MIRA INFORM REPORT

 

 

Report Date :

22.08.2013

 

IDENTIFICATION DETAILS

 

Name :

IAGE AUTOTEILE GMBH

 

 

Registered Office :

Karl-Heinz-Fräger-Str. 1  D 34376 Immenhausen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Year of Incorporation :

2005

 

 

Com. Reg. No.:

HRB 13700

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture of motor vehicles and engines

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

Source : CIA


Company name and address

 

 IAGE Autoteile GmbH, Heinrich-Hertz-Str. 99, D

 34123 Kassel

 

 The subject of your inquiry is a branch. We are reporting on the

 headquarters.

 

 

Correct name : IAGe Autoteile GmbH

 

 Company Status:      active

                      Karl-Heinz-Fräger-Str. 1

                      D 34376 Immenhausen

                      Telephone:05674/9983785

                      Telefax:  05674/9983906

                      Homepage: www.iage.de

                      E-mail:   info@iage.de

 

 

VAT no.          

 

DE024192831

 

Tax ID number    

 

026 236 01193

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Registartion data

 

 LEGAL FORM              Private limited company

 Date of foundation:        2005

 Shareholders'

 agreement:                   24.03.2005

 Registered on:              21.06.2005

 Commercial Register:    Local court 34117 Kassel

 under:                          HRB 13700

 

Share capital                         

 

EUR            300,000.00

 

Shareholder

 

                      Jörg Roth

                      Heinrich-Grupe-Str. 15

                      D 34376 Immenhausen

                      born: 03.06.1974

                      Share:             EUR            300,000.00

 

Manager:

                      Jörg Roth

                      Heinrich-Grupe-Str. 15

                      D 34376 Immenhausen

                      having sole power of representation

                      born: 03.06.1974

                      Marital status: unknown

 

FURTHER FUNCTIONS/PARTICIPATIONS OF JÖRG ROTH (MANAGER)

 Shareholder:

                      Fahrzeugbedarf Gesellschaft mit beschränkter

                      Haftung in Hildesheim

                      Porschestr. 9

                      D 31135 Hildesheim

                      Post Box:

                      10 04 43, D 31104 Hildesheim

                      Legal form: Private limited company

                      Share capital:     EUR            108,000.00

                      Share:             EUR              2,150.00

                      Registered

                      on:         13.09.1946

                      Reg. data:  31134 Hildesheim, HRB 111

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

 2910    Manufacture of motor vehicles and engines

4531    Wholesale trade in motor vehicle parts and accessories


BRANCHES AND FACTORIES

 

 Branch:

                      IAGe Autoteile GmbH

                      Über der Bahn 2

                      D 34393 Grebenstein

 Branch:

                      IAGe Autoteile GmbH

                      Heinrich-Hertz-Str. 99

                      D 34123 Kassel

                      TEL.: 0561/3109250

                      FAX.: 0561/310925200

 

 

FINANCIAL INFORMATION

 

 Payment experience:  within periods customary in this trade

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2011

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Karl-Heinz-Fräger-Str. 1

                      D 34376 Immenhausen

 

 Land register documents were not available.

 

BANKERS

 

 Principal bank

 KASSELER BANK, IMMENHAUSEN, HESS

 Sort. code: 52090000, BIC: GENODE51KS1

 

FINANCIAL FIGURES

 

 Turnover:            2011               EUR          2,618,000.00

                      2012               EUR          2,600,000.00

 Profit:              2011               EUR             49,428.00

 further business figures:

 Equipment:                              EUR             70,000.00

 Ac/ts receivable:                       EUR            922,588.00

 Liabilities:                            EUR          1,568,204.00

 Employees:                                                     10

 

 The aforementioned business figures may partly be estimated

 information based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 31.27

 Liquidity ratio:                   0.79

 Return on total capital [%]:       2.77

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 33.22

 Liquidity ratio:                   0.95

 Return on total capital [%]:      -5.56

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 37.13

 Liquidity ratio:                   2.04

 Return on total capital [%]:     -14.73

 

 Balance sheet ratios 01.01.2008 - 31.12.2008

 Equity ratio [%]:                 22.12

 Liquidity ratio:                   1.18

 Return on total capital [%]:      -1.29

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 


 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          1,907,992.58

  Fixed assets                           EUR            156,954.00

   Intangible assets                     EUR            114,828.00

    Other / unspecified intangible assetsEUR            114,828.00

   Tangible assets                       EUR             42,126.00

    Other / unspecified tangible assets  EUR             42,126.00

  Current assets                         EUR          1,718,326.37

   Stocks                                EUR            771,098.81

   Accounts receivable                   EUR            922,587.57

    Other debtors and assets             EUR            922,587.57

   Liquid means                          EUR             24,639.99

  Remaining other assets                 EUR             32,712.21

   Accruals (assets)                     EUR             32,712.21

 

 LIABILITIES                             EUR          1,907,992.58

  Shareholders' equity                   EUR            225,932.28

   Capital                               EUR            300,000.00

    Subscribed capital (share capital)   EUR            300,000.00

   Balance sheet profit/loss (+/-)       EUR            -74,067.72

    Profit / loss brought forward        EUR           -123,495.55

    Annual surplus / annual deficit      EUR             49,427.83

  Provisions                             EUR            113,856.61

  Liabilities                            EUR          1,568,203.69

   Other liabilities                     EUR          1,568,203.69

    Unspecified other liabilities        EUR          1,568,203.69

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR          1,998,141.11

  Fixed assets                           EUR            209,381.00

   Intangible assets                     EUR            154,828.00

    Other / unspecified intangible assetsEUR            154,828.00

   Tangible assets                       EUR             54,553.00

    Other / unspecified tangible assets  EUR             54,553.00

  Current assets                         EUR          1,741,834.28

   Stocks                                EUR            619,959.94

   Accounts receivable                   EUR          1,106,572.66

    Other debtors and assets             EUR          1,106,572.66

   Liquid means                          EUR             15,301.68

  Remaining other assets                 EUR             46,925.83

   Accruals (assets)                     EUR             46,925.83

 

 LIABILITIES                             EUR          1,998,141.11

  Shareholders' equity                   EUR            176,504.45

   Capital                               EUR            300,000.00

    Subscribed capital (share capital)   EUR            300,000.00

   Balance sheet profit/loss (+/-)       EUR           -123,495.55

    Profit / loss brought forward        EUR            -16,765.71

    Annual surplus / annual deficit      EUR           -106,729.84

  Provisions                             EUR             97,481.33

  Liabilities                            EUR          1,724,155.33

   Other liabilities                     EUR          1,724,155.33

    Unspecified other liabilities        EUR          1,724,155.33


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.46

UK Pound

1

Rs.99.42

Euro

1

Rs.85.12

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.