MIRA INFORM REPORT

 

 

 

Report Date :

22.04.2013

 

IDENTIFICATION DETAILS

 

Name :

STAHL INDIA PRIVATE LIMITED

 

 

Registered Office :

1/A, Sarguna Salai, Nagalkeni, Chrompet, Chennai-600044, Tamilnadu

 

 

Country :

India

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

29.01.1998

 

 

Com. Reg. No.:

18-039811

 

 

Capital Investment / Paid-up Capital :

Rs. 90.000 Millions

 

 

CIN No.:

[Company Identification No.]

U24117TN1998PTC039811

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturers and suppliers of leather processing products such as Filler, Lacquer, Resin Binder, Poly Urethene top coat and other chemicals used in leather industry and agro industry.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (51)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 1890000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a well established company having satisfactory track. Directors are reported to be an experienced and respectable businessmen. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct.

 

The company can be considered good for normal business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

LOCATIONS

           

Registered Office/ Corporate office :

1/A, Sarguna Salai, Nagalkeni, Chrompet, Chennai-600044, Tamilnadu, India

Tel. No.:

91-44-2362702/ 22362703/22485102

Fax No.:

91-44-2388389/22484389

E-Mail :

saravanan.srinivasan@stahl.com

stahlind@md3.vsnl.net.in

Saravanan.S@stahl.com

Website :

http://www.stahl.com

 

 

Factory 1 :

84, Vanapadi Road, Ranipet-632403, Tamilnadu, India

 

DIRECTORS

 

As on 18.08.2011

 

Name :

Mr. Timothy Amos

Designation :

Managing Director

Address :

3-B, ABM Avenue Rajaanaamlai Puram, Chennai-600028, Tamilnadu, India

Date of Birth/Age :

08.04.1853

Date of Appointment :

01.01.2002

DIN No.:

00391232

 

 

Name :

Mr. Srinivasan Rajgopalan

Designation :

Director

Address :

5/712, B New Bharthi Nagar, Sipcot, Ranipet, Vellore-632403, Tamilnadu, India

Date of Birth/Age :

22.08.1958

Date of Appointment :

01.01.2002

DIN No.:

00382720

 

 

Name :

Mr. Christiann Johannes Maria Daamen

Designation :

Director

Address :

Molenbeek 26, 5172CG Kaatsheuvel, The Netherlands

Date of Birth/Age :

20.09.1958

Date of Appointment :

09.02.2008

DIN No.:

02256199

 

 

KEY EXECUTIVES

 

Name :

I K Gayathri

Designation :

Secretary

Address :

B-2, Kottur Villa Apartments, 5 Lock Street, Kotturpuram, Chennai – 600085, Tamilnadu, India

Date of Birth/Age :

03.09.1970

Date of Appointment :

01.03.2010

Pan No.:

AGUPG0001F

 

 

Name :

S. Saravanan

Designation :

Chief Financial Officer

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 18.08.2011

 

Names of Shareholders

 

No. of Shares

Stahl Netherlands BV

 

8144999

Stahl Holdings BV

 

1

TOTAL

 

8145000

 

Equity Share Break up (Percentage of Total Equity)

 

As on 18.08.2011

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturers and suppliers of Leather Processing products such as Filler, Lacquer, Resin Binder, Poly Urethene top coat and other chemicals used in Leather Industry and Agro Industry.

 

 

Products :

Product Description

ITC Code

Specialty Leather Finishing Chemicals

3809 and 3909

 

PRODUCTION STATUS

 

As on 31.03.2010

 

Particulars

Unit

Licensed Capacity

Installed Capacity

Actual Production

Specialty Leather Finishing Chemicals

Kgs

NA

5000000

4632955

 

 

 

 

 

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         ABN Amro Bank, N.V, Chennai

·         State Bank of India, Pallavaram

·         State Bank of India, Ranipet

·         IDBI Bank Limited, Chennai

 

Banking Relations :

--

 

 

Auditors :

 

Name :

S Datta

Chartered Accountant

Address :

Price Waterhouse and Company, 32, Khader Nawaz Khan Road, Nungambakkam, Chennai-600006, Tamilnadu, India

PAN.:

AADFP9359C

 

 

Ultimate Holding Company  :

Stahl Holding BV

 

 

Holding Company :

Stahl Netherlands BV

 

 

Fellow Subsidiaries :

·         Stahl International BV

·         Stahl Europe BV

·         Stahl Finance BV

·         Stahl Trading Shanghai Company Limited

·         Stahl UK Limited

·         Stahl USA Inc

·         Stahl De Maxico SA De

·         Stahl Coating and Fine Chemicals (Suzhou) Company Limited

·         Stahl Brazil SA

·         Stahl Asia Private Limited

·         Stahl Pakistan

 

 

CAPITAL STRUCTURE

 

As on 18.08.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

9000000

Equity Shares

Rs.10/- Each

Rs.90.000 Millions

9000000

Preference Shares

Rs. 10/- Each

Rs. 90.000 Millions

 

TOTAL

 

Rs. 180.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

8145000

Equity Shares

Rs.10/- Each

Rs.81.450 Millions

 

 

 

 

 

As on 31.03.2010

 

Authorised Capital :

No. of Shares

Type

Value

Amount

9000000

Equity Shares

Rs.10/- Each

Rs.90.000 Millions

9000000

Preference Shares

Rs. 10/- Each

Rs. 90.000 Millions

 

TOTAL

 

Rs. 180.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

9000000

Equity Shares

Rs.10/- Each

Rs.90.000 Millions

 

 

 

 

 

Notes: Number of Equity shares held by the holding company Stahl Netherlands BV, Netherlands


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2010

31.03.2009

31.03.2008

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

90.000

90.000

90.000

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

381.417

379.478

316.849

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

471.417

469.478

406.849

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

0.000

0.000

0.000

TOTAL BORROWING

0.000

0.000

0.000

DEFERRED TAX LIABILITIES

12.500

16.100

15.200

 

 

 

 

TOTAL

483.917

485.578

422.049

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

163.305

166.873

164.566

Capital work-in-progress

3.006

0.226

1.148

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

128.917
133.471
126.679

 

Sundry Debtors

273.991
170.013
172.147

 

Cash & Bank Balances

53.081
82.855
71.322

 

Other Current Assets

0.162
0.562

0.448

 

Loans & Advances

42.176
51.542
38.069

Total Current Assets

498.327

438.443

408.665

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

161.292

103.245

131.804

 

Other Current Liabilities

10.106

7.903

11.431

 

Provisions

9.323

8.816

9.095

Total Current Liabilities

180.721

119.964

152.330

Net Current Assets

317.606
318.479
256.335

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

483.917

485.578

422.049

 

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2010

31.03.2009

31.03.2008

 

SALES

 

 

 

 

 

Sales

1065.629

869.778

767.405

 

 

Other Income

14.376

9.598

12.098

 

 

TOTAL                                     (A)

1080.005

879.376

779.503

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Goods Sold

603.938

500.421

417.796

 

 

Manufacturing Expenses

151.179

142.872

126.229

 

 

Employee cost

67.699

55.836

48.236

 

 

TOTAL                                     (B)

822.816

699.129

592.261

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)     (C)

257.189

180.247

187.242

 

 

 

 

 

Less

INTEREST/ FINANCIAL EXPENSES                  (D)

0.936

0.740

0.726

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

256.253

179.507

186.516

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

14.069

13.249

12.232

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                              (G)

242.184

166.258

174.284

 

 

 

 

 

Less

TAX                                                                  (H)

82.900

59.121

60.217

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

159.284

107.137

114.067

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

241.360

187.055

150.731

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

15.928

10.714

11.407

 

 

Dividend

132.300

36.000

56.700

 

 

Tax on Dividend

22.484

6.118

9.636

 

BALANCE CARRIED TO THE B/S

229.932

241.360

187.055

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

FOB Value of Export

28.025

14.999

11.066

 

 

Commission

0.000

0.000

2.231

 

TOTAL EARNINGS

28.025

14.999

13.297

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

178.700

157.765

129.130

 

 

Stores & Spares

0.180

0.433

0.115

 

 

Trading Goods

102.035

107.182

57.918

 

 

Capital Goods

5.444

2.702

1.621

 

TOTAL IMPORTS

286.359

268.082

188.784

 

 

 

 

 

 

Earnings Per Share (Rs.)

17.70

11.90

12.67

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2010

31.03.2009

31.03.2008

PAT / Total Income

(%)

14.75
12.18

14.63

 

 

 
 

 

Net Profit Margin

(PBT/Sales)

(%)

22.73
19.11
22.71

 

 

 
 
 

Return on Total Assets

(PBT/Total Assets}

(%)

36.60
34.26
30.42

 

 

 
 
 

Return on Investment (ROI)

(PBT/Networth)

 

0.51
0.35
0.43

 

 

 
 

 

Debt Equity Ratio

(Total Liability/Networth)

 

0.38
0.26

0.37

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

2.76
3.65

2.68

 


 

LOCAL AGENCY FURTHER INFORMATION

 

BUSINESS

 

The year 2009-10 has been a year of growth and consolidation for us. The effects of recession faded out and they grew by 22% compared to previous year. Raw material prices also softened a bit in 2009-10 compared to previous year and they were able to reduce their raw materials costs by 1% this year due to better availability of materials and better negotiation capability of their purchasing team. Competition was tough and customers were more demanding, however, inspite of all the difficulties they were able to maintain their leadership position in the industry and were able to maintain their sales higher as compared to competition. On tonnage they achieved sales of 6,912 tons during 2009-10 as compared to 5,733 tons in 2008-09. On value terms our sales have grown by 22% as compared to the previous year.

 

During the year they commenced operations of their Ambur lab wherein they have invested in land, building and machineries. This lab will cater to requirements of Ambur, Vaniyambadi and Ranipet markets, and will help them in further penetration of their business.

 

Their technical sales team is well respected in the leather industry circles, for its innovativeness and speed of response. They stand by their objective of being the “first choice call for tanners and coaters when they have a problem”. As of March 2010 our total technician’s strength stood at 51 with another 12 in business support.

 

Their earnings per share had jumped up quite significantly to P.s. 17.70 in 2009-10 from Ps.1 1.90 in 2008-09 this is mainly due to higher sales and better cost of raw materials.

 

 

 

FUTURE OUTLOOK

 

2010-11 is expected to be a boom year with economies across the globe coming out of recession, and demand renewing. As usual they will ensure that all strings are pulled so that they yet again outperform the market growth. They have set ourselves an ambitious growth target of more than 12% in sales and EBJTDA. With their Ambur lab filly operational during this year we should see good growth in business. During the year we have invested Rs. 14.2 million in fixed assets in our Ranipet factory, Ambur lab and Chennal corporate office in order to improve their manufacturing efficiency and achieve our targeted growth levels. In the next year they are planning to improve their production capacity significantly to help cater to growth plans of their company.

 

CONTINGENT LIABILITIES

 

Particulars

31.03.2010

Rs. In Millions

31.03.2009

Rs. In Millions

Claims against the company not acknowledge as debts

0.156

0.049

 

 

 

 

FIXED ASSETS:

 

·         Freehold Land

·         Building

·         Plant and Machinery

·         Computer

·         Office Equipments

·         Furniture and Fixtures

·         Motor Vehicles


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.03

UK Pound

1

Rs.82.43

Euro

1

Rs.70.49

 

 

INFORMATION DETAILS

 

Report Prepared by :

MRI

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

51

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.