MIRA INFORM REPORT

 

 

Report Date :

28.08.2013

 

IDENTIFICATION DETAILS

 

Name :

ETERNAL ASIA (S) PTE. LTD.

 

 

Registered Office :

5, Pereira Road, 07-02, Asiawide Industrial Building, 368025, Singapore

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

19.11.2009

 

 

Com. Reg. No.:

200921721-C

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Distribution of It Products and Consumer Electronics

 

 

No. of Employees :

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. Real GDP growth averaged 8.6% between 2004 and 2007. The economy contracted 0.8% in 2009 as a result of the global financial crisis, but rebounded 14.8% in 2010, on the strength of renewed exports, before slowing to 5.2% in 2011 and 1.3% in 2012, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity, which has sunk to an average of about 1.0% in the last decade. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub.

Source : CIA


 


* Adopted abbreviations :

SC - Subject Company (the company enquired by you)

 

 

N/A - Not Applicable

 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

200921721-C

COMPANY NAME

:

ETERNAL ASIA (S) PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

19/11/2009

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

 

 

 

 

 

 

REGISTERED ADDRESS

:

5, PEREIRA ROAD, 07-02, ASIAWIDE INDUSTRIAL BUILDING, 368025, SINGAPORE.

BUSINESS ADDRESS

:

2 JURONG EAST STREET 21, 03-105, IMM BUILDING, 609601, SINGAPORE.

TEL.NO.

:

65-62249388

FAX.NO.

:

65-62249866

WEB SITE

:

WWW.ETERNAL-ASIA.COM

CONTACT PERSON

:

CHENG KIM HUNG ( DIRECTOR )

 

 

 

 

 

 

PRINCIPAL ACTIVITY

:

DISTRIBUTION OF IT PRODUCTS AND CONSUMER ELECTRONICS

 

 

 

ISSUED AND PAID UP CAPITAL

:

1,000,000.00 ORDINARY SHARE, OF A VALUE OF USD 1,000,000.00

 

 

 

SALES

:

USD 93,604,615 [2011]

NET WORTH

:

USD 3,066,364 [2011]

 

 

 

STAFF STRENGTH

:

20 [2013]

BANKER (S)

:

DBS BANK LTD
THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED
STANDARD CHARTERED BANK

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

FAIR

PAYMENT

:

AVERAGE

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

HISTORY / BACKGROUND

The SC is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the SC must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the SC is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the SC is insolvent. The SC is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The SC is principally engaged in the (as a / as an) distribution of it products and consumer electronics.

The immediate and ultimate holding company of the SC is ETERNAL ASIA SUPPLY CHAIN MANAGEMENT (S) PTE. LTD., a company incorporated in SINGAPORE.

 

The major shareholder(s) of the SC are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

ETERNAL ASIA SUPPLY CHAIN MANAGEMENT (S) PTE. LTD.

5, PEREORA ROAD, 07-02, ASIAWIDE INDUSTRIAL BUILDING, 368025, SINGAPORE.

200710608R

700,000.00

70.00

ATTICA TECHNOLOGIES PTE. LTD.

2, JURONG EAST STREET21, 03-105, IMM BUILDING, 609601, SINGAPORE.

200819698C

300,000.00

30.00

 

 

 

---------------

------

 

 

 

1,000,000.00

100.00

 

 

 

============

=====

+ Also Director

 

The SC interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

201229346

SINGAPORE

ETERNAL ASIA DISTRIBUTION (S) PTE. LTD.

100.00

31/12/2011

 

 

 

 

 

201221863

SINGAPORE

UNIQUE CONNECTION PTE. LTD.

100.00

31/12/2011

 

 

 

 

 

201127728M

SINGAPORE

ETERNAL ASIA (THAILAND) PTE. LTD.

70.00

31/12/2011

 

 

 

 

 

201011088G

SINGAPORE

ETERNAL ASIA (INDONESIA) PTE. LTD.

70.00

31/12/2011

 

 

 

 

 

905693M

MALAYSIA

ETERNAL ASIA (MALAYSIA) SDN. BHD.

70.00

31/12/2011

 

 

 

 

 

201025758N

SINGAPORE

MARQUE VENTURES PTE. LTD.

70.00

31/12/2011

 

 

 

 

 

201026111R

SINGAPORE

ETERNAL ASIA (PHILIPPINES) PTE. LTD.

70.00

31/12/2011

 

 

 

 

 

201127728M

SINGAPORE

MCM DISTRIBUTION (S) PTE. LTD.

70.00

31/12/2011

 

 

 

 

 

201106362G

SINGAPORE

ETERNAL ASIA (RESOURCES) PTE. LTD.

70.00

31/12/2011

 

 

 

 

 

201203223

SINGAPORE

MAVERICK SERVICES (S) PTE. LTD.

70.00

31/12/2011

 

 

 

 

 

201018328H

SINGAPORE

ETERNAL ASIA (VIETNAM) PTE. LTD.

70.00

31/12/2011

 

 

 

 

 

 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

CHENG KIM HUNG

Address

:

31, JURONG WEST STREET 41, 02-40, THE LAKESHORE, 649412, SINGAPORE.

IC / PP No

:

G5284898P

 

 

 

 

 

 

 

 

 

Nationality

:

CHINESE

Date of Appointment

:

19/11/2009

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

DAVID CHENG TAK WAI

Address

:

ROOM D, TOWER 1, SAUSALITO, 1 YUK TAI STREET, MA ON SHAN, SHATIN, 29TH FLOOR, NEW TERRITORRIES, HONG KONG.

IC / PP No

:

KJ0009847

 

 

 

 

 

 

 

 

 

Nationality

:

CHINESE

Date of Appointment

:

19/11/2009

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

GOH HIEN JUAN

Address

:

110, BISHAN STREET 12, 05-122, BISHAN VIEW, 570110, SINGAPORE.

IC / PP No

:

S6811572H

 

 

 

 

 

 

 

 

 

Nationality

:

SINGAPOREAN

Date of Appointment

:

19/11/2009

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 4

 

Name Of Subject

:

FUNG KWAN HUNG

Address

:

FLAT B, TOWER 9, PARK AVENUE, 18 HOI TING ROAD, MONGKOK, 23RD FLOOR, KOWLOON, HONG KONG.

IC / PP No

:

HA0769796

 

 

 

 

 

 

 

 

 

Nationality

:

CHINESE

Date of Appointment

:

19/11/2009

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 5

 

Name Of Subject

:

MR. ASRI BIN SALLEH

Address

:

106D, PUNGGOL FIELD, 14-506, 824106, SINGAPORE.

IC / PP No

:

S7247648D

 

 

 

 

 

 

 

 

 

Nationality

:

SINGAPOREAN

Date of Appointment

:

19/11/2009

 

 

 

 

 

 

 

 

 

 

 

 




MANAGEMENT

 

 

 

1)

Name of Subject

:

CHENG KIM HUNG

 

Position

:

DIRECTOR

 

 

 

 

 

 

AUDITOR

 

Auditor

:

P G WEE PARTNERSHIP LLP

Auditor' Address

:

N/A

 

 

 

 

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

CHENG KIM HUNG

 

IC / PP No

:

G5284898P

 

 

 

 

 

Address

:

31, JURONG WEST STREET 41, 02-40, THE LAKESHORE, 649412, SINGAPORE.

 

 

 

 

 

 

 

 

 

 

 

 

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

DBS BANK LTD

 

 

 

 

 

 

 

 

 

2)

Name

:

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

 

 

 

 

 

 

 

 

 

3)

Name

:

STANDARD CHARTERED BANK

 

 

 

 

 

 

 

 

 

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C201210006

03/09/2012

N/A

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

N/A

Unsatisfied

C201210010

03/09/2012

N/A

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

N/A

Unsatisfied

C201214675

13/12/2012

N/A

STANDARD CHARTERED BANK

N/A

Unsatisfied

C201214877

18/12/2012

N/A

STANDARD CHARTERED BANK

N/A

Unsatisfied

 

 

LEGAL CHECK AGAINST SC


* A check has been conducted in our databank againt the SC whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

 

SOURCES OF RAW MATERIALS:

Local

:

YES

Overseas

:

YES

 

 

 



The SC refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

 

]

 

Good 31-60 Days

[

 

]

 

Average 61-90 Days

[

X

]

 

Fair 91-120 Days

[

 

]

 

Poor >120 Days

[

 

]

 

 

 

 

 

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

 

 

 

Export Market

:

ASIA

Credit Term

:

30 - 60 DAYS

 

 

 

 

 

 

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

OPERATIONS

 

Goods Traded

:

IT PRODUCTS AND CONSUMER ELECTRONICS

 

 

 

 

 

Total Number of Employees:

 

YEAR

2013

2012

2011

 

 

 

 

 

 

 

GROUP

N/A

N/A

N/A

 

 

 

 

 

 

COMPANY

20

20

20

 

 

 

 

 

 

 

Branch

:

NO

 

Other Information:


The SC is principally engaged in the (as a / as an) distribution of it products and consumer electronics.

Products dealing:
* acer
- external hard drive
- lcd displays
* lg
- touch screen lcd
- wide screen lcd
- standard 4:3 lcd
- multi-function lcd tv/av/pc
* pendrive
- sdhc
- micro sdhc
* samsung
- external hard drive
- external slim dvd writer
* toshiba
- usb flash drive
* unis
- media station lite
- external hdd
* western digital
- external hard drive
- wd tv mini media player

Trade names:
* acer
* lg
* pendrive
* samsung
* toshiba
* unis
* western digital

The SC is a member of the following entities:
* Singapore business federation

CURRENT INVESTIGATION

Latest fresh investigations carried out on the SC indicated that :

Telephone Number Provided By Client

:

65 62249388

Current Telephone Number

:

65-62249388

Match

:

YES

 

 

 

Address Provided by Client

:

2 JURONG EAST STREET 21, #03-105, IMM BUILDING, SINGAPORE 609601.

Current Address

:

2 JURONG EAST STREET 21, 03-105, IMM BUILDING, 609601, SINGAPORE.

Match

:

YES

 

 

 

 

Other Investigations


We contacted one of the staff from the SC and she provided some information on the SC.

FINANCIAL ANALYSIS

 

 

Profitability

 

 

 

 

 

 

Turnover

:

Increased

[

38.96%

]

 

Profit/(Loss) Before Tax

:

Increased

[

47.68%

]

 

Return on Shareholder Funds

:

Favourable

[

39.32%

]

 

Return on Net Assets

:

Favourable

[

119.06%

]

 

 

 

 

 

 

 

 

The increase in turnover could be due to the SC adopting an aggressive marketing strategy.The higher profit could be attributed to the increase in turnover. Generally the SC was profitable. The favourable return on shareholders' funds and return on net assets indicate that the SC's management was efficient in utilising the assets to generate returns.

 

 

 

 

 

 

 

Working Capital Control

 

 

 

 

 

 

Stock Ratio

:

Acceptable

[

62 Days

]

 

Debtor Ratio

:

Unfavourable

[

67 Days

]

 

Creditors Ratio

:

Favourable

[

29 Days

]

 

 

 

 

 

 

 

 

The SC kept adequate stocks to meet its normal business transactions without incurring excessive storage costs. The high debtors' ratio could indicate that the SC was weak in its credit control. However, the SC could also giving longer credit periods to its customers in order to boost its sales or to capture / retain its market share. The SC had a favourable creditors' ratio where the SC could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

 

 

 

 

 

 

 

Liquidity

 

 

 

 

 

 

Liquid Ratio

:

Unfavourable

[

0.64 Times

]

 

Current Ratio

:

Unfavourable

[

1.06 Times

]

 

 

 

 

 

 

 

 

A low liquid ratio means that the SC may be facing working capital deficiency. If the SC cannot obtain additional financing or injection of fresh capital, it may face difficulties in meeting its short term obligations.

 

 

 

 

 

 

 

Solvency

 

 

 

 

 

 

Interest Cover

:

Unfavourable

[

1.84 Times

]

 

Gearing Ratio

:

Favourable

[

0.00 Times

]

 

 

 

 

 

 

 

 

The SC's interest cover was low. If its profits fall or when interest rate rises, it may not be able to meet all its interest payment. The SC had no gearing and hence it had virtually no financial risk. The SC was financed by its shareholders' funds and internally generated fund. During the economic downturn, the SC, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overall Assessment :

 

 

 

 

 

 

Generally, the SC's performance has improved with higher turnover and profit. Due to its weak liquidity position, the SC will be faced with problems in meeting all its short term obligations if no short term loan is obtained or additional capital injected into the SC. If there is a fall in the SC's profit or any increase in interest rate, the SC may not be able to generate sufficient cash-flow to service its interest. The SC was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The SC has good chance of getting loans, if the needs arises.

 

 

 

 

 

 

 

Overall financial condition of the SC : FAIR

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2008

2009

2010

2011

2012

 

 

 

 

 

 

Population (Million)

4.84

4.98

5.08

5.18

5.31

Gross Domestic Products ( % )

1.5

<0.8>

14.5

4.9

1.3

Consumer Price Index

6.6

0.6

2.8

5.2

4.6

Total Imports (Million)

450,892.6

356,299.3

423,221.8

459,655.1

474,554.0

Total Exports (Million)

476,762.2

391,118.1

478,840.7

514,741.2

510,329.0

 

 

 

 

 

 

Unemployment Rate (%)

2.2

3.2

2.2

2.1

2.0

Tourist Arrival (Million)

10.12

9.68

11.64

13.17

14.37

Hotel Occupancy Rate (%)

81.0

75.8

85.6

86.5

86.4

Cellular Phone Subscriber (Million)

1.31

1.37

1.43

1.50

1.52

 

 

 

 

 

 

Registration of New Companies (No.)

25,327

26,414

29,798

32,317

31,892

Registration of New Companies (%)

<2.2>

4.3

12.8

8.5

<1.3>

Liquidation of Companies (No.)

10,493

22,393

15,126

19,005

17,218

Liquidation of Companies (%)

13.7

113.4

<32.5>

25.6

9.4

 

 

 

 

 

 

Registration of New Businesses (No.)

24,850

26,876

23,978

23,494

24,788

Registration of New Businesses (%)

0.36

8.15

<10.78>

2.02

5.51

Liquidation of Businesses (No.)

21,150

23,552

24,211

23,005

22,489

Liquidation of Businesses (%)

<0.8>

11.4

2.8

<5>

<2.2>

 

 

 

 

 

 

Bankruptcy Orders (No.)

2,326

2,058

1,537

1,527

1,748

Bankruptcy Orders (%)

<15.9>

<11.5>

<25.3>

<0.7>

14.5

Bankruptcy Discharges (No.)

1,500

3,056

2,252

1,391

1,881

Bankruptcy Discharges (%)

<7.7>

103.7

<26.3>

<38.2>

35.2

 

 

 

 

 

 

INDUSTRIES ( % of Growth ) :

 

 

 

 

 

Agriculture

 

 

 

 

 

Production of Principal Crops

<0.32>

3.25

<0.48>

4.25

3.64

Fish Supply & Wholesale

<6.31>

<1.93>

<10.5>

12.10

<0.5>

 

 

 

 

 

 

Manufacturing *

74.6

71.5

92.8

100.0

100.3

Food, Beverages & Tobacco

94.8

90.4

96.4

100.0

103.5

Textiles

180.1

145.9

122.1

100.0

104.0

Wearing Apparel

334.6

211.0

123.3

100.0

92.1

Leather Products & Footwear

128.2

79.5

81.8

100.0

98.6

Wood & Wood Products

132.0

101.4

104.0

100.0

95.5

Paper & Paper Products

101.0

95.4

106.1

100.0

97.4

Printing & Media

118.2

100.9

103.5

100.0

93.0

Crude Oil Refineries

113.1

96.4

95.6

100.0

99.4

Chemical & Chemical Products

84.5

80.3

97.6

100.0

100.5

Pharmaceutical Products

43.7

49.1

75.3

100.0

109.7

Rubber & Plastic Products

120.1

101.2

112.3

100.0

96.5

Non-metallic Mineral

96.5

91.9

92.5

100.0

98.2

Basic Metals

109.8

92.6

102.2

100.0

90.6

Fabricated Metal Products

101.3

90.8

103.6

100.0

104.3

Machinery & Equipment

65.0

57.3

78.5

100.0

112.9

Electrical Machinery

81.7

86.8

124.1

100.0

99.3

Electronic Components

93.1

85.2

113.6

100.0

90.6

Transport Equipment

102.0

96.0

94.0

100.0

106.3

 

 

 

 

 

 

Construction

45.90

<36.9>

14.20

20.50

28.70

Real Estate

<11.2>

1.4

21.3

25.4

31.9

 

 

 

 

 

 

Services

 

 

 

 

 

Electricity, Gas & Water

<1.3>

1.70

4.00

7.00

6.30

Transport, Storage & Communication

11.60

3.90

12.80

7.40

5.30

Finance & Insurance

<5.9>

<16.4>

<0.4>

8.90

0.50

Government Services

17.40

4.50

9.70

6.90

6.00

Education Services

0.50

0.10

<0.9>

<1.4>

0.30

 

 

 

 

 

 

* Based on Index of Industrial Production (2011 = 100)

 

 

 

 

 

(Source : Department of Statistics)

 

 

 

 

 

 

INDUSTRY ANALYSIS

 

INDUSTRY :

TRADING

 

 

 

The wholesale and retail trade sector contracted by 1.5% in the fourth quarter of 2012, extending the 0.2% decline in the preceding quarter. For the whole of 2012, the sector declined by 0.7%, reversing the 1.6% growth in 2011. The sector was weighed down primarily by the wholesale trade segment. In 2012, the wholesale trade segment contracted by 1.0%, a reversal from the 1.4% growth in 2011. Growth of the retail trade segment also moderated to 2.0%, from 3.2% in the year 2011.

 

The domestic wholesale trade index grew by 1.2% in the fourth quarter of 2012, an improvement from the 5.4% decline in the third quarter. This was partly due to an increase in the sales of chemicals & chemical products and ship chandlers & bunkering. For the full year of 2012, the domestic wholesale trade index contracted by 2.2%, extending the 1.7% decline in 2011. The foreign wholesale trade index grew by 8.6% in the fourth quarter, an increase from the 6.6% growth in the third quarter. The expansion was partly due to resilient sales of petroleum & petroleum products. For the whole of 2012, the foreign wholesale trade index expanded by 9.1%, faster than the 4.3% increase in 2011.

 

In the fourth quarter of 2012, retail sales volume declined by 2.0%, extending the 0.3% decline in the third quarter. Excluding motor vehicles, retail sales volume grew by 0.4%, a slight moderation compared to the 1.5% gain in the third quarter of 2012. The sales volume of motor vehicles fell by 11% in the fourth quarter of 2012, after contracting by 6.1% in the third quarter. The sales of several discretionary items also declined in the fourth quarter. Besides, the sales of optical goods & books in 2012 fell by 3.6%, while the sales of telecommunications apparatus & computers declined by 1.4%.

 

For 2012 as a whole, retail sales volume grew by 1.3%, compared to the 2.0% expansion in 2011. Excluding motor vehicle sales, the increase in retail sales volume also moderated from 5.4% in 2011 to 1.7% in 2012. Medical goods & toiletries registered the largest increase (9.3%) in sales, followed by telecommunications apparatus & computers (6.9%). By contrast, the sales of watches & jewellery (-2.2%) and optical goods & books (-3.6%) declined.

 

 

 

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH

 

CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2009, the SC is a Private Limited company, focusing on distribution of it products and consumer electronics. Having been in the industry for 4 years, the SC has started to stabilise its business position in the market. Having strong support from its holding company has enabled the SC to remain competitive despite the challenging business environment. The capital standing of the SC is fair. With an adequate share capital, the SC has the potential of expanding its business in future.

Over the years, the SC has penetrated into both the local and overseas market. The SC has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the SC to further enhance its business in the near term. Being a small company, the SC's business operation is supported by 20 employees. Overall, we regard that the SC's management capability is average. This indicates that the SC has greater potential to improve its business performance and raising income for the SC.

We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. Based on the higher profitability, the SC has generated a favourable return based on its existing shareholders' funds which indicated that the management was efficient in utilising its funds to generate income. Due to its weak liquidity position, the SC may face working capital deficiency in meeting its short term financial obligations if no fresh capital are injected into the SC. Being a zero geared company, the SC virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. Given a positive net worth standing at USD 3,066,364, the SC should be able to maintain its business in the near terms.

The SC's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials. Overall the SC has a good control over its resources.

The SC's payment habit is average. With its adequate working capital, the SC should be able to pay its short term debts.

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the SC is expected to benefit from the favourable outlook of the industry.

Based on the above condition, we recommend credit be granted to the SC promptly.

 

 

 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

ETERNAL ASIA (S) PTE. LTD.

 

Financial Year End

2011-12-31

2010-12-31

Months

12

13

Consolidated Account

GROUP

GROUP

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

USD

USD

 

 

 

TURNOVER

93,604,615

67,361,524

Other Income

748,583

466,370

 

----------------

----------------

Total Turnover

94,353,198

67,827,894

Costs of Goods Sold

<84,544,262>

<63,761,930>

 

----------------

----------------

Gross Profit

9,808,936

4,065,964

 

----------------

----------------

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

1,673,963

1,133,479

 

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

1,673,963

1,133,479

Taxation

<242,422>

<124,299>

 

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

1,431,541

1,009,180

Minority interests

<225,738>

<92,852>

 

----------------

----------------

PROFIT/(LOSS) BEFORE EXTRAORDINARY ITEMS

1,205,803

916,328

 

----------------

----------------

PROFIT/(LOSS) ATTRIBUTABLE TO SHAREHOLDERS

1,205,803

916,328

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

As previously reported

916,328

-

 

----------------

----------------

As restated

916,328

-

 

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

2,122,131

916,328

DIVIDENDS - Ordinary (paid & proposed)

<580,279>

-

 

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

1,541,852

916,328

 

=============

=============

 

 

 

INTEREST EXPENSE (as per notes to P&L)

 

 

Lease interest

2,000,173

727,794

 

----------------

----------------

 

2,000,173

727,794

 

=============

=============

 

 

 

BALANCE SHEET

 

 

ETERNAL ASIA (S) PTE. LTD.

 

ASSETS EMPLOYED:

 

 

FIXED ASSETS

411,699

188,685

 

 

 

INTANGIBLE ASSETS

 

 

Deferred/Expenditure carried forward

361,462

200,000

 

----------------

----------------

TOTAL INTANGIBLE ASSETS

361,462

200,000

 

----------------

----------------

TOTAL LONG TERM ASSETS

773,161

388,685

 

 

 

CURRENT ASSETS

 

 

Stocks

15,885,372

13,186,402

Trade debtors

17,256,566

10,970,067

Other debtors, deposits & prepayments

581,911

7,904

Short term deposits

-

231,893

Amount due from related companies

4,825,781

3,592,854

Cash & bank balances

1,256,006

1,338,901

Others

549,305

45,842

 

----------------

----------------

TOTAL CURRENT ASSETS

40,354,941

29,373,863

 

----------------

----------------

TOTAL ASSET

41,128,102

29,762,548

 

=============

=============

 

 

 

CURRENT LIABILITIES

 

 

Trade creditors

6,781,076

5,081,385

Other creditors & accruals

155,879

26,480

Amounts owing to holding company

29,636,657

21,481,801

Amounts owing to related companies

1,120,738

840,189

Provision for taxation

347,782

120,000

 

----------------

----------------

TOTAL CURRENT LIABILITIES

38,042,132

27,549,855

 

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

2,312,809

1,824,008

 

----------------

----------------

TOTAL NET ASSETS

3,085,970

2,212,693

 

=============

=============

 

 

 

SHARE CAPITAL

 

 

Ordinary share capital

1,000,000

1,000,000

 

----------------

----------------

TOTAL SHARE CAPITAL

1,000,000

1,000,000

 

 

 

RESERVES

 

 

Retained profit/(loss) carried forward

1,541,852

916,328

Others

26,546

36,927

 

----------------

----------------

TOTAL RESERVES

1,568,398

953,255

 

 

 

MINORITY INTEREST

497,966

254,852

 

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

3,066,364

2,208,107

 

 

 

LONG TERM LIABILITIES

 

 

Deferred taxation

19,606

4,586

 

----------------

----------------

TOTAL LONG TERM LIABILITIES

19,606

4,586

 

----------------

----------------

 

3,085,970

2,212,693

 

=============

=============

 

FINANCIAL RATIO

 

 

ETERNAL ASIA (S) PTE. LTD.

 

TYPES OF FUNDS

 

 

Cash

1,256,006

1,570,794

Net Liquid Funds

1,256,006

1,570,794

Net Liquid Assets

<13,572,563>

<11,362,394>

Net Current Assets/(Liabilities)

2,312,809

1,824,008

Net Tangible Assets

2,724,508

2,012,693

Net Monetary Assets

<13,592,169>

<11,366,980>

BALANCE SHEET ITEMS

 

 

Total Borrowings

0

0

Total Liabilities

38,061,738

27,554,441

Total Assets

41,128,102

29,762,548

Net Assets

3,085,970

2,212,693

Net Assets Backing

3,066,364

2,208,107

Shareholders' Funds

3,066,364

2,208,107

Total Share Capital

1,000,000

1,000,000

Total Reserves

1,568,398

953,255

LIQUIDITY (Times)

 

 

Cash Ratio

0.03

0.06

Liquid Ratio

0.64

0.59

Current Ratio

1.06

1.07

WORKING CAPITAL CONTROL (Days)

 

 

Stock Ratio

62

71

Debtors Ratio

67

59

Creditors Ratio

29

29

SOLVENCY RATIOS (Times)

 

 

Gearing Ratio

0.00

0.00

Liabilities Ratio

12.41

12.48

Times Interest Earned Ratio

1.84

2.56

Assets Backing Ratio

2.72

2.01

PERFORMANCE RATIO (%)

 

 

Operating Profit Margin

1.79

1.68

Net Profit Margin

1.29

1.36

Return On Net Assets

119.06

84.12

Return On Capital Employed

93.12

69.77

Return On Shareholders' Funds/Equity

39.32

41.50

Dividend Pay Out Ratio (Times)

0.48

0.00

NOTES TO ACCOUNTS

 

 

Contingent Liabilities

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.66

UK Pound

1

Rs.102.19

Euro

1

Rs.87.74

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.