MIRA INFORM REPORT

 

 

Report Date :

20.04.2013

 

IDENTIFICATION DETAILS

 

Name :

JEWEL HOUSE A.K.M. AKTIEBOLAG

 

 

Registered Office :

Västerlånggatan 10, 11129 Stockholm

 

 

Country :

Sweden

 

 

Financials (as on) :

2011

 

 

Date of Incorporation :

27.04.1981

 

 

Com. Reg. No.:

5562098367

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Wholesaler of watches and jewellery

 

 

No. of Employees :

03

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Sweden

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

sweden ECONOMIC OVERVIEW

 

Aided by peace and neutrality for the whole of the 20th century, Sweden has achieved an enviable standard of living under a mixed system of high-tech capitalism and extensive welfare benefits. It has a modern distribution system, excellent internal and external communications, and a highly skilled labor force. In September 2003, Swedish voters turned down entry into the euro system concerned about the impact on the economy and sovereignty. Timber, hydropower, and iron ore constitute the resource base of an economy heavily oriented toward foreign trade. Privately owned firms account for vast majority of industrial output, of which the engineering sector accounts for about 50% of output and exports. Agriculture accounts for little more than 1% of GDP and of employment. Until 2008, Sweden was in the midst of a sustained economic upswing, boosted by increased domestic demand and strong exports. This and robust finances offered the center-right government considerable scope to implement its reform program aimed at increasing employment, reducing welfare dependence, and streamlining the state's role in the economy. Despite strong finances and underlying fundamentals, the Swedish economy slid into recession in the third quarter of 2008 and growth continued downward in 2009 as deteriorating global conditions reduced export demand and consumption. Strong exports of commodities and a return to profitability by Sweden's banking sector drove the strong rebound in 2010, which continued in 2011, but growth slipped to 1.2% in 2012. The government proposed stimulus measures in 2012 to curb the effects of a global economic slowdown and boost employment and growth.

 

Source : CIA

 

 

 

REGISTERED NAME & COMPANY SUMMARY

 

Business Name

Jewel House A.K.M. Aktiebolag

Country

SWEDEN

Company Registration Number

5562098367

Main Activity

Wholesale of watches and jewellery

Activity Code

46480

Company Status

Active

Latest Turnover Figure

3.772.000 SEK

Latest Shareholder Equity Figure

159.000 SEK

 

 

Director / management

 

Current Directors

Name

Appointment Date

Position

 

Anita Mohla

16/08/2012

Actual Member of Board

 

Atul Mohla

16/08/2012

Actual Member of Board

 

Amit Mohla

16/08/2012

Substitute

 

 

 

Previous Directors

Name

Appointment Date

Position

Resignation Date

Anita Mohla

01/11/2003

Substitute

16/08/2012

Ajit Kumar Mohla

01/11/2003

Actual Member of Board

27/07/2012

 

NEGATIVE INFORMATION

 

No negative information found

 

SHARE & SHARE CAPITAL INFORMATION

 

Issued Share Capital

350.000 SEK

 

PAYMENT INFORMATION

 

Negative Information

Debt balance at the Swedish Enforcement Agency

Number of Private Claims

-

Balance of Private Claims

-

Number of Public Claims

-

Balance of Public Claims

-

Total Balance

-

 

Record of non-payment

Number of distraint attempts and repossessions

-

Number of public claims

-

Number of private claims

-

Number of applications for an order to pay

-

Number of reclaimed/revoked applications

-

 


GROUP STRUCTURE & AFFILIATED COMPANIES

 

No group structure for this company.

 

FINANCIAL INFORMATION

 

Profit and Loss

Financial Year

2011

2010

2009

Number of Weeks

52

52

52

Currency

SEK

SEK

SEK

Consolidated Accounts

N

N

N

Revenue

3.772.000

2.842.000

2.608.000

Operating Costs

4.196.000

2.461.000

2.618.000

Operating Profit

-424.000

381.000

-10.000

Wages & Salaries

-413.000

-190.000

-235.000

Depreciation

-7.000

-7.000

-

Financial Income

-

1.000

-

Financial Expenses

-70.000

-29.000

-30.000

Extraordinary Income

-

-

-

Extraordinary Costs

-

-

-

Profit before Tax

-494.000

353.000

-40.000

Tax

-

-

-

Profit after Tax

-494.000

353.000

-40.000

Minority Interests

-

-

-

Other Appropriations

-

-

35.000

Retained Profit

-494.000

353.000

-40.000

 

 

Balance Sheet

Financial Year

2011

2010

2009

Number of Weeks

52

52

52

Currency

SEK

SEK

SEK

Consolidated Accounts

N

N

N

Land & Buildings

0

0

0

Plant & Machinery

0

0

0

Other Tangible Assets

9.000

16.000

0

Total Tangible Assets

9.000

16.000

0

Goodwill

0

0

0

Other Intangible Assets

0

0

0

Total Intangible Assets

0

0

0

Loans To Group

0

0

0

Other Loans

0

0

0

Miscellaneous Fixed Assets

0

0

0

Total Other Fixed Assets

0

0

0

TOTAL FIXED ASSETS

9.000

16.000

0

Work In Progress

0

0

0

Other Inventories

2.522.000

2.558.000

2.420.000

Total Inventories

2.522.000

2.558.000

2.420.000

Trade Receivables

35.000

25.000

9.000

Group Receivables

0

0

0

Miscellaneous Receivables

194.000

153.000

163.000

Total Receivables

229.000

178.000

172.000

Cash

66.000

63.000

118.000

Other Current Assets

0

0

0

TOTAL CURRENT ASSETS

2.817.000

2.799.000

2.710.000

TOTAL ASSETS

2.826.000

2.814.000

2.710.000

Trade Payables

312.000

26.000

18.000

Bank Liabilities

0

0

0

Group Payables

0

0

0

Miscellaneous Liabilities

1.706.000

1.786.000

2.017.000

TOTAL CURRENT LIABILITIES

2.018.000

1.812.000

2.035.000

Bank Liabilities Due After 1 Year

324.000

0

375.000

Other Loans Or Finance Due After 1 Year

0

0

0

Group Payables After 1 Year

0

0

0

Miscellaneous Liabilities Due After 1 Year

325.000

350.000

0

TOTAL LONG TERM LIABILITIES

649.000

350.000

375.000

TOTAL LIABILITIES

2.667.000

2.161.000

2.410.000

Called Up Share Capital

350.000

350.000

350.000

Share Premium

0

0

0

Revenue Reserves

-261.000

233.000

-155.000

Other Reserves

70.000

70.000

105.000

TOTAL SHAREHOLDERS EQUITY

159.000

653.000

300.000

 

 

Other Financials

Contingent Liabilities

1.160.000

1.160.000

1.160.000

Working Capital

799.000

987.000

675.000

Net Worth

159.000

653.000

300.000

 

 

Ratios

Pre-Tax Profit Margin

-13.10 %

12.42 %

-1.53 %

Return On Capital Employed

-10.20 %

7.63 %

-0.84 %

Return On Total Assets Employed

-17.48 %

12.54 %

-1.48 %

Return On Net Assets Employed

-310.69 %

54.06 %

-13.33 %

Sales/Net Working Capital

4.72

2.88

3.86

Stock Turnover Ratio

66.86 %

90.01 %

92.79 %

Debtor Days

3.39

3.21

1.26

Creditor Days

30.19

3.34

2.52

Current Ratio

1.40

1.54

1.33

Liquidity Ratio/Acid Test

0.15

0.13

0.14

Current Debt Ratio

12.69

2.77

6.78

Gearing

408.18 %

53.60 %

125.00 %

Equity In Percentage

5.63 %

23.20 %

11.07 %

Total Debt Ratio

16.77

3.31

8.03

 

ADDITIONAL INFORMATION

 

Basic Information

Business Name

Jewel House A.K.M. Aktiebolag

Registered Company Name

Jewel House A.K.M. Aktiebolag

Company Registration Number

5562098367

Country

SWEDEN

VAT Registration Number

SE556209836701

Date of Company Registration

27/04/1981

Legal Form

Limited liability company

Company Status

Active

Currency of this Report

SEK

Principal Activity Description

Bolaget skall bedriva import och export av ädelmetaller och ädelstenar samt handel med konfektion ävensom idka därmed förenlig verksamhet.

Contact Address

Västerlånggatan 10, 11129 STOCKHOLM

Contact Telephone Number

08-204860

 

 

Activities

Activity Code

Activity Description

46480

Wholesale of watches and jewellery

 

Main Address

Address

Country

Telephone

Västerlånggatan 10, 11129 STOCKHOLM

SWEDEN

08-204860

 

Other Address

Address

Country

No other addresses for this company.

 

 

Email Addresses

No information for this company.

 

Web Pages

No information for this company.

 

Employee Information

Year

Number of Employees

2011

3

2010

3

2009

3

2008

2

2007

2

 

Advisors

Auditor Name

Bengt Ivar Beergrehn

Additional Information

Tax Registrations

Registered for FTax

Yes

Registered for VAT

Yes

Registered for Employee Tax

Yes

 

Certificates

Type

Category

Issuer

No certificate information for this company.

 

 

 

Event History

Event Date

Event Description

21/11/2012

Annual report (PDF), new

06/11/2012

Annual account, new

19/10/2012

Annual report (PDF), new

17/08/2012

Authorised signatory, changed

17/08/2012

Place of residence, changed

17/08/2012

Board, changed

17/08/2012

Company representatives, changed

28/07/2012

Board, changed

28/07/2012

Authorised signatory, changed

28/07/2012

Company representatives, changed

05/01/2012

Annual account, new

29/12/2011

Annual report (PDF), new

23/08/2011

Board, changed

23/08/2011

Company representatives, changed

19/10/2010

Annual account, new

11/10/2010

Annual report (PDF), new

18/12/2009

Authorised signatory, changed

03/11/2009

Annual account, new

13/10/2009

Annual report (PDF), new

22/06/2009

Company representatives, changed

22/06/2009

Authorised signatory, changed

22/06/2009

Board, changed

11/05/2009

Board, changed

11/05/2009

Company representatives, changed

11/05/2009

Authorised signatory, changed

30/10/2008

Annual account, new

27/10/2008

Annual report (PDF), new

 

 

Status History

Date

Event Description

No company status history for this company

 

 

Share Capital Structure

Financial Information

 


DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.03

UK Pound

1

Rs.82.43

Euro

1

Rs.70.49

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.