

Other liabilities                                                                           238 207                         204 795

Bonds loan                                                                                433 398                         651 198

Deferred tax liabilities                                                                 790 461                         657 619

Total long term liabilities                                                             5 399 124                      5 979 889

Total equity and long term liabilities                                             12 060 092                    12 468 566

 

Consolidated Income Statement

 

Sales (net)                                                                                18 610 760                    16 621 432

Less :

Cost of sales                                                                             16 403 725                    14 697 822

Gross profit                                                                               2 207 035                      1 923 610

Less:

Selling and marketing expenses                                      113 323                         154 341

General and administrative expenses                                           296 851                         235 290

Impairment loss on assets                                                          17 177                          1 588

Provisions                                                                                 81 491                          95 429

Total expenses                                                                          508 842                         486 648

Results from operating activities                                      1 698 193                      1 436 962

Add (Less):

Net finance cost

Interest & finance expenses                                                        (764 067)                       (754 435)

Interest income                                                                          63 748                          67 156

Amortization of bonds issuance expenses                                    (2 200)                          (2 200)

Foreign exchange differences                                                      (20 457)                        706

(722 976)                       (688 773)

Add :

Reversal of impairment loss on assets                                         36                                 100

Other sales                                                                               52 889                          23 272

Capital (loss) gain                                                                      (444)                             673

(670 495)                       (664 728)

Net profit for the year before income tax                                       1 027 698                      772 234

Less:

Current income tax for the year                                                   (358 606)                       (170 764)

Deferred tax                                                                               (132 842)                       (36 926)

Net profit for the year                                                                  536 250                         564 544

Attributable to:

Equity holders of the holding company                                         202 400                         251 711

Non-controlling interest                                                               333 850                         312 833

Net profit for the year                                                                  536 250                         564 544

 

Local sources consider subject’s financial condition to be Good.

 

BANKERS

 

·       National Bank of Egypt

24 Sherif Street

     Cairo

     Tel: (20-2) 33924175

     Fax: (20-2) 33924143

 

·       Banque Misr

151 Mohamed Farid Street

Cairo

Tel: (20-2) 33912711 / 33912106

Fax: (20-2) 33919779

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              June 2004

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.94

UK Pound

1

Rs.82.77

Euro

1

Rs.71.05

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.