MIRA INFORM REPORT

 

 

Report Date :

27.04.2013

 

IDENTIFICATION DETAILS

 

Name :

FABRIC CORPORATION (PTY) LTD

 

 

Registered Office :

Pdb House, 12 Sansom Road, Vincent, 5247

 

 

Country :

South Africa

 

 

Date of Incorporation :

04.01.1994

 

 

Com. Reg. No.:

M1994/092554/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturers of cushion covers

 

 

No. of Employees :

23

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No  Complaints

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

South Africa ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. State power supplier Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 


 

Subject Name

FABRIC CORPORATION (PTY)LTD

Country

South Africa

Subject Contact Person

SHARNE WITTSTOCK - Financial manager

Assessment

This is a well-established business.

 

On investigation contact was made with the financial manager SHARNE WITTSTOCK who assisted with the company information.

 

There are no reported subsidiaries or branches.

 

A bank code C was obtained for an amount of R 1 000 000 over a period of 30 days. Commitments are being met timeously with suppliers. The financial information was declined as this information is considered to be confidential.

 

Please see the information obtained below.

 

 

Company information

 

Registered Name

FABRIC CORPORATION (PTY)LTD

Trading as/ Division Name

FABRIC CORPORATION

Previous Name

MARY-LOU

Date of Name Change

Unavailable

Registration Number

M1994/092554/07

Registration Date

1994/01/04

Date Commenced Trading

1994-01-04

Age of Business

19 Years 3 Months

History of Business

The subject was established as a new business in 1994 and operations commenced immediately.

History of Principals

There are 2 active directors within the business

Shareholders/Members/Partners of subject and % holding

100 % - JACO MARIE SCHOLTZ

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

Manufacturers of cushion covers

Industry/ Customers

Interior decor businesses

Major Industry Code / SICC

31290

Definition of Code

Manufacture of other textiles n.e.c.

Head Office Physical Address

PDB HOUSE, 12 SANSOM ROAD, VINCENT, 5247

Head Office Postal Address

P O BOX 1715, EAST LONDON, 5200

Current Tel Number

0437631476

Cell Number

Unavailable

Current Fax Number

0437635071

Current Email Address

fabricor@telkomsa.net

 

 

Auditors information

 

Company Registered Name

MOORE STEPHENS PDB INC

Trading Name

MOORE STEPHENS

Registration Number

M1997/002064/21

Physical Address

PDB HOUSE, 12 SANSOM ROAD, VINCENT, 5247

Postal Address

P 0 BOX 1715, EAST LONDON, 5200

Contact Person

ANTHONY

Contact Number

0437261344

Email

Unavailable

Principals

2

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

Practice Number

952710

VAT Number

4570230179

Tax Number

9022044649

BEE Status

Unavailable

Financial Year End

December

No of years in Business

4

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

Comment

PDB PRETORIUS DANDASHE (EL)

 

7

 

PDB  PRETORIUS DONDASHE

 

19

 

 

 

TAX INFORMATION

 

Vat Number

4910157090

Status

ACTIVE

Vat Liable Date

1994/03/01

Tax Number

9748002111

Financial Year End

February

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

23

1. Salaried employees

23

2. Waged employees

 

3. Permanent employees

23

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

2

Comment

 

Light delivery Vehicles

1

Owned

 

 

Busses

1

Owned

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

PETER VAN DE KERK

Lease Agreement

5 Years

Type of Premises

Offices and Factory

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

Level

Position

Name

Comment

 

1

Director

JACO AAARIE SCHOLTZ

 

 

1

Director

PIETER VAN NIEKERK

 

 

Company Structure (Ownership)

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

100% - JACO AAARIE SCHOLTZ

FABRIC CORPORATION (PTY) LTD

 

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

3

ROAAA PACKAGING

0437435968

 

 

 

2

KERSHSTEIN

0113375400

 

 

 

1

UTI

0415012606

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

3

5 Years

 

R 40000

30 Days

R 20000 - 40000

30 Days

Good Account

2

4 Years

 

R 20000

90 Days

R 5000 - 20000

90 Days

Good Account

1

14 Years

R1000000.00

R 700000

30 Days

R 400000

30 Days

Good Account

 

 

Adverse Information on Subject

 

Judgements - No information on record

 

Business Rescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

 

BANK information

 

Bank

FIRST NATIONAL BANK

Branch

OXFORD STREET

Brach Code

250655

Bank Account Number

52120077708

Type of Account

Current

Account Name

FABRIC CORPORATION (PTY) LTD

Bank Code

C

Bank Comment

The subject's bankers consider them good for all business normal engagements

 


Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

Deeds Information - No information on record

 

 

Principals

 

Number of Principals

2

Average Age of Active Principals

58

 

Active Principals Principal - 1of 2 JACO SCHOLTZ

Surname

SCHOLTZ

First Name

JACO

Other Names

MARIE

Marital Status

Married

ID Number

5909030120080

Verified ID Number

Yes

Current Age

54

Designation

Director

Status

Active

Appointment Date

2011/12/01

Physical Address (at time of Appointment)

16 HAROLD SINGEL, BEACON BAY, 5241

Postal Address

PO BOX 2525, BEACON BAY, BEACON BAY, 5241

Current Tel Number

0437631476

Cell number

0827713631

Shareholding/Membership

100%

 

Principal's Adverse - No information on record

 

Business Information for JACO SCHOLTZ

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

FABRIC

CORPORATION (PTY) LTD

M1994/092554/07

In Business

19 Years 3 Months

0

No

 

 


Principal Previous Business Interests

 

Average Age of Previous Business                                   14 Years

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

THATSCHO RETAILERS CC

B1998/032504/23

Deregistration Final

14 Years 10 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal - 2of 2 PIETER VAN NIEKERK

Surname

VAN NIEKERK

First Name

PIETER

ID Number

5008055063000

Verified ID Number

Yes

Current Age

63

Designation

Director

Status

Active

Appointment Date

1994/03/01

Physical Address (at time of Appointment)

30 NAHOON CRESCENT, BEACON BAY, 5241

Postal Address

30 NAHOON CRESCENT, BEACON BAY, 5241

Shareholding/Membership

0%

 

Principal's Adverse - No information on record

 

Business Information for PIETER VAN NIEKERK

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

FABRIC

CORPORATION (PTY) LTD

M1994/092554/07

In Business

19 Years 3 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                               29 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

SMYRNAX (PTY)LTD

M1966/008824/07

Deregistration Final

46 Years 7 Months

0

No

 

INNERSPACE INTERIOR DECOR

MANUFACTURERS (PTY) LTD

M1990/001071/07

Dissolved

23 Years 2 Months

0

No

 

GERMAN AUTOHAUS (RIDGEWAY) (PTY)LTD

M1994/000254/07

Deregistration Final

19 Years 3 Months

0

No

 

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.29

UK Pound

1

Rs.83.88

Euro

1

Rs.70.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.