MIRA INFORM REPORT

 

 

Report Date :

03.08.2013

 

IDENTIFICATION DETAILS

 

Name :

INTER JEANS LTD.

 

 

Registered Office :

6 Hamachtesh Street Lev Magor Building Industrial Zone Holon   5881003

 

 

Country :

Israel

 

 

Date of Incorporation :

12.09.2006.

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importers and marketers of women and men fashion wear, footwear and accessories, specializing in jeans wear.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Its major imports include crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel''s energy security outlook. The Leviathan field was one of the world''s largest offshore natural gas finds this past decade, and production from the Tama field is expected to meet all of Israel''s natural gas demand beginning mid-2013. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

Source : CIA


Company name and address

 

INTER JEANS LTD.

Telephone 972 3 654 11 15

Fax           972 3 654 11 16

6 Hamachtesh Street

Lev Magor Building

Industrial Zone

HOLON     5881003         ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-387405-7 on the 12.09.2006.

Subject was established after its shareholders gained the exclusive concession from Italian fashion company REPLAY, instead of the local concessionaire that operated in Israel before (although we were unable to confirm this for sure, we assume actual sales started only at the end of 2007 or beginning of 2008).

 

 

SHARE CAPITAL

 

Authorized share capital NIS 50,000.00, divided into -

              50,000 ordinary shares of NIS 1.00 each,

of which 100 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

1.    Gideon Mouliev, 25%,

2.    Shalom Mouliev, 25%,

3.    Ron Harari, 25%,

4.    Yaakov Peretz, 25%.

 

 

DIRECTORS

 

1.      Gideon Mouliev,

2.      Shalom Mouliev,

3.      Ron Harari,

4.      Yaakov Peretz.

 

 

JOINT GENERAL MANAGERS

 

1.    Gideon Mouliev,

2.    Meir Meirovich.

 

 

BUSINESS

 

Importers and marketers of women and men fashion wear, footwear and accessories, specializing in jeans wear.

Operating a retail stores chain (a total of 24 branches), selling goods (imported by subject) under brand "Replay", as part of the exclusive concession from REPLAY, of Italy and "NYou Madden" as part of exclusive concession of STEVE MADDEN.

 

Also sole representatives of (in footwear):

BETSY JOHNSON, MARK ECKO, CALVIN KLEIN, ZOO YORK, CHARLES DAVID, all of USA.

 

Operating from rented premises, part of M.G.S SPORT headquarters, on an area of well over 1,000 sq. meters, in 6 Hamachtesh Street, Lev Magor Building, Industrial Zone, Holon, as well as from subject's branches countrywide.

 

Number of employees not forthcoming, known to be of several tens.

Having 1,100 employees serving M.G.S Group as of 2010 (current number of employees unavailable).

 

 

MEANS

 

Financial data not forthcoming.

 

M.G.S Group is known to be financially solid.

 

There are 5 charges for unlimited amounts, as well as 1 charge for the sum of NIS 1,000,000 registered on the company's assets (financial assets and fixed assets), in favor of Bank Leumi Le'Israel Ltd. and Union Bank of Israel Ltd. (last 2 charges placed January-April 2013).

 

 

REVENUES

 

Sales figures unavailable. According to media reports, M.G.S Group’s annual sales are several NIS hundred million (NIS 300 million in some reports and over NIS 500 million in others).

 

 


OTHER COMPANIES

 

M.G.S SPORT TRADING LTD., owned by Gideon Mouliev (via M.G.S INTERNATIONAL), importers, distributors and marketers of sportswear, sporting goods, equipment accessories, mainly footwear and apparel. Also operating retail chain stores for selling subject's goods, as well as by other local suppliers. 51 sports apparel and goods retail stores throughout the country, under the names 'Mega Sport' chain (40 stores + 7 surplus), 'United Sport' (2 shops) 'Elital' (3 shops), 1 'Skechers' shop and 1 duty-free shop (in partnership). local exclusive concessionaires of "Hi-Tec", "Diadora", "Converse/Allstar", "Arena", "Scratcher’s", "OP", and more. Also holds

JAMES RICHARDSON - M.G.S LIMITED PARTNERSHIP, 49%, operates a duty-free shop in the Ben-Gurion Intl. Airport for sports goods.

ELITAL SPORT LIMITED PARTNERSHIP, operating a surplus sports and leisure footwear store.

 

LIFE SPORT LTD., 24.5%, local exclusive concessionaires of "Adidas" and “Reebok”, operating some 25 shops,

A.T.I. LTD.

 

M.G.S. INTERNATIONAL LTD., a holding company, owned by Gideon Moulaiev,

MOULAIEV GIDEON LTD, operating 9 shops for sports goods in the Beer Sheva District under style "Aluf Hasport".

 

 

BANKERS

 

Union Bank of Israel Ltd., Main Branch (No. 063), Tel Aviv.

Bank Leumi Le'Israel Ltd., Hahashmonaim Business Branch (No. 817), Tel Aviv.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Despite our efforts, we were unable to speak with subject's officials, as they were always unavailable. We left messages which so far remain unanswered.

 

The "Replay" brand is considered among the leading ones in the local jeans market, a market which rolls estimated yearly volume of NIS 500 million (according to a report from 2010). However the market is highly competitive and it is estimated that local jeans chains, such as subject's, have been suffering drop in sales due to the entrance of international brands to the local market, such as American Eagle, Gap, Forever 21, H&M and others, who opened chains in recent years.

 

In 2007 M.G.S acquired from Eliezer Fishman, the activities of MEGAMART SPORTING GOODS LTD., which operates Israel's leading sporting goods retail chain, "Mega Sport", for reported sum of US$ 21 million. Transaction included also the wholesale activities, as well as the sole concessions of MEGAMART, e.g. Kappa, Champion, Everlast, Merrell, etc. It was reported that the “Sacony” concession was not part of the deal. MEGAMART operated since 1996.

Above acquisition turned M.G.S into the leading player in the market for sporting goods. The “Mega Sport” chain is the largest sporting and leisure chain in Israel.

In 2008 M.G.S. also acquired ELITAL Sport.

 

In January 2008, it was reported that subject will invest NIS 250,000 in launching and promoting a new collection of underwear.

 

In December 2008 and January 2009 it was reported that subject will be the representatives of MARK ECKO and ZOO YORK.

 

In January 2009 ADIDAS Group of Germany purchased control (51%) of “ADIDAS ISRAEL”, which is operated by M.G.S.’s subsidiary LIFE SPORT LTD., for a sum of NIS 30-40 million. LIFE SPORT holds the local exclusive concession for “Adidas” since 2003, when ADIDAS sold it to LIFE SPORT.

 

In January 2009 subject bought the concession for the "Steve Madden" shoes and the "Replay" footwear brand from Yosi Ashkenazi, taking upon itself the US$ 2 million debts of Mr. Ashkenazi, who encounteref financial troubles.

 

In the 2nd half of 2009 it was repported that Group is openning a "Skechers" store in Tel Aviv with an investment of US$ 250,000 and a "Steve Madden" store in Ashdod with an investment of NIS 500,000.

 

In October 2010 it was reported that subject is opening a retail chain store under the name "NYou".

 

In April 2011 it was reported that subject received the representation of CHARLES DAVID.

 

In October 2011 it was reported that subject received the representation (in shoes) of BETSY JOHNSON and CALVIN KLEIN.

 

In July 2012 it was reported that subject's retail stores launch a nail polish line as an accessory for the footwear.

 

In May 2013 it was reported that subject is opening 4 new shops.

 

In July 2013 it was reported that subject rented a 100 sq. meters retail store in Azrieli Mall in Tel Aviv, paying NIS 50,000 per month.

 

According to reports from the end of 2012, total revenues of the local fashion market are NIS 11 billion per annum. 40% of sales are in the large fashion chains, 34% in other smaller chains, and the rest in private shops.

According to the fashion market survey, which monitors sales by the local fashion chains, 2012 marked almost a freeze in revenues, with mere 0.7% increase from 2011. The data reveals that in 2012 41 fashion chains (out of 72 chains with total of over 1,600 shops) noted decrease in sales of aparel and footwear.

 

Based on surveys, around 50% and more is women's fashion. Moreover, 40% of fashion stores in Israel belong to fashion chains, the rest being private shops.

 

According to the Central Bureau of Statistics (CBS), import of Clothing and Footwear in 2012 rose by 5.1% (in $ terms, marked 13.3% in NIS currency terms), summing up to US$ 1,759 million. That data shows on the continuing growing trend from the last couple of years – by 19% and by 13.4% in 2011 and 2010, respectively, in comparison to the previous year. Most import comes from China. Main other countries of origin for textile goods are France, Italy, Hong Kong and Turkey, Spain and the U.S.A.

 

The local fashion market has been significantly influenced by the entrance of new international fashion players to the already highly competitive local market (GAP, H&M in 2009/2010, Forever 21 in 2011).

Sources in the local fashion branch noted that in the last period the branch re-entered slow-down and stagnation, resulting in drop in revenues. There have been also few collapses of veteran and big players in some niches, such as children's apparel. The  is explained by several factors, including the present slow-down in local economy, and the fierce competition where the entrance of the strong international chains are dragging prices down but do not bring to expansion of the fashion market.

 

From the CBS National Accounts for 2012, it turns that expenditure by local households on private consumption grew by 2.7% from 2011, after rising by 3.8% in 2011. Expenditure on clothing, footwear and personal effects rose by 7.2% (after 2.4% rise in 2011).

Per-capita expenditure increased by 0.9% (1.9% rise in 2011).

Per capita expenditure for private consumption on non-durable goods rose in 2012 by 1.4% per-capita (1.3% rise in 2011). This rise reflects increases by 1.3% in expenditure on food, beverage and tobacco and 4.5% expenditure on clothing, footwear and personal effects.

 

 

SUMMARY

 

Notwithstanding the refusal to disclose data, subject is considered good for trade engagements.

 

 

Note: Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.80

UK Pound

1

Rs.91.95

Euro

1

Rs.80.36

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.