MIRA INFORM REPORT

 

 

Report Date :

16.08.2013

 

IDENTIFICATION DETAILS

 

Name :

ALBIN PROMOTION D.O.O.

 

 

Registered Office :

Breg 8, 2322 Majšperk

 

 

Country :

Slovenia

 

 

Financials (as on) :

31.12.2012 

 

 

Date of Incorporation :

01.06.1990

 

 

Legal Form :

d.o.o. - Limited liability company (Ltd.)                                      

 

 

Line of Business :

Manufacture of other fabricated metal products

 

 

No. of Employees :

98

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Slovenia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SLOVENIA - ECONOMIC OVERVIEW

 

Slovenia became the first 2004 European Union entrant to adopt the euro (on 1 January 2007) and has experienced one of the most stable political and economic transitions in Central and Southeastern Europe. With the highest per capita GDP in Central Europe, Slovenia has excellent infrastructure, a well-educated work force, and a strategic location between the Balkans and Western Europe. Privatization has lagged since 2002, and the economy has one of the highest levels of state control in the EU. Structural reforms to improve the business environment have allowed for somewhat greater foreign participation in Slovenia's economy and helped to lower unemployment. In March 2004, Slovenia became the first transition country to graduate from borrower status to donor partner at the World Bank. In 2007, Slovenia was invited to begin the process for joining the OECD; it became a member in 2012. Despite its economic success, foreign direct investment (FDI) in Slovenia has lagged behind the region average, and taxes remain relatively high. Furthermore, the labor market is often seen as inflexible, and legacy industries are losing sales to more competitive firms in China, India, and elsewhere. In 2009, the global recession caused the economy to contract - through falling exports and industrial production - by 8%, and unemployment to rise. Although growth resumed in 2010, it dipped into negative territory in 2012 and the unemployment rate continued to rise, approaching 12% in 2012.

Source : CIA


Company name and address

                                                                                

ALBIN PROMOTION d.o.o.

 

Breg 8,

2322 Majšperk

 

Phone:                         02 761 97 00

Telefax:                       02 761 97 29

E-Mail:                         info@ap-pro.si

Web:                            www.albin-promotion.si

 

 

Company information

 

Legal form                   d.o.o. - Limited liability company (Ltd.)                                      

Established on             01/06/1990 - d.o.o. - Limited liability company (Ltd.)         

                                    last entry on 11.03.2011                                        

                                     in the year 2003 the company was in compensatory payment       

                                    proceedings                                                    

                                     on 18.06.2003 compensatory payment proceedings were            

                                     terminated.                                                    

Registered on               01/06/1990, Ptuj, Registration number: 10205400                

                                    Tax number: SI90854632                                         

                                     Company number: 5362571                                        

 

Registered                                                       EUR           96.038,00    

capital                                                                        

 

Owner           Albin Brencl                               EUR           96.038,00    

                Lovrenc na Dravskem polju 116,                                 

                2324 Lovrenc na Dravskem polju                                 

 

Manager         Albin Brencl                                                   

                        Lovrenc na Dravskem polju 116, 2324 Lovrenc na Dravskem polju  

                        confidential clerk                                             

                        authorized to sign alone                                       

                        Milan Vinkler                                                  

                        Ulica 25.maja 7, 2250 Ptuj                                     

                        director                                                        

                        authorized to sign alone                                       

 

General data    company activity:                                              

                        manufacture of other fabricated metal products n.e.c.          

                        headquarters and business premises are located on the address  above                                                          

                         business unit is located in Kidričevo, Tovarniška cesta 10     

                       

 

 

Main activity:                                                 

              

 Manufacture of other fabricated metal products  n.e.c. (NACE 2)

Export: Austria

Germany

Croatia

Import:

Germany

Austria

Great-Britain

 

Residence address:

Breg 8, 2322 Majšperk

Phone: 02 761 97 00

Telefax: 02 761 97 29

E-Mail: info@ap-pro.si

Web: www.albin-promotion.si

 

Other activities     

Employees      

2008    87 employees                                           

                                    2009    72 employees                                           

                                     2010    86 employees                                           

                                    2011    99 employees                                           

                                    2012    104 employees                                           

                                    2013    98 employees                                           

Annual turnover           2007            Enterprise turnover EUR         3.578.582,-    

                                    2008            Enterprise turnover EUR         3.886.714,-    

                                    2009            Enterprise turnover EUR         3.270.618,-    

                                    2010            Enterprise turnover EUR         5.059.419,-    

                                     2011            Enterprise turnover EUR         5.063.198,-    

                                    2012            Enterprise turnover EUR         4.251.587,-    

 

Property                      

 

Company's property: Commercial building                                 

                                                                                

                 Lovrenc na Dravskem polju                                     

                                                                               

                Company's                                                       

                property: Business premises                                    

                                                                           

                 2322 Majšperk, Breg  8                                        

 

Remarks

 

company name:

ALBIN PROMOTION proizvodnja, trgovina, storitve d.o.o.

 

linked company is AP-PRO d.o.o. (company no.1199170)

 

 

company development needs to be supervised - vast liabilities and account blocks in 2013

 

NKBM: account block from 8.5.2013-6.6.2013

Probanka: account block from 8.5.2013-24.5.2013

Hypo: account block from 8.5.2013-6.6.2013

                                                                               

Interests       ALBIN PROMOTION d.o.o. (Statistical number: 5362571):           

                AGIS ZAVORE d.d. Ptuj (Statistical  Head shareholders   12,61% 

                number: 5037603)                                               

 

Bank relations  NOVA KREDITNA BANKA MARIBOR d.d.:                              

                Central address: SI Ulica Vita Kraigherja 4, 2505 Maribor      

                Account number: SI56 0420 2000 0220 903                        

                                                                               

                DEŽELNA BANKA SLOVENIJE d.d.:                                  

                Central address: SI Kolodvorska 9, 1000 Ljubljana              

                Account number: SI56 1910 0001 0135 390                        

                                                                                

                PROBANKA d.d.:                                                 

                Central address: SI Trg Leona Štuklja 12, 2000 Maribor         

                Account number: SI56 2510 0970 3099 114                        

                                                                               

                HYPO ALPE-ADRIA-BANK d.d.:                                     

                Central address: SI Dunajska cesta 117, 1000 Ljubljana         

                Account number: SI56 3300 0000 0600 421                        

 

Terms of        Partly within agrees credit terms, partly   

payment         within delays                                                  

Business        Business connection appear premissable                    

connection                                                                     

 

A. The enclosed balance of 2012 is originated from official source, it is not  

authenticated by the auditor. (31.12.2012 - 1 EUR)                             

B. The enclosed balance of 2011 is originated from official source, it is not  

authenticated by the auditor. (31.12.2011 - 1 EUR)                             

C. The enclosed balance of 2010 is originated from official source, it is not  

authenticated by the auditor. (31.12.2010 - 1 EUR)                             

D. The enclosed balance of 2009 is originated from official source, it is      

authenticated by the auditor . (31.12.2009 - 1 EUR)                            

 

balance                              A           B           C           D

                            31.12.2012  31.12.2011  31.12.2010  31.12.2009

ASSETS (AKTIVA)              5.473.672   5.538.230   4.713.770  10.445.072

LONG-TERM ASSETS             3.727.419   3.775.091   2.513.798   8.637.719

Intangible assets and           33.955      32.246      40.331      40.123

long-term deferred costs                                                   

and accrued revenues                                                      

Intangible assets               33.955      32.246      40.331      40.123

Long-term deferred costs             0           0           0           0

and accrued revenues                                                      

Tangible fixed assets        3.693.464   3.742.845   2.473.467   8.560.743

Long-term financial                  0           0           0           0

investments and Real                                                       

estate investments                                                        

Investment property                  0           0           0           0

Long-term financial                  0           0           0           0

investments                                                               

Long-term operating                  0           0           0           0

receivables                                                               

Deferred receivables for             0           0           0      36.853

taxes                                                                     

>SHORT-TERM ASSETS          >1.736.479  >1.763.139  >2.199.972  >1.807.353

Assets (group for                    0           0           0           0

estrange) for sell                                                        

Inventories                    704.292     684.412     578.808     520.639

Short-term financial           230.208     240.776     382.958     294.164

investments                                                               

Short-term operating           626.178     739.290   1.207.933     970.670

receivables                                                               

Cash assets                    175.801      98.661      30.273      21.880

>Short-term deferred            >9.774          >0          >0          >0

costs and accrued revenues                                                

Off-balance sheet items              0           0   3.137.647   2.365.093

>LIABILITIES                >5.473.672  >5.538.230  >4.713.770 >10.445.072

>CAPITAL                      >979.936    >962.650    >801.908  >6.595.037

Called-up capital               96.038      96.038      96.038      96.038

Basic (subscribed) capital      96.038      96.038      96.038      96.038

Non called-up capital                0           0           0           0

(deductive item)                                                          

 Capital reserves                9.603       9.603       9.603       9.603

Reserves from profit             6.723       6.723       6.723       6.723

Surplus from revaluation             0           0           0   5.928.149

Retained net                   850.286     689.544     554.524     361.709

Net business result for         17.286     160.742     135.020     192.815

the business year                                                         

>PROVISIONS AND LONG-TERM           >0          >0          >0          >0

ACCRUED COSTS AND                                                         

DEFERRED REVENUES                                                         

>FINANCIAL AND BUSINESS     >4.493.736  >4.575.580  >3.911.862  >3.850.035

LIABILITIES                                                                

LONG-TERM LIABILITIES        2.435.202   2.898.985     614.701     770.864

Long-term financial          2.435.202   2.898.985     614.701     288.400

liabilities                                                                

Long-term operating                  0           0           0     482.464

liabilities                                                               

Deferred liabilities for             0           0           0           0

taxes                                                                      

>SHORT-TERM LIABILITIES     >2.058.534  >1.676.595  >3.297.161  >3.079.171

Liabilities, included in             0           0           0           0

groups for estrange                                                        

Short-term financial         1.015.287     943.604   2.362.997   2.287.509

liabilities                                                               

Short-term operating         1.043.247     732.991     934.164     791.662

liabilities                                                               

SHORT-TERM ACCRUED COSTS             0           0           0           0

AND DEFERRED REVENUES                                                     

Off-balance sheet items              0           0   3.137.647   2.365.093

A. The enclosed profit and loss account of 2012 is originated from official    

source, it is not authenticated by the auditor. (31.12.2012 - 1 EUR)           

B. The enclosed profit and loss account of 2011 is originated from official    

source, it is not authenticated by the auditor. (31.12.2011 - 1 EUR)           

C. The enclosed profit and loss account of 2010 is originated from official    

source, it is not authenticated by the auditor. (31.12.2010 - 1 EUR)           

D. The enclosed profit and loss account of 2009 is originated from official    

source, it is authenticated by the auditor . (31.12.2009 - 1 EUR)              

profit and loss account              A           B           C           D

                            31.12.2012  31.12.2011  31.12.2010  31.12.2009

>Net sales                  >4.090.273  >4.906.511  >4.493.629  >3.231.558

>Changes in the value of       >11.821      >9.111      >2.430    >-12.697

inventories of products                                                   

and work-in-process                                                       

>Capitalised own products      >20.998     >23.043        >594     >14.006

and own services                                                           

>Other operating revenues     >112.326    >119.280    >549.361          >0

(with subventions,                                                        

grants,...)                                                                

>GROSS OPERATING YIELD      >4.235.418  >5.057.945  >5.046.014  >3.232.867

>Cost of goods, material    >2.201.021  >2.713.103  >2.982.911  >1.517.929

and services                                                              

Purchase value of goods        972.652   1.073.807   1.608.715     687.226

and materials sold and                                                    

cost of material and cost                                                 

of material used                                                           

Cost of services             1.228.369   1.639.296   1.374.196     830.703

>Labour cost                >1.408.742  >1.361.449  >1.083.765    >867.171

Cost of wages                1.036.396   1.047.787     827.842     667.648

Cost of pension insurance       88.094      89.062      73.264      59.087

Cost of other social            78.766      67.587      49.663      40.101

insurance                                                                 

Other labour cost              205.486     157.013     132.996     100.335

>Write-offs                   >382.368    >567.178    >552.048    >399.291

Depreciation                   334.921     341.979     336.495     399.291

Revaluation operating                0           0       4.476           0

expenses for non-tangible                                                 

assets and tangible fixed                                                 

assets                                                                    

Revaluation operating           47.447     225.199     211.077           0

expenses for current                                                      

assets                                                                    

Other operating expenses        56.307      62.801      62.356      63.986

OPERATING REVENUES           4.223.597   5.048.834   5.043.584   3.245.564

>OPERATING EXPENSES         >4.048.438  >4.704.531  >4.681.080  >2.848.377

>OPERATING RESULT             >175.159    >344.303    >362.504    >397.187

>EBIT                         >186.980    >353.414    >364.934    >384.490

Financial income from                0           0           0      30.747

investments in other                                                      

enterprises                                                                

Financial income from                0           0           0           0

loans                                                                     

Financial income from           15.527       4.552       5.851       5.939

operating receivables                                                     

Financial expenses from              0           0           0           0

depreciation and write-                                                   

offs of financial                                                         

investments                                                               

Financial expenses from        168.290     182.472     147.320     170.822

financial liabilities                                                      

Financial expenses from         17.232       4.190      50.922      33.163

operating liabilities                                                     

Financial income                15.527       4.552       5.851      36.686

Financial expenses             185.522     186.662     198.242     203.985

Other revenues                     642         701       7.554       1.065

Other expenses                     341      11.263       8.224       6.495

Total revenues               4.251.587   5.063.198   5.059.419   3.270.618

>Total costs                >4.234.301  >4.902.456  >4.887.546  >3.058.857

Total business result           17.286     160.742     171.873     211.761

>Tax on profit                      >0          >0          >0          >0

Deferred taxs                        0           0      36.853      18.946

Net business result for         17.286     160.742     135.020     192.815

the accounting period                                                      

                                                               

Ratios                                     2009    2010    2011    2012

                Equity ratio               0,01    0,02    0,02    0,02

                Cleared equity ratio      -1,29    0,02    0,02    0,02

                Current liquidity          0,59    0,67    1,05    0,84

                Quick liquidity            0,42    0,49    0,64     0,5

                Working capital         -1271818 -1097189   86544 -322055

                Gearing                     109   49,08   57,67   56,99

                Cleared gearing           -0,44   31,01   40,01   35,93

                Profitability              6,47     3,4    3,17    0,41

                Operating profitability     5,9    2,67    3,17    0,41

                Stock days                 58,1   41,76   49,34   60,46

                Debtor days                 108   87,14   53,29   53,76

                Supplier days             88,35   67,39   52,84   89,56


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.51

UK Pound

1

Rs.94.98

Euro

1

Rs.81.62

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.