MIRA INFORM REPORT

 

 

Report Date :

16.08.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. TVS MOTOR COMPANY INDONESIA

 

 

Registered Office :

Gedung Wirausaha, 3rd Floor Jl. H.R. Rasuna Said Kav. C-5 Kuningan, Jakarta 12920

 

 

Country :

Indonesia

 

 

Date of Incorporation :

08.08.2005

 

 

Com. Reg. No.:

No. AHU-AH.01.10-19199

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Motorcycle and Component Manufacturing

 

 

No. of Employees :

480 persons     

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

Source : CIA


Name of Company

 

P.T. TVS MOTOR COMPANY INDONESIA

 

 

Address

 

Head Office

Gedung Wirausaha, 3rd Floor

Jl. H.R. Rasuna Said Kav. C-5

Kuningan, Jakarta 12920

Indonesia

Phone               - (62-21) 3002 0570 (hunting)

Fax.                  - (62-21) 3002 0576

Building Area     - 12 storey

Office Space      - 240 sq. meters

Region              - Commercial

Status               - Rent

 

Factory

Jl. Surya, Madya, Kav. I30

Surya Cipta City of Industry

Desa Kutanegara, Ciampel, Karawang

West Java

Phone               - (62-267) 861 0124, 861 0128

Fax.                  - (62-267) 861 0124

Land Area         - 20.0 hectares

Office Space      -   8.5 hectares

Region              - Industrial Estate

Status               - Rent

 

 

Registration data

 

Date of Incorporation :

08 August 2005

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Law of Law and Human Rights

a. No. C-24361 HT.01.01.TH.2005

    Dated 05 September 2005

b. No. AHU-AH.01.10-22900

    Dated 31 October 2008

c. No. AHU-AH.01.10-19199

    Dated 20 May 2013

Company Status :

Foreign Investment (PMA) Company

 

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 01.869.683.1-055.000

 

b. The Capital Investment Coordinating Board

    - No. 750/I/PMA/2005

      Dated 12 July 2005

    - No. 609/III/PMA/2006

      Dated 26 April 2006

    - No. 665/III/PMA/2006

      Dated 22 May 2006

 

Related/Affiliated Companies :

a. TVS MOTOR (Singapore) Pte. Ltd., of Singapore (Investment Holding)

b. TVS MOTOR COMPANY (Europe) BV., of the Netherlands (Investment Holding) 

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          - Rp. 974,000,000,000.-

Issued Capital    - Rp. 935,040,000,000.-

Paid up Capital  - Rp. 935,040,000,000.-

 

Shareholders/Owners :

a. TVS MOTOR (Singapore) Pte. Ltd., of Singapore                  - 46.15%

b. TVS MOTOR COMPANY (Europe) BV., of the Netherlands        - 21.56%

c. TVS MOTOR COMPANY Ltd., of India                                     - 32.29%

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Motorcycle and Component Manufacturing

 

Production Capacity :

a. Motorcycles                                 - 300,000 units p.a.

b. Motorcycle Components               - 380,000 sets p.a.

 

Total Investment :

a. Equity Capital               - US$. 27.6 million

b. Loan Capital                 - US$. 15.0 million

c. Total Investment            - US$. 42.6 million

 

Started Operation :

June 2007

Brand Name :

TVS MOTOR

 

Technical Assistance :

TVS MOTOR Ltd., of India

 

Number of Employee :

480 persons     

 

Marketing Area :

Domestic    - 100%

 

Main Customers :

Motorcycle distributors and Dealers in Java, Sumatra and Kalimantan islands

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ASTRA HONDA MOTOR

b. P.T. INDOMOBIL SUZUKI INTERNATIONAL

c. P.T. YAMAHA MOTOR INDONESIA

d. P.T. KAWASAKI MOTOR INDONESIA

e. P.T. BAJAJ MOTOR INDONESIA

e. Etc.

 

Business Trend :

Fluctuating

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. ABN AMRO BANK N.A.

    ABN AMRO Bank Building

    Jalan Ir. H. Juanda No. 12

    Jakarta Pusat

    Indonesia

b. P.T. Bank MANDIRI Tbk

    Karawang Branch

    Bekasi, West Java

    Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 238.0 billion

2011 – Rp. 256.0 billion

2012 – Rp. 227.0 billion

 

Net Profit (Loss) :

2010 – Rp. 15.0 billion

2011 – Rp. 16.3 billion

2012 – Rp. 14.5 billion

 

Payment Manner :

Fairly good

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                      - Mr. Ramaswamy Anandakrishnan

Director                                     - Mr. Venkataraman Thiyagarajan

 

Board of Commissioners :

President Commissioner - Mr. Kaviratne Hihal Vijaya Devadas

Commissioners                          - a. Mr. Kunanth Narayanan Radhakrishnan

                                                  b. Mr. James William Castle

                                                  c. Mr. Harihara Iyer Lakshmanan

                                                  d. Mr. Rudjito

                                                  e. Mr. Juwono Sudarsono

                                                  f.  Mr. Rangaswami Ramakrishnan

                                                  g. Mr. Yang Soo Kim

                                                  h. Mr. Purnomo Prawiro

                                                  i.  Mr. Yoshiteru Takahashi

 

Signatories :

President Director (Mr. Ramaswamy Anandakrishnan) or Director (Mr. Venkataraman Thiyagarajan) which must be approved by Board of Commissioners

 

 

CAPABILITIES

 

Management Capability :

Good

 


Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFOMANCE

 

      P.T. TVS MOTOR COMPANY INDONESIA (P.T. TVS MOTOR) was established on 8 August 2008 with the authorized capital of US$ 40,000,000 of which US$ 27,600,000 was issued and fully paid up. The founding shareholders of the company are TVS MOTOR (Singapore) Pte.Ltd of Singapore and TVS MOTOR COMPANY (Europe) B.V. of the Netherlands.  The Articles of Association was approved by the Minister of Law and Human Rights of the Republic of Indonesia through its Decision Letter No. C-24361 HT.01.01.TH.2005, dated September 05, 2005.   The articles of association of the company have frequently been changed. In October 2008 the authorized capital was raised and converted to rupiah (IDR) to Rp. 584,400,000,000 issued and paid up capital to Rp. 438,300,000,000.  Latest, in April 2013, the authorized capital was raised again to Rp. 974,000,000,000.- of which Rp. 935,040,000,000.- was issued and fully paid up.  Since then, the shareholders of P.T. TVS MOTOR are TVS MOTOR (Singapore) Pte. Ltd., of Singapore (46.15%), TVS MOTOR COMPANY (Europe) BV., of the Netherlands (21.56%) and TVS MOTOR COMPANY Ltd., of India (32.29%).  The amendment to Articles of Association has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decision Letter No. AHU-AH.01.10-19199 dated May 20, 2013. No changes have been effected in term of its shareholding composition and capital structures to date.

 

      P.T. TVS MOTOR obtained a Foreign Capital Investment (PMA) facility issued by the Capital Investment Coordinating Board (BKPM) in July 2005 to deal with motorcycle industry. Its plant is located in Surya Cipta Industrial Estate, Karawang, West Java on a land of 20.0 hectares.  The development of its plant has absorbed an investment of US$ 42.0 million coming from own capital of US$ 27.6 million while the rest from loans. Initially, the company planned to produce 120,000 units of motorcycles and 140,000 sets of motorcycle components per annum. However, in April 2006 the annual production of the company was increased to 300,000 units of motorcycles and 380,000 sets of motorcycle components.

 

      P.T. TVS MOTOR has been in commercial operation since June 2007 spending an investment of US$ 50 million. The first production presented by P.T. TVS MOTOR is duck typed motorcycle with capacity of 110 cc namely TVS NEO with local content of 40%. In March 2008, P.T. TVS MOTOR launched its new products namely sport TVS Apache RTR with capacity of 160 cc which is the development of TVS Apache 150 cc in India.   Then, the Company launched again its new products namely sport type TVS Apache RTR 160 cc and 180 cc, also TVS New XR 110 cc. We observe that the Company already has wide marketing in the country including in a number of major cities in Java, Sumatra and Kalimantan.  The company has opened 200 outlets and dealers up to end 2012.  We observed that P.T. TVS MOTOR is classified as a small sized company of its kind in the country of which the operation has been fluctuating in the last three years.

 

      Generally, demand for motorcycles has close relation with the growth of motorcycle industries in the country. According to the Indonesian Motorcycle Manufacturer Association (AISMI), total motorcycle sales in Indonesia increased significantly since 2001 in which in the previous three years the sales dropped as the impact of the economic crisis in the country since 2007. According to AISMI that national motorcycle sales in 2004 amounted to 3,900,598 units increased to 5,089,426 units in 2005 dropped to 4,470,722 units in 2006 to 4,713,895 units in 2007 to 6,280,700 units in 2008 and dropped again to 5,882,000 in 2009.  In 2010, motorcycle sales increased again to 7,481,815 units to go up to 8,034,535 units in 2011 and dropped to 7,141,586 units in 2012.  The growth of motorcycle and car sales in Indonesia in 2004 to 2012 is pictured on the following table:

 

Year

Motorcycle

(units)

Motorcar

(units)

2004

3,900,598

483,148

2005

5,089,426

533,917

2006

4,470,722

318,904

2007

4,713,895

433,341

2008

6,280,799

603,774

2009

5,882,000

483,548

2010

7,481,815

745,390

2011

8,043,535

894,164

2012

7,141,586

          1,161,000

                     Source: GAIKINDO and the Indonesian Motorcycle Manufacturer Association (AISMI)

 

      Until this time P.T. TVS MOTOR has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. TVS is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 238.0 billion increased to Rp. 256.0 billion in 2011 and dropped to Rp. 227.0 billion in 2012.  We estimated the company has yielded a net profit at least Rp. 14.5 billion in 2012 and the company has an estimated total asset at least 1,120.0 billion.  It is projected that total sales turnover of the company will increase at least 4% in 2013.   We observe that P.T. TVS MOTOR is supported by financially strong behind it. So far, we did not hear that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

      The management of P.T. TVS MOTOR is led by Mr. Ramaswamy Anandakrishnan (47) as president director, a professional manager from India with experience in motorcycle assembling and trading.  In his daily activities, he is assisted by Mr. Venkataraman Thiyagarajan (52) as director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. TVS MOTOR is sufficiently fairly good for business transaction.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.51

UK Pound

1

Rs.94.98

Euro

1

Rs.81.62

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.