MIRA
INFORM REPORT
|
Report Date : |
24.04.2013 |
IDENTIFICATION DETAILS
|
Name : |
SONARA SANITARY WARES PRIVATE LIMITED |
|
|
|
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Registered
Office : |
8-A, National Highway, Taluka Morbi, Nava Jambudia, Morbi-363642,
Gujarat |
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|
Country : |
India |
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|
Financials (as
on) : |
31.03.2012 |
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Date of
Incorporation : |
21.01.1999 |
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|
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Com. Reg. No.: |
04-035314 |
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Capital Investment
/ Paid-up Capital : |
Rs.2.208
Millions |
|
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|
|
CIN No.: [Company Identification
No.] |
U24220GJ1999PTC035314 |
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|
|
|
Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Manufacturer of Sanitary Wares Tiles. |
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|
No. of Employees
: |
20 [Approximately] |
RATING & COMMENTS
|
MIRA’s Rating : |
B (27) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
Maximum Credit Limit : |
USD 7000 |
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|
|
Status : |
Moderate |
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Payment Behaviour : |
Slow |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having moderate track record. There
appear some accumulated losses recorded by the company. The external
borrowing appears to be huge. However, trade relations are reported to be fair. Business is active.
Payments are reported to be slow. The company can be considered for normal business dealings with great
caution. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2012.
INFORMATION PARTED BY
|
Name : |
Mr. Chetankumar Shivlalbhai Patel |
|
Designation : |
Director |
|
Contact No.: |
91-9825672160 |
|
Date : |
23.04.2013 |
LOCATIONS
|
Registered Office/ Factory : |
8-A, National Highway, Taluka Morbi, Nava Jambudia, Morbi-363642,
Gujarat, India |
|
Tel. No.: |
91-2822-283566 |
|
Mobile No.: |
91-9825672160 [Mr. Chetankumar Shivlalbhai Patel] |
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Fax No.: |
91-2822-283566 |
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E-Mail : |
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Website : |
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|
Location : |
Owned |
DIRECTORS
AS ON 29.09.2012
|
Name : |
Mr. Shivlal Mohanbhai Patel |
|
Designation : |
Director |
|
Address : |
302, Kamdhenu Apartment, Somnath Society, Ravapar Road, Morbi-363641, Gujarat,
India |
|
Date of Birth/Age : |
30.03.1945 |
|
Date of Appointment : |
21.01.1999 |
|
Din No.: |
00052742 |
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|
|
|
Name : |
Mr. Ashokkumar Amarshibhai Patel |
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Designation : |
Director |
|
Address : |
Block No. 402, Kamdhenu Apartment, Somnath Society, Ravapar Road,
Morbi-363641, Gujarat, India |
|
Date of Birth/Age : |
02.06.1970 |
|
Date of Appointment : |
21.01.1999 |
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Din No.: |
00052739 |
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|
|
|
Name : |
Mr. Nareshkumar Jadavjibhai Patel |
|
Designation : |
Director |
|
Address : |
Block No. 3, Gopal Society, Mahendranagar Road, Morbi-363641, District
Rajkot, Gujarat, India |
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Date of Birth/Age : |
01.02.1959 |
|
Date of Appointment : |
12.05.2000 |
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Din No.: |
00052743 |
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|
|
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Name : |
Mr. Sunilkumar Amarshibhai Patel |
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Designation : |
Director |
|
Address : |
Block No. 402, Kamdhenu Apartment, Somnath Society, Ravapar Road,
Morbi-363641, Gujarat, India |
|
Date of Birth/Age : |
27.11.1976 |
|
Date of Appointment : |
01.07.2010 |
|
Din No.: |
03129218 |
|
|
|
|
Name : |
Mr. Chetankumar Shivlalbhai Patel |
|
Designation : |
Director |
|
Address : |
Block No. 302, Kamdhenu Apartment, Somnath Society, Ravapar Road,
Morbi-363641, Gujarat, India |
|
Date of Birth/Age : |
11.04.1975 |
|
Date of Appointment : |
01.07.2010 |
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Din No.: |
03129194 |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
AS ON 29.09.2012
|
Names of Shareholders |
|
No. of Shares |
|
Shivlal Mohanbhai Patel |
|
15200 |
|
Ashokkumar Amarshibhai Patel |
|
20100 |
|
Nareshkumar Jadavjibhai Patel |
|
20000 |
|
Hasumatiben Nareshbhai Patel |
|
5000 |
|
Jadavjibhai Jivrajbhai Patel |
|
22400 |
|
Gitaben Ashokkumar Patel |
|
12500 |
|
Chetankumar Shivlalbhai Patel |
|
27600 |
|
Manekben Shivlalbhai Patel |
|
10000 |
|
Amarshibhai Mohanlal Patel |
|
15000 |
|
Pushpaben Ramniklal Patel |
|
2500 |
|
Ramniklal Chakubhai Patel |
|
2500 |
|
Bhavnaben C. Patel |
|
9000 |
|
Rekhaben S. Patel |
|
15000 |
|
Sunilkumar A. Patel |
|
14000 |
|
Tusar Shivlalbhai Patel |
|
23000 |
|
Dimpal Tusarbhai Patel |
|
5000 |
|
Hemlattaben Amarshibhai Patel |
|
2000 |
|
|
|
|
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TOTAL
|
|
220800 |
AS ON 29.09.2012
|
Equity Share Breakup |
|
Percentage of Holding |
|
Category |
|
|
|
Directors
or relatives of directors |
|
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer of Sanitary Wares Tiles. |
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Terms : |
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Selling : |
Cash and Credit |
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Purchasing : |
Cash and Credit |
GENERAL INFORMATION
|
Suppliers : |
·
Abref Private Limited ·
Jay Chamunda Traders ·
Kumar Ceramic - Patna ·
N.R. Trading, Kolkata ·
Tile Centre ·
Royal Tiles ·
Marble Empire - Ongloe ·
Balji Stones ·
S.K. Enterprises ·
Bharat Sanitary and Wares |
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Customers : |
Wholesalers and Retailers ·
Royal Ceramics Tiles ·
Shivshakti Ceramics ·
P.G. Ceramic – Navsari ·
Ashish Trading Company ·
Hariom Ceramics - Mumbai ·
Rajasthan Sanitary House ·
New Sarada Trading ·
Navkar Enterprises - Alwar ·
Riya Sanitary Ware – Mankad ·
Gulab Chand Kochar |
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No. of Employees : |
20 [Approximately] |
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Bankers : |
Rajkot Nagrik Sahakari Bank Limited, Government Hospital Road,
Morbi-363641, Gujarat, India |
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Facilities : |
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Banking
Relations : |
-- |
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Auditors : |
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|
Name : |
R.K. Doshi and Company Chartered Accountants |
|
Address : |
Aditya Centre, 2nd Floor, Opposite Phulchhab Chowk,
Rajkot-360001, Gujarat, India |
|
PAN No: |
AAIFR8841C |
CAPITAL STRUCTURE
AS ON 31.03.2012
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
250000 |
Equity Shares |
Rs.10/- each |
Rs.2.500 Millions |
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
220800 |
Equity Shares |
Rs.10/- each
|
Rs.2.208
Millions |
FINANCIAL DATA
[all figures are in
Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Share Capital |
2.208 |
2.208 |
2.208 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
0.000 |
0.000 |
0.000 |
|
|
4] (Accumulated Losses) |
(0.449) |
(0.677) |
(1.200) |
|
|
NETWORTH |
1.759 |
1.531 |
1.008 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
5.482 |
5.687 |
6.032 |
|
|
2] Unsecured Loans |
9.844 |
6.912 |
5.689 |
|
|
TOTAL BORROWING |
15.326 |
12.599 |
11.721 |
|
|
DEFERRED TAX LIABILITIES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
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TOTAL |
17.085 |
14.130 |
12.729 |
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APPLICATION OF FUNDS |
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|
FIXED ASSETS [Net Block] |
6.904 |
6.455 |
5.933 |
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|
Capital work-in-progress |
0.000 |
0.000 |
0.000 |
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|
|
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INVESTMENT |
0.000 |
0.000 |
0.000 |
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|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
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|
|
|
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CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
4.725
|
2.719 |
2.802 |
|
|
Sundry Debtors |
7.458
|
7.009 |
4.374 |
|
|
Cash & Bank Balances |
0.434
|
0.391 |
0.619 |
|
|
Other Current Assets |
0.090
|
0.045 |
0.000 |
|
|
Loans & Advances |
2.184
|
2.754 |
2.643 |
|
Total
Current Assets |
14.891
|
12.918 |
10.438 |
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
4.125
|
3.158 |
2.394 |
|
|
Other Current Liabilities |
0.258
|
1.945 |
1.137 |
|
|
Provisions |
0.327
|
0.140 |
0.111 |
|
Total
Current Liabilities |
4.710
|
5.243 |
3.642 |
|
|
Net Current Assets |
10.181
|
7.675 |
6.796 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
17.085 |
14.130 |
12.729 |
|
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
|
|
SALES |
|
|
|
|
|
|
|
Income |
31.457 |
30.401 |
23.192 |
|
|
|
Other Income |
0.239 |
0.199 |
0.190 |
|
|
|
TOTAL |
31.696 |
30.600 |
23.382 |
|
|
|
|
|
|
|
|
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EXPENSES |
|
|
|
|
|
|
|
TOTAL |
NA |
NA |
NA |
|
|
|
|
|
|
|
|
|
DEPRECIATION/
AMORTISATION |
0.985 |
0.963 |
0.936 |
|
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|
|
|
|
|
|
PROFIT / (LOSS)
BEFORE TAX |
0.162 |
0.606 |
0.192 |
|
|
|
|
|
|
|
|
|
|
TAX |
0.030 |
(0.029) |
(0.008) |
|
|
|
|
|
|
|
|
|
|
PROFIT / (LOSS)
AFTER TAX |
0.227 |
0.524 |
0.201 |
|
|
|
|
|
|
|
|
|
|
Earnings /
(Loss) Per Share (Rs.) |
1.03 |
2.37 |
0.90 |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2012 |
31.03.2011 |
31.03.2010 |
|
PAT / Total Income |
(%) |
0.72
|
1.71 |
0.85 |
|
|
|
|
|
|
|
Net Profit Margin (PBT/Sales) |
(%) |
0.51
|
1.99 |
0.83 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
0.74
|
3.70 |
1.17 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.09
|
0.40 |
0.19 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Debt/Networth) |
|
8.71
|
8.23 |
11.63 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
3.16
|
2.46 |
2.87 |
LOCAL AGENCY FURTHER INFORMATION
DETAILS OF SUNDRY CREDITORS:
|
Particulars |
31.03.2012 [Rs. in millions] |
31.03.2011 [Rs. in millions] |
31.03.2010 [Rs. in millions] |
|
Sundry Creditors |
4.125
|
3.158 |
2.394 |
PARTIAL DETAILS OF
SUNDRY CREDITORS:
|
Particulars |
31.03.2012 [Rs. in millions] |
31.03.2011 [Rs. in millions] |
31.03.2010 [Rs. in millions] |
|
GSPC Gas Company
Limited |
0.682
|
0.473 |
NA |
|
Vikas Ceramic
Deogarh |
0.200
|
0.022 |
|
|
Bharat Sanitary and
Hardware Store |
0.247
|
0.314 |
|
|
Jay Chamunda
Trader |
0.400
|
0.400 |
NA |
|
Kumar Ceramic,
Patna |
0.55
|
0.000 |
|
|
N.R. Trading,
Kolkata |
0.055
|
0.000 |
|
|
Ranjana Traders,
Allahabad |
0.691
|
0.000 |
NA |
|
Sr. No. |
Check List by
Info Agents |
Available in
Report (Yes / No) |
|
1] |
Year of Establishment |
Yes |
|
2] |
Locality of the firm |
Yes |
|
3] |
Constitutions of the firm |
Yes |
|
4] |
Premises details |
No |
|
5] |
Type of Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's background |
Yes |
|
8] |
No. of employees |
Yes |
|
9] |
Name of person contacted |
Yes |
|
10] |
Designation of contact person |
Yes |
|
11] |
Turnover of firm for last three years |
Yes |
|
12] |
Profitability for last three years |
Yes |
|
13] |
Reasons for variation <> 20% |
-- |
|
14] |
Estimation for coming financial year |
No |
|
15] |
Capital in the business |
Yes |
|
16] |
Details of sister concerns |
Yes |
|
17] |
Major suppliers |
Yes |
|
18] |
Major customers |
Yes |
|
19] |
Payments terms |
Yes |
|
20] |
Export / Import details (if applicable) |
No |
|
21] |
Market information |
-- |
|
22] |
Litigations that the firm / promoter involved in |
-- |
|
23] |
Banking Details |
Yes |
|
24] |
Banking facility details |
Yes |
|
25] |
Conduct of the banking account |
-- |
|
26] |
Buyer visit details |
-- |
|
27] |
Financials, if provided |
Yes |
|
28] |
Incorporation details, if applicable |
Yes |
|
29] |
Last accounts filed at ROC |
Yes |
|
30] |
Major Shareholders, if available |
Yes |
|
31] |
PAN of Proprietor/Partner/Director, if available |
No |
|
32] |
Date
of Birth of Proprietor/Partner/Director, if available |
Yes |
|
33] |
Voter ID No of Proprietor/Partner/Director, if available |
No |
|
34] |
External Agency Rating, if available |
No |
|
Unsecured Loan |
As
on 31.03.2012 [Rs.
in Millions] |
As
on 31.03.2011 [Rs.
in Millions] |
|
From Directors |
4.485 |
3.437 |
|
From Shareholders |
5.359 |
3.475 |
|
TOTAL
|
9.844 |
6.912 |
COMPANY PERFORMANCE:
During the year 2011-12, the company reported
a profit after tax of Rs.0.227 million as against Rs.0.524 million for the
previous year. the operating revenue is Rs.31.457 millions as against the
previous year revenue of Rs.30.401 millions.
BANKERS CHARGES
REPORT AS PER REGISTRY
|
This form is for |
Modification of
charge |
|
Charge
identification number of the modified |
90106430 |
|
Corporate
identity number of the company |
U24220GJ1999PTC035314 |
|
Name of the company
|
SONARA SANITARY
WARES PRIVATE LIMITED |
|
Address of the
registered office or of the principal place of business in |
8-A, National Highway, Taluka Morbi, Nava Jambudia, Morbi-363642,
Gujarat, India |
|
Type of charge |
Book Debts Movable Property
[not being pledge] |
|
Particular of
charge holder |
Rajkot Nagrik Sahakari Bank Limited, Government Hospital Road,
Morbi-363641, Gujarat, India Email: loandept@rnsbindia.comb
|
|
Nature of
description of the instrument creating or modifying the charge |
Hypothecation
Agreement. |
|
Date of
instrument Creating the charge |
22.05.2012 |
|
Amount secured by
the charge |
Rs.11.661
Millions |
|
Brief particulars
of the principal terms an conditions and extent and operation of the charge |
Rate of Interest As per Bank
Sanction Terms of Repayment CC :On demand Margin As per Bank Rules Extent and Operation of the charge First Charge of
Rajkot Nagarik Sahakari Bank Limited |
|
Short particulars
of the property charged |
Hypothecation of
all stock of Raw Material, Finished goods, Stock in process, Movable PM,
Book-Debts, Receivables, Claims, Bills, Crafts, Vehicles, Contracts. |
|
Particulars of the
present modification |
The Bank has
enhanced the Cash Credit facilities to Rs. 10.000 Millions, by making total
aggregating limit of Rs. 11.661 Millions upon movable properties of the
Company as below. CC :
10.000 Millions BG :
1.661 Millions _________________ Total : 11.661 Millions |
FIXED ASSETS:
·
Factory Land
·
Plant and Machinery
·
Electrical Installation
·
Factory Building
·
Freeze A/C
·
Computer
·
Swift Car A/C
·
Trade Mark A/C
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No exist to suggest that subject is or was
the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper payments
to government officials for engaging in prohibited transactions or with
designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l Anti-Money
Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.54.30 |
|
|
1 |
Rs.82.88 |
|
Euro |
1 |
Rs.70.80 |
INFORMATION DETAILS
|
Information
Gathered by : |
PLK |
|
|
|
|
Report Prepared
by : |
TPT |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
3 |
|
PAID-UP CAPITAL |
1~10 |
3 |
|
OPERATING SCALE |
1~10 |
3 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
3 |
|
--PROFITABILIRY |
1~10 |
3 |
|
--LIQUIDITY |
1~10 |
3 |
|
--LEVERAGE |
1~10 |
3 |
|
--RESERVES |
1~10 |
3 |
|
--CREDIT LINES |
1~10 |
3 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
--RBI |
YES/NO |
NO |
|
--EPF |
YES/NO |
NO |
|
TOTAL |
|
27 |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
- |
NB |
New Business |
- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.