MIRA INFORM REPORT

 

 

Report Date :

16.08.2013

 

IDENTIFICATION DETAILS

 

Name :

GE INDIA TECHNOLOGY CENTRE PRIVATE LIMITED

 

 

Registered Office :

SY #152, Export Promotion Industrial Park, Phase-2, Hoodi Village, Whitefield Road, Bangalore – 560066, Karnataka

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

10.06.1999

 

 

Com. Reg. No.:

08-025325

 

 

Capital Investment / Paid-up Capital :

Rs. 849.300 Millions

 

 

CIN No.:

[Company Identification No.]

U85110KA1999PTC025325

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

BLRG00869B

 

 

PAN No.:

[Permanent Account No.]

AABCG0559J

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

The Company is engaged in the business of research and development activity in the areas of material sciences, process technology and providing engineering analysis and related software development services/ export of customized electronic data.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Aa (72)

 

RATING

STATUS

PROPOSED CREDIT LINE

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

Large

 

Maximum Credit Limit :

USD 22040000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Exist

 

 

Comments :

Subject is a subsidiary of GE Mauritius Infrastructure Holding Limited. It is a well established and a reputed company having fine track record. Financial position of the company appears to be sound. Trade relations are reported as trustworthy. Business is active. Payments are reported to be regular and as per commitments.

 

The company can be considered for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

We are living in a world where volatility and uncertainty have become the New Normal. We saw a change of government in countries like Tunisia, Egypt, Libya and Vietnam. Once powerful countries in Europe are now fighting for bankruptcy. We have taken growth in the developing part of the world for granted but economic growth in China and India has begun to slow. Companies that were synonymous with their product categories just a few years ago are now no longer in existence. Kodak, the inventor of the digital camera had to wind up its operations, HMV, the British entertainment retailing company and Borders, once the second largest bookstore have shut down due to their inability to evolve their business models with the changing time. Readers’ Digest, Thomson Register are no more !

 

There is another megatrend happening. The World order is changing as economic power shifts from West to East. According to McKinsey study, it took Britain more than 100 years to double its economic output per person during its industrial revolution and the US later took more than 50 years to do the same. More than a century later, China and India have doubled their GDP per capital in 12 and 18 years respectively. By 2020, emerging Asia will become the world’s largest consuming block, overtaking North America.

 

The years after the outbreak of the global financial crisis, the world economy continues to remain fragile. The Indian economy demonstrated remarkable resilience in the initial years of the contagion but finally lost ground last year. GDP growth slowed down. Currency has been weakening. There is a marked deceleration in agriculture, industry and services. Dampening sentiment led to a cut-back in investment as well as private consumption expenditure.  Inflation remained at high levels fuelled by the pressure from the food and fuel sectors. The large fiscal and current account deficit s continued to cause grave concern. It is imperative that India regains its growth trajectory of 8-9 % sooner than later. This is crucially important given the need to create gainful livelihood opportunities for the millions living in poverty as also the large contingent of young people joining the job market every year.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office / Head Office :

SY 152, Export Promotion Industrial Park, Phase-2, Hoodi Village, Whitefield Road, Bangalore – 560066, Karnataka, India

Tel. No.:

91-80-40881813

Fax No.:

91-80-28412111

E-Mail :

info.geitc@geind.ge.com

kanchana.chitra@ge.com

info.jfwtc@ge.com

omkar.gayatri@ge.com

Website :

http://www.geind.ge.com 

http://www.crd.ge.com

Area :

40000 sq. ft - (3 acres land)

Location :

Owned

 

 

DIRECTORS

 

As on: 27.06.2012

 

Name :

Mr. Gopichand Katragadda

Designation :

Managing Director

Address :

No. 254, Palm Meadows, Ramagondanhalli, Bangalore, Karnataka, India

Date of Birth/Age :

08.05.1968

Date of Appointment :

15.02.2012

DIN No. :

02475721

 

 

Name :

Mr. John Joseph Curley

Designation :

Nominee Director

Address :

25, Sheiffield drive, Clifton Park, New York 12065

Date of Birth/Age :

17.11.1950

Date of Appointment :

26.06.2003

DIN No. :

00303071

 

 

Name :

Mr. Gopal Venkata Ramanan

Designation :

Alternate Director

Address :

No. 370, 1 Opposite  S.B.M., 6 MN, 1 BLK, Koramangala, Bangalore – 560034, Karnataka, India

Date of Birth/Age :

04.10.1969

Date of Appointment :

26.06.2003

DIN No. :

01446016

 

 

Name :

Richard Lee Stanley

Designation :

Nominee Director

Address :

14 Ramsford LN, Simsonwille, SC, 29681, USA

Date of Birth/Age :

21.06.1955

Date of Appointment :

15.07.2004

DIN No. :

00467923

 

 

Name :

Mr. Bansidhar Jagannath Phansalkar

Designation :

Alternate Director

Address :

#7, Hyde Park, 27, Rustumji LO, Whitefield, Bangalore, Karnataka, India

Date of Birth/Age :

13.04.1966

Date of Appointment :

24.04.2012

DIN No. :

02687689

 

 

Name :

Jeanne Marie Rosario

Designation :

Director

Address :

9888, Beach Drive, Cincinnati, Ohio, US

Date of Birth/Age :

12.03.1952

Date of Appointment :

12.06.2009

DIN No. :

02684676

 

 

KEY EXECUTIVES

 

Name :

Omkar Nagesh Gayatri

Designation :

Secretary

Address :

Site #3, Muniveera Reddy L/O, Channasandra, Bangalore, Karnataka, India

Date of Birth/Age :

22.06.1982

Date of Appointment :

24.04.2012

PAN No. :

AMYPG5389G

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 27.06.2012

 

Names of Shareholders

No. of Shares

GE Mauritius Infrastructure Limited*

84081040

GE Pacific (Mauritius) Limited

849302

 

 

                                                                                                               Total

84930342

 

* Beneficial Owner of 1 (one only) share is GE Pacific (Mauritius) Limited

 

As on: 27.06.2012

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

The Company is engaged in the business of research and development activity in the areas of material sciences, process technology and providing engineering analysis and related software development services/ export of customized electronic data.

 

 

Products :

ITC code No

product or service

99811299

Research and development services and engineering analysis and related software development services.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

Not Available

 

 

Facilities :

Secured Loan

31.03.2012

[Rs. in Millions]

31.03.2011

[Rs. in Millions]

Long Term Borrowing

 

 

Long-term maturities of finance lease obligations

135.600

73.600

 

 

 

Total

135.600

73.600

 

Banking Relations :

--

 

 

Auditors :

 

Name :

B S R and Company 

Chartered Accountants

Address :

Maruthi Info-Tech Centre, 11-12/1, Inner Ring Road, Koramangala, Bangalore – 560071, Karnataka, India

PAN No. :

AAAFB9852F

 

 

Ultimate holding company:

General Electric Company, USA

 

 

Holding company:

GE Pacific (Mauritius) Limited (up to 29 March 2012)

GE Mauritius Infrastructure Holdings Limited (w.e.f. 29 March 2012)

 

 

Other related parties:

Ø       Bentley Nevada LLC

Ø       Bentley Systems India Private Limited

Ø       Beta Research and Development Limited

Ø       GE (China) Company Limited.

Ø       GE (China) Research And Development Center Company Limited

Ø       GE Aircraft Engines

Ø       GE Aviation Systems Limited

Ø       GE Aviation Systems LLC

Ø       GE Betz Inc.

Ø       GE Capital Finance Australasia Pty. Limited

Ø       GE Capital Services India

Ø       GE Drives and Controls, INC

Ø       GE Engine Services Distribution, LLC

Ø       GE Fanuc Embedded Systems, INC

Ø       GE Fanuc Intelligent Platforms, INC.

Ø       GE Fanuc Systems Private Limited

Ø       GE Gas Turbines (Greenville) L.L.C.

Ø       GE Healthcare Bio-Sciences AB

Ø       GE Healthcare Bio-Sciences Limited

Ø       GE Healthcare INC

Ø       GE Healthcare Limited

Ø       GE India Business Services Private Limited

Ø       GE India Exports Private Limited

Ø       GE India Exports-HTC

Ø       GE India Industrial Private Limited

Ø       GE Infrastructure Sensing, INC.

Ø       GE Infrastructure Technology International LLC

Ø       GE Inspection Technologies LP

Ø       GE Intelligent Platforms Private Limited

Ø       GE Intelligent Platforms, INC.

Ø       GE International Inc., Korea Branch

Ø       GE Jenbacher GMBH and CO OG

Ø       GE Lumination LLC

Ø       GE Medical Systems (China) Company Limited

Ø       GE Medical Systems (India) Private Limited

Ø       GE Money Financial Services Limited

Ø       GE Power Controls Iberica SL

Ø       GE Power Controls India Private Limited

Ø       GE Power Systems, INC.

Ø       GE Sensing and Inspection Technologies GMBH

Ø       GE Smallworld

Ø       GE Transportation Parts, LLC.

Ø       GE Transportation Systems Global Signaling, LLC

Ø       GE Transportation Systems Global Signaling, LP

Ø       GEMx Technologies, LLC

Ø       General Electric Bahrain Company W.L.L.

Ø       General Electric Canada

Ø       General Electric Company

Ø       General Electric International, INC.

Ø       GEPS GE International, INC.

Ø       Lumination LLC

Ø       Maruti Countrywide Auto Financial Services Limited

Ø       MRA Systems, Inc.

Ø       Nuovo Pignone Holding S.P.A

Ø       Nuovo Pignone S.P.A.

Ø       Nuovo Pignone S.R.L.

Ø       Thermodyn S.A.S.

Ø       Vetco Gray Inc

Ø       Vetco Gray Scandinavia A.S.

Ø       Vetco Gray U.K. Limited

Ø       Wipro GE Healthcare Private Limited

Ø       Zenon Europe Kft.

Ø       GE Pacific (Mauritius) Limited (from 29 Mar 2012)

Ø       GE Pacific Pte Limited - Holding company of GE Pacific (Mauritius) Limited

 


 

CAPITAL STRUCTURE

 

As on: 31.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

100000000

Equity Shares

Rs.10/- each

Rs.1000.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

84930342

Equity Shares

Rs.10/- each

Rs. 849.300 Millions

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

 

NOTE:

FINANCIAL DETAILS FILE ATTACHED

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last two years

Yes

13]

Reasons for variation <> 20%

----------------------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------------------

22]

Litigations that the firm / promoter involved in

Yes

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

----------------------

26]

Buyer visit details

----------------------

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

LITIGATIONS:

 

High Court of Karnataka - Principal Bench at Bangalore

Petitioner/Appnt. Name

The Commissioner Of Income Tax

Respondent/ Defnt. Name

M/S GF India Technology

Petnr. / Defnt. Advocate

K V Aravind

Respnt./ Defnt. Advocate

--

Date Filed

13.06.2013

District

Bangalore City

 

 

UNSECURED LOAN:

 

Particulars

31.03.2012

[Rs. in Millions]

31.03.2011

[Rs. in Millions]

Long Term Borrowing

 

 

Other external commercial borrowings

0.000

299.700

 

 

 

Short Term Borrowing

 

 

Other external commercial borrowings

0.000

168.600

 

 

 

Total

0.000

468.300

 

 

BACKGROUND:

 

The Company was incorporated on 10 June 1999 as a Private Limited Company under the Companies Act, 1956. The registered office of the Company is located at Bangalore. The Company obtained the Foreign Investment Promotion Board (FIPB) approval on 20 April 1999 to set up a 100% export oriented unit (EOU) in Bangalore, registered with the Cochin Export Processing Zone (CEPZ) under chapter XV of the EXIM Policy, 1997 -2002. The Company commenced commercial operations on 20 August 1999. With effect from 1 April 2004, Engineering Analysis Centre of Excellence Private Limited (EACoE), a company incorporated under the Companies Act, 1956 amalgamated with the Company as a going concern pursuant to a scheme of amalgamation approved by the Honourable High Court of Karnataka.

 

The Company is engaged in the business of research and development activity in the areas of material sciences, process technology and providing engineering analysis and related software development services/ export of customized electronic data.

 

 


BUSINESS OPERATIONS:

 

During the year the Company had a steady growth in business operations and derived its income from business of carrying out research and development activities in several areas of technology leading to the creation of customized electronic data including engineering drawings and designs, programs, etc.

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.52

UK Pound

1

Rs.94.99

Euro

1

Rs.81.63

 

 

INFORMATION DETAILS

 

Report Prepared by :

ANK

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

8

PAID-UP CAPITAL

1~10

8

OPERATING SCALE

1~10

8

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

8

--PROFITABILIRY

1~10

8

--LIQUIDITY

1~10

8

--LEVERAGE

1~10

8

--RESERVES

1~10

8

--CREDIT LINES

1~10

8

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

YES

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

72

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.