MIRA INFORM REPORT

 

 

Report Date :

14.08.2013

 

IDENTIFICATION DETAILS

 

Name :

ACCESSOIRES DE CONSTRUCTION - A.D.C.

 

 

Registered Office :

Rue Jacques Robert 95500 Le Thillay

 

 

Country :

France

 

 

Financials (as on) :

2011

 

 

Date of Incorporation :

01.01.2008

 

 

Com. Reg. No.:

50204810100013

 

 

Legal Form :

Simplified joint stock company

 

 

Line of Business :

Wholesale (intercompany trade) of wood and construction materials

 

 

No. of Employees :

16

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

France

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

                                                   FRANCE - ECONOMIC OVERVIEW

 

The French economy is diversified across all sectors. The government has partially or fully privatized many large companies, including Air France, France Telecom, Renault, and Thales. However, the government maintains a strong presence in some sectors, particularly power, public transport, and defense industries. With at least 79 million foreign tourists per year, France is the most visited country in the world and maintains the third largest income in the world from tourism. France's leaders remain committed to a capitalism in which they maintain social equity by means of laws, tax policies, and social spending that reduce income disparity and the impact of free markets on public health and welfare. France's real GDP contracted 2.6% in 2009, but recovered somewhat in 2010 and 2011, before stagnating in 2012. The unemployment rate increased from 7.4% in 2008 to 10.3% in 2012. Youth unemployment shot up to 24.2% during the third quarter of 2012 in metropolitan France. Lower-than-expected growth and high unemployment costs have strained France's public finances. The budget deficit rose sharply from 3.4% of GDP in 2008 to 7.5% of GDP in 2009 before improving to 4.5% of GDP in 2012, while France's public debt rose from 68% of GDP to 89% over the same period. Under President SARKOZY, Paris implemented some austerity measures to bring the budget deficit under the 3% euro-zone ceiling by 2013 and to highlight France's commitment to fiscal discipline at a time of intense financial market scrutiny of euro-zone debt. Socialist Party candidate Francois HOLLANDE won the May 2012 presidential election, after advocating pro-growth economic policies, the separation of banks' traditional deposit taking and lending activities from more speculative businesses, increasing the top corporate and personal tax rates, and hiring an additional 60,000 teachers during his five-year term. The government's attempt to introduce a 75% wealth tax on income over one million euros for two years was struck down by the French Constitutional Council in December 2012 because it applied to individuals rather than households. France ratified the EU fiscal stability treaty in October 2012 and HOLLANDE's government has maintained France's commitment to meeting the budget deficit target of 3% of GDP during 2013 even amid signs that economic growth will be lower than the government's forecast of 0.8%. Despite stagnant growth and fiscal challenges, France's borrowing costs declined during the second half of 2012 to euro-era lows.

 

Source : CIA

 


company Summary

 

Company Name                                    ACCESSOIRES DE CONSTRUCTION - A.D.C.

Company Registration Number            50204810100013

Country                                                FR

Activity Code                                        4673A

Activity Description                              Wholesale (intercompany trade) of wood and construction materials

Company Status                                   Economically active

Latest Turnover                                    9,383,879.00 (EUR)

Latest Shareholders Equity                  914,357.00 (EUR)

Profit Before Tax                                  412,834.00 (EUR)

 

 

Company Identification

 

Activities

Activity Description                              Wholesale (intercompany trade) of wood and construction materials

 

Basic Information

 

Company Name                                    ACCESSOIRES DE CONSTRUCTION - A.D.C.

Registered Company Name                  ACCESSOIRES DE CONSTRUCTION - A.D.C.

Company Registration Number            50204810100013

Country                                                FR

VAT Registration Number                     FR95502048101

Date of Company Registration             01/01/2008

Date of Starting Operations                  01/01/2008

Commercial Court Legal Form             Simplified joint stock company

Type of Ownership Company Status    Economically active

Principal Activity Code                         4673A

Principal Activity Description               Wholesale (intercompany trade) of wood and construction materials

Contact Address                                   RUE JACQUES ROBERT 95500 LE THILLAY

Contact Telephone Number                  0139331860

 

 

Main Address

 

Address                                               RUE JACQUES ROBERT 95500 LE THILLAY

Country                                                FR

Telephone                                            01 39 33 18 60

Other Addresses

Address                                               RUE JACQUES ROBERT 95500 LE THILLAY

Country                                                FR

Address                                               LE THILLAY, 95500

Country                                                FR

 

Current Directors Managers

 

Name                                                   M LEFEBVRE DAMIEN MARIE MICHEL

Gender                                                 Male

Date of Birth                                         09/03/1970

Position                                               President

 

Name                                                   M JEAN NICOLAS ANTOINE GUY

Gender                                                 Male

Date of Birth                                         27/11/1963

Position                                               Managing director

 

 

Share Capital Structure

 

Nominal Share Capital                         600,000.00 (EUR)

 

 

Employee Information

 

Year                                                     2011

Number of Employees              16

 

Year                                                     2010

Number of Employees              0

 

Year                                                    2009

Number of Employees              13

 

 

Financial Statements

 

 

Profit & Loss

 

Financial Year                     2011                                     2010                                     2009

Number of Weeks                52                                        52                                         52

Currency                              EUR                                    EUR                                     EUR

Revenue                              9,391,592.00                        7,567,586.00                         5,766,837.00

Operating Costs                  8,898,796.00                        7,368,622.00                         5,682,221.00

Operating Profit                   492,796.00                           198,964.00                            84,616.00

Wages & Salaries                689,250.00                           621,023.00                            602,129.00

Pension Costs                     303,029.00                           272,254.00                            258,560.00

Depreciation                        17,204.00                             13,683.00                              20,889.00

Financial Income                12,987.00                             4,673.00                                505.00

Financial Expenses             92,949.00                             32,860.00                              40,760.00

Extraordinary  Income         0.00                                     0.00                                      0.00

Extraordinary  Costs            0.00                                     0.00                                      0.00

Profit Before Tax                 412,834.00                           170,777.00                            44,361.00

Tax                                      144,628.00                           61,479.00                              19,473.00

Profit After Tax                    268,206.00                           109,298.00                            24,888.00

Dividends                            0.00                                     0.00                                      0.00

Retained Profit                    268,206.00                           109,298.00                            24,888.00

 

Balance Sheet

 

Financial Year                     2011                                     2010                                     2009

Number of Weeks                52                                        52                                         52

Currency                              EUR                                    EUR                                     EUR

Land & Buildings                0.00                                     0.00                                      0.00

Plant & Machinery               7,051.00                               12,488.00                              11,411.00

Other Tangible Assets         22,822.00                             22,652.00                              18,850.00

Total Tangible Assets         29,873.00                             35,140.00                              30,261.00

Goodwill                              0.00                                     0.00                                      0.00

Other Intangible Assets       6,221.00                               9,613.00                                13,007.00

Total Intangible Assets       6,221.00                               9,613.00                                13,007.00

Investments                         0.00                                     0.00                                      0.00

Loans to Group                   0.00                                     0.00                                      0.00

Other Loans                        0.00                                     0.00                                      0.00

Miscellaneous  Fixed Assets 38,814.00                           37,998.00                              39,619.00

Total Other Fixed Assets     38,814.00                             37,998.00                              39,619.00

Total Fixed Assets               74,908.00                             82,751.00                              82,887.00

Raw Materials                      0.00                                     0.00                                      0.00

Work in Progress                0.00                                     0.00                                      0.00

Finished Goods                  0.00                                     0.00                                      0.00

Other Inventories                 1,633,729.00                        1,196,603.00                         1,116,115.00

Total Inventories                 1,633,729.00                        1,196,603.00                         1,116,115.00

Trade Receivables               2,071,075.00                        1,911,860.00                         1,428,305.00

Miscellaneous  Receivables 152,738.00                           35,536.00                              26,780.00

Total Receivables                2,223,813.00                        1,947,396.00                         1,455,085.00

Cash                                    399,542.00                           388,970.00                            260,136.00

Other Current Assets          29,073.00                             11,420.00                              8,474.00

Total Current Assets           4,286,157.00                        3,544,389.00                         2,839,810.00

Total Assets                        4,361,065.00                        3,627,140.00                         2,922,697.00

Trade Payables

1,437,006.00

2,067,731.00

1,474,676.00

Bank Liabilities

119,266.00

0.00

0.00

Other Loans/Finance

552,489.00

608,920.00

626,485.00

Miscellaneous  Liabilities

1,331,231.00

214,338.00

194,685.00

Total Current Liabilities

3,439,992.00

2,890,989.00

2,295,846.00

Bank Liabilities due after 1 year

0.00

0.00

0.00

Other Loans/Finance  due after 1 year

0.00

0.00

0.00

Miscellaneous  Liabilities due after 1 year

6,716.00

0.00

0.00

Total Long Term Liabilities

6,716.00

0.00

0.00

Total Liabilities

3,446,708.00

2,890,989.00

2,295,846.00

Called Up Share Capital

600,000.00

600,000.00

600,000.00

Share Premium

0.00

0.00

0.00

Revenue Reserves

307,548.00

134,807.00

26,752.00

Other Reserves

6,809.00

1,344.00

100.00

Total Shareholders  Equity

914,357.00

736,151.00

626,852.00

Other Financials

 

 

 

Working Capital

846,165.00

653,400.00

543,964.00

Net Worth

908,136.00

726,538.00

613,845.00

 

Ratios

 

 

 

Return on Capital Employed

0.99

0.43

0.71

Stock Turnover Ratio

17.41

15.81

19.36

Debtor Days

81.00

91.00

90.00

Creditor Days

66.00

116.00

111.00


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.43

UK Pound

1

Rs.95.76

Euro

1

Rs.81.76

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.