MIRA INFORM REPORT

 

 

Report Date :

26.08.2013

 

IDENTIFICATION DETAILS

 

Name :

SI GROUP- BETHUNE

 

 

Registered Office :

1111 Av Georges Washington, Zone Industrielle A, Bp 237 62404 Bethune Cedex

 

 

Country :

France

 

 

Financials (as on) :

2011

 

 

Date of Incorporation :

01.01.1963

 

 

Com. Reg. No.:

36320028800019

 

 

Legal Form :

Simplified Joint Stock Company

 

 

Line of Business :

Manufacture of plastics in primary forms

 

 

No. of Employees :

98

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

France

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

FRANCE - ECONOMIC OVERVIEW

 

The French economy is diversified across all sectors. The government has partially or fully privatized many large companies, including Air France, France Telecom, Renault, and Thales. However, the government maintains a strong presence in some sectors, particularly power, public transport, and defense industries. With at least 79 million foreign tourists per year, France is the most visited country in the world and maintains the third largest income in the world from tourism. France's leaders remain committed to a capitalism in which they maintain social equity by means of laws, tax policies, and social spending that reduce income disparity and the impact of free markets on public health and welfare. France's real GDP contracted 2.6% in 2009, but recovered somewhat in 2010 and 2011, before stagnating in 2012. The unemployment rate increased from 7.4% in 2008 to 10.3% in 2012. Youth unemployment shot up to 24.2% during the third quarter of 2012 in metropolitan France. Lower-than-expected growth and high unemployment costs have strained France's public finances. The budget deficit rose sharply from 3.4% of GDP in 2008 to 7.5% of GDP in 2009 before improving to 4.8% of GDP in 2012, while France's public debt rose from 68% of GDP to 90% over the same period. Under President SARKOZY, Paris implemented some austerity measures to bring the budget deficit under the 3% euro-zone ceiling by 2013 and to highlight France's commitment to fiscal discipline at a time of intense financial market scrutiny of euro-zone debt. Socialist Party candidate Francois HOLLANDE won the May 2012 presidential election, after advocating pro-growth economic policies, the separation of banks' traditional deposit taking and lending activities from more speculative businesses, increasing the top corporate and personal tax rates, and hiring an additional 60,000 teachers during his five-year term. The government's attempt to introduce a 75% wealth tax on income over one million euros for two years was struck down by the French Constitutional Council in December 2012 because it applied to individuals rather than households. France ratified the EU fiscal stability treaty in October 2012 and HOLLANDE's government has maintained France's commitment to meeting the budget deficit target of 3% of GDP during 2013 even amid signs that economic growth will be lower than the government's forecast of 0.8%. Despite stagnant growth and fiscal challenges, France's borrowing costs declined during the second half of 2012 to euro-era lows.

Source : CIA


Company Summary

 

Company Name                       SI GROUP- BETHUNE

Company Registration             36320028800019

Country                                    FR

Activity Code                           2016Z

Activity Description                  Manufacture of plastics in primary forms

Company Status                      Economically active

Latest Turnover                       45,537,838.00 (EUR)

Latest Shareholders Equity      16,614,036.00 (EUR)

Profit Before Tax                     4,577,956.00 (EUR)

 

 

Company Identification

 

Activities

Activity Code               2016Z

Activity Description      Fabrication de matières plastiques de base

 

Basic Information

Company Name                                   SI GROUP- BETHUNE

Registered Company Name                 SI GROUP- BETHUNE

Company Registration Number            36320028800019

Country                                                FR

VAT Registration Number                    FR70363200288

Date of Company Registration             01/04/1963

Date of Starting Operations                 01/01/1963

Commercial Court Legal Form            Simplified joint stock company

Company Status                                  Economically active

Principal Activity Code                        2016Z

Principal Activity Description               Fabrication de matières plastiques debase

Contact Address                                   1111 AV GEORGES

WASHINGTON, ZONE INDUSTRIELLE

A, BP 237 62404 BETHUNE CEDEX

Contact Telephone Number                 0321686767

 

 

Main Address

 

Address                        1111 AV GEORGES WASHINGTON, ZONE INDUSTRIELLE A, BP 237 62404 BETHUNE CEDEX

Country                        FR

Telephone                   03 21 68 67 67

 

Other Addresses

Address                        1111 AV GEORGES WASHINGTON, ZONE INDUSTRIELLE A, BP 237 62404 BETHUNE CEDEX

Country                        FR

Address                        BETHUNE, 62400

Country                        FR

 

Current Directors Managers

 

Name               M HALLER STEPHEN

Gender            Male

Date of Birth    02/08/1961

Position           President

 

 

PREVIOUS DIRECTORS MANAGERS

 

Name               M STEPHEN HALLER

Gender            Male

Date of Birth    02/08/1961

Position           President

 

Name               M EMMANUEL HESS

Gender            Male

Date of Birth    28/07/1956

Position           President

 

Name               M GRAHAM

Gender            Male

Position           Vice-president

 

Name               HEATHER

Position           Administrator

 

Share Capital Structure

Nominal Share Capital            4,800,000.00 (EUR)

 

Employee Information

Year                             2011

Number of Employees 98

 

Year                             2010

Number of Employees 99

 

Year                             2009

Number of Employees 100

 

 


financial information

 

Profit & Loss

Financial Year

2011

2010

2009

Number of Weeks

52

52

52

Currency

EUR

EUR

EUR

Revenue

47,987,937.00

42,938,921.00

32,828,855.00

Operating Costs

43,335,728.00

39,339,323.00

30,782,863.00

Operating Profit

4,652,209.00

3,599,598.00

2,045,992.00

Wages & Salaries

3,800,559.00

3,859,886.00

3,643,700.00

Pension Costs

1,974,906.00

1,975,884.00

1,819,290.00

Depreciation

1,968,233.00

2,010,945.00

2,188,032.00

Financial Income

359,797.00

288,626.00

345,687.00

Financial Expenses

318,018.00

434,203.00

329,528.00

Extraordinary  Income

571,631.00

588,327.00

1,130,777.00

Extraordinary  Costs

336,929.00

271,577.00

350,573.00

Profit Before Tax

4,577,956.00

3,521,487.00

2,656,035.00

Tax

1,616,724.00

1,211,436.00

928,628.00

Profit After Tax

2,961,232.00

2,310,051.00

1,727,407.00

Dividends

2,650,000.00

3,000,000.00

2,300,000.00

Retained Profit

311,232.00

-689,949.00

-572,593.00

 

 

Balance Sheet

Financial Year

2011

2010

2009

Number of Weeks

52

52

52

Currency

EUR

EUR

EUR

Land & Buildings

2,276,739.00

2,377,066.00

2,427,479.00

Plant & Machinery

7,279,418.00

8,182,314.00

8,944,084.00

Other Tangible Assets

1,061,077.00

583,143.00

560,687.00

Total Tangible Assets

10,617,234.00

11,142,523.00

11,932,250.00

Goodwill

231,898.00

231,899.00

231,899.00

Other Intangible Assets

114,718.00

137,330.00

24,579.00

Total Intangible Assets

346,616.00

369,229.00

256,478.00

Investments

0.00

0.00

0.00

Loans to Group

0.00

0.00

0.00

Other Loans

0.00

0.00

0.00

Miscellaneous  Fixed Assets

4,504,364.00

18,084.00

19,526.00

Total Other Fixed Assets

4,504,364.00

18,084.00

19,526.00

Total Fixed Assets

15,468,214.00

11,529,836.00

12,208,254.00

Raw Materials

963,370.00

832,708.00

474,782.00

Work in Progress

208,716.00

104,078.00

52,317.00

Finished Goods

1,841,460.00

1,310,603.00

1,507,880.00

Other Inventories

642,369.00

458,938.00

400,349.00

Total Inventories

3,655,915.00

2,706,327.00

2,435,328.00

Trade Receivables

6,260,044.00

6,542,988.00

6,126,089.00

Miscellaneous  Receivables

582,346.00

667,318.00

690,031.00

Total Receivables

6,842,390.00

7,210,306.00

6,816,120.00

Cash

3,529,708.00

5,633,600.00

3,971,272.00

Other Current Assets

119,753.00

128,956.00

138,634.00

Total Current Assets

14,147,766.00

15,679,189.00

13,361,354.00

Total Assets

29,615,980.00

27,209,025.00

25,569,608.00

 

Trade Payables

4,294,280.00

6,791,294.00

5,543,665.00

Bank Liabilities

0.00

0.00

0.00

Other Loans/Finance

832,238.00

614,635.00

427,594.00

Miscellaneous  Liabilities

2,283,650.00

2,231,987.00

1,903,013.00

Total Current Liabilities

7,410,168.00

9,637,916.00

7,874,272.00

Bank Liabilities due after 1 year

0.00

0.00

0.00

Other Loans/Finance  due after 1 year

5,452,064.00

294,949.00

175,217.00

Miscellaneous  Liabilities due after 1 year

139,711.00

748,425.00

50,959.00

Total Long Term Liabilities

5,591,775.00

1,043,374.00

226,176.00

Total Liabilities

13,001,943.00

10,681,290.00

8,100,448.00

Called Up Share Capital

4,800,000.00

4,800,000.00

4,800,000.00

Share Premium

0.00

0.00

0.00

Revenue Reserves

8,397,633.00

8,086,402.00

8,776,350.00

Other Reserves

3,416,403.00

3,641,332.00

3,892,810.00

Total Shareholders  Equity

16,614,036.00

16,527,734.00

17,469,160.00

Other Financials

 

 

 

Working Capital

6,737,598.00

6,041,273.00

5,487,082.00

Net Worth

16,267,420.00

16,158,505.00

17,212,682.00

 

 

 

 

Ratios

 

 

 

Return on Capital Employed

0.70

1.05

1.04

Stock Turnover Ratio

8.03

6.54

7.65

Debtor Days

47.00

54.00

66.00

Creditor Days

42.00

78.00

83.00

Liquidity Ratio/Acid Test

1.13

0.78

0.91

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.69

UK Pound

1

Rs.100.79

Euro

1

Rs.86.30

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.