MIRA INFORM REPORT

 

 

Report Date :

22.08.2013

 

IDENTIFICATION DETAILS

 

Name :

OBEROI MALL LIMITED (w.e.f 13.07.2011)

 

 

Formerly Known As :

OBEROI MALL PRIVATE LIMITED (w.e.f. 26.05.2003)

 

HILLTOP CONSTRUCTIONS PRIVATE LIMITED

 

 

Registered Office :

Commerz, 3rd Floor, International Business Park, Oberoi Garden City, Off Western Express Highway, Goregaon (East), Mumbai – 400063

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

25.05.2001

 

 

Com. Reg. No.:

11-132119

 

 

Capital Investment / Paid-up Capital :

Rs.0.900 Million

 

 

CIN No.:

[Company Identification No.]

U45202MH2001PLC132119

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMO03461D

 

 

PAN No.:

[Permanent Account No.]

AAACO6944Q

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

The company is engaged in the business of leasing of immovable property

 

 

No. of Employees :

Information denied by the management 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A (67)

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Maximum Credit Limit :

USD 3192000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a well established company having fine track record. There appear no external borrowings during 2013. Financial position of the company appears to be sound. Directors are reported to be experienced respectable and resourceful businessman. Trade relations are reported as fair. Business is active. Payments are reported to be regular and as per commitments.

 

The company can be considered good for normal business dealings at usual trade terms and condition.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

We are living in a world where volatility and uncertainty have become the New Normal. We saw a change of government in countries like Tunisia, Egypt, Libya and Vietnam. Once powerful countries in Europe are now fighting for bankruptcy. We have taken growth in the developing part of the world for granted but economic growth in China and India has begun to slow. Companies that were synonymous with their product categories just a few years ago are now no longer in existence. Kodak, the inventor of the digital camera had to wind up its operations, HMV, the British entertainment retailing company and Borders, once the second largest bookstore have shut down due to their inability to evolve their business models with the changing time. Readers’ Digest, Thomson Register are no more !

 

There is another megatrend happening. The World order is changing as economic power shifts from West to East. According to McKinsey study, it took Britain more than 100 years to double its economic output per person during its industrial revolution and the US later took more than 50 years to do the same. More than a century later, China and India have doubled their GDP per capital in 12 and 18 years respectively. By 2020, emerging Asia will become the world’s largest consuming block, overtaking North America.

 

The years after the outbreak of the global financial crisis, the world economy continues to remain fragile. The Indian economy demonstrated remarkable resilience in the initial years of the contagion but finally lost ground last year. GDP growth slowed down. Currency has been weakening. There is a marked deceleration in agriculture, industry and services. Dampening sentiment led to a cut-back in investment as well as private consumption expenditure.  Inflation remained at high levels fuelled by the pressure from the food and fuel sectors. The large fiscal and current account deficit s continued to cause grave concern. It is imperative that India regains its growth trajectory of 8-9 % sooner than later. This is crucially important given the need to create gainful livelihood opportunities for the millions living in poverty as also the large contingent of young people joining the job market every year.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DENIED

 

MANAGEMENT NON CORPORATIVE (91-22-66773333)

 

 

LOCATIONS

 

Registered Office :

Commerz, 3rd Floor, International Business Park, Oberoi Garden City, Off Western Express Highway, Goregaon (East), Mumbai – 400063, Maharashtra, India

Tel. No.:

91-22-66773333

Fax No.:

91-22-66773334

E-Mail :

info@oberoimall.com

corporate@oberoirealty.com

Website :

www.oberoimall.com

 

 

DIRECTORS

 

As on: 26.06.2012

 

Name :

Mr. Vikas Ranvir Oberoi

Designation :

Director

Address :

Plot No. 70, 12th N S Road, J V P D Scheme, Juhu, Mumbai – 400049, Maharashtra, India

Date of Birth/Age :

08.09.1969

Date of Appointment :

09.04.2003

DIN No. :

00011701

 

 

Name :

Ms. Bindu Ranvir Oberoi

Designation :

Director

Address :

Plot No. 70, 12th N S Road, J V P D Scheme, Juhu, Mumbai – 400049, Maharashtra, India

Date of Birth/Age :

20.08.1968

Date of Appointment :

17.01.2007

DIN No. :

00837711

 

 

Name :

Mr. Saumil Ashwin Daru

Designation :

Director

Address :

A – 2301, Oberoi Woods, Off Western Express Highway, Goregaon (East), Mumbai – 400063, Maharashtra, India

Date of Birth/Age :

04.12.1970

Date of Appointment :

21.06.2011

DIN No. :

03533268

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 26.06.2012

 

Names of Shareholders

No. of Shares

Vikas Ranvir Oberoi

5

Oberoi Realty Limited, India

89990

Bindu Oberoi and Oberoi Realty Limited, India

1

Saumil Daru and Oberoi Realty Limited, India

1

Raman Sapru and Oberoi Realty Limited, India

1

Rajendra Chandorkar and Oberoi Realty Limited, India

1

Arunkumar Kotian and Oberoi Realty Limited, India

1

 

 

Total

90000

 

 

As on: 26.06.2012

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage

Bodies corporate

99.99

Directors or relatives of Directors

0.01

Total

100.00

 

 

 

BUSINESS DETAILS

 

Line of Business :

The company is engaged in the business of leasing of immovable property

 

 

GENERAL INFORMATION

 

No. of Employees :

Information denied by the management 

 

 

Bankers :

ICICI Bank Limited, Bandra Kurla Complex, Mumbai, Maharashtra, India 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

P Raj and Company

Chartered Accountants

Address :

3/1218, Navjivan Commercial Premises Co-op Society Limited, Lamington Road, Mumbai – 400008, Maharashtra, India

PAN No. :

AANFP6200G

 

 

Holding Company :

Ø       Oberoi Realty Limited, India

CIN No.: L45200MH1998PLC114818

 

 

Fellow Subsidiary :

Ø       Oberoi Constructions Limited, India 

CIN No. : U45202MH1993PLC074836

Ø       Kingston Property Services Limited, India 

CIN No. : U70102MH2007PLC176290

 

 

Entities where key management personal have significant influence :

Oasis Realty

 

 

CAPITAL STRUCTURE

 

As on: 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

450000

Equity Shares

Rs.10/- each

Rs.4.500 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

90000

Equity Shares

Rs.10/- each

Rs.0.900 Million

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

0.900

0.900

0.100

(b) Reserves & Surplus

797.117

815.950

839.722

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

0.000

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

798.017

816.850

839.822

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

0.000

0.000

0.000

(b) Deferred tax liabilities (Net)

0.553

(4.253)

0.000

(c) Other long term liabilities

164.918

393.753

337.243

(d) long-term provisions

0.000

0.000

0.000

Total Non-current Liabilities (3)

165.471

389.500

337.243

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

0.000

20.000

20.000

(b) Trade payables

2.950

4.380

6.580

(c) Other current liabilities

478.867

218.653

242.555

(d) Short-term provisions

589.023

585.134

322.227

Total Current Liabilities (4)

1070.840

828.167

591.362

 

 

 

 

TOTAL

2034.328

2034.517

1768.427

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

1329.587

1358.023

1364.599

(ii) Intangible Assets

0.118

0.275

0.272

(iii) Capital work-in-progress

1.789

0.504

4.609

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

0.000

0.000

0.000

(c) Deferred tax assets (net)

0.000

0.000

9.107

(d)  Long-term Loan and Advances

4.695

1.339

1.544

(e) Other Non-current assets

0.000

0.000

0.294

Total Non-Current Assets

1336.189

1360.141

1380.425

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

0.000

0.000

0.000

(c) Trade receivables

38.064

41.466

81.116

(d) Cash and cash equivalents

633.311

610.463

282.189

(e) Short-term loans and advances

13.390

7.645

23.004

(f) Other current assets

13.374

14.802

1.693

Total Current Assets

698.139

674.376

388.002

 

 

 

 

TOTAL

2034.328

2034.517

1768.427

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

792.125

781.820

660.131

 

 

Other Income

39.012

32.692

7.363

 

 

TOTAL                                    

831.137

814.512

667.494

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Other expenses

35.546

32.379

33.626

 

 

TOTAL                                    

35.546

32.379

33.626

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

795.591

782.133

633.868

 

 

 

 

 

Less

FINANCIAL EXPENSES                        

0.121

0.061

0.005

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

795.470

782.072

633.863

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

38.834

37.870

36.770

 

 

 

 

 

 

TOTAL PROFIT BEFORE PRIOR PERIOD ITEMS, EXCEPTIONAL ITEMS, EXTRAORDINARY ITEMS AND TAX

0.000

0.000

597.093

 

 

 

 

 

 

PRIOR PERIOD ITEMS BEFORE TAX

0.000

0.000

(9.572)

 

 

 

 

 

 

PROFIT BEFORE TAX

756.636

744.202

587.521

 

 

 

 

 

Less

TAX                                                                 

186.446

182.840

154.619

 

 

 

 

 

 

PROFIT AFTER TAX

570.190

561.362

432.902

 

 

 

 

 

 

Earnings Per Share (Rs.)

6335.45

7764.87

43290.17

 

 


KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

68.60

68.92

64.85

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

95.52

95.19

89.00

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

37.23

36.59

33.48

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.95

0.91

0.70

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

0.00

0.02

0.02

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.65

0.81

0.66

 

 

LOCAL AGENCY FURTHER INFORMATION

 

NOTE:

Current maturities of long term debt is not available

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

----------------------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------------------

22]

Litigations that the firm / promoter involved in

----------------------

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

----------------------

26]

Buyer visit details

----------------------

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

NOTE:

The registered address of the company has been shifted from International Business Park, Oberoi Garden City, off Western Express Highway, Goregaon (East), Mumbai – 400063, Maharashtra, India to the present address w.e.f. 21.09.2009

 

UNSECURED LOAN:

 

Particulars

31.03.2013

[Rs. in Millions]

31.03.2012

[Rs. in Millions]

Short Term Borrowing

 

 

Loan and advance from related parties

0.000

20.000

 

 

 

                                                                                 Total

0.000 

20.000

 

 

NATURE OF OPERATIONS:

 

The company is engaged primarily in the business of leasing of immovable property

 

OPERATIONS:

 

The company has recorded total revenue of Rs. 831.137 millions as compared to Rs. 814.512 millions in the previous year. The profit before tax has increased to Rs. 756.636 millions for the year ended march 31, 2013 as compared to Rs. 744.202 millions for the previous year. The profit after tax was of Rs. 570.190 millions for the year as compared to Rs. 561.362 millions in the previous year.

 

 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.46

UK Pound

1

Rs.99.42

Euro

1

Rs.85.12

 

 

INFORMATION DETAILS

 

Information Gathered by :

JML

 

 

Report Prepared by :

ANK

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

8

PAID-UP CAPITAL

1~10

7

OPERATING SCALE

1~10

7

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

8

--PROFITABILIRY

1~10

8

--LIQUIDITY

1~10

7

--LEVERAGE

1~10

7

--RESERVES

1~10

8

--CREDIT LINES

1~10

7

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

67

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.