MIRA INFORM REPORT

 

 

Report Date :

07.08.2013

 

IDENTIFICATION DETAILS

 

Name :

LAKO PACIFIC PTY LTD

 

 

Formerly Known As :

E KOURAMBAS PTY. LTD.

 

 

Registered Office :

12 Studley Street, Abbotsford Victoria  3067

 

 

Country :

Australia

 

 

Date of Incorporation :

13.04.2005

 

 

Com. Reg. No.:

113790248

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Import and distribution of innovative digital technologies and digital video solutions.

 

 

No. of Employees :

5 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRALIA - ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 


IDENTIFICATION DETAILS

 

Verified Address

 

Subject name :                          LAKO PACIFIC PTY LTD

Other style / Business name :     LAKO PACIFIC / KAISER BASS

Business address :                    12 Studley Street

Town :                                      Abbotsford

Province :                                 Victoria

Zip/postal code :                       3067

Country :                                   Australia

Tel :                                          +61 3 81021240

Website :                                  www.kaiserbaas.com

 

Registered address :                 12 Studley Street

Town :                                      Abbotsford

Province :                                 Victoria

Zip/postal code :                       3067

Country :                                   Australia

Comment :                                The Subject moved from the provided address 92 McEwan Road, Heidelberg

Heights, VIC 3081, Australia to the verified address above since October 2012.

The representative contacted Mr. Michael Sun advised the declined in employees and turnover is due to the Subject moving part of its operations to Hong Kong under a different entity. The Subject will be still operational however in a smaller scale.

 

 

SUMMARY DETAILS

 

Executive Summary

 

Date founded or registered :      13/04/2005

Legal form :                              Australian Proprietary Company

Chief executive :                       Evan Kourambas

Issued & paid up capital :          AUD 1

Sales turnover :                         AUD 1,000,000 (Estimated Non-Consolidated 12 months, 30/06/2013)

Line of business :                      Import and distribution of innovative digital technologies and digital video

solutions.

Staff employed :                       5 employees

 

 

CREDIT RISK OPINION

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                       Operational trend is declining

Management experience :          Management is modestly experienced

Financial performance :             Financial performance is deteriorating

Organization structure :              Organizational structure is acceptable

Detrimental :                             No detrimental found

Payment history :                      No payment delays noted

 

 

STATUTORY DETAILS

 

Registry Data

 

Registration date :                                             13/04/2005

Legal form :                                                      Australian Proprietary Company

Registration no Australian Company Number:     113790248

Registered authority :                                        Australian Securities and Investments Commission

Fiscal/ Tax no :                                                 Australian Business Number: 55606759651

Registry status :                                                Live/Active

Previous name :                                                The Subject was established on 13-04-2005 under the name E KOURAMBAS PTY. LTD. and changed its name to the current style on 16-08-2005.

Change of legal form :                                       None reported.

Other registration :                                             LAKO PACIFIC is a business name owned by the Subject registered on 31/07/2003 under business registration no: B1704148E.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

 

Name :                          Evan Kourambas

Designation :                Managing Director

 

Name :                          Michael Sun

Designation :                Accountant

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

 

Name :                          Evan Kourambas

Designation :                Director and Company Secretary

Appointment date :        13/04/05

Address :                      4 Rochester Street

Kew, VIC 3101

Australia

Biography :                   Born on 06-03-1960 in Kalamata, Greece.

Staff employed :           5 employees

 

SHARE CAPITAL

 

Composition

 

Authorized Capital :       AUD 1

No of shares :               1 Ordinary Share

Share par value :           AUD 1

Issued capital :              AUD 1

Paid up capital :            AUD 1

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

 

Composition

 

Shareholder name :       LAKO HOLDINGS PTY LTD

Address :                      12 Studley Street

Abbotsford, VIC 3067

Australia

No. of shares :              1 Ordinary Share

% of shares :                100%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

 

Name :              LAKO HOLDINGS PTY LTD

Affiliation type :            Parent Company

Address :          12 Studley Street

Abbotsford, VIC 3067

Australia

 

Name :              KAISER BAAS HOLDINGS PTY LTD

Affiliation type : Associate

Address :          12 Studley Street

Abbotsford, VIC 3067

Australia

 

Name :              LAKO PACIFIC FINANCE PTY. LTD.

Affiliation type :            Associate

Address :          12 Studley Street

Abbotsford, VIC 3067

Australia

Name :              KAISER BAAS PTY LTD

Affiliation type : Associate

Address :          12 Studley Street

Abbotsford, VIC 3067

Australia

 

Name :              KAISER BAAS INTERNATIONAL LIMITED

Affiliation type :            Associate

Address :          Unit 2205, 22/F., China Merchants Building

303-307 Des Voeux Road

Central

Hong Kong

 

 

BANK & MORTGAGES

 

Bank Details

 

Name of bank :                         Australia and New Zealand Banking Group Limited

Address :                      Australia

Account details :           Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

Mortgages :                  None reported.

 

Legal Fillings

 

Bankruptcy fillings :       None reported.

Court judgements :        None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

 

Source of financial statement :   Provided by the Subject

Financial statement date :          30/06/13

Type of accounts :                    Estimated key figures

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 1.11 as of 05-08-2013

 

Summarized Financial Information

 

 

 

 

Consolidation type :                  Non Consolidated         Non Consolidated         Non Consolidated

Currency :                                 Australia Dollar (AUD)   Australia Dollar (AUD)    Australia Dollar (AUD)

Denomination :                          (x1) One                        (x1) One                        (x1) One

Date of financial year end :        30/06/13                        30/06/12                        30/06/11

Length of accounts :                 12 months                     12 months                     12 months

Sale turnover / Income :             1,000,000                      5,000,000                      8,000,000

Comments :                              The estimated turnover was provided by Mr. Michael Sun. The representative contacted Mr. Michael Sun advised the declined in employees and turnover is due to the Subject moving part of its operations to Hong Kong under a different entity.

The Subject will be still operational however in a smaller scale.

The Subject is classified as a small proprietary company by the AustralianSecurities & Investments Commission hence is not required to disclose their financial statement.

A proprietary company is defined as small for a financial year if it satisfies at least

two of the following:

- The consolidated revenue for the financial year of the company and any entities

it controls is less than $25 million;

-The value of the consolidated gross assets at the end of the financial year of the

company and any entities it controls is less than $12.5 million, and

-The company and any entities it controls have fewer than 50 employees at the

end of the financial year.

 

 

OPERATION DETAILS

 

Main activities :                         The Subject's main activities are distribution of innovative digital technologies and digital video solutions products.

Product & services :                  Cameras

Road Recorder

Car Camera

Sports Camera

Digital Microscope

Digital Converters

Photo Maker

Photo Maker Pro

Photo Maker Touch

Photo Scanner

Mini Photo Scanner

Music Maker

DVD Maker

TV & Radio Sticks

Netbook TV Stick

TV Stick

TV Stick Dual

TV Stick Hybrid

Network TV Tuner

Digital Radio Stick

Digital Radio TV Stick

Wireless Devices

Bluetooth Keyboard

WiFi Media Player

WiFi Music Streamer

Wireless Presenter

Audio

Travel Speakers

Digital Photo Frames

Digital Photo Keyrings

Gaming

Game Recorder

Media Players

Personal Media Player

Bluetooth

BT-130 Keyboard

BT-220 Keyboard

BT-280 Keyboard

Brand :                                                 KAISER BAAS

 

Purchases

International :                            China, Taiwan, Hong Kong

 

Sales

Local :                                      Yes

International :                            Very seldom to New Zealand

Key events :                              Press Release

February 28, 2011 Melbourne, Australia - Corsair Solutions and Lako Pacific announce that Corsair Solutions has acquired the Lako Pro business unit from Lako Pacific Pty Ltd, effective from 1 March 2011.

Corsair Solutions, established in 2009 and based in Melbourne, Australia is an importer and distributor of professional video products from Grass Valley, Atomos, Logickeyboards, Dulce Systems, XLNT Idea, Qsan and builds custom duplicator systems under the Corsair Duplicators brand.

 

Property & Assets

 

Premises :                                The Subject operates from premises at the verified heading address consisting of a warehouse and administrative office.

Branches :                                None reported.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

 

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :    US$ 46.714 billion

Gross domestic product - GDP :                       US$ 1.586 trillion

GPP (Purchasing power parity) :            954.296 billion of International dollars

GDP per capita - current prices :                        US$ 68,916

GDP - composition by sector :              agriculture: 4%

industry: 25.6%

services: 70.4%

Inflation :                                              2010: 2.8%

2011: 3.4%

2012: 2.7%

Unemployment rate :                             2010: 5.2%

2011: 5.1%

2012: 5.2%

Public debt

(General Government gross debt as

a % GDP):                                            2010: 20.4%

2011: 22.9%

2012: 24%

Government bond ratings :                    Standard & Poor's: AAA

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares:                                                             US$1.198 trillion

Largest companies in the country :         Qantas Airways (Airline),Coca-Cola Amatil (Beverages), CSL (Biotechs),

Brambles (Business & Personal Services),Crown Ltd (Casinos & Gaming), Amcor (Containers & Packaging),Suncorp-Metway (Diversified Insurance), BHP Billiton (Diversified Metals & Mining),Newcrest Mining (Diversified Metals & Mining), Orica (Diversified Metals & Mining), Iluka Resources(Diversified Metals & Mining), Origin Energy (Electric Utilities), AGL Energy (Electric Utilities), Wesfarmers (Food Retail), Woolworths

(Food Retail), Metcash (Food Retail), Macquarie Group (Investment services), AMP (Investment services), Challenger Ltd (Investment services), Fortescue Metals Group (Iron & Steel), Bluescope Steel (Iron & Steel), Commonwealth Bank (Major Banks), Westpac Banking Group (Major Banks), National Australia Bank (Major Banks), ANZ (Major Banks), Woodside Petroleum (Oil & Gas Operations), Santos (Oil & Gas Operations), Caltex Australia (Oil & Gas Operations), WorleyParsons (Oil Services & Equipment), Toll Holdings (Other Transportation), Transurban Group (Other Transportation), QBE Insurance Group (Property & Casualty Insurance), Insurance Australia Group (Property & Casualty Insurance), QR National (Railroads), Westfield Group (Real Estate), Stockland Australia (Real Estate), Westfield Retail Trust (Real Estate), Lend Lease (Real Estate), CFS Retail Property Trust (Real Estate), Goodman Group (Real Estate), Bendigo & Adelaide Bank (Regional Banks), Bank of Queensland (Regional Banks), Incitec Pivot (Specialized Chemicals), Telstra (Telecommunications Services)

 

Trade & Competitiveness Overview

 

Total exports :                                       US$263.9 billion

Exports commodities :                          Coal, iron ore, gold, meat, wool, alumina, wheat, machinery and transport equipment

Total imports :                                       US$239.7 billion

Imports commodities :                           Machinery and transport equipment, computers and office machines,

telecommunication equipment and parts; crude oil and petroleum products

Export - major partners :                        China 27.4%, Japan 19.2%, South Korea 8.9%, India 5.8%

Import - major partners :                        China 18.5%, US 11.4%, Japan 7.9%, Singapore 6.3%, Germany 4.7%

FDI Inflows :                                         2009: US$26,554 million

2010: US$35,556 million

2011: US$41,317 million

FDI Outflows :                                       2009: US$16,693 million

2010: US$12,791 million

2011: US$19,999 million

Best countries for doing business :        10 out of 185 countries

Global competitiveness ranking :            20 (ranking by country on a basis of 144, the first is the best)

 

Country and Population Overview

 

Total population :                                  22.68 million

Total area :                                            7,692,024 km2

Capital :                                                Canberra

Currency :                                             Australian dollars (AUD)

Internet users as % of total

population:                                           79%

 

 

PAYMENT HISTORY

 

Purchase Term

International :                Prepayment, Credit 30 days

 

Sales Term

Local :                          Prepayment, Cash, Credit 45 days

International :                Prepayment, Credit 45 days

 

Trade Reference/ Payment Behaviour

 

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

Investigation Note

 

Sources :                      Interviews and material provided by the Subject

:                       Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.53

UK Pound

1

Rs.94.37

Euro

1

Rs.81.58

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.