MIRA INFORM REPORT

 

 

Report Date :

20.04.2013

 

IDENTIFICATION DETAILS

 

Name :

PALMARY MACHINERY CO., LTD.

 

 

Registered Office :

No.77, Gongye Rd., Dali Dist., Taichung City 412

 

 

Country :

Taiwan

 

 

Date of Incorporation :

11.06.1998

 

 

Com. Reg. No.:

16524622

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacturing and sales of grinding machines, etc.

 

 

No. of Employees :

About 140 Employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

TAIWAN - ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. In 2009, Taiwan's GDP contracted 1.8%, due primarily to a 13.1% year-on-year decline in exports. In 2010 GDP grew 10.7%, as exports returned to the level of previous years, and in 2011, grew 4.1%. In 2012, however, growth fell to 1.3%, because of softening global demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, but except for the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, so far Taiwan has been excluded from this greater economic integration in part because of its diplomatic status. Negotiations continue on such follow-on components of ECFA regarding trade in goods and services. The MA administration has said that the ECFA will serve as a stepping stone toward trade pacts with other key trade partners, which Taiwan subsequently launched with Singapore and New Zealand. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large trade surplus largely because of its surplus with China, and its foreign reserves are the world's fifth largest, behind China, Japan, Saudi Arabia, and Russia. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Three financial memorandums of understanding, covering banking, securities, and insurance, took effect in mid-January 2010, opening the island to greater investments from the mainland's financial firms and institutional investors, and providing new opportunities for Taiwan financial firms to operate in China. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

Source : CIA


Contact Points

 

Company Name:

Palmary Machinery Co., Ltd.

Supplied Name:

PALMARY MACHINERY CO LTD.

Trading Address:

No.77, Gongye Rd., Dali Dist., Taichung City 412, Taiwan (R.O.C.)

Supplied Address:

Gongye Rd., Dali City Taichung City 412 Taichung Taiwan

Telephone Number:

+886-4-2492-9799

Fax Number:

+886-4-2492-9499

E-mail:

palmary@gringding.com.tw

Notes: The exact name and address are as above.

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

 

Company Identification Details

 

Registered Name:

Palmary Machinery Co., Ltd.

Registered Address:

No.77, Gongye Rd., Dali Dist., Taichung City 412, Taiwan (R.O.C.)

Date of Foundation:

1998-6-11

Registration Number:

16524622

Registry:

MOEA Central Office

Registered Capital:

NTD 140,798,500 (USD 4,787,149)

(As of 2013.04, 1 NTD = 0.0340 USD)

Paid-up Capital:

NTD 140,798,500 (USD 4,787,149)

Legal Representatives:

Qinglong Zheng

Legal Form:

Joint Stock Company

Principal Activities:

Manufacturing and sales of grinding machines, etc.

Staff:

About 140 Employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2012-10-17

 

History

Subject was incorporated on 1998-6-11 with registered number 16524622 as Joint Stock Company in Taiwan.

 

Shareholders

 

Name

Subscription Shares

Qinglong Zheng

4,873,940         

 

Mingjie Zheng

 

416,900

 

Changzhu Lin

826,220

Jinzu Lin

606,400

Zhimeng Wang

985,400

Zhenfang Zhang

682,200

The information above is that of subject’s major shareholders.

 

Subsidiaries & Branches

 

Related Companies

1

Name

Shangyu Daikinko Seiki Co., Ltd.

Address

No.288, Yongxiang Road, Cao-E Street, Shangyu City, Zhejiang Province, China

Telephone Number

+86-575-8218-6082

Fax Number

+86-575-8218-6085

2

Name

Palmary Machinery Co., Ltd. (Thailand)

Address

200 Moo 1 Khaerai, Kratumban, Samutsakorn Thailand, 74110

Telephone Number

+66-34-476225

Fax Number

+66-34-849516

 

Personnel Information

Core Management

 

Directors

1

Name

Qinglong Zheng

Position

Board Director

2

Name

Mingjie Zheng

Position

Director

3

Name

Changzhu Lin

Position

Director

4

Name

Jinzu Lin

Position

Director

5

Name

Zhimeng Wang

Position

Director

6

Name

Zhenfang Zhang

Position

Supervisor

 

Personnel Structure

 

Total Employees

About 140 Employees

 

Operation Information

Offices & Factories

 

 

Headquarters

Add

No.77, Gongye Rd., Dali Dist., Taichung City 412, Taiwan (R.O.C.)

 

Production Information

 

l         Subject is engaged in manufacturing of grinding machines, etc.

l         Subject has a factory (about 12,000 square meters) in Taiwan at the trading address for production.

l         Subject has a specialized R & D and technical departments, and it cooperates with “SANYO” a famous company in Japan.

l         It is introduced that subject can provide ODM service.

l         Subject obtained the certifications of ISO 9001 and CE.

 

Purchase Information

 

l         The registered activities of subject:

Business Code

Details

CB01990

Other machinery manufacturing (machine tools, grinder, lathe, milling machine, drilling machine and parts thereof)

F213990

Other machinery and equipment retail (machine tools, grinder, lathe, milling machine, drilling machine and parts thereof)

CP01010

Hand tools manufacturing industry

CQ01010

Mold manufacturing industry

F206030

Mold retail

CB01010

Machinery and equipment manufacturing

F213080

Machinery and equipment retail

CD01030

Automotive and parts manufacturing (only for auto parts)

CD01040

Motorcycles and parts manufacturing

F214030

Retail of automobiles and motorcycles’ spare and accessory parts

F401030

Manufacturing exports

F206010

Retail of hardware

 

l         The components for production are purchased from Japan, Europe, mainland of China, etc.

l         Subject purchases facilities almost from Japan.

 

Sales Information

 

l         The subject is engaged in sale of grinding machines, etc.

l         The major products sold by subject include centerless grinder, cylindrical grinder, internal grinder, CNC grinding machines, special grinding machine, etc.

l         Subject’s sale regions include Taiwan, mainland China, Japan, Thailand, USA, Germany, South Korea,

l         The subject has a proportion of 70% for export.

l         Subject’s major customers include “BLACK&DECKER”, “KENNAMETAL”, “GM”, “RUDOLPH”, “Canon”, “HITACHI” and “DENSO”, etc.

 

Import and export right:

Import right

Yes

Export right

Yes

 

Settlements

Purchase

 

Domestic Purchase

Product

Payment Terms

Proportion

Components

COD, CBD, etc

100%

 

Foreign Purchase

Product

Payment Terms

Proportion

Components and facilities

CBD, etc

100%

 

Sales

 

Domestic Markets

Product

Sales Terms

Proportion

Grinding machines

COD, CBD, etc

100%

 

Export

Product

Sales Terms

Proportion

Grinding machines

CBD, etc

100%

 

Financial Information

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

Subject’s relevant staff Ms. Yu declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 

Bankers

 

Name

International Commercial Bank of China

 

Public Record

 

Mortgage

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

Interview Details

 

Name

Ms. Yu

Department

Sales Department

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.03

UK Pound

1

Rs.82.43

Euro

1

Rs.70.49

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.

 
 


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