MIRA INFORM REPORT

 

 

Report Date :

13.08.2013

 

IDENTIFICATION DETAILS

 

Name :

NGHE AN ULTRA-FINE WHITE STONE POWDER JOINT STOCK COMPANY

 

 

Registered Office :

Lot C, Nam Cam Industrial Zone, Nghi Xa Commune, Nghi Loc District, Nghe An Province

 

 

Country :

Vietnam

 

 

Date of Incorporation :

10.02.2012

 

 

Com. Reg. No.:

2901490610

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Currently, the subject is specialized in manufacturing and trading white stone powder.

 

 

No. of Employees :

About 70 (including both official labor and casual employees)

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

New Business

 

--

 

Status :

New Business

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Vietnam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that has been transitioning from the rigidities of a centrally-planned economy since 1986. Vietnamese authorities have reaffirmed their commitment to economic modernization in recent years. Vietnam joined the World Trade Organization in January 2007, which has promoted more competitive, export-driven industries. Vietnam became an official negotiating partner in the Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to less than 22% in 2012, while industry's share increased from 36% to nearly 41% in the same period. State-owned enterprises account for roughly 40% of GDP. Poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession hurt Vietnam's export-oriented economy, with GDP in 2012 growing at 5%, the slowest rate of growth since 1999. In 2012, however, exports increased by more than 18%, year-on-year; several administrative actions brought the trade deficit back into balance. Between 2008 and 2011, Vietnam's managed currency, the dong, was devalued in excess of 20%, but its value remained stable in 2012. Foreign direct investment inflows fell 4.5% to $10.5 billion in 2012. Foreign donors have pledged $6.5 billion in new development assistance for 2013. Hanoi has oscillated between promoting growth and emphasizing macroeconomic stability in recent years. In February 2011, the Government shifted policy away from policies aimed at achieving a high rate of economic growth, which had stoked inflation, to those aimed at stabilizing the economy, through tighter monetary and fiscal control. Although Vietnam unveiled a broad, "three pillar" economic reform program in early 2012, proposing the restructuring of public investment, state-owned enterprises, and the banking sector, little perceptible progress had been made by early 2013. Vietnam's economy continues to face challenges from an undercapitalized banking sector. Non-performing loans weigh heavily on banks and businesses. In September 2012, the official bad debt ratio climbed to 8.8%, though some independent analysts believe it could be higher than 15%.

Source : CIA


 

 

SUBJECT IDENTIFICATION & LEGAL FORM

 

Registered English Name

 

NGHE AN ULTRA-FINE WHITE STONE POWDER JOINT STOCK COMPANY

Registered Vietnamese Name

 

CONG TY CP BOT DA VOI TRANG SIEU MIN NGHE AN

Type of Business

 

Joint stock company

Year Established

 

2012

Business Registration No.

 

2901490610

Date of Registration

 

10 Feb 2012

Place of Registration

 

Nghe An Department of Planning and Investment

Chartered capital

 

VND 55,000,000,000

Status

 

Unlisted

Tax code

 

2901490610

Total Employees

 

About 70 (including both official labor and casual employees)

Note:  The exact name of the subject is above

 

ADDRESSES

 

Head Office

Address

 

Lot C, Nam Cam Industrial Zone, Nghi Xa Commune, Nghi Loc District, Nghe An Province, Vietnam

Telephone

 

(84-38) 3791369

Fax

 

(84-38) 3791369

Note:  The exact address of the subject is above (Lot C not Lote)

 

 

SUBSIDIARIES AND RELATED COMPANIES

 

PARENT COMPANY - NGHE AN MINERAL JOINT STOCK COMPANY

Business Registration

 

2900324579

Date of Registration

 

02 Jul 2010

Place of Registration

 

Nghe An Department of Planning and Investment

Tax code

 

2900324579

Address

 

No. 2 Le Hong Phong Str, Vinh City, Nghe An Province, Vietnam

Tel

 

(84-38) 3832 650/3561 904/3835 591

Fax

 

(84-38) 3845 808

Website

 

http://www.namco.com.vn

 

 

DIRECTORS

 

1. NAME

 

Mr. TRUONG SY BA

Position

 

Chairman

Date of Birth

 

20 Oct 1967

ID Number/Passport

 

013332543

ID Issue Date

 

14 Aug 2010

ID Issue Place

 

Hanoi Police Department

Resident

 

Room 810, 18T2 House, Trung Hoa Nhan Chinh Tenement Zone, Nhan Chinh Ward, Thanh Xuan District, Ha Noi City, Vietnam

Nationality

 

Vietnamese

 

2. NAME

 

Mr. DANG VAN SU

Position

 

Director

ID Number/Passport

 

181922106

Resident

 

Quynh Hong Commune, Quynh Luu District, Nghe An Province, Vietnam

Nationality

 

Vietnamese

 

3. NAME

 

Ms. QUE THI BINH

Position

 

Chief Accountant

Nationality

 

Vietnamese

 

 

BUSINESS NATURE AND ACTIVITIES

 

Currently, the subject is specialized in manufacturing and trading white stone powder.

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT: Currently, the subject does not import

 

EXPORT:

·         Types of products

 

White stone powder

·         Market

 

Bangladesh and India

 

 

BANKERS

 

1. JOINT STOCK COMMERCIAL BANK FOR FOREIGN TRADE OF VIETNAM VINH BRANCH

Address

 

No.21 Quang Trung, Vinh City, Nghe An Province, Vietnam

Telephone

 

(84-38) 3842033

Fax

 

(84-38) 3842192

 

2. BAO VIET JOINT STOCK COMMERCIAL BANK NGHE AN BRANCH

Address

 

No.105 Nguyen Thi Minh Khai Le Mao Ward, Vinh City, Nghe An Province, Vietnam

Telephone

 

(84-38) 3550 669

Fax

 

(84-38) 3550 699

 

 

SHAREHOLDERS

 

1. NAME

 

NGHE AN MINERAL JOINT STOCK COMPANY

Business Registration

 

2900324579

Date of Registration

 

02 Jul 2010

Place of Registration

 

Nghe An Department of Planning and Investment

Chartered Capital

 

VND 42,816,000,000

Tax code

 

2900324579

Address

 

No. 2 Le Hong Phong Str, Vinh City, Nghe An Province, Vietnam

Tel

 

(84-38) 3832 650/3561 904/3835 591

Fax

 

(84-38) 3845 808

Email

 

sales@namco.com.vn

Website

 

http://www.namco.com.vn

Number of shares

 

4,015,000

Value of shares

 

VND 40,150,000,000

Percentage

 

73%

 

2. NAME

 

Mr. DANG VAN SU

Position

 

Director

ID Number/Passport

 

181922106

Resident

 

Quynh Hong Commune, Quynh Luu District, Nghe An Province, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

880,000

Value of shares

 

VND 8,800,000,000

Percentage

 

16%

 

3. NAME

 

Mr. TRAN VAN QUE

ID Number/Passport

 

187187973

Resident

 

Vinh Tan Ward, Vinh City, Nghe An Province, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

605,000

Value of shares

 

VND 6,050,000,000

Percentage

 

11%

 

 

FINANCIAL DATA

 

N/A

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Fair

Liquidity

 

N/A

Payment status

 

N/A

Financial Situation

 

Below Average

Development trend

 

Developing

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

N/A

Sale Methods

 

Wholesaler

 

 

 

INTERPRETATION ON THE SCORES

 

The subject was established in early 2012 as a joint stock company. It was granted the business registration No. 2901490610 (same as the tax code) by Nghe An Department of Planning and Investment. Its chartered capital is VND 55 billion, in which 73% is contributed by NGHE AN MINERAL JOINT STOCK COMPANY, which was founded in 1993 and operates in field of exploiting, processing and trading mineral products.

Currently, the subject only focuses on manufacturing and trading white stone powder. Its head office and factory are located at Lot C – Nam Cam Industrial Zone – Nghi Xa Commune – Nghi Loc District – Nghe An Province. There are about 70 employees working for it (including both official labor and casual labor). The subject now does not import. Its products are at once supplied for domestic market and exported to foreign country, mainly India and Bangladesh. According to the subject’s staff, in the future, the subject will participate in operation of processing stone.

Being a newly-born business, the subject’s financial data is unavailable in our source.

In general, the subject is a young business and has small scale but it has received much support from its parent company. It can develop better in the future; however, it only consists with small transactions now. Caution is needed for medium and big ones.

 

 

 

------------ APPENDIX ----------

 

 

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6

Source: General Statistics Office

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.80

UK Pound

1

Rs.94.21

Euro

1

Rs.81.03

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.