MIRA INFORM REPORT

 

 

Report Date :

20.04.2013

 

IDENTIFICATION DETAILS

 

Name :

EGYPTIAN CO FOR FOOD INDUSTRIES SAE (EDC)

 

 

Registered Office :

11 Houd El Gazal, Zemam Nahia El Tareek El Abias El Mariota, Pyramids, Giza

PO Box 134 6th of October City

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2012

 

 

Year of Incorporation :

1999

 

 

Com. Reg. No.:

120309, Giza

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Processors and distributors of food products

 

 

No. of Employees :

1,500

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013.

Source : CIA


SUMMARY

 

Company Name                                     : EGYPTIAN CO FOR FOOD INDUSTRIES SAE (EDC)

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 1999

Commercial Registration Number            : 120309, Giza

Tax Card Number                                   : 205-005-934

Issued Capital                                        : £E 106,750,000

Paid up Capital                                      : £E 106,750,000

Total Workforce                                     : 1,500

Activities                                               : Processors and distributors of food products

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 

 

 


COMPANY NAME

 

EGYPTIAN CO FOR FOOD INDUSTRIES SAE (EDC)

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : 11 Houd El Gazal, Zemam Nahia El Tareek El Abias

Area                 : El Mariota, Pyramids, Giza

 

PO Box             : 134

 

Town                 : 6th of October City

Country             : Egypt

 

Telephone         : (20-2) 37992000 / 37992020

Facsimile          : (20-2) 37992526

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of 6th of October City.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       3rd Industrial Zone, Plot No. 39                                                            Warehouse premises

Street No. 18

6th of October City

Tel: (20-2) 38343468 / 38343466

Fax: (20-2) 38343455

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Saber Mohamed Khier Hamasho                                                        Chairman

 

·       Mohamed Akram Akeed                                                                    Managing Director

 

·       Mohamed Ahmed                                                                              Finance Manager

 

·       Moustafa El Harery                                                                            Administration Manager

 

·       Ahmed Farid                                                                                     Accounts Manager

 

·       Ayman El Maghraby                                                                          Office Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1999

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 120309, Giza

 

Tax Card No.               : 205-005-934

 

Issued Capital              : £E 106,750,000

 

Paid up Capital            : £E 106,750,000

 

Name of Shareholder (s)                                    Percentage

 

·       Saber Mohamed Khier Hamasho                                81.57%

 

·       Mohamed Saber Mohamed Khier Hamasho                 14.75%

 

·       Ahmed Saber Mohamed Khier Hamasho                       0.94%

 

·       Nagat Ahmed Khier                                                     0.86%

 

·       Osama Saber Mohamed Khier Hamasho                       0.84%

 

·       Mohamed Akram Akeed                                              0.28%

 

·       Wafaa Saber Mohamed Khier Hamasho                        0.19%

 

·       Omimma Saber Mohamed Khier Hamasho                    0.19%

 

·       Rema Saber Mohamed Khier Hamasho                         0.19%

 

·       Somia Saber Mohamed Khier Hamasho                        0.19%

 

 

OPERATIONS

 

Activities: Engaged in the import, processing and distribution of food products such as ice cream, chips and

     chocolate.

 

                 Subject is ISO 9001 accredited.

 

Import Countries: Lebanon, Spain, Jordan, China, Ukraine, Syria and France.

 

Export Countries: Morocco, Libya, Saudi Arabia and the United Arab Emirates.

 

Brand Names: ICE MAN, EPELLA, DAMAS and YAMI SHIPS

 

Operating Trend: Steady

 

Subject has a workforce of approximately 1,500 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Sales                                £E 95,000,000                           £E 140,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Al Baraka Bank of Egypt

6th of October City

Tel: (20-2) 38313964 / 38313965 / 38313966

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.03

UK Pound

1

Rs.82.43

Euro

1

Rs.70.49

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.