MIRA INFORM REPORT

 

 

Report Date :

23.04.2013

 

IDENTIFICATION DETAILS

 

Name :

BUDIAM DIAMANTWERKZEUGE R. UND N. BÜTTNER GMBH

 

 

Registered Office :

Industriestr. 5a D 35713 Eschenburg

 

 

Country :

Germany

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

27.01.1977

 

 

Com. Reg. No.:

HRB 3049

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture of tools

 

 

No. of Employees :

28

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.0% in 2011. GDP contracted 5.1% in 2009 but grew by 3.6% in 2010, and 2.7% in 2011. The recovery was attributable primarily to rebounding manufacturing orders and exports - increasingly outside the Euro Zone. Germany's central bank projects that GDP will grow 0.6% in 2012, a reflection of the worsening euro-zone financial crisis and the financial burden it places on Germany as well as falling demand for German exports. Domestic demand is therefore becoming a more significant driver of Germany's economic expansion. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's budget deficit to 3.3% in 2010, but slower spending and higher tax revenues reduce the deficit to 1.7% in 2011, below the EU's 3% limit. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its energy and 46% of its base-load electrical production.

Source : CIA


Company name and address

 

BUDIAM DIAMANTWERKZEUGE R. UND N. BÜTTNER GMBH

 

 Company Status:          active

                                    Industriestr. 5a

                                    D 35713 Eschenburg

                                    Telephone:02770/91200

                                    Telefax:  02770/1000

                                    Homepage: www.buediam.de

                                    E-mail:   mail@buediam.de

 

 

VAT no.        

 

DE112599972

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Registartion data

 

 LEGAL FORM              Private limited company

 Date of foundation:        27.01.1977

 Shareholders'

 agreement:                   27.01.1977

 Registered on:              14.04.1977

 Commercial Register:    Local court 35578 Wetzlar

 under:                          HRB 3049

 

 

Share capital                         

 

EUR            128,000.00

 

 

Shareholder

 

                      Eva Maria Milsch

                      Schelde-Lahn-Str. 10

                      D 35713 Eschenburg

                      born: 20.10.1962

                      née: Büttner

                      Share:             EUR            102,400.00

 Shareholder:

                      Jann Knut Büttner

                      Viandenstr. 16

                      D 35683 Dillenburg

                      born: 11.03.1981

                      Share:             EUR             25,600.00

 Manager:

                      Eva Maria Milsch

                      Schelde-Lahn-Str. 10

                      D 35713 Eschenburg

                      having sole power of representation

                      born: 20.10.1962

                      née: Büttner

                      Profession: Tax consultant assistant

 Manager:

                      Hans Günther Milsch

                      Schelde-Lahn-Str. 10

                      D 35713 Eschenburg

                      having sole power of representation

                      born: 15.03.1956

                      Profession: Fully qualified Economist

 

 FURTHER FUNCTIONS/PARTICIPATIONS OF HANS GÜNTHER MILSCH (MANAGER)

 

 Shareholder:

                      Dipl.-Oec. H.G. Milsch

                      Unternehmensberatungs- und

                      Kapitalanlagenvermittlungs-GmbH

                      Hüttenplatz 26

                      D 35683 Dillenburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Share:             EUR             25,564.59

                      Registered

                      on:         30.12.1993

                      Reg. data:  35578 Wetzlar, HRB 3325

 Manager:

                      Dipl.-Oec. H.G. Milsch

                      Unternehmensberatungs- und

                      Kapitalanlagenvermittlungs-GmbH

                      Hüttenplatz 26

                      D 35683 Dillenburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         30.12.1993

                      Reg. data:  35578 Wetzlar, HRB 3325

 President of the Supervisory Board:

                      LaserPoint Aktiengesellschaft

                      Aspastr. 24

                      D 59394 Nordkirchen

                      Legal form: Public limited company

                      Share capital:     EUR            150,000.00

                      Registered

                      on:         09.03.2002

                      Reg. data:  48653 Coesfeld, HRB 7506

 

 

COMPANY HISTORY

 

 14.04.1977 - 05.07.1988  Büdiam Diamantwerkzeuge W. und R.

                          Büttner GmbH

                          Schelde-Lahn-Str. 3-10

                          D 35713 Eschenburg

                          Private limited company

 06.07.1988 - 1994        BÜDIAM Diamantwerkzeuge R. und N.

                          Büttner GmbH

                          Schelde-Lahn-Str. 3-10

                          D 35713 Eschenburg

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Sectors

 2573    Manufacture of tools

46741   Wholesale of tools and hardware

47521   Retail sale of metal and plastic goods n.e.c.

 

FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2010/2011

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Industriestr. 5a

                      D 35713 Eschenburg

 

 Land register documents were not available.

 

 

BANKERS

 

 VOLKSBANK DILL VB UND RAIFFBK, ESCHENBURG

 Sort. code: 51690000, BIC: GENODE51DIL

 DEUTSCHE BANK, DILLENBURG

 Sort. code: 46070090, BIC: DEUTDEDK460

 

FINANCIAL FIGURES

 

 Turnover:            2010/2011          EUR          3,000,000.00

                      2011/2012          EUR          4,060,000.00

 further business figures:

 Equipment:                              EUR            242,500.00

 Ac/ts receivable:                       EUR            796,636.00

 Liabilities:                            EUR            251,231.00

 Employees:                                                     28

 

 The aforementioned business figures may partly be estimated

 information based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.04.2010 - 31.03.2011

 Equity ratio [%]:                 73.14

 Liquidity ratio:                  10.00

 

 Balance sheet ratios 01.04.2009 - 31.03.2010

 Equity ratio [%]:                 70.67

 Liquidity ratio:                   6.45

 Return on total capital [%]:       5.95

 

 Balance sheet ratios 01.04.2008 - 31.03.2009

 Equity ratio [%]:                 67.72

 Liquidity ratio:                  10.00

 Return on total capital [%]:       2.97

 

 Balance sheet ratios 01.04.2007 - 31.03.2008

 Equity ratio [%]:                 61.00

 Liquidity ratio:                   4.58

 Return on total capital [%]:      -4.00

 

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.04.2010 - 31.03.2011

 

 ASSETS                                  EUR          2,374,852.99

  Fixed assets                           EUR          1,095,153.00

   Intangible assets                     EUR              2,321.00

    Other / unspecified intangible assetsEUR              2,321.00

   Tangible assets                       EUR            442,832.00

    Other / unspecified tangible assets  EUR            442,832.00

   Financial assets                      EUR            650,000.00

    Other / unspecified financial assets EUR            650,000.00

  Current assets                         EUR          1,249,984.74

   Stocks                                EUR            251,739.53

   Accounts receivable                   EUR            796,636.28

    Other debtors and assets             EUR            796,636.28

   Liquid means                          EUR            201,608.93

  Remaining other assets                 EUR             29,715.25

   Accruals (assets)                     EUR             21,695.95

   Deferred taxes (assets)               EUR              8,019.30

 

 LIABILITIES                             EUR          2,374,852.99

  Shareholders' equity                   EUR          1,698,486.56

   Capital                               EUR            128,000.00

    Subscribed capital (share capital)   EUR            128,000.00

   Reserves                              EUR          1,570,486.56

    Capital reserves                     EUR          1,570,486.56

  Provisions                             EUR            425,118.73

  Liabilities                            EUR            251,230.93

   Other liabilities                     EUR            251,230.93

    Unspecified other liabilities        EUR            251,230.93

  Other liabilities                      EUR                 16.77

   Deferrals (liabilities)               EUR                 16.77

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.04.2009 - 31.03.2010

 

 ASSETS                                  EUR          2,360,849.78

  Fixed assets                           EUR          1,096,381.50

   Intangible assets                     EUR                443.00

    Other / unspecified intangible assetsEUR                443.00

   Tangible assets                       EUR            295,938.50

    Other / unspecified tangible assets  EUR            295,938.50

   Financial assets                      EUR            800,000.00

    Other / unspecified financial assets EUR            800,000.00

  Current assets                         EUR          1,241,975.37

   Stocks                                EUR            217,384.31

   Accounts receivable                   EUR            869,895.11

    Other debtors and assets             EUR            869,895.11

   Liquid means                          EUR            154,695.95

  Remaining other assets                 EUR             22,492.91

   Accruals (assets)                     EUR             22,492.91

 

 LIABILITIES                             EUR          2,360,849.78

  Shareholders' equity                   EUR          1,669,104.13

   Capital                               EUR            128,000.00

    Subscribed capital (share capital)   EUR            128,000.00

   Reserves                              EUR          1,200,000.00

    Capital reserves                     EUR          1,200,000.00

   Balance sheet profit/loss (+/-)       EUR            341,104.13

    Balance sheet profit / loss          EUR            341,104.13

  Provisions                             EUR            402,382.97

  Liabilities                            EUR            289,256.26

   Other liabilities                     EUR            289,256.26

    Unspecified other liabilities        EUR            289,256.26

  Other liabilities                      EUR                106.42

   Deferrals (liabilities)               EUR                106.42

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.16

UK Pound

1

Rs.82.45

Euro

1

Rs.70.70

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.