MIRA INFORM REPORT

 

 

Report Date :

13.08.2013

 

IDENTIFICATION DETAILS

 

Name :

EMBEE INTERNATIONAL INDUSTRIES

 

 

Registered Office :

Public Free Zone Ismailia

 

 

Country :

Egypt

 

 

Date of Incorporation :

2001

 

 

Com. Reg. No.:

31709, Ismailia

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Manufacturers of clothing

 

 

No. of Employees :

2,900

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Egypt 

B1

B1 

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013.

Source : CIA


 

 

SUMMARY

 

Company Name                                     : EMBEE INTERNATIONAL INDUSTRIES

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 2001

Commercial Registration Number            : 31709, Ismailia

Tax Card Number                                   : 205-114-067

Issued Capital                                        : £E 10,000,000

Paid up Capital                                      : £E 10,000,000

Total Workforce                                     : 2,900

Activities                                               : Manufacturers of clothing

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 

 

 


COMPANY NAME

 

EMBEE INTERNATIONAL INDUSTRIES

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Public Free Zone

Town                 : Ismailia

Country             : Egypt

Telephone         : (20-64) 3481920 / 3481922 / 3481924 / 3481926

Facsimile          : (20-64) 3841920

Mobile               : (20-100) 6666005

Email                : embee@eg.embeegroup.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are rented and located in the Public Free Zone Area of Ismailia.

 

Branch Office (s)

 

     Location                                                                                                       Description

 

·       1B Industrial Zone, Plot 3/5/4                                                                         Warehouse premises

10th Of Ramadan

Sharkeya

Tel: (20-15) 412434

Fax: (20-15) 412433

 

 

KEY PRINCIPALS

 

     Name                                                                       Nationality                     Position

 

·       Pheshemper Sanderendalani Badalani                        Indian                            Chairman

 

·       Sanjay Assory                                                          Indian                            Managing Director

 

·       Baharati Badalani                                                      Indian                            Director

 

·       Ahmed Said                                                              -                                   IT Manager

 

·       Damupharan Niak                                                      -                                   Finance Manager

 

·       Ali Ibrahim                                                                -                                   Production Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2001

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 31709, Ismailia

 

Tax Card No.               : 205-114-067

 

Issued Capital              : £E 10,000,000

 

Paid up Capital            : £E 10,000,000

 

Name of Shareholder (s)                                Percentage

 

·       Baharati Badalani                                                      75%

 

·       Pheshemper Sanderendalani Badalani                        25%

 

 

AFFILIATED COMPANIES

 

·       Embee International LLC

Double Cola Road

Industrial Area No. 5, Plot No. 4

PO Box: 2509

Sharjah

     United Arab Emirates

     Tel: (971-6) 5333175

     Fax: (971-6) 5434010

     Email: embee@emirates.net.ae

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of men’s and women’s clothing. Subject produces clothing for K-Mart, Wal-Mart and Gap.

 

Import Countries: India, China, United Arab Emirates, Taiwan, Pakistan, Germany and the United States of America.

 

Export Countries: Germany, United Kingdom, United States of America, Canada, Saudi Arabia, Italy and Romania.

 

Subject has a workforce of approximately 2,900 employees.

 

 

FINANCIAL DATA

 

Companies registered in Egypt are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       National Bank of Egypt

El Tahrir & Khaled Ibn El Waled Streets

Ismailia

Tel: (20-64) 3325900

Fax: (20-64) 3320386

 

·       Bank of Alexandria

     Ismailia

     Tel: (20-64) 3912461 / 3918922

     Fax: (20-64) 3918921 / 3918922

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              May 2012

Credit amount                                        US$ 100,000

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.80

UK Pound

1

Rs.94.21

Euro

1

Rs.81.03

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.