MIRA INFORM REPORT

 

 

Report Date :

16.08.2013

 

 

 

Tel. No.:

+0084 31 3262443

 

IDENTIFICATION DETAILS

 

Name :

CAM GIANG COMMERCIAL IMPORT EXPORT JOINT STOCK COMPANY

 

 

Registered Office :

No 16, Group 3, Area 2 Tran Phu Ward, Mong Cai City, Quang Ninh Province

 

 

Country :

Vietnam

 

 

Date of Incorporation :

06.01.2012

 

 

Com. Reg. No.:

5701572300

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

The subject is operating with the kind business of re-exportation. It imports goods (mainly dried fruits) from Thailand and HongKong, then export them to China.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

New Business

 

--

 

Status :

New Business

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Vietnam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that has been transitioning from the rigidities of a centrally-planned economy since 1986. Vietnamese authorities have reaffirmed their commitment to economic modernization in recent years. Vietnam joined the World Trade Organization in January 2007, which has promoted more competitive, export-driven industries. Vietnam became an official negotiating partner in the Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to less than 22% in 2012, while industry's share increased from 36% to nearly 41% in the same period. State-owned enterprises account for roughly 40% of GDP. Poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession hurt Vietnam's export-oriented economy, with GDP in 2012 growing at 5%, the slowest rate of growth since 1999. In 2012, however, exports increased by more than 18%, year-on-year; several administrative actions brought the trade deficit back into balance. Between 2008 and 2011, Vietnam's managed currency, the dong, was devalued in excess of 20%, but its value remained stable in 2012. Foreign direct investment inflows fell 4.5% to $10.5 billion in 2012. Foreign donors have pledged $6.5 billion in new development assistance for 2013. Hanoi has oscillated between promoting growth and emphasizing macroeconomic stability in recent years. In February 2011, the Government shifted policy away from policies aimed at achieving a high rate of economic growth, which had stoked inflation, to those aimed at stabilizing the economy, through tighter monetary and fiscal control. Although Vietnam unveiled a broad, "three pillar" economic reform program in early 2012, proposing the restructuring of public investment, state-owned enterprises, and the banking sector, little perceptible progress had been made by early 2013. Vietnam's economy continues to face challenges from an undercapitalized banking sector. Non-performing loans weigh heavily on banks and businesses. In September 2012, the official bad debt ratio climbed to 8.8%, though some independent analysts believe it could be higher than 15%.

Source : CIA


 

SUBJECT IDENTIFICATION & LEGAL FORM

 

English Name

 

CAM GIANG COMMERCIAL IMPORT EXPORT JOINT STOCK COMPANY

Vietnamese Name

 

CONG TY CO PHAN THUONG MAI XUAT NHAP KHAU CAM GIANG

Short name

 

CAM GIANG .,JSC

Type of Business

 

Joint stock company

Year Established

 

2012

Business Registration No.

 

5701572300

Date of Registration

 

06 Jan 2012

Place of Registration

 

Quang Ninh Department of Planning and Investment

Chartered capital

 

VND 3,600,000,000

Status

 

Unlisted

Tax code

 

5701572300

Total Employees

 

10

 

ADDRESSES

 

Head Office

Address

 

No 16, Group 3, Area 2 Tran Phu Ward, Mong Cai City, Quang Ninh Province, Vietnam

Telephone

 

(84-33) 3881605

Fax

 

(84-33) 3881224

Email

 

camgiang2012@gmail.com

Note: the subject has a warehouse in Haiphong city. The given phone number (84-31-3262443) belongs warehouse.

 

 

DIRECTORS

 

1. NAME

 

Mr. PHUONG THUC

Position

 

Director

ID Number/Passport

 

100778261

ID Issue Date

 

06 Aug 2011

ID Issue Place

 

Quang Ninh Deparment of Public Security

Resident

 

Group 3, Area 2 Tran Phu Ward, Mong Cai City, Quang Ninh Province, Vietnam

Nationality

 

Vietnamese

Tel/Mobile phone

 

++841686962999

 

 

BUSINESS NATURE AND ACTIVITIES

 

The subject is operating with the kind business of re-exportation. It imports goods (mainly dried fruits) from Thailand and HongKong, then export them to China.

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

·         Market

 

Thailand and Hongkong

·         Ratio

 

100%

·         Mode of payment

 

TT

 

EXPORT:

·         Market

 

China

 

 

BANKERS

 

1. BANK FOR INVESTMENT AND DEVELOPMENT OF VIETNAM MONG CAI BRANCH

Address

 

Hung Vuong str, Mong Cai City, Quang Ninh Province, Vietnam

Telephone

 

(84-33) 3881121

 

2. VIET NAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT MONG CAI BRANCH

Address

 

No.24 Chu Van An Street, Hoa Lac Ward, Mong Cai City, Quang Ninh Province, Vietnam

Telephone

 

(84-33) 3777 177

Fax

 

(84-33) 3777 175

 

 

SHAREHOLDERS

 

1. NAME

 

Mr. PHUONG THUC

Position

 

Director

ID Number/Passport

 

100778261

Issued on

 

06 Aug 2011

Issued Place

 

Quang Ninh Deparment of Public Security

Resident

 

Group 3, Area 2 Tran Phu Ward, Mong Cai City, Quang Ninh Province, Vietnam

Mobile phone

 

++841686962999

Nationality

 

Vietnamese

Number of Shares

 

22,000

Value of shares

 

VND 2,200,000,000

Percentage

 

61.11%

 

2. NAME

 

Ms. VY THI THANH

ID Number/Passport

 

100139508

Issued Place

 

Quang Ninh Deparment of Public Security

Resident

 

Group 2, Area 1 Tran Phu Ward, Mong Cai City, Quang Ninh Province, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

8,000

Value of shares

 

VND 800,000,000

Percentage

 

22.22%

 

3. NAME

 

Ms. PHUONG THI THUY

ID Number/Passport

 

100818633

Issued Place

 

Quang Ninh Deparment of Public Security

Resident

 

Group 3, Area 1 Tran Phu Ward, Mong Cai City, Quang Ninh Province, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

6,000

Value of shares

 

VND 600,000,000

Percentage

 

16.67%

 

 

FINANCIAL DATA

 

NA

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Normal

Liquidity

 

N/A

Payment status

 

N/A

Financial Situation

 

Average

Development trend

 

N/A

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

mainly TT

Sale Methods

 

To contracts

 

 

 

INTERPRETATION ON THE SCORES

 

The subject was established in Jan 2012 under business registration number 5701572300, issued by Quang Ninh Department of Planning and Investment. Chartered capital of the company is VND 3.6 million, in which Mr. Phuong Thuc, director of the firm is holding 66.11% of it.

Subject’s head office is at No 16, Group 3, Area 2 Tran Phu Ward, Mong Cai City, Quang Ninh Province, Vietnam. Besides, the company also has a warehouse in Hai Phong city. It is a small company with total labor of 10 people.

The subject is operating with the kind business of re-exportation. It imports goods (mainly dried fruits) from Thailand and HongKong, then export them to China. Being a new company in the market, position of the firm is still limited and it needs times to develop in the future.

Financial, the company reached VND 46 billion in 2012, the first year of operating, said by director Mr. Phuong Thuc. Although the company is a small and new enterprise. Caution needed for all medium-big business transaction with the company at present.

 

 

------------ APPENDIX ----------

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6

Source: General Statistics Office

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.51

UK Pound

1

Rs.94.98

Euro

1

Rs.81.62

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.