MIRA INFORM REPORT

 

 

Report Date :

06.08.2013

 

IDENTIFICATION DETAILS

 

Name :

PLASTIKA KRITIS S.A.  

 

 

Registered Office :

Foinikia, P.O. Box 1093, 71110 Irakleio, Irakleio,                                     

 

 

Country :

Greece          

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.01.1974.

 

 

Com. Reg. No.:

011326

 

 

Legal Form :

Societe Anonyme

 

 

Line of Business :

Manufactures plastics products

 

 

No. of Employees :

339

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GREECE - ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, 6.9% in 2011, and 6.0% in 2012. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 8% in 2012. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

Source : CIA


IDENTIFICATION DETAILS

 

Name:                                       Plastika Kritis S.A.  

 

Address:                                   Foinikia, P.O. Box 1093, 71110 Irakleio, Irakleio, Greece                                                   

 

Telephone:                                30  2810308500                                           

Telefax:                                     30  2810381328                                            

 

E-Mail Address:                         info@plastikakritis.com                                  

Web Address:                           www.plastikakritis.com                                   

 

 

SENIOR COMPANY PERSONNEL

 

Name:                                       Ioannis Michail Lebidakis

Position:                                   Chairman

Shareholder

Also a director of:                       ETEPLA S.A., PANELLINIA BANK S.A..

Also associated with:                 ETEPLA S.A..

 

 

Name:                                       Anna John Lebidaki

Position:                                   Vice-chairman

 

Name:                                       Konstantinos Michail Perakis

Position:                                    Vice-chairman

Shareholder

 

Name:                                       Emmanouil John Lebidakis

Position:                                   Chief executive

Shareholder

 

Name:                                       Michail John Lebidakis

Position:                                   Chief executive

Shareholder

Also a director of:                       ETEPLA S.A..

 

Name:                                       Emmanouil Andreadakis

Position:                                    Member

 

 Name:                                      George M Valergakis

Position:                                    Member

 

Name:                                       George Korkakas

Position:                                    Member

 

Name:                                       Dimitrios Alexandros Armaos

Position:                                    Member

Also a director of:                       ARMAOS S.A..

Also associated with:                 ARMAOS S.A., ASTERION SECURITY S.A..

 

Name:                                       Ioannis Dimitrios Melas

Position:                                    Member

 

Name:                                       Emmanouil Kykrilis

Position:                                    Member

 

 

BANKS

 

Name:                                       Alpha Bank A.E., Irakleio Branch branch.,

Address:                                   7 Giamalaki, Irakleio 71202, Greece.

Telephone:                                30 2810283154

 

Name:                                       National Bank of Greece S.A., Irakleio - Crete Island Branch branch.,

Address:                                   Ikarou & Kazantzidi, Irakleio 71110, Greece.

Telephone:                                30 2810304942

 

Name:                                       Pagritia Cooperative Bank L.L.C., Kosmon-Irakleio Branch branch.,

Address:                                   12 Kosmon, Irakleio 71201, Greece.

Telephone:                                30 2810334840   

 

 

PAYMENTS

       

According to information sources available to us, the subject's payments are prompt.

 

Trade Payment Summary                                                         

 

EXP. DATE       PAYING RECORD         HIGH CREDIT    NOW OWES     PAST DUE        TERM   LAST SALE   

18/6/2013          PROMPT                      19,513              0                      0                      30         18/6/2012   

18/6/2013          PROMPT/SLOW            3,908                0                      0                      30         18/6/2012   

18/5/2013          PROMPT/SLOW            3,908                0                      0                      30         18/12/2012  

18/5/2013          PROMPT                      19,513              0                      0                      30         18/12/2012  

30/4/2013          PROMPT                      24,132              0                      0                      30         30/4/2012   

18/4/2013          PROMPT/SLOW            3,908                0                      0                      30         18/11/2012  

18/4/2013          PROMPT                      19,513              0                      0                      30         18/11/2012  

11/4/2013          PROMPT                      62,670              0                      0                      30         11/4/2012   

31/3/2013          PROMPT                      24,132              0                      0                      30         31/3/2012   

18/3/2013          PROMPT/SLOW            3,908                3,908                3,908                30         18/12/2012  

18/3/2013          PROMPT                      19,513              0                      0                      30         18/12/2012  

28/2/2013          PROMPT                      24,132              0                      0                      30         28/2/2012   

18/2/2013          PROMPT                      3,908                0                      0                      30         18/11/2012  

18/2/2013          PROMPT                      19,513              0                      0                      30         18/11/2012  

31/1/2013          PROMPT/SLOW            4,461                4,461                4,461                30      

31/1/2013          PROMPT/SLOW            6,344                0                      0                      30       31/12/2012  

31/1/2013          PROMPT                      492                   492                   0                      30       31/12/2012  

31/1/2013          PROMPT                      24,132              0                      0                      30       31/1/2012   

31/1/2013          PROMPT                      492                   0                      0                      30       31/10/2012  

31/1/2013          PROMPT                      492                   0                      0                      30       31/12/2012  

31/1/2013          PROMPT/SLOW            4,461                0                      0                      30      

31/1/2013          PROMPT                      12,319              0                      0                      30       31/12/2012  

31/1/2013          PROMPT                      615                   615                   0                      30       31/12/2012  

31/1/2013          PROMPT/SLOW            4,461                0                      0                      30      

31/1/2013          PROMPT                      12,319              12,319              0                      30       31/12/2012  

18/1/2013          PROMPT                      19,513              0                      0                      30       18/12/2012  

18/1/2013          PROMPT                      3,908                0                      0                      30       18/12/2012  

11/1/2013          PROMPT                      62,670              0                      0                      30       11/1/2012   

31/12/2012        PROMPT/SLOW            6,344                6,344                968                   30       30/11/2012  

31/12/2012        PROMPT                      461                   461                   0                      30       30/11/2012  

31/12/2012        PROMPT                      24,132              0                      0                      30       31/12/2011  

18/12/2012        PROMPT                      19,513              19,513              0                      30       18/11/2012  

18/12/2012        PROMPT                      3,908                3,908                0                      30       18/11/2012  

11/12/2012        PROMPT                      62,670              0                      0                      30       11/12/2011  

30/11/2012        PROMPT                      24,132              0                      0                      30       30/11/2011  

18/11/2012        PROMPT                      3,908                3,908                0                      30       18/10/2012  

18/11/2012        PROMPT                      19,513              9,513                0                      30       18/10/2012  

31/10/2012        PROMPT                      30,722              0                      0                      30       31/5/2012   

18/10/2012        PROMPT                      3,908                3,908                0                      30       18/9/2012   

18/10/2012        PROMPT                      19,513              19,513              0                      30       18/9/2012   

30/9/2012          PROMPT                      30,722              0                      0                      30       30/4/2012   

28/9/2012          PROMPT                      62,670              0                      0                      30       28/4/2012   

18/9/2012          PROMPT                      3,908                3,908                0                      30       18/8/2012   

18/9/2012          PROMPT                      19,513              19,513              0                      30       18/8/2012   

18/9/2012          PROMPT                      3,908                3,908                0                      30       18/8/2012   

18/9/2012          PROMPT                      19,513              19,513              0                      30       18/8/2012   

31/8/2012          SLOW60/90                  272                   272                   272                   30      

31/8/2012          PROMPT                      856                   856                   0                      30       31/7/2012   

31/8/2012          PROMPT/SLOW            1,778                1,778                1,778                30      

31/8/2012          PROMPT/SLOW            144,927             144,927             128,534             30       31/7/2012   

31/8/2012          PROMPT                      30,722              0                      0                      30       31/5/2012   

31/8/2012          PROMPT                      30,722              0                      0                      30       31/5/2012   

18/8/2012          PROMPT                      3,908                3,908                0                      30       18/7/2012   

18/8/2012          PROMPT                      19,513              19,513              0                      30       18/7/2012   

10/8/2012          PROMPT                      62,670              0                      0                      30       10/5/2012   

31/7/2012          PROMPT                      30,722              0                      0                      30       30/4/2012   

 

 

LEGAL STATUS & HISTORY

 

Business started:                       Jan 1, 1974.

Legal Form;                               Societe anonyme registered on Jan 1, 1974 for a period ending Dec 31, 2070.

Registration No:                         011326

Government Gazette No:            01663 / 1974

Chamber of Commerce No:         1769

Tax Registration No:                   094046978

 

HISTORY

 

Established following the change in the legal status of the limited liability company PLASTIKA KRITIS LTD, originally founded in 1970 (Gov. Gaz. No.: 17/70)., Listed in ASE as of: 5,13,1999

 

           

CAPITAL

 

Nominal capital: 16,701,312. Issued capital: 16,701,312.

Issued/paid-up capital was last increased on Nov 28, 2012.

Nominal capital is divided into: 27,379,200 and fully paid-up.

 

 

SHAREHOLDERS

 

Name:                                       Emmanouil Lebidakis

Holds:                                       26.70% of the voting capital.

 

Name:                                       Michail Lebidakis

Holds:                                       25.51% of the voting capital.

 

Name:                                       Maria Feretzaki

Holds:                                       7.30% of the voting capital.

 

Name:                                       Anna Feretzaki

Holds:                                       4.50% of the voting capital.

 

Name:                                       Christina-Maria Feretzaki

Holds:                                       4.50% of the voting capital.

 

Name:                                       Marios-Minas Feretzakis

Holds:                                      4.27% of the voting capital.

 

Name:                                       Eleni Trikouli

Holds:                                       3.47% of the voting capital.

 

Name:                                       Christina Trikouli

Holds:                                       3.47% of the voting capital.

 

Name:                                       Konstantinos Perakis

Holds:                                       3.00% of the voting capital.

 

Name:                                       Evgenia Trikouli

Holds:                                       2.28% of the voting capital.

 

Name:                                       Ioannis Lebidakis

Holds:                                       1.75% of the voting capital.

 

Name:                                       Dimitrios Trikoulis

Holds:                                       1.73% of the voting capital.

 

Name:                                       Katina-Anna Lebidaki

Holds:                                       1.72% of the voting capital.

 

 

SUBSIDARIES

 

Name:                                       GLOBAL COLORS POLSCA S.A. Foreign Participants, Kedzierzyn Kozle, Poland,

Year started:                             2001.

Subject owns:                            100% of the capital.

 

Name:                                       RAINBOW TECHNOLOGIES LTD Foreign Participants, Cyprus, Cyprus

Subject owns:                            100% of the capital.

 

Name:                                       AGRIPOLYANE SASU Foreign Participants, France, France

Year started:                             2006.

Subject owns:                            100% of the capital.

 

Name:                                       ETEPLA S.A. Societe Anonyme, Irakleio, Greece

Year started:                             1987.

Subject owns:                            100% of the capital.

 

Name:                                       PLASTIKA KRITIS FAR EAST LTD Foreign Participants, Cyprus, Cyprus

Year started:                             1997.

Subject owns:                            100% of the capital.

 

Name:                                       SENKROMA BOYAR MADDE SANAYI VE TICARET A.S. Foreign Participants,

Istanbul, Turkey, Turkey

Year started:                             1997.

Subject owns:                            100% of the capital.

 

Name:                                       ROMCOLOR 2000 S.A. Foreign Participants, Bucharest, Romania, Romania

Year started:                             1994.

Subject owns:                            90% of the capital.

 

 

AFFILIATED COMPANIES

 

The following are related through principal(s) and/or financial interest(s):

 

Name:                                       ETEPLA S.A. Societe Anonyme, Irakleio, Greece

Year started:                             1987

Subject has a                            0.01% share interest

 

Name:                                       SUN PARTNERS SA ENERGEIAKI & TECHNIKI Societe Anonyme, Nea Alikarnassos, Greece

Year started:                             2007

Subject has a:                           24.0% share interest

 

 

BRANCHES

 

Address:                                   3 Orizomylon, 12244, Aigaleo, Greece.

These are rented office premises.

Size:                                         2650 square meters.

 

Address:                                   Industrial Area, 71500, Irakleio, Greece.

These are owned factory premises.

Size:                                         26107 square meters.

 

Address:                                   57022, Sindos Industrial Area, Greece.

These are factory premises.

 

Address:                                   Building Block 33b, 57022, Sindos Industrial Area, Greece.

These are owned office premises.

Size:                                         2250 square meters.

 

Address:                                   Akrotiri, Ag. Ioannis, Vrouchas, 72100, Agios Nikolaos, Greece.

These are owned premises.

Size:                                         972534 square meters.

 

Address:                                   35004, Elateia, Greece.

These are rented factory premises.

Size:                                         2000 square meters.

 

 

ACTIVITIES & OPERATIONS

 

Local Activity Code:                   2221                                          

Local Activity Code Type:           STAKOD                                         

Equivalent to:                             NACE 1                                        

SIC:                                          3089 2816                                                       

Activities:                                  Manufactures plastics products

Manufactures inorganic pigments

Production of polyethylene films, geomembranes, raw materials for the plastic industry (masterbatches), polyethylene pipes.

Plastics recycling. Wind parks and photovoltaic parks

 

                       

Exports:                                    67%

Normal exporting terms are cash against documents

           

Imports:                                    98% from Belgium, Bulgaria, France, Germany, Italy, Romania,

Saudi Arabia, Spain, U K

Normal importing terms are cash against documents

 

Subject produces brand(s):         KRITIFIL

KRITIFLEX

KRITILEN

KRITISAN

KRITISOL

 

 

EMPLOYEES

 

Employs:                                  339 as at Apr 9, 2013

The group employs 841

The number of employees varies according to needs.

The number of employees peaks to 339.

 

PREMISES

 

The subject operates from owned warehouse, covering approximately 8,100 square meters at heading address.

 

The site covers approximately 22,934 square meters.

 

The subject operates from a registered office at heading address.

 

 

FINANCIAL INFORMATION

 

                                                                                    Fiscal                           Fiscal                           Fiscal

                                                                        Dec 31,2010                  Dec 31,2011                  Dec 31,2012

 

                        Turnover                                    98,625,000                    106,047,000                  113,042,000

                        Pre-Tax Profit                            9,817,000                      11,706,000                    12,267,000

                        Net Worth                                 101,255,000                  108,474,000                  117,344,000

                        Fixed Assets                             51,588,000                     50,266,000                   48,508,000

                        Total Assets                              144,927,000                  144,357,000                  138,950,000

                        Current Assets                          75,460,000                    75,130,000                    70,777,000

                        Current Liabilities                       27,201,000                    29,350,000                     16,551,000

                        Working Capital                         48,259,000                     45,780,000                   54,226,000

                        Long Term Debt                         16,471,000                    6,533,000                      5,055,000

                        Financial Assets                        17,814,000                    18,891,000                    19,607,000

                        Intangibles                                 65,000                          70,000                          58,000

                        Employees                                             328                              327                               329

                       

 

Net Worth and Total Assets are tangible figures shown after the deduction of intangible assets.

 

                         RATIOS 

                                                                        Dec 31,2010                  Dec 31,2011     Dec 31,2012

                       

                        Current Ratio (X)                                                2.77                              2.56                  4.28

                        Solvency Ratio (%)                                 43.13                            33.08                18.41

                        Fixed Assets/Net Worth (%)                   50.95                            46.34                41.34

                        Current Liabs/Net Worth (%)                   26.86                            27.06                14.11

                        Asset Turnover (%)                                 68.05                            73.46                81.35

                        Sales / Net Working Cap (X)                   2.04                              2.32                  2.08

                        Assets / Sales (%)                                             146.95                          136.13              122.92

                        Profit Margin (%)                                   9.95                              11.04                10.85

                        S/holders Return (%)                              9.70                              10.79                10.45

                        Return On Assets (%)                            6.77                              8.11                  8.83

                        Sales / Employees                                 300,685.98                    324,302.75        343,592.71

                        Profit / Employees                                 29,929.88                      35,798.17          37,285.71

                            

 

                             Abstract from individual fiscal balance sheet as at Dec 31, 2012

 

 

                                  LIABILITIES                                             ASSETS                        

                        Capital                          16,701,000                    Land/Buildings                           38,956,000

                        Retained Profits           37,815,000                      Plant/Machinery                        35,714,000

                        Misc Reserves              62,828,000                     Depreciation                              26,162,000

                        Net Worth                     117,344,000                  Total Fixed Ass                                     48,508,000

                        Misc Provisions            1,978,000                       Shares in Group                         19,173,000

                        Misc Def Liabs              3,077,000                      Misc Fin'cl Ass                          434,000

                                                                                                Total Fin'cl Ass                          19,607,000

                                                                                                Misc Intangible                          58,000

                                                                                                Total Intangible                          58,000

                           

 

                        CURRENT LIABILITIES:                                      CURRENT ASSETS:              

                        Trade Creditors            11,803,000                      Stock                                        18,922,000

                        Short term Loans         285,000                           Trade Debtors                            35,437,000

                        Misc Current Liabs       4,463,000                        Misc Debtors                                         1,330,000

                                                                                                Cash                                         13,471,000

                                                                                                Market Securities                                    1,617,000

                        TOTAL CURRENT          16,551,000                    TOTAL CURRENT                      70,777,000

                        TOTAL LIABS & NW      138,950,000                  TOTAL ASSETS                        138,950,000

 

 

 

                                  Profit & Loss Account from Jan 1, 2012 to Dec 31, 2012    

          

                                  Net Sales                                                113,042,000

                                  Cost of Goods Sold                                  89,138,000

                                  Gross Profit                                             23,904,000

                                  Misc Operating Charges                                       12,644,000

                                  Net Operating Income                               11,260,000

                                  Misc Financial Income                              1,007,000

                                  Total Financial Income                              1,007,000

                                  Profit Before Taxes                                   12,267,000

                                  Income Tax                                             2,684,000

                                  Profit After Tax                                         9,583,000

                                  Net Profit                                                 9,583,000

                                  Earnings per Share                                  0

                                  Previous Year                                          0

 

According to the balance sheet as of Dec 31, 2012.

The above mentioned financial figures are in Euro

Subject to the foregoing, the financial statements give a true and fair view of the company's affairs.

 

 

GENERAL COMMENTS

 

The subject is a well-managed firm, being one of the largest firms in the respective Greek sector.

 

It holds the largest share in the Greek market, regarding greenhouse sheets and master batches used for the manufacture of plastics.

 

Also noted that the subsidiary SENKROMA BOYAR MADDE SANAYI VE TICARET AS during 2011 started the second factory headquartered in Istanbul of Turkey, in the city Gaziantep, which will serve the industry synthetic yarns in Syria and Iran.

 

In addition, in September 2011 Company launched a photovoltaic power plant installed of capacity 100KW at its premises in the industrial area of Sindos in Thessaloniki.

 

Company quoted as A.S.E.

 

No further information was available.

 


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.82

UK Pound

1

Rs.92.96

Euro

1

Rs.80.73

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.