MIRA INFORM REPORT

 

 

Report Date :

03.08.2013

 

IDENTIFICATION DETAILS

 

Name :

MEGAFARM S.A.

 

 

Registered Office :

Athens - Korinthos New  National Rd (39th Km) 19100 Megara Attiki                                                    

 

 

Country :

Greece                                                   

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.01.1991.                       

 

 

Com. Reg. No.:

025373

 

 

Legal Form :

Societe anonyme registered

 

 

Line of Business :

Operates poultry hatcheries

 

 

No. of Employees :

30 people

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GREECE - ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, 6.9% in 2011, and 6.0% in 2012. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 8% in 2012. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

Source : CIA


IDENTIFICATION DETAILS

 

Company Name:                        Megafarm S.A.

Address:                                   Athens - Korinthos New  National Rd (39th Km) 19100 Megara                                             

Attiki                                                   

Greece                                                    

Telephone:                                30  2296083055                                           

Telefax:                                     30  2296083058                                           

 

E-Mail Address:                         info@megafarm.gr                                         

Web Address:                           www.megafarm.gr      

                                   

 

BANKS

 

Alpha Bank A.E., Megara Branch branch., 95, 28th Octovriou Street,

Megara 19100, Greece.

Telephone: 30 2296021442

 

Alpha Bank A.E., Megara Branch branch., 95, 28th Octovriou Street,

Megara 19100, Greece.

Telephone: 30 2296021442

 

National Bank of Greece S.A., Megara Branch branch., 68 28th Oktovriou,

Megara 19100, Greece.

Telephone: 30 2296026360

 

EFG EUROBANK ERGASIAS S.A., Karaiskaki Sq Branch branch., 55-59

Deligiorgi, Athens 10437, Greece.

Telephone: 30 2105202480

 

 

PAYMENTS

 

According to information available to us, the subject's payments are prompt.

 

Trade Payment Summary:                                                       

 

EXP. DATE       PAYING RECORD         HIGH CREDIT    NOW OWES     PAST DUE        TERM     LAST SALE   

 

10/6/2013  SLOW15/60                         9,171                0                       0                     30      

                              

17/5/2013  SLOW15/60                         9,171                0                      0                      30      

 

25/3/2013  SLOW15/60                         9,171                0                      0                      30      

 

14/1/2013  SLOW15/30                          9,171               9,171                9,171                30      

           

FINANCIAL STATEMENTS

 

                                       Fiscal           Fiscal          Fiscal

 

 

 

                                  Dec 31,2010      Dec 31,2011     Dec 31,2012

 

 

 

Turnover                            8,132,867        7,140,798       5,007,816

 

 

 

Pre-Tax Profit                       -165,542         -133,260        -414,016

 

 

 

Net Worth                           3,946,975        4,713,370       4,937,234

 

 

 

Fixed Assets                          984,269          904,802         871,696

 

 

 

Total Assets                       11,259,407       11,807,443      11,528,625

 

 

 

Current Assets                      8,234,462        8,591,302       8,345,658

 

 

 

Current Liabilities                 3,259,062        2,265,741       1,776,339

 

 

 

Working Capital                     4,975,400        6,325,561       6,569,319

 

 

 

Long Term Debt                      4,053,371        4,828,332       4,815,052

 

 

 

Financial Assets                      493,429          489,592         489,116

 

 

 

Intangibles                         1,547,248        1,821,748       1,822,154

 

 

 

Employees                                  50                               45

 

 

 

Net Worth and Total Assets are tangible figures shown after the deduction of

 

 

 

intangible assets.

 

 

 

 RATIOS 

 

 

 

                                  Dec 31,2010      Dec 31,2011     Dec 31,2012

 

 

 

Current Ratio (X)                        2.53             3.79            4.70

 

 

 

Solvency Ratio (%)                     185.27           150.51          133.50

 

 

 

Fixed Assets/Net Worth (%)              24.94            19.20           17.66

 

 

 

Current Liabs/Net Worth (%)             82.57            48.07           35.98

 

 

 

Asset Turnover (%)                      72.23            60.48           43.44

 

 

 

Sales / Net Working Cap (X)              1.63             1.13            0.76

 

 

 

Assets / Sales (%)                     138.44           165.35          230.21

 

 

 

Profit Margin (%)                       -2.04            -1.87           -8.27

 

 

 

S/holders Return (%)                    -4.19            -2.83           -8.39

 

 

 

Return On Assets (%)                    -1.47            -1.13           -3.59

 

 

 

Sales / Employees                  162,657.34             0.00      111,284.80

 

 

 

Profit / Employees                  -3,310.84             0.00       -9,200.36

 

 

 

    

 

 

 

     Abstract from individual fiscal balance sheet as at Dec 31, 2012

 

 

 

          LIABILITIES                             ASSETS                       

 

 

 

Capital                      2,064,450   Land/Buildings               2,004,392

 

 

 

Retained Profits              -988,907   Plant/Machinery                454,545

 

 

 

Misc Reserves                3,861,691   Depreciation                 1,587,241

 

 

 

Net Worth                    4,937,234   Total Fixed Ass                871,696

 

 

 

Misc Provisions                    367   Shares in Group                481,174

 

 

 

Misc Def Liabs               4,814,685   Misc Fin'cl Ass                  7,942

 

 

 

                                         Total Fin'cl Ass               489,116

 

 

 

                                         Misc Intangible              1,822,154

 

 

 

                                         Total Intangible             1,822,154

 

 

 

     CURRENT LIABILITIES:                         CURRENT ASSETS:              

 

 

 

Trade Creditors              1,328,462   Stock                        1,809,133

 

 

 

Short term Loans               311,685   Trade Debtors                6,478,336

 

 

 

Misc Current Liabs             136,192   Misc Debtors                     7,896

 

 

 

                                         Cash                            50,294

 

 

 

TOTAL CURRENT                1,776,339   TOTAL CURRENT                8,345,659

 

 

 

TOTAL LIABS & NW            11,528,625   TOTAL ASSETS                11,528,625

 

 

 

          Profit & Loss Account from Jan 1, 2012 to Dec 31, 2012               

 

 

 

          Net Sales                             5,007,816

 

 

 

          Cost of Goods Sold                    3,976,362

 

 

 

          Gross Profit                          1,031,454

 

 

 

          Misc Operating Charges                1,061,030

 

 

 

          Misc Operating Income                       764

 

 

 

          Net Operating Income                    -28,812

 

 

 

          Misc Financial Income                    42,348

 

 

 

          Total Financial Income                   42,348

 

 

 

          Interest Payable                        244,051

 

 

 

          Misc Financial Expenses                 183,501

 

 

 

          Total Financial Expenses                427,552

 

 

 

          Profit Before Taxes                    -414,016

 

 

 

          Profit After Tax                       -414,016

 

 

 

          Net Loss                                414,016

 

The above figures are in EUROS and are as per the balance sheet as of Dec 31, 2012.

Statement obtained from the subject on Jun 13, 2013.

 

 

SENIOR COMPANY PERSONNEL

 

Name:                           Efstratios John Fotellis

Position:                       Chairman

Shareholder

 

Name:                           Efstratia Efstratios Fotelli

Position:                       Vice-chairman

                       

Name:                           Efstratios John Fotellis

Position:                       Chief executive

Shareholder

 

Name:                           Aikaterini Efstratios Fotelli

Position:                       Member

 

 

SHAREHOLDERS

 

Name:                           Efstratios Fotellis

Holds:                           96.00% of the voting capital.

 

Name:                           Konstantinos Theodoridis

Holds:                           2.00% of the voting capital.

 

Name:                           Anestis Theodoridis

Holds:                           2.00% of the voting capital.

 

 

LEGAL STATUS & HISTORY

 

Started:                                     Business started Jan 1, 1991.                       

Year Inc:                                   1991

Legal Form:                               Societe anonyme registered on Jan 1, 1991 for a period ending Dec 31, 2080.

Registration No:                         025373

Government Gazette No:            04892 / 1991

Chamber of Commerce No:         24276

Tax Registration No:                   094321495

 

Established in Athens (75 Ellispondou Str.), on 20.12.1991.

 

 

HISTORY

 

On 27.8.1992 (Gov. Gaz. No.: 4182/92), subject's head office was moved at 11 Kolokotroni, Nea Peramos, Attiki. On 31/12/1998 (Gov. Gaz. No. 09996/1998) a change of subject's head office was published.

Subject moved from 11 Kolokotroni, 19006 Nea Peramos Attiki on Dec 7, 1998.

 

                       

CAPITAL

 

Nominal capital: 2,064,449. Issued capital: 2,064,449.

Issued/paid-up capital was last increased on Sep 10, 2010.

 

Nominal capital is divided into: 351,695 shares of 5.87 each and fully paid-up.

              

PRINCIPALS

 

Name:                                      Efstratios John Fotellis

 

Also a director of:                       ZASPA S.A., FOTELLIS, E., SECURITY SYSTEMS S.A., KARSAKIS S.A., HERMES PROFESSIONAL SERVICES S.A. SECURICLEANING, INTERSAFE S.A., HERMES CENTRAL STATION LTD. 

 

Also associated with:                 FOTELLIS, E., SECURITY SYSTEMS S.A., HERMES PROFESSIONAL SERVICES S.A. SECURICLEANING, INTERSAFE S.A., THEODORIDIS, CHR., S.A..

 

Name:                                      Efstratia Efstratios Fotelli

 

 

Also a director of:                       FOTELLIS, E., SECURITY SYSTEMS S.A., KARSAKIS S.A., INTERSAFE S.A..

Also associated with:                 INTERSAFE S.A.

 

    

Name:                                      Aikaterini Efstratios Fotelli

 

Also a director of:                       TEPE SYSTIMATA ASFALEIAS LTD.

 

Also a partner in:                       TEPE SYSTIMATA ASFALEIAS LTD.

 

Also associated with:                 INTERSAFE S.A.

                        

 

SUBSIDIARIES

 

Name:                           ZASPA S.A. Societe Anonyme, Rodos, Greece

Year started:                 2006.

Subject owns:                80% of the capital.

 

Name:                           KARSAKIS S.A. Societe Anonyme, Megara, Greece

Year started:                 2008.

Subject owns:                80% of the capital.

 

 

AFFILIATED COMPANIES

 

The following are related through principal(s) and/or financial interest(s):

 

FOTELLIS, E., SECURITY SYSTEMS S.A. Societe Anonyme, Athens, Greece

Year started: 1984.

This concern is related through common shareholders.

 

HERMES PROFESSIONAL SERVICES S.A. SECURICLEANING Societe Anonyme, Nea Ionia, Greece 

This is a dormant concern.

Year started: 1993.

This concern is related through common shareholders.

 

INTERSAFE S.A. Societe Anonyme, Athens, Greece

Year started: 1992.

This concern is related through common shareholders.

 

THEODORIDIS, CHR., S.A. Societe Anonyme, Megara, Greece

Year started: 2001.

This concern is related through common shareholders.

 

THEODORIDIS S.A. Societe Anonyme, Volos, Greece

This is a dormant concern.

Year started: 2003.

This concern is related through common shareholders.

 

THEODORIDIS, AN., SOLE SHAREHOLDER CO. LTD Sole Shareholder Limited Liability Company, Rodos, Greece

This is a dormant concern.

Year started: 2002.

This concern is related through common shareholders.

 

ARTI SOLE SHAREHOLDER CO. LTD Sole Shareholder Limited Liability Company, Nea Peramos, Greece

This is a dormant concern.

Year started: 2006.

This concern is related through common shareholders.

 

 

BRANCHES

 

Athinon - Korinthou National Rd (39th km), 19100, Megara, Greece.

These are owned premises. Size: 1726 square metres.

 

Industrial Area, C Rd, Building 2.6, 71601, Nea Alikarnassos, Greece.

These are owned office premises. Size: 600 square metres.

 

 

PROPERTIES

 

The subject operates from owned workshop, covering approximately 1,400 square metres located at the heading address.

 

The site covers approximately 5,737 square metres.

 

The subjects registered office is located at the heading address.

 

                        

EMPLOYEES

 

The subject employs 30 people.

The number of employees varies according to needs.

The number of employees peaks to 30.

 

 

ACTIVITIES & OPERATIONS

 

Sic:                                          0254 5143                                                       

Local Activity Code:                   0147                                           

Local Activity Code Type:           STAKOD                                        

Equivalent to:                             NACE 1                                        

 

Activities:                                  Operates poultry hatcheries

                                                "Wholesales dairy products, except dried or canned"

Standardization and trade of eggs. Processing (in third party facilities) of eggs (confectionery raw materials)

 

Customers: It is noted that its clientele approximately comprises 2000 firms, in all over Greece.

 

Exports:                                    Subject does not export.

 

Imports:                                    Imports 40% from Cyprus, Germany, Italy, Spain

                                                Normal importing terms are cash against documents.

 

Brands:                                     MEGAFARM

                           

 

GENERAL COMMENTS

 

The subject is a well-established agricultural firm. From August 2007 the subject has also been active in the elaboration of eggs as confectionery raw materials. This elaboration takes place in the establishments of the firm AVGO SA.

 

According to the 31/12/12 balance sheet, subject's fixed assets are mortgaged and prenoted for 1,860,000 Euro, in favour of banks, to ensure loans received.

 

No further information was available.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.80

UK Pound

1

Rs.91.95

Euro

1

Rs.80.36

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.