MIRA INFORM REPORT

 

 

Report Date :

01.08.2013

 

IDENTIFICATION DETAILS

 

Name :

GUD AUTOMOTIVE PTY LTD

 

 

Formerly Known as:

G.U.D. MANUFACTURING COMPANY PROPRIETARY LIMITED (initial)

 

 

Registered Office :

29 Taras Avenue, Altona North, Victoria  3025

 

 

Country :

Australia

 

 

Financials (as on) :

30.06.2013

 

 

Date of Incorporation :

02.12.1940

 

 

Com. Reg. No.:

004237727

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Manufacturing and distribution of filters for the automotive industry under the brand name Ryco.

 

 

No. of Employees :

1,576 employees (G.U.D. Group)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRALIA - ECONOMIC OVERVIEW

 

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

Source : CIA

 


IDENTIFICATION DETAILS

 

Verified Address

 

Subject name :                          GUD AUTOMOTIVE PTY LTD

Other style / Business name :     RYCO FILTERS

Business address :                    29 Taras Avenue

Town :                                       Altona North

Province :                                  Victoria

Zip/postal code :                        3025

Country :                                   Australia

Tel :                                          +61 3 92433333

Fax :                                         +61 3 92433366

Website :                                  www.rycofilters.com.au

 

Registered address :                  29 Taras Avenue

Town :                                      Altona North

Province :                                  Victoria

Zip/postal code :                        3025

Country :                                   Australia

 

 

SUMMARY DETAILS

 

Executive Summary

 

Date founded or registered :        02/12/1940

Legal form :                               Australian Proprietary Company

Chief executive :                        Robert Allen Pattison

Issued & paid up capital :           AUD 65,600

Sales turnover :              AUD 596,452,000 (Group-Consolidated 12 months, 30/06/2013)

Net income :                              AUD 31,464,000 (Group-Consolidated 12 months, 30/06/2013)

Total fixed assets :                     AUD 421,698,000 (Group-Consolidated 12 months, 30/06/2013)

Line of business :                       Manufacturing and distribution of filters for the automotive industry under the brand name Ryco.

Staff employed :                         1,576 employees (G.U.D. Group)

 

 

CREDIT RISK OPINION

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is steady

Management experience :           Management is adequately experienced

Financial performance :              Financial performance is good

Organization structure :              Organizational structure is stable

Detrimental :                  No detrimental found

Payment history :                      No payment delays noted

Comments :                              Larger credit can be granted if guaranteed by Parent Company.

 

 

STATUTORY DETAILS

 

Registry Data

 

Registration date :                                              02/12/1940

Legal form :                                                       Australian Proprietary Company

Registration no Australian Company Number:       004237727

Registered authority :                                         Australian Securities and Investments Commission

Fiscal/ Tax no :                                                  Australian Business Number: 13004237727

Registry status :                                                Live/Active

Previous name :                                                 G.U.D. MANUFACTURING COMPANY PROPRIETARY LIMITED (initial)

Change of legal form :                                         None reported.

Other registration :                                             RYCO FILTERS is a business name owned by the Subject registered on 17/07/2000 under business registration no: B1523470B.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

 

Name :              Robert Allen Pattison

Designation :     Chief Executive Officer

 

Name :              Martin Andrew Fraser

Designation :     Chief Financial Officer

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

 

Name :                          Robert Allen Pattison

Designation :                 Director

Appointment date :         02/07/04

Address :                      28 Candlebark Close

Diamond Creek, VIC 3089

Australia

Biography :                    Born on 08/08/1952 in Melbourne, Victoria, Australia.

 

Name :                          Ian Alistair Campbell

Designation :                 Director

Appointment date :         20/10/98

Address :                      14 Fellows Road

Point Lonsdale, VIC 3225

Australia

Biography :                    Born on 15/04/1950 in Portsmouth, United Kingdom.

Mr. Ian Alistair Campbell was Chief Executive Officer, Managing Director and Executive Director of GUD Holdings Limited from October 5, 1998 until July 31, 2013. Mr. Campbell was appointed Non-Executive Director of Mirrabooka Investments Limited in November 15, 2007. He is also Vice-President of Ai Group (Vic.). He is Fellow of the Australian Institute of Company Directors.

 

Name :                          Martin Andrew Fraser

Designation :                 Director

Appointment date :         01/01/12

Address :                      1 Fifth Street

Black Rock, VIC 3193

Australia

Biography :                    Born on 18/10/1962 in Melbourne, Victoria, Australia.

Mr. Martin A. Fraser has been Chief Financial Officer of GUD Holdings Limited since January 1, 2012. He holds a Bachelor of Business and Executive Masters of Business Administration. He is Graduate of the Australian Institute of Company Directors and Fellow of the Institute of Chartered Accountants. Mr. Fraser’s early career was with Coopers & Lybrand in Australia, followed by over 25 years in Asia and Europe in senior finance and operational roles in Asia and Europe with McIntosh Hamson Hoare Govett, Jardine Matheson Ltd and the Schindler Group.

 

Name :                          Malcolm George Tyler

Designation :                 Company Secretary

Appointment date :         18/11/05

Address :                      54 Cobden Street

South Melbourne, VIC 3205

Australia

Biography :                    Born 30/09/1960 in Melbourne, Victoria, Australia.

Mr. Malcolm G. Tyler has been Company Secretary of GUD Holdings Ltd since November 18, 2005. He is associate of Chartered Secretaries Australia, a former partner with Freehills and general counsel with Southcorp Limited. He has held a legal practising

certificate in Victoria for 26 years. He holds an LLB (Bachelor of Law) and a Bachelor of Commerce (Hons) and a Master of Business Administration. He is Associate of the Chartered Institute of Secretaries.

 

Staff employed :             1,576 employees (G.U.D. Group)

 

Key Advisors

 

Auditors :                      DELOITTE TOUCHE TOHMATSU

Level 17, 550 Bourke Street

Melbourne, VIC 3000

Australia

 

 

SHARE CAPITAL

 

Composition

 

Authorized Capital :        AUD 65,600

No of shares :                32,800 Ordinary Shares

Share par value :            AUD 2

Issued capital :              AUD 65,600

Paid up capital :             AUD 65,600

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

 

Composition

 

Shareholder name :        G.U.D. HOLDINGS LIMITED

Address :                      29 Taras Avenue

Altona North, VIC 3025

Australia

No. of shares :               32,800 Ordinary Shares

% of shares :                 100%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

 

Name :              G.U.D. HOLDINGS LIMITED

Affiliation type :  Parent Company

Address :          29 Taras Avenue

Altona North, VIC 3025

Australia

Comments :      GUD Holdings Limited Australian-based company. The Company operates in four segments: Consumer Products (Sunbeam and Oates), which includes small electrical appliances and cleaning products; Automotive Products (Ryco, Wesfil, Goss), which includes automotive and heavy duty filters for cars, trucks, agricultural and mining equipment, fuel pumps and associated products for the automotive after market; Water Products (Davey), which include pumps and pressure systems for household and farm water, water transfer pumps, swimming pool products, spa bath controllers and pumps and water purification equipment, and Industrial Products (Dexion and Lock Focus), which manufacturer and provides industrial storage and automation solutions plus disc tumbler locks for furniture, doors and safe locking systems.

 

Name :              SUNBEAM CORPORATION LTD

Affiliation type : Sister Company

Address :          Units 5–6, 13 Lord Street

Botany, NSW 2019

Australia

 

Name :              E.D. OATES PROPRIETARY LIMITED

Affiliation type : Sister Company

Address :          13–21 Maygar Boulevard

Broadmeadows, VIC 3047

Australia

 

Name :              DEXION (AUSTRALIA) PTY LTD

Affiliation type : Sister Company

Address :          23 Tattersall Road

Kings Park, NSW 2148

Australia

 

Name :              DAVEY WATER PRODUCTS PTY LTD

Affiliation type : Sister Company

Address :          6 Lakeview Drive

Scoresby, VIC 3179

Australia

 

Related companies and corporate affiliations comments: Other companies of the G.U.D. Holdings Group should be considered affiliates of the Subject.

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank :              National Australia Bank Limited

Address :                      Australia

Account details :            Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

Mortgages :                   None reported.

 

Legal Fillings

 

Bankruptcy fillings :        None reported.

Court judgements :         None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

 

Source of financial statement :    Public Record Sources

Financial statement date :          30/06/13

Type of accounts :                     Full audited

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 1.10 as of 30-07-2013

 

Summarized Financial Information

 

Consolidation type :                   Group Consolidated                    Group Consolidated

Currency :                                 Australia Dollar (AUD)                Australia Dollar (AUD)

Denomination :                          (x1) One                                    (x1) One

Date of financial year end :          30/06/13                                    30/06/12

Length of accounts :                   12 months                                 12 months

Sale turnover / Income : 596,452,000                              610,830,000

Gross profit :                             219,618,000                              245,271,000

Operating profit :                        48,762,000                                69,212,000

Profit before tax :                       43,528,000                                123,749,000

Net income :                              31,464,000                                92,762,000

Non current assets :                   208,439,000                              210,239,000

Current assets :                         213,259,000                              218,583,000

Inventories :                              98,257,000                                102,170,000

Total assets :                            421,698,000                              428,822,000

Current liabilities :                      94,892,000                               119,901,000

Non current liabilities :                87,703,000                                35,262,000

Total liabilities :                          182,595,000                              155,163,000

Share equity :                            239,103,000                              273,659,000

Retained earning :                      47,613,000                                91,394,000

 

Comments : The group’s consolidated financial information above relates to the Subject’s Parent / Ultimate Holding Company G.U.D. Holdings Limited and all its subsidiaries which include the Subject.

 

 

OPERATION DETAILS

 

Main activities :              The Subject engages in manufacturing and distribution of filters for the automotive

industry under the brand name Ryco.

The Subject is a wholly-owned subsidiary of G.U.D. Holdings Limited. G.U.D. Holdings Limited, through its subsidiaries, engages in the manufacture, import, distribution, and sale of consumer and industrial products in Australia, New Zealand, France, Spain, China, Malaysia, and Hong Kong.

Its Consumer Products segment offers small electrical appliances and cleaning products, including toasters, kettles, fry pans, food preparation appliances, snack makers, juicers, water chillers and filters, ice cream and milk shake makers, coffee machines and grinders, compact ovens, and food preservation systems; irons and ironing boards, electric blankets, and electric heating and cooling products; hairdryers and epilators; and electric grills and gas barbeques. This segment also provides brushware, mops, buckets, sponges, wipes, and scourers.

 

The company’s Automotive Products segment offers automotive and heavy duty filters for cars, trucks, agricultural and mining equipment; and fuel pumps and associated products for the automotive after market.

Its Water Products segment provides pumps and pressure systems for household and farm water, water transfer pumps, swimming pool products, spa bath controllers and pumps, and water purification equipment.

The company’s Industrial Products segment manufactures industrial storage and automation solutions plus disc tumbler locks for furniture, doors, and safe locking systems. Its products include pallet racking, shelving, and automated systems used in logistics, and warehousing and storage; filing solutions, such as cabinets, lockers, and mobile storage; and locking solutions for original equipment manufacturers operating in various

market segments.

The company has been listed on the Australian Stock Exchange for over 50 years and is based in Altona North, Australia.

 

Product & services :       Oil Filters

Air Filters

Fuel Filters

Transmission Filter Kits

Brand :                          RYCO

 

Purchases

Local :                          Yes

International :                 Mainly from Asia, Europe

 

Sales

Local :                          Yes

International :                 Mainly to Asia, Europe

 

Property & Assets

 

Premises :                    The Subject operates from premises at the verified heading address consisting of a production facility, warehouse and an administrative office.

Branches :                    None reported.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :       US$ 46.714 billion

Gross domestic product - GDP :             US$ 1.586 trillion

GPP (Purchasing power parity) :             954.296 billion of International dollars

GDP per capita - current prices :             US$ 68,916

GDP - composition by sector :                agriculture: 4%

industry: 25.6%

services: 70.4%

Inflation :                                               2010: 2.8%

2011: 3.4%

2012: 2.7%

Unemployment rate :                              2010: 5.2%

2011: 5.1%

2012: 5.2%

Public debt

(General Government gross debt as

a % GDP):                                            2010: 20.4%

2011: 22.9%

2012: 24%

Government bond ratings :                      Standard & Poor's: AAA

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares:                                                             US$1.198 trillion

Largest companies in the country :          Qantas Airways (Airline),Coca-Cola Amatil (Beverages), CSL (Biotechs),

Brambles (Business & Personal Services),Crown Ltd (Casinos & Gaming), Amcor (Containers & Packaging),Suncorp-Metway (Diversified Insurance), BHP Billiton (Diversified Metals & Mining),Newcrest Mining (Diversified Metals & Mining), Orica (Diversified Metals & Mining), Iluka Resources (Diversified Metals & Mining), Origin Energy (Electric Utilities), AGL Energy (Electric Utilities), Wesfarmers (Food Retail), Woolworths (Food Retail), Metcash (Food Retail), Macquarie Group (Investment services), AMP (Investment services), Challenger Ltd (Investment services), Fortescue Metals Group (Iron & Steel), Bluescope Steel (Iron & Steel), Commonwealth Bank (Major Banks), Westpac Banking Group (Major Banks), National Australia Bank (Major Banks), ANZ (Major Banks), Woodside Petroleum (Oil & Gas Operations), Santos (Oil & Gas Operations), Caltex Australia (Oil & Gas Operations), WorleyParsons (Oil Services & Equipment), Toll Holdings (Other Transportation), Transurban Group (Other Transportation), QBE Insurance Group (Property & Casualty Insurance), Insurance Australia Group (Property & Casualty Insurance), QR National (Railroads), Westfield Group (Real Estate), Stockland Australia (Real Estate), Westfield Retail Trust (Real Estate), Lend Lease (Real Estate), CFS Retail Property Trust (Real Estate), Goodman Group (Real Estate), Bendigo & Adelaide Bank (Regional Banks), Bank of Queensland (Regional Banks), Incitec Pivot (Specialized Chemicals), Telstra (Telecommunications Services)

 

Trade & Competitiveness Overview

 

Total exports :                                       US$263.9 billion

Exports commodities :                           Coal, iron ore, gold, meat, wool, alumina, wheat, machinery and transport equipment

Total imports :                                       US$239.7 billion

Imports commodities :                            Machinery and transport equipment, computers and office machines, telecommunication equipment and parts; crude oil and petroleum products

Export - major partners :                         China 27.4%, Japan 19.2%, South Korea 8.9%, India 5.8%

Import - major partners :                         China 18.5%, US 11.4%, Japan 7.9%, Singapore 6.3%, Germany 4.7%

FDI Inflows :                                          2009: US$26,554 million

2010: US$35,556 million

2011: US$41,317 million

FDI Outflows :                                        2009: US$16,693 million

2010: US$12,791 million

2011: US$19,999 million

Best countries for doing business :          10 out of 185 countries

Global competitiveness ranking :             20 (ranking by country on a basis of 144, the first is the best)

 

Country and Population Overview

 

Total population :                                   22.68 million

Total area :                                            7,692,024 km2

Capital :                                                Canberra

Currency :                                             Australian dollars (AUD)

Internet users as % of total

population:                                            79%

 

 

PAYMENT HISTORY

 

Purchase Term

Local :              Bank transfer, D/P, Credit 30-120 days

International :     L/C, Telegraphic transfer, D/P, Credit 30-120 days

 

Sales Term

 

Local :              Bank transfer, D/P, Credit 30-120 days

International :     L/C, Telegraphic transfer, D/P, Credit 30-120 days

 

Trade Reference/ Payment Behaviour

 

Comments :      As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

 

Sources :          Interviews and material provided by the Subject

:                       Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.11

UK Pound

1

Rs.92.97

Euro

1

Rs.80.93

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.