MIRA INFORM REPORT

 

 

Report Date :

07.08.2013

 

IDENTIFICATION DETAILS

 

Name :

MARVEL DWELLINGS PRIVATE LIMITED

 

 

Registered Office :

301-302, Jewel Tower, S. No. 25/H, Lane No. 5, Koregoan Park, Pune – 411001, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

30.08.2011

 

 

Com. Reg. No.:

11-140613

 

 

Capital Investment / Paid-up Capital :

Rs. 0.100 Million

 

 

CIN No.:

[Company Identification No.]

U45209PN2011PTC140613

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

PNEM16920B

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Real Estate Service and Undertake Building Construction (9 Project in Pune).

 

 

No. of Employees :

700 Approximately (In Group)

 


 

RATING & COMMENTS

 

MIRA’s Rating :

Ca (18)

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Recently started business activity

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Even though the company was incorporated in 2011, its has recently commence its business activity in 2013.

 

Mr. Harish Solanke from finance department has provide us the general information and denied to disclose any financial detail.

 

However, business is active. Payments are reported to be unknown.

 

The company can be considered for business dealing on a safe and secured trade terms and condition.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

We are living in a world where volatility and uncertainty have become the New Normal. We saw a change of government in countries like Tunisia, Egypt, Libya and Vietnam. Once powerful countries in Europe are now fighting for bankruptcy. We have taken growth in the developing part of the world for granted but economic growth in China and India has begun to slow. Companies that were synonymous with their product categories just a few years ago are now no longer in existence. Kodak, the inventor of the digital camera had to wind up its operations, HMV, the British entertainment retailing company and Borders, once the second largest bookstore have shut down due to their inability to evolve their business models with the changing time. Readers’ Digest, Thomson Register are no more !

 

There is another megatrend happening. The World order is changing as economic power shifts from West to East. According to McKinsey study, it took Britain more than 100 years to double its economic output per person during its industrial revolution and the US later took more than 50 years to do the same. More than a century later, China and India have doubled their GDP per capital in 12 and 18 years respectively. By 2020, emerging Asia will become the world’s largest consuming block, overtaking North America.

 

The years after the outbreak of the global financial crisis, the world economy continues to remain fragile. The Indian economy demonstrated remarkable resilience in the initial years of the contagion but finally lost ground last year. GDP growth slowed down. Currency has been weakening. There is a marked deceleration in agriculture, industry and services. Dampening sentiment led to a cut-back in investment as well as private consumption expenditure.  Inflation remained at high levels fuelled by the pressure from the food and fuel sectors. The large fiscal and current account deficit s continued to cause grave concern. It is imperative that India regains its growth trajectory of 8-9 % sooner than later. This is crucially important given the need to create gainful livelihood opportunities for the millions living in poverty as also the large contingent of young people joining the job market every year.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY (GENERAL INFORMATION)

 

Name :

Mr. Harish Solanke

Designation :

Finance Department

Contact No.:

91-9923592261

Date :

06.08.2013

 

 

LOCATIONS

 

Registered Office :

301-302, Jewel Tower, S. No. 25/H, Lane No. 5, Koregoan Park, Pune – 411001, Maharashtra

Tel. No.:

91-20-30250700/26052920/21

Mobile No.:

91-9923592261 (Mr. Harish Solanke)

Fax No.:

91-20-66201389

E-Mail :

harish.solanke@marvelrealtors.com

info@marvelrealtors.com

office@chandakcs.com

deepak.hode@marvelrealtors.com

Website :

www.marvelrealtors.com

Location :

Owned

 

 

DIRECTORS

 

As on 28.09.2012

 

Name :

Mr. Vishwajeet Subhash Jhavar

Designation :

Director

Address :

A 10, Flat No. 1, Meera Nagar, Koregoan Park, Pune – 411001, Maharashtra, India

Date of Birth/Age :

03.05.1969

Date of Appointment :

30.08.2011

DIN No.:

00158203

 

 

Name :

Mr. Prithviraj Solanke

Designation :

Director

Address :

C/13, Clover Garden, 4 Naylor Road, Pune  - 411001, Maharashtra, India

Date of Birth/Age :

13.04.1979

Date of Appointment :

30.08.2011

DIN No.:

01880078

 

 

KEY EXECUTIVES

 

Name :

Mr. Harish Solanke

Designation :

Finance Department

 

 

MAJOR SHAREHOLDERS

 

As on As on 28.09.2012  

 

Names of Shareholders

 

No. of Shares

Vishwajeet Subhash Jhavar

 

5000

Marvel Promoters and Developers (Pune) Private Limited, India

 

5000

Total

 

10000

 

Equity Share Break up (Percentage of Total Equity)

 

As on As on 28.09.2012 

 

Category

Percentage

Bodies corporate

50.00

Directors or relatives of Directors

50.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Real Estate Service and undertake Building Construction (9 Project in Pune).

 

 

Terms :

 

Purchasing :

Depend

 

 

GENERAL INFORMATION

 

No. of Employees :

700 Approximately (In Group)

 

 

Bankers :

  • HDFC Bank
  • IDBI Bank
  • Axis Bank

 

 

 

Banking Relations :

--

 

 

Financial Institutions :

  • PHF Finance Private Limited, 1st Floor, Piramal Tower Annexe, Ganpatrao Kadam Marg, Lower Parel, Mumbai – 400013, Maharashtra, India
  • Windshild Developers Private Limited, 157, Market Chambers III, Nariman Point, Mumbai – 400021, Maharashtra, India

 

 

Auditors :

 

Name :

S.R. Birla and Associates

Chartered Accountants

Address :

5th Floor, Arthavishwa Building, 5th Lane, Koregoan Park, Pune – 411001, Maharashtra, India

Tel. No.:

91-20-30461582

PAN No.:

AETPB1772M

 

 

Holding Company :

Marvel Promoters and Developers (Pune) Private Limited, India

 

Note: The Marvel Group comprises of 13 companies.

 

 

CAPITAL STRUCTURE

 

As on As on 28.09.2012 

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

50000

Equity Shares

Rs. 10/- each

Rs. 0.500 Million

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

10000

Equity Shares

Rs. 10/- each

Rs. 0.100 Million

 

 


FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

 

31.03.2012

I.              EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

 

0.100

(b) Reserves & Surplus

 

 

(0.024)

(c) Money received against share warrants

 

 

0.000

 

 

 

 

(2) Share Application money pending allotment

 

 

0.000

Total Shareholders’ Funds (1) + (2)

 

 

0.076

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

 

0.000

(b) Deferred tax liabilities (Net)

 

 

0.005

(c) Other long term liabilities

 

 

0.000

(d) long-term provisions

 

 

0.000

Total Non-current Liabilities (3)

 

 

0.005

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

 

69.036

(b) Trade payables

 

 

190.003

(c) Other current liabilities

 

 

110.161

(d) Short-term provisions

 

 

0.000

Total Current Liabilities (4)

 

 

369.200

 

 

 

 

TOTAL

 

 

369.281

 

 

 

 

II.          ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

 

0.000

(ii) Intangible Assets

 

 

0.000

(iii) Capital work-in-progress

 

 

0.000

(iv) Intangible assets under development

 

 

0.000

(b) Non-current Investments

 

 

0.000

(c) Deferred tax assets (net)

 

 

0.000

(d)  Long-term Loan and Advances

 

 

0.000

(e) Other Non-current assets

 

 

0.000

Total Non-Current Assets

 

 

0.000

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

 

0.000

(b) Inventories

 

 

369.184

(c) Trade receivables

 

 

0.000

(d) Cash and cash equivalents

 

 

0.097

(e) Short-term loans and advances

 

 

0.000

(f) Other current assets

 

 

0.000

Total Current Assets

 

 

369.281

 

 

 

 

TOTAL

 

 

369.281

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

 

31.03.2012

 

 

 

 

 

 

TOTAL INCOME

 

 

0.000

 

 

 

 

 

 

TOTAL EXPEDITURE

 

 

0.019

 

 

 

 

 

Less

PROFIT/(LOSS)  BEFORE FINANCE COST AND TAX

 

 

(0.019)

 

 

 

 

 

Less

FINANCIAL EXPENSES                                   

 

 

0.000

 

 

 

 

 

 

PROFIT/(LOSS)   BEFORE TAX

 

 

(0.019)

 

 

 

 

 

Less

TAX                                                                 

 

 

0.005

 

 

 

 

 

 

PROFIT/(LOSS)   AFTER TAX

 

 

(0.024)

 

 

 

 

 

 

Earnings/(Loss) Per Share (Rs.)

 

 

2.38

 

 

KEY RATIOS

 

PARTICULARS

 

 

 

 

31.03.2012

PAT / Total Income

(%)

 

 

0.00

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

 

 

NA

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

 

 

0.00

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

 

 

0.25

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

 

 

908.38

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

 

 

0.00

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last one years

Yes

12]

Profitability for last one years

Yes

13]

Reasons for variation <> 20%

--------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

No

21]

Market information

----------

22]

Litigations that the firm / promoter involved in

----------

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

---------

26]

Buyer visit details

----------

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

UNSECURED LOANS:

(Rs in Millions)

PARTICULARS

 

31.03.2012

SHORT TERM BORROWINGS

 

Loans repayable on demand

 

Loan from directors

30.577

Marvel Promoters and Developers (Pune) Private Limited, India

38.459

Total

69.036

 

 

NOTE:

 

CURRENT MATURITIES OF LONG TERM DEBT: NOT AVAILABLE

 

 

INDEX OF CHARGE:

 

Sr .No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

10428834

04/04/2013

680,000,000.00

IDBI TRUSTEESHIP SERVICES LIMITED

Asian Bldg., Ground Floor, 17, R.Kamani Marg, Ba llard Estate, MUMBAI, Maharashtra - 400001, INDIA

B75460659

2

10426650

04/04/2013

130,000,000.00

IDBI TRUSTEESHIP SERVICES LIMITED

Asian Bldg., Ground Floor, 17, R.Kamani Marg, Ba llard Estate, MUMBAI, Maharashtra - 400001, INDIA

B75461772

3

10426649

04/04/2013

190,000,000.00

IDBI TRUSTEESHIP SERVICES LIMITED

Asian Bldg., Ground Floor, 17, R.Kamani Marg, Ba llard Estate, MUMBAI, Maharashtra - 400001, INDIA

B75461194

4

10408593

05/03/2013

550,000,000.00

PHL Finance Private Limited

1ST FLOOR, PIRAMAL TOWER ANNEXE, GANPATRAO KADAM
MARG, LOWER PAREL, MUMBAI, Maharashtra - 400013,
INDIA

B69812295

5

10413255

27/02/2013

75,000,000.00

IDBI TRUSTEESHIP SERVICES LIMITED

Asian Bldg., Ground Floor, 17, R.Kamani Marg, Ba llard Estate, MUMBAI, Maharashtra - 400001, INDIA

B70732813

6

10410582

05/12/2012

95,000,000.00

WINDSHIELD DEVELOPERS PRIVATE LIMITED

157, Maker Chambers III, Nariman Point,, Mumbai, Maharashtra - 400021, INDIA

B65800807

 

 

OPERATION AND FUTURE PROSPECTS:

 

Directors wish to update the members that this was the first financial year of the company, and the company is in process of setting up and executing various projects. As per the accounting policy adopted by the company, the revenue is recognized as per the percentage of project completion method and according the company will be recognizing the revenue in the coming years, upon significant completion of the projects. In line with the concerned accounting policy the amount incurred on account of project expenditure has been capitalized and has been credited to project expenditure account.   

 

The company has reported loss for the financial year. However, the directors of the company are hopeful that it would be compensated in the forthcoming years.

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.53

UK Pound

1

Rs. 94.37

Euro

1

Rs. 81.57

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

VNT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

2

PAID-UP CAPITAL

1~10

2

OPERATING SCALE

1~10

2

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

2

--PROFITABILIRY

1~10

2

--LIQUIDITY

1~10

2

--LEVERAGE

1~10

2

--RESERVES

1~10

2

--CREDIT LINES

1~10

2

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

18

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NB

NEW BUSINESS

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.