MIRA INFORM REPORT

 

 

Report Date :

24.08.2013

 

IDENTIFICATION DETAILS

 

Name :

INTERNATIONAL MEDICAL PRODUCTS S.A. (IMP CHILE)

 

 

Registered Office :

Avda. Sucre 1389 – Ñuñoa, Santiago XIII Region Metropolitana

 

 

Country :

Chile

 

 

Date of Incorporation :

17.07.1991

 

 

Legal Form :

Private Stock Company

 

 

Line of Business :

Import and distribution of discardable medical supplies and equipments.

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Chile

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

CHILE - ECONOMIC OVERVIEW

 

Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports account for approximately one-third of GDP, with commodities making up some three-quarters of total exports. Copper alone provides 19% of government revenue. From 2003 through 2012, real growth averaged almost 5% per year, despite the slight contraction in 2009 that resulted from the global financial crisis. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile has 22 trade agreements covering 60 countries including agreements with the European Union, Mercosur, China, India, South Korea, and Mexico. Chile has joined the United States and nine other countries in negotiating the Trans-Pacific-Partnership trade agreement. In 2012, foreign direct investment inflows reached $28.2 billion, an increase of 63% over the previous record set in 2011. The Chilean Government has generally followed a countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and generally allowing deficit spending only during periods of low copper prices and growth. As of 31 December 2012, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $20.9 billion. Chile used these funds to finance fiscal stimulus packages during the 2009 economic downturn. In May 2010 Chile signed the OECD Convention, becoming the first South American country to join the OECD.

 

Source : CIA

 


IDENTIFICATION                         

INTERNATIONAL MEDICAL PRODUCTS S.A. (IMP CHILE)
Avda. Sucre 1389 - Ñuñoa
Santiago
XIII Region Metropolitana
CHILE

Telephone         : 56-2-22250047, 56-2-22238720

E_Mail              : smonti@impchile.cl
Web Site           : www.impchile.cl
Postal Code      : 7770285

SUMMARY

Started                          : 1991
Total Employees            : 15
Payments                                 : Prompt
Capital                          : 000's$            150.-

Sic(s)                            : 5047

Line of Business            : Import and distribution of discardable medical supplies and equipments.

Credit Recommendation

                                                000's Pesos      000's US$ dollars         000's Euros
Conservative value :                    13.650                  26                             20
Liberal value      :                       15.015                  29                             22

If additional information is received or present information is rectified, this recommendation may be modified.


Financial indicators

Financial statements could not be obtained, thus financial analysis can not be carried out


COMMERCIAL INFORMATION

Commercial Bulletin      : As at 19/08/2013 subject does not register protested  checks, bank drafts nor promissory notes in the commercial information bulletin

Labor Bulletin                : As at 19/08/2013 does not register work infringements

Previsional Bulletin         : As at 19/08/2013 does not register social security  infringements

Consolidated delinquency : As at 19/08/2013, subject does not register any delinquent bill

TRADE REFERENCES

Trade reference of the sole national supplier is detailed

Detail of References

Old                   : Since 2001
Last purchase    : 07-2013
Terms               : 90 days
Payment           : Prompt
Notes                : checks
Credit                : (000'sUS$) 30.000
Owes                : -
Due                  : Does not Register
Paying Comments: Good
Purchase Aver. : (Monthly 000's$) 7.000

Detail of Former Trade References
--------------------------------------------------------------------------------
           Last                                           Credit            Owes
Old        Purch. Payment.    Notes        (000'sUS$)        (000'sUS$)
--------------------------------------------------------------------------------
Since 2001 12-08  Prompt      checks         30.000               -
5 years    10-06  Prompt      checks            30.000               -
1 year     11-00  Prompt      bank draft          Open               -

During the last 6 months, the account holder credit history shows 5 credit review inquiries requested by financial institutions, telecommunications companies.

The account holder credit report reflects no delinquent payment history, no protests, and no social security and/or work infringements as of the date of this report.

AVERAGE PAYMENTS IN CHILE

International Risk and Payment Review reported in June 2011

The local delays in payment average 0-1 month.


BANKS

Subject operates with the following banks:

-  Banco de Chile
-  Banco de Credito e Inversiones

OPERATIONS

Line of Business : Importers and distributors of discardable medical supplies and  equipments, such as wheel chairs, clinic beds, alternating pressure mattresses.

Classification according to commercial activity:

Sic: 5047-0000 Medical and hospital equipment
         -0107 Physician equipment and supplies
         -0108 Surgical equipment and supplies

Subject is considered as a medium company in this line of business, normal competition

Sales

Sales are steady throughout the year

100% wholesalers

National sales territory

Products are sold

National: 100%.

Sales conditions: Term payments to 30, 60 & 90 days.

Customers

Main customers are: Hospitals,  private hospitals,  medical centers.

The 7 most important customers are:

Hospital Fach,  Clinica Alemana de Santiago S.A.,  Instituto de Diagnostico S.A.,  Servicio de Salud Oriente Hospital Luis Calvo Mackenna,  Centro de Diagnostico Clinica Tabancura S.A.,  Fondo Hospital de la Direccion de Prevision de Carabineros de Chile,  Hospital Roberto del Rio.

Purchases

Places orders with multiple suppliers

National: 1%

International: 99%

Purchase conditions: Letter of credit and direct collection.

Imports from Germany, Argentina, Australia, China, France, India and United
States

of Imports obtained from Customs'National Service

Country                            %last year   %Accum.
-------------------------------------------------------
France                                  58,00     69,21
United States                           31,37     28,35
Australia                                4,08      0,00
China                                    3,38      2,40
Germany                                  3,05      0,00
India                                    0,09      0,00
Argentina                                0,02      0,00


Historical registries

Total       2012 = 000's$ 223.544             Accumulated 2013 = 000's$ 146.749
Total       2007 = 000's$ 49.664
Total       2005 = 000's$ 71.984

Main suppliers

 - Comercial Kendall (Chile) Ltda.

Employees: 15 employees

Location

-  Offices located at Avda. Sucre 1389 Ñuñoa Santiago, Chile

Branches

Subject does not have any branch

RELATED COMPANIES

Subject does not have any related company.

FIXED ASSETS

Real estates

Subject does not register real estates

Informed that are owners of the property mentioned at heading address.

Vehicles

Does not have vehicles

Machinery & Instalations

Subject owns the following

-  Warehouses , office installations  and other necessary elements

INSURANCES

Insurance Company:

-Aseguradora Magallanes S.A.

Due              : Unspecified due dates
In force         : Annual
Risks            : Fire & robbery.
Objetive         : Installations and merchandise.

ADMINISTRATION

General Manager          : Dov Glasner Spielman

LEGAL INFORMATION

Legal Structure              : Private Stock Company
Constitution date            : 17/07/1991
Notary                           : Andrés Rubio Flores, Santiago
Term of duration             : Indefinite
Legal Address               : Santiago - Chile
Published in                  : Official Gazette dated 31/07/1991 page Nº 10

Current Social Capital: 000's$ 150.-Divided to 1.500.- registered shares unique  series
Social Initial Capital: 000's$ 150.-
Shareholder                   : 2

-  50,00% Dov  Glasner Spielman
-  50,00% Gamal Ricardo  Tuane Valenzuela
Administration is held by General Manager.

INFORMATION SOURCES

Miss. Susan Guerra, General Manager Assistant,  submitted just general information,  declined financial statements according to policies of the company.

-Other outside information sources.

Exchange rate
-As at 21/08/2013 $ 516,38 Per US$

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.69

UK Pound

1

Rs.100.79

Euro

1

Rs.86.30

 

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.