MIRA INFORM REPORT

 

 

Report Date :

14.08.2013

 

IDENTIFICATION DETAILS

 

Name :

SCIB CHEMICALS SAE

 

 

Registered Office :

4th Industrial Area, Part 1/3/B, Plot No. 49, Giza, PO Box: 51, Sixth of October City

 

 

Country :

Egypt

 

 

Date of Incorporation :

1980

 

 

Com. Reg. No.:

1025

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Manufacture of chemicals for use in the paint, concrete and adhesive industries.

 

 

No. of Employees :

300

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Egypt

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013.

 

Source : CIA

 


SUMMARY

 

Company Name                                    : SCIB CHEMICALS SAE

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 1980

Commercial Registration Number           : 1025, Giza

Industrial Registration Number                : 26215

Authorised Capital                                 : £E 50,000,000

Issued Capital                                       : £E 18,000,000

Paid up Capital                                     : £E 18,000,000

Total Workforce                                     : 300

Activities                                               : Manufacture of chemicals for use in the paint, concrete and adhesive

                                                              industries.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 


COMPANY NAME

 

SCIB CHEMICALS SAE

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : 4th Industrial Area, Part 1/3/B, Plot No. 49, Giza

PO Box            : 51

Town                : Sixth of October City

Country             : Egypt

 

Telephone         : (20-2) 38281090 / 38281099 / 38281092 / 38281020

Facsimile          : (20-2) 38331271 / 38331275

Email                : contact@scibpaints.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of the Sixth of October City.

 

Branch Office (s)

 

Location                                                                                               Description

 

48 Mohamed Mazher                                                                             Office premises

El Zamalek

Cairo

Tel: (20-2) 27350112 / 27363695

 

4 Nashat Mosque Street                                                                        Office premises

El Zamalek

Cairo

Tel: (20-2) 27361973 / 27355838

 

39 El Gezira El Wasta Street                                                                  Office premises

Zamalek

Cairo

Tel: (20-2) 27355838

Fax: (20-2) 27350104

 

17 Bahgat Ali Street                                                                               Showroom premises

Zamalek

Cairo

Tel: (20-2) 27353898

Fax: (20-2) 27352794

 

8 El Kenissa El Engliyaa                                                                        Showroom premises

Ramleh

Alexandria

Tel: (20-3) 5465716

Fax: (20-3) 5465716

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Manish Mahara                                                                          Chairman

 

Khalil Hafez                                                                               Director

 

Fady Micheal Qiama                                                                  Director

 

Pangualury Mohan Murly                                                            Director

 

Ali Moustafa Moussa                                                                 Director

 

Dr Khalil Hafez Hassan Khalil                                                     Director

 

A S Sundare                                                                             Director

 

Saleh Barsoum Abd El Aziz                                                       Director

 

Badr Sednaoui                                                                          General Manager

 

Amit Bose                                                                                 Finance Manager

 

Wafik Sadek                                                                              Purchasing Manager

 

Youssef Makary                                                                        Production Manager

 

Nagui Iskander                                                                          IT Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1980

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 1025, Giza

 

Industrial Reg. No.       : 26215

 

Authorised Capital       : £E 50,000,000

 

Issued Capital              : £E 18,000,000

 

Paid up Capital            : £E 18,000,000

 

Name of Shareholder (s)                                               Percentage

 

Asian Paints                                                                       60%

India

 

Orascom Construction Industries                                         15%

 

Manish Mahara                                                  ]

                                                                        ]

Khalil Hafez                                                       ]

]

Fady Micheal Qiama                                          ]

]

Pangualury Mohan Murly                                    ]

]                25%

Ali Moustafa Moussa                                         ]

]

Dr Khalil Hafez Hassan Khalil                             ]

]

A S Sundare                                                     ]

]

Saleh Barsoum Abd El Aziz                               ]

 

 

OPERATIONS

 

Activities:                     Engaged in the manufacture of chemicals for use in the paint, concrete and adhesive industries.

 

                                     Subject also acts as building finishing contractors.

 

Import Countries:         Belgium, Germany, Austria, Denmark, Finland and Japan.

 

Export Countries:         Kuwait, Libya, Algeria, Netherlands and the United Arab Emirates.

 

Agencies Held:

 

Tricosal

FEB

Green Streak

Zolpan

Martin Senor

Tikkurila

V33

Tilecare

Artilin

MBT

 

Brand Names:              SCIB

 

Operating Trend:          Steady

 

Subject has a workforce of approximately 300 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/11:              Year Ending 31/12/12:

 

Total Sales                                £E 320,000,000                         £E 327,500,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

Commercial International Bank (CIB)

Nile Tower Building

21-23 Giza Street

PO Box: 2430

Cairo

Tel: (20-2) 25703043

Fax: (20-2) 25703172 / 25072691

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.43

UK Pound

1

Rs.95.76

Euro

1

Rs.81.76

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.