MIRA INFORM REPORT

 

 

Report Date :

28.08.2013

 

IDENTIFICATION DETAILS

 

Name :

TV.PHARM PHARMACEUTICAL JOINT STOCK COMPANY

 

 

Registered Office :

No. 27, Dien Bien Phu Str., Group 2, Ward 9, Tra Vinh City, Tra Vinh Province

 

 

Country :

Vietnam

 

 

Financials (as on) :

31.12.2012

 

 

Year of Incorporation :

1992

 

 

Com. Reg. No.:

2100274872

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacturing, trading, export - import: new medicine, oriental medicine, medical component and health food; Medicine and raw materials, excipient for veterinary; Flavoring, drug, package for making medicine and gear for public.

 

 

No. of Employees :

559

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Viet Nam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that has been transitioning from the rigidities of a centrally-planned economy since 1986. Vietnamese authorities have reaffirmed their commitment to economic modernization in recent years. Vietnam joined the World Trade Organization in January 2007, which has promoted more competitive, export-driven industries. Vietnam became an official negotiating partner in the Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to less than 22% in 2012, while industry's share increased from 36% to nearly 41% in the same period. State-owned enterprises account for roughly 40% of GDP. Poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession hurt Vietnam's export-oriented economy, with GDP in 2012 growing at 5%, the slowest rate of growth since 1999. In 2012, however, exports increased by more than 18%, year-on-year; several administrative actions brought the trade deficit back into balance. Between 2008 and 2011, Vietnam's managed currency, the dong, was devalued in excess of 20%, but its value remained stable in 2012. Foreign direct investment inflows fell 4.5% to $10.5 billion in 2012. Foreign donors have pledged $6.5 billion in new development assistance for 2013. Hanoi has oscillated between promoting growth and emphasizing macroeconomic stability in recent years. In February 2011, the government shifted from policies aimed at achieving a high rate of economic growth, which had stoked inflation, to those aimed at stabilizing the economy, through tighter monetary and fiscal control. Although Vietnam unveiled a broad, "three pillar" economic reform program in early 2012, proposing the restructuring of public investment, state-owned enterprises, and the banking sector, little perceptible progress had been made by early 2013. Vietnam's economy continues to face challenges from an undercapitalized banking sector. Non-performing loans weigh heavily on banks and businesses. In September 2012, the official bad debt ratio climbed to 8.8%, though some independent analysts believe it could be higher than 15%.

Source : CIA


 

SUBJECT IDENTIFICATION & LEGAL FORM

 

Current legal status

English Name

 

TV.PHARM PHARMACEUTICAL JOINT STOCK COMPANY

Vietnamese Name

 

CONG TY CO PHAN DUOC PHAM TV.PHARM

Short name

 

TV.PHARM

Type of Business

 

Joint stock company

Year Established

 

1992

Establishment Decision

 

81/QD-UBT

Date of Issuance

 

20 May 1992

Place of Issuance

 

People’s Committee of Tra Vinh province

Business Registration No.

 

2100274872

Date of Registration

 

20 Aug 2010

Place of Registration

 

Planning and Investment Department of Tra Vinh Province

Chartered capital

 

VND 63,000,000,000

Status

 

Unlisted

Tax code

 

2100274872

Total Employees

 

559

Size

 

Medium

 

Historical Identification & Legal form

 

List

Changed Items

Date of changes

1

Subject has got former Board Of Director: Mr. LE VAN HO - Chairman and General Director

Changed to: Mr. BUI VAN TONG - Chairman; Mr. NGUYEN DANG NGUYEN - General Director

01 Aug 2011

2

Subject has got former Business Registration No: 5803000005

Changed to: 2100274872

20 Aug 2010

3

Subject has got former Address: No. 37-39 Pham Thai Buong Str. - Ward 3, Tra Vinh City, Tra Vinh Province, Vietnam

Changed to: No. 27 Dien Bien Phu Str - Group 2 - Ward 9, Tra Vinh City, Tra Vinh Province, Vietnam

02 Jan 2003

4

Subject has got former Type of Business: State owned enterprise

Changed to: Joint Stock Company

2003

5

Subject has got former Trade Name: TRA VINH PHARIMEXCO

Changed to: TV.PHARM

2003

6

Subject has got former Chartered capital: 35,000,000,000 VND (In 2005)

Changed to: 48,000,000,000 VND (In 2006)

Changed to: 63,000,000,000 VND

N/A

 

 

ADDRESSES

 

Head Office

Address

 

No. 27, Dien Bien Phu Str., Group 2, Ward 9, Tra Vinh City, Tra Vinh Province, Vietnam

Telephone

 

(84-74) 3753121/ 3855372

Fax

 

(84-74) 3855372

Email

 

info@tvpharm.com.vn

Website

 

http://www.tvpharm.com.vn

 

Note: The exact email of the subject is as above

 

Branch in Ho Chi Minh

Address

 

Q1 Bis Bach Ma, Bac Hai Quarters, Ward 15, District 10, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 39702357 /39702315

Fax

 

(84-8) 38652024

Email

 

tv@hcm.vnn.vn

 

Branch in Tra Vinh

Address

 

No. 1/8 Tran Phu Str., Ward 7, Tra Vinh City, Tra Vinh Province, Vietnam

Telephone

 

(84-74) 3753095

 

Branch in Ha Noi

Address

 

No. 22, lot 11B, Trung Yen 10, Trung Hoa Ward, Cau Giay District, Ha Noi City, Vietnam

Telephone

 

(84-4) 37833516

 

Branch in Da Nang

Address

 

No.423 Trung Nu Vuong, Hai Chau Dist., Da Nang City, Vietnam

Telephone

 

(84-511) 3633951

 

Branch in Dong Nai

Address

 

20/4 KP3, Quang Vinh Ward, Bien Hoa City, Dong Nai Province, Vietnam

 

Branch in An Giang

Address

 

11B Bui Thi Xuan Street, My Xuyen Ward, Long Xuyen City, An Giang Province, Vietnam

Telephone

 

(84-766) 3253117

 

Branch in Can Tho

Address

 

17B2 Collective 91B, Xuan Khanh Street, Ninh Kieu District, Can Tho City, Vietnam

Telephone

 

(84-71) 3781345

 

 

DIRECTORS

 

1. NAME

 

Mr. BUI VAN TONG

Position

 

Chairman

ID Number/Passport

 

334000958

Resident

 

No. 70 Dong Khoi str - ward 6, Tra Vinh City, Tra Vinh Province, Vietnam

Nationality

 

Vietnamese

Tel/Mobile phone

 

(84) 913891092

 

2. NAME

 

Mr. NGUYEN DANG NGUYEN

Position

 

General Director

Date of Birth

 

10 Mar 1960

ID Number/Passport

 

025203490

ID Issue Date

 

28 Dec 2009

ID Issue Place

 

Ho Chi Minh Police Dept

Resident

 

No. 28 Road 81, Tan Quy Ward, District 7, Ho Chi Minh City, Vietnam

Current resident

 

No. 28 Road 81, Tan Quy Ward, District 7, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Tel/Mobile phone

 

+84 903829806

 

3. NAME

 

Mr. HA VAN DONG

Position

 

Deputy General Director

ID Number/Passport

 

334454430

Resident

 

No. 37 Pham Thai Buong str., Ward 3, Tra Vinh City, Tra Vinh Province, Vietnam

Nationality

 

Vietnamese

 

4. NAME

 

Mr. NGUYEN THANH SY

Position

 

Deputy General Director

Nationality

 

Vietnamese

 

5. NAME

 

Mr. HOANG VAN GIOI

Position

 

Chief Accountant

ID Number/Passport

 

334001896

Resident

 

Ward 5, Vinh Long City, Vinh Long Province, Vietnam

Nationality

 

Vietnamese

 

 

BUSINESS NATURE AND ACTIVITIES

 

The subject registered in the following activities:
- Manufacturing, trading, export - import: new medicine, oriental medicine, medical component and health food; Medicine and raw materials, excipient for veterinary; Flavoring, drug, package for making medicine and gear for public health;
  - Beauty product, chemical for test, equipment and tools for laboratory, germicide, nutria food, milk, still mineral water, fresh water, drug water and water without alcohol.

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

·         Types of products

 

Raw material and medicine product, equipment

·         Market

 

Hungary, China, Korea, India, Holland, France…

·         Mode of payment

 

LC, TT

 

EXPORT:

·         Market

 

Nigeria

·         Mode of payment

 

LC, TT

 

 

BANKERS

 

1. VIETNAM EXPORT IMPORT COMMERCIAL JOINT STOCK BANK

Address

 

8th Floor, VinCom Center, No. 72 Le Thanh Ton street , 1 District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 3821 0055 - 3821 0056

Fax

 

(84-8) 3829 6063 - 3821 6913

SWIFT Code

 

EBVIVNVX

 

2. VIET NAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE TRA VINH BRANCH

Address

 

No.15A Dien Bien Phu, Tra Vinh City, Tra Vinh Province, Vietnam

Telephone

 

(84-74) 3863827

 

3. BANK FOR INVESTMENT AND DEVELOPMENT OF VIETNAM TRA VINH BRANCH

Address

 

No.24-26 Pham Thai Buong Street, Tra Vinh City, Tra Vinh Province, Vietnam

Telephone

 

(84-74) 3856627

 

 

SHAREHOLDERS

 
Founding shareholders:

1. NAME

 

STATE CAPITAL INVESTMENT CORPORATION

Business Registration

 

0101992921

Date of Registration

 

09 Jul 2010

Place of Registration

 

Ha Noi Planning and Investment Department

Registered Capital

 

VND 19,000,000,000,000

Tax code

 

0101992921

Address

 

No.117 Tran Duy Hung Str., Trung Hoa Ward, Cau Giay District, Ha Noi City, Vietnam

Tel

 

(84-4) 62780126

Fax

 

(84-4) 62780136

Number of shares

 

2,738,700

Value of shares

 

VND 27,387,000,000

Percentage

 

43.47%

 

2. NAME

 

Mr. BUI VAN TONG

Position

 

Chairman

ID Number/Passport

 

334000958

Resident

 

No. 70 Dong Khoi str - ward 6, Tra Vinh City, Tra Vinh Province, Vietnam

Mobile phone

 

(84) 913891092

Nationality

 

Vietnamese

Number of Shares

 

13,083

Value of shares

 

VND 130,830,000

Percentage

 

0.21%

 

3. NAME

 

Mr. NGUYEN DANG NGUYEN

Position

 

General Director

Date of Birth

 

10 Mar 1960

ID Number/Passport

 

025203490

Issued on

 

28 Dec 2009

Issued Place

 

Ho Chi Minh Police Dept

Resident

 

No. 28, Road 81, Tan Quy Ward, District 7, Ho Chi Minh City, Vietnam

Current Resident

 

No. 28, Road 81, Tan Quy Ward, District 7, Ho Chi Minh City, Vietnam

Mobile phone

 

+84 903829806

Nationality

 

Vietnamese

Number of Shares

 

162,081

Value of shares

 

VND 1,620,810,000

Percentage

 

2.57%

 

4. NAME

 

Mr. HA VAN DONG

Position

 

Deputy General Director

ID Number/Passport

 

334454430

Resident

 

No. 37 Pham Thai Buong Str., Ward 3, Tra Vinh City, Tra Vinh Province, Vietnam

Nationality

 

Vietnamese

Number of Shares

 

18,934

Value of shares

 

VND 189,340,000

Percentage

 

0.3%

 

 

FINANCIAL DATA

 

BALANCE SHEET

Unit: One VND

Balance sheet date

31/12/2012

31/12/2011

31/12/2010

Number of weeks

52

52

52

Audit status

Audited

Audited

N/A

ASSETS

A – CURRENT ASSETS

257,181,294,526

182,846,568,678

180,691,450,102

I. Cash and cash equivalents

24,395,833,446

29,083,129,487

26,278,292,374

1. Cash

24,395,833,446

29,083,129,487

26,278,292,374

2. Cash equivalents

0

0

0

II. Short-term investments

0

0

0

1. Short-term investments

0

0

0

2. Provisions for devaluation of short-term investments

0

0

0

III. Accounts receivable

125,304,678,559

75,154,400,304

80,513,427,241

1. Receivable from customers

124,580,852,260

79,753,840,937

79,790,840,262

2. Prepayments to suppliers

2,998,122,771

878,820,000

1,165,255,000

3. Inter-company receivable

0

0

0

4. Receivable according to the progress of construction

0

0

0

5. Other receivable

1,033,964,508

928,157,457

2,557,331,979

6. Provisions for bad debts

-3,308,260,980

-6,406,418,090

-3,000,000,000

IV. Inventories

96,912,108,195

69,103,568,104

64,148,015,036

1. Inventories

96,912,108,195

69,103,568,104

64,148,015,036

2. Provisions for devaluation of inventories

0

0

0

V. Other Current Assets

10,568,674,326

9,505,470,783

9,751,715,451

1. Short-term prepaid expenses

71,610,000

137,100,000

78,100,000

2. VAT to be deducted

247,942,947

241,869,380

181,378,924

3. Taxes and other accounts receivable from the State

0

94,030

0

4. Other current assets

10,249,121,379

9,126,407,373

9,492,236,527

B. LONG-TERM ASSETS

43,246,823,540

45,979,200,447

50,359,369,827

I. Long term accounts receivable

50,000,000

0

0

1. Long term account receivable from customers

0

0

0

2. Working capital in affiliates

0

0

0

3. Long-term inter-company receivable

0

0

0

4. Other long-term receivable

50,000,000

0

0

5. Provisions for bad debts from customers

0

0

0

II. Fixed assets

42,332,952,491

45,285,359,276

49,604,475,212

1. Tangible assets

32,623,515,424

35,329,845,037

39,194,909,517

- Historical costs

98,734,245,808

95,162,052,585

93,044,752,559

- Accumulated depreciation

-66,110,730,384

-59,832,207,548

-53,849,843,042

2. Financial leasehold assets

0

0

0

- Historical costs

0

0

0

- Accumulated depreciation

0

0

0

3. Intangible assets

9,702,135,703

9,955,514,239

10,344,487,469

- Initial costs

11,345,787,028

11,345,787,028

11,345,787,028

- Accumulated amortization

-1,643,651,325

-1,390,272,789

-1,001,299,559

4. Construction-in-progress

7,301,364

0

65,078,226

III. Investment property

0

0

0

Historical costs

0

0

0

Accumulated depreciation

0

0

0

IV. Long-term investments

0

0

0

1. Investments in affiliates

0

0

0

2. Investments in business concerns and joint ventures

0

0

0

3. Other long-term investments

0

0

0

4. Provisions for devaluation of long-term investments

0

0

0

V. Other long-term assets

863,871,049

693,841,171

754,894,615

1. Long-term prepaid expenses

863,871,049

693,841,171

754,894,615

2. Deferred income tax assets

0

0

0

3. Other long-term assets

0

0

0

VI. Goodwill

0

0

0

1. Goodwill

0

0

0

TOTAL ASSETS

300,428,118,066

228,825,769,125

231,050,819,929

 

LIABILITIES

A- LIABILITIES

128,797,569,654

86,815,882,541

97,655,133,251

I. Current liabilities

122,809,248,577

85,428,241,903

91,388,563,497

1. Short-term debts and loans

51,068,146,947

40,578,295,123

51,800,342,268

2. Payable to suppliers

49,282,968,879

31,867,084,603

31,664,960,976

3. Advances from customers

249,051,223

35,367,406

32,317,056

4. Taxes and other obligations to the State Budget

4,504,638,126

3,802,330,981

1,329,951,662

5. Payable to employees

11,595,156,951

6,607,686,697

5,542,278,780

6. Accrued expenses

5,115,271,363

2,496,931,334

0

7. Inter-company payable

0

0

0

8. Payable according to the progress of construction contracts

0

0

0

9. Other payable

839,618,782

801,899,019

1,018,712,755

10. Provisions for short-term accounts payable

0

0

0

11. Bonus and welfare funds

154,396,306

-761,353,260

0

II. Long-Term Liabilities

5,988,321,077

1,387,640,638

6,266,569,754

1. Long-term accounts payable to suppliers

0

0

0

2. Long-term inter-company payable

0

0

0

3. Other long-term payable

305,000,000

300,000,000

5,758,767,047

4. Long-term debts and loans

0

0

0

5. Deferred income tax payable

0

0

0

6. Provisions for unemployment allowances

5,208,902,475

516,370,371

507,802,707

7. Provisions for long-term accounts payable

0

0

0

8. Unearned Revenue

474,418,602

571,270,267

0

9. Science and technology development fund

 

0

0

B- OWNER’S EQUITY

171,630,548,412

142,009,886,584

133,395,686,678

I. OWNER’S EQUITY

171,630,548,412

142,009,886,584

133,642,090,220

1. Capital

63,000,000,000

63,000,000,000

63,000,000,000

2. Share premiums

34,563,108,125

34,563,108,125

34,563,108,125

3. Other sources of capital

0

0

0

4. Treasury stocks

0

0

0

5. Differences on asset revaluation

0

0

0

6. Foreign exchange differences

0

444,161,082

13,180,409

7. Business promotion fund

20,438,753,356

15,711,475,296

6,548,966,123

8. Financial reserved fund

6,300,000,000

5,822,613,090

4,953,926,610

9. Other funds

0

0

0

10. Retained earnings

47,328,686,931

22,468,528,991

24,562,908,953

11. Construction investment fund

0

0

0

12. Business arrangement supporting fund

0

0

0

II. Other sources and funds

0

0

-246,403,542

1. Bonus and welfare funds (Elder form)

0

0

-246,403,542

2. Sources of expenditure

0

0

0

3. Fund to form fixed assets

0

0

0

MINORITY’S INTEREST

0

0

0

TOTAL LIABILITIES AND OWNER’S EQUITY

300,428,118,066

228,825,769,125

231,050,819,929

 

 

PROFIT & LOSS STATEMENT

 

Description

FY2012

FY2011

FY2010

1. Total Sales

408,841,032,557

334,947,017,795

257,714,017,875

2. Deduction item

3,492,318,311

3,987,143,481

3,246,342,417

3. Net revenue

405,348,714,246

330,959,874,314

254,467,675,458

4. Costs of goods sold

245,801,515,120

210,360,860,259

162,385,265,675

5. Gross profit

159,547,199,126

120,599,014,055

92,082,409,783

6. Financial income

4,075,882,696

4,636,988,643

2,539,447,841

7. Financial expenses

7,669,142,614

12,959,141,239

14,346,113,248

- In which: Loan interest expenses

5,449,839,224

7,319,889,846

6,543,792,952

8. Selling expenses

71,516,991,619

59,838,180,649

44,385,290,809

9. Administrative overheads

21,074,416,191

15,776,127,321

9,366,100,072

10. Net operating profit

63,362,531,398

36,662,553,489

26,524,353,495

11. Other income

1,666,957,398

646,555,536

736,237,222

12. Other expenses

145,581,233

295,165,772

10,653,720

13. Other profit /(loss)

1,521,376,165

351,389,764

725,583,502

14. Total accounting profit before tax

64,883,907,563

37,013,943,253

27,249,936,997

15. Current corporate income tax

13,447,170,632

8,085,396,075

4,112,341,399

16. Deferred corporate income tax

0

0

0

17. Interest from subsidiaries/related companies

0

0

0

18. Profit after tax

51,436,736,931

28,928,547,178

23,137,595,598

 

 

 

FINANCIAL RATIOS AND AVERAGE INDUSTRY RATIOS

 

Description

FY2012

FY2011

FY2010

Average Industry

Current liquidity ratio

2.09

2.14

1.98

1.80

Quick liquidity ratio

1.31

1.33

1.28

1.12

Inventory circle

2.54

3.04

2.53

3.56

Average receive period

112.83

82.88

115.49

117.46

Utilizing asset performance

1.35

1.45

1.10

1.10

Liability by total assets

42.87

37.94

42.27

50.87

Liability by owner's equity

75.04

61.13

73.21

169.03

Ebit / Total assets (ROA)

23.41

19.37

14.63

12.05

Ebit / Owner's equity (ROE)

40.98

31.22

25.33

27.25

Ebit / Total revenue (NPM)

17.20

13.24

13.11

12.32

Gross profit / Total revenue (GPM)

39.02

36.01

35.73

29.69

Note: The Average Industry was calculated by VietnamCredit based on our own statistical data

 

 

CASH FLOW STATEMENT

(Indirect method)

Items

FY2012

FY2011

FY2010

I. Cash flows from operating activities

1. Profit before tax

64,883,907,563

37,013,943,253

27,249,936,997

2. Adjustments

 

 

 

- Depreciation and amortization

6,577,229,004

6,424,943,897

6,263,444,710

- Provisions

-3,098,157,110

3,406,418,090

450,000,000

- Unrealized foreign exchange difference

272,559,691

0

 

- Gain/loss from investing activities

-192,142,137

-256,237,332

-237,398,250

- Interest expense

5,449,839,224

7,319,889,846

6,543,792,952

3. Operating profit before movements in working capital

73,893,236,235

53,908,957,754

40,269,776,409

- (Increase)/Decrease in receivables

-48,225,041,705

1,808,500,269

-707,320,502

- (Increase)/Decrease in inventories

-27,808,540,091

-4,955,553,068

9,293,057,220

- Increase/(Decrease) in accounts payable

28,976,541,087

-12,360,131,392

-14,874,389,662

- (Increase)/Decrease in prepaid expenses

-104,539,878

2,053,444

112,529

- Interest paid

-5,449,839,224

-7,319,889,846

-6,543,792,952

- Corporate income tax paid

-12,320,470,685

5,542,569,642

-4,025,167,466

- Other cash inflows

0

2,080,649,889

4,026,345,110

- Other cash outflows

-5,251,443,080

-5,131,379,394

-168,880,247

Net cash from (used in) operating activities

3,709,902,659

33,575,777,298

27,269,740,439

II. Cash flows from investing activities

1. Acquisition of fixed assets and other long - term assets

-3,629,161,017

-2,111,742,898

-2,747,102,031

2. Proceeds from fixed assets and long - term assets disposal

1,600,000

3,300,000

0

3. Cash outflow for lending, buying debt instruments of other companies

0

0

0

4. Cash recovered from lending, selling debt instruments of other companies

0

0

0

5. Investment in other entities

0

0

0

6. Cash recovered from investments in other entities

0

0

0

7. Interest income, dividend and profit paid

194,880,935

258,852,269

237,398,250

Net cash from (used in) investing activities

-3,432,680,082

-1,849,590,629

-2,509,703,781

III. Cash flows from financing activities

1. Proceeds from issuing stocks, receiving capital from owners

0

0

0

2. Capital withdrawal, buying back issued stocks

0

0

0

3. Proceeds from borrowings

233,507,121,148

189,840,883,929

154,885,271,813

4. Repayment of borrowings

-223,017,269,324

-201,130,558,372

-153,363,211,086

5. Repayment of obligations under finance leased

0

0

-15,034,584,318

6. Dividends paid

-15,454,061,000

-17,633,989,000

0

Net cash from (used in) financing activities

-4,964,209,176

-28,923,663,443

-13,512,523,591

Net increase/(decrease) in cash and cash equivalents

-4,686,986,599

2,802,523,226

11,247,513,067

Cash and cash equivalents at beginning of year

29,083,129,487

26,278,292,374

15,031,956,951

Effect from changing foreign exchange rate

-309,442

2,313,887

-1,177,644

Cash and cash equivalents at end of year

24,395,833,446

29,083,129,487

26,278,292,374

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Fair

Liquidity

 

Medium

Payment status

 

Above Average

Financial Situation

 

Above Average

Development trend

 

Stable

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

T/T, L/C

Sale Methods

 

Retailer and Wholesaler

Public opinion

 

Excellent

 

 

 

INTERPRETATION ON THE SCORES

 

Beginning as a state owned company in 1992, the subject is the first enterprise producing the most modern soft capsules in Vietnam. The subject transferred to a joint stock company in 2003 and changed its name as the current name. It is now operating with the chartered capital of VND 63 billion. Total employees are about 559 persons.

The facilities of the firm are above average. Besides head office in Tra Vinh province, the subject has some branches in other provinces and cities. The factory of the firm has been managed according to the international standard of GMP recommended by WHO; GLP, GSP, and ISO 9001:2000. TVPharm is now building and developing local business networks as well as marketing products to some ASEAN markets and the world beyond. The subject was awarded tile of Labor Hero by President, ISO Gold Cup in 2007 by Ministry of Science and Technology, and Vietnamese Brand Gold Cup in 2007. Especially, the products of subject have been voted Vietnamese High Quality Goods by consumers through Saigon Tiep Thi newspaper for many consecutive years.

The financial situation of the firm is considered above average. In 2012, total assets increased 31% in comparison with 2011, mainly current assets. Although liabilities of the firm had high increase in 2012, liability ratios were lower than average industry, showing that the self-financing ability of the firm was fair. In term of profitability, the subject gained nearly VND 409 billion in total sales, increased 22% against 2011. Due to cutting of financial expenses and thanks to other income, the growth of profit after tax in 2012 was high, by 78%. This is further show in profitability ratios of the firm in 2012.

In short, after a long time of operation and development, the subject has above average position in this field. Its management is fair. It is reliable for small and medium financial commitments.

 

 

------------ APPENDIX ----------

 

 

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6

Source: General Statistics Office


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.66

UK Pound

1

Rs.102.19

Euro

1

Rs.87.74

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.