MIRA INFORM REPORT

 

 

Report Date :

22.08.2013

 

IDENTIFICATION DETAILS

 

Name :

EGYPTIAN CO FOR ADVANCED CHEMICAL TECHNOLOGY SAE

 

 

Registered Office :

21 El Sheikh Mohmed Refaat Street, Heliopolis Square, Heliopolis, P O Box 233, Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2012

 

 

Year of Establishment:

2005

 

 

Com. Reg. No.:

13165, Cairo

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Manufacturer and importer and distributor of cardboard printing inks, water based inks, varnishes and adhesive materials.

 

 

No. of Employees :

100

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

egypt ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013.

Source : CIA

SUMMARY

 

Company Name                         : EGYPTIAN CO FOR ADVANCED CHEMICAL TECHNOLOGY SAE

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 2005

Commercial Registration Number            : 13165, Cairo

Tax Card Number                                   : 307-541-878

Issued Capital                                        : £E 100,000,000

Paid up Capital                                      : £E 100,000,000

Total Workforce                                     : 100

Activities                                               : Manufacture and import and distribution of cardboard printing inks,

water based inks, varnishes and adhesive materials.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady

 

 

 


COMPANY NAME

 

EGYPTIAN CO FOR ADVANCED CHEMICAL TECHNOLOGY SAE

 

 

company ADDRESS

 

Registered & Physical Address

Building             : 21 El Sheikh Mohmed Refaat Street

Street               : Heliopolis Square

Area                 : Heliopolis

PO Box             : 233

Town                 : Cairo

Country             : Egypt

Telephone         : (20-2) 26423593

Facsimile          : (20-2) 26337172

 

Premises

Subject operates from a medium sized suite of offices and a warehouse that are rented and located in the Suburban Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Building 2010, El Merag City                                                              Rented office premises

Maadi, Cairo

Tel: (20-2) 25204542 / 25204543 / 25204544 / 25204545

Fax: (20-2) 25204541

 

·       4th Industrial Zone, Plot 112C                                                              Factory premises

Sadat City

Menoufeya

Tel: (20-48) 2612181 / 2612182 / 2612183

Fax: (20-48) 2611814

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Ahmed Mohamed Abou El Wafa                                                         Chariman                     

·       Ibrahim Mohamed Abou El Wafa                                                         Managing Director

·       Ibrahim Abd El Moneim                                                                      Financial Manager

·       Tarek El Guindy                                                                                Sales Manager

·       Magdy Ali                                                                                         Purchasing Manager

·       Fathi Shabana                                                                                  Export Manager

·       Mohsen Ahmed                                                                                 Human Resources Manager

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2005

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 13165, Cairo

 

Tax Card No.               : 307-541-878

 

Issued Capital              : £E 100,000,000

 

Paid up Capital            : £E 100,000,000

 

Name of Shareholder (s)                                          Percentage

·       Ahmed Mohamed Abou El Wafa                                 93.0%                                      

·       Ibrahim Mohamed Abou El Wafa                                   3.5%

·       Mahmoud Mohamed Abou El Wafa                               3.5%

 

 

OPERATIONS

 

Activities: Engaged in the manufacture and import and distribution of cardboard printing inks, water based inks,

                 varnishes and adhesive materials.

 

                 Subject is ISO 9001:14001 accredited.

 

Import Countries: Netherlands, Germany, South Korea, China, Japan and Sweden.

 

Agencies Held:

 

·       Sieko

·       Compaq

·       Brother

·       Uniwell

·       Optican

 

Export Countries: Yemen, Syria, Lebanon, Kuwait and the United Arab Emirates.

 

Operating Trend: Steady

 

Subject has a workforce of 100 employees.

 

 


FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Revenue                            £E 41,325,000                           £E 44,168,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Citibank

PO Box: 188

Cairo

Tel: (20-2) 3551877 / 3551874

Fax: (20-2) 3558056

 

·       Misr International Bank (MIBANK)

14 Alfy Street

     PO Box: 631

     Cairo

     Tel: (20-2) 25931002

     Fax: (20-2) 25912306

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk.


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.46

UK Pound

1

Rs.99.42

Euro

1

Rs.85.12

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.