MIRA INFORM REPORT

 

 

Report Date :

26.08.2013

 

IDENTIFICATION DETAILS

 

Name :

INTERPLAST COMPANY LTD

 

 

Registered Office :

Industrial Area No. 1 PO Box 4679 Sharjah

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

22.02.1982

 

 

Com. Reg. No.:

7946, Sharjah

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of PVC compounds.

 

 

No. of Employees :

1,800

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

UAE

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

UAE - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US; however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

Source : CIA


 

 

 

SUMMARY

 

Company Name                                     : INTERPLAST COMPANY LTD

Country of Origin                                    : Sharjah, United Arab Emirates

Legal Form                                            : Limited Liability Company

Registration Date                                   : 22nd February 1982

Commercial Registration Number            : 7946, Sharjah

Trade Licence Number                            : 3155

Chamber Membership Number                : 3790

Issued Capital                                        : UAE Dh 100,000,000

Paid up Capital                                      : UAE Dh 100,000,000

Total Workforce                                     : 1,800

Activities                                               : Manufacturers of PVC compounds.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : John Korean, Finance Manager

 

 

 


COMPANY NAME

 

 INTERPLAST COMPANY LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Industrial Area No. 1

 

PO Box             : 4679

 

Town                 : Sharjah

Country             : United Arab Emirates

 

Telephone         : (971-6) 5339090 / 5596887 / 5377681 / 5371599 / 5324404

Facsimile          : (971-6) 5336905 / 5596905

Email                : interplast@emirates.net.ae / john@interplast-uae.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Sharjah.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Harout Ohanesian                                                                             Chairman

 

·       Sheikh Suroor Al Dhaheri                                                                   Managing Director

 

·       H.E. Juan Salem Al Dhaheri                                                               Director

 

·       Bedross Bombakian                                                                          General Manager

 

·       John Korean                                                                                     Finance Manager

 

·       K H M Bashir                                                                                    Administration Manager

 

·       Farahat Kiwan                                                                                   Public Relations Manager

 

·       Humayun Akhtar                                                                               Production Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 22nd February 1982

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 7946, Sharjah

 

Trade Licence No.       : 3155

 

Chamber Member No. : 3790

 

Issued Capital              : UAE Dh 100,000,000

 

Paid up Capital            : UAE Dh 100,000,000

 

Name of Shareholder (s)                                                         Percentage

 

·       Harwal Company                                                                               29.5%

Cyprus

 

·       Al Ahlia Trading & Industrial Ltd                                                          24.0%

 

·       Gulf Investment Corporation (GIC) (Al Khaleej Investment Est)   23.5%

Kuwait

 

·       Al Dhaheri Group                                                                               13.0%

 

·       Emirates Industrial Bank                                                                    10.0%

 

 

AFFILIATED COMPANIES

 

·       Cosmoplast Industrial Limited WLL

Sharjah Industrial Area No. 2

PO Box: 6032

Sharjah

Tel: (971-6) 5331264

Fax: (971-6) 5331917

 

·       Inter Metal Ltd

Sharjah Industrial Area No. 1

PO Box: 22285 & 4679

Sharjah

Tel: (971-6) 5322462

Fax: (971-6) 5337271

 

·       Mayfair International Sales Italia Srl

Via Porpora 5

Milan 20131

Italy

Tel: (39-2) 26147455

Fax: (39-2) 2828582

 

·       US Polymers Inc

6915 East Slauson Avenue

Commerce

CA 90040

United States of America

Tel: (1-213) 7283023

Fax: (1-213) 7282823

 

·       International Plastics Centre LLC

PO Box: 8923

Riyadh 11493

Saudi Arabia

Tel: (966-1) 2267110

Fax: (966-1) 2267110

 

·       Interplast SA

8 Rue de l’Ancienne

Comedie

75006 Paris

France

Tel: (33-1) 46342374

Fax: (33-1) 43264320

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of polyvinyl chloride (PVC) compounds suitable for the production of both

     rigid and flexible pipes in all specifications, mineral water bottles (under licence from Dun Plastique of

     France), oil and other crystal bottles, thermoformed cups and trays, as well as flexible PVC hoses.

 

                 Subject also specialises in the extrusion and production of conduit fittings and cable coverings.

 

    The company gained ISO 9001 Certification in December 1997.

 

Production Capacity:   65,000 metric tonnes per annum

 

Clients :

 

·       Majed Plastic Containers Trading        Dubai, UAE

·       Al Ghazal Trading Est                        Ajman, UAE

·       Asia Plastic & Packaging Factory      Saudi Arabia

 

Import Countries: The Netherlands, Belgium, the United Kingdom and Saudi Arabia.

 

International Suppliers:

 

·       N.C. Trading Holland BV                    Netherlands

·       Haagan Chemie                                Netherlands

·       Mitsui & Co Benelux SA                    Belgium

·       Exxon Chemicals International Inc      Belgium

·       ICI Chemicals-Polymers (UK) United Kingdom

·       Sabic Marketing                                Saudi Arabia

 

Export Countries : Subject exports to neighbouring Arab states, Africa, South-East Asia and Europe.

 

Brand Names : IP-HARWAL, DECODUCT, DECOFORM, DECOPACK, EDISON, FLEXIPACK and

INTERGARD.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 1,800 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Sales                                UAE Dh 1,025,000,000               UAE Dh 1,060,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr John Korean, Finance Manager.

 

 

BANKERS

 

·       ANZ Grindlays Bank Plc

Al Boorj Avenue

PO Box: 357

Sharjah

Tel: (971-6) 5359998

Fax: (971-6) 5357046

 

·       United Arab Bank

PO Box: 881

Sharjah

Tel: (971-6) 5354111

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                  February 2002                          December 2002

Credit amount                            917,000                         103,000

Amount overdue             0                                              0

Payment terms                          60 days                                     90 days

Payment Method                       Letters of Credit                         Letters of Credit

Paying record                            No complaints                           No complaints

Currency                                   Euros                                        Euros

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.69

UK Pound

1

Rs.100.79

Euro

1

Rs.86.30

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.