MIRA INFORM REPORT

 

 

Report Date :

28.08.2013

 

IDENTIFICATION DETAILS

 

Name :

WORLDWIDE MARKET GENIUS, INC.

 

 

Registered Office :

3rd Floor, Armada Hotel, 2108 M. H. Del Pilar St. Malate, City of Manila

 

 

Country :

Philippines

 

 

Financials (as on) :

2013

 

 

Date of Incorporation :

13.11.2002

 

 

Legal Form :

Private Company

 

 

Line of Business :

Subject .is a supply chain partner and distributor of nutritional raw materials, ready to use market products, premix.

 

Subject supply to the Pharmaceutical, Cosmetics, and Food & Beverage industries in the Philippines.

 

 

No. of Employees :

Not available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but Correct 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Philippines

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

Philippine ECONOMIC OVERVIEW

 

Philippine GDP growth, which cooled from 7.6% in 2010 to 3.9% in 2011, expanded to 6.6% in 2012 - meeting the government's targeted 6%-7% growth range. The 2012 expansion partly reflected a rebound from depressed 2011 export and public sector spending levels. The economy has weathered global economic and financial downturns better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding business process outsourcing industry. The current account balance had recorded consecutive surpluses since 2003; international reserves are at record highs; the banking system is stable; and the stock market was Asia's second best-performer in 2012. Efforts to improve tax administration and expenditure management have helped ease the Philippines' tight fiscal situation and reduce high debt levels. The Philippines received several credit rating upgrades on its sovereign debt in 2012, and has had little difficulty tapping domestic and international markets to finance its deficits. Achieving a higher growth path nevertheless remains a pressing challenge. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration but poverty worsened during her term. Growth has accelerated under the AQUINO government, but with limited progress thus far in bringing down unemployment, which hovers around 7%, and improving the quality of jobs. Underemployment is nearly 20% and more than 40% of the employed are estimated to be working in the informal sector. The AQUINO administration has been working to boost the budgets for education, health, cash transfers to the poor, and other social spending programs, and is relying on the private sector to help fund major infrastructure projects under its Public-Private Partnership program. Long term challenges include reforming governance and the judicial system, building infrastructure, improving regulatory predictability, and the ease of doing business, attracting higher levels of local and foreign investments. The Philippine Constitution and the other laws continue to restrict foreign ownership in important activities/sectors (such as land ownership and public utilities).

 

Source : CIA

 

 

 


Company name & address

 

Company:                    Worldwide Market Genius, Inc.

Address:                       3308 Vito Cruz Tower, Vito Cruz St., Manila

Country:                        Philippines

Phone:                          5222873

Fax:                              5260348

 

 

FINDINGS

 

We conducted research and verification on WORLDWIDE MARKET GENIUS, INC., and revealed the following, viz:

 

SITE INSPECTION AT NO. 3308 VITO CRUZ TOWER, VITO CRUZ ST., VITO CRUZ ST., MANILA AND

VERIFICATION OF TELEPHONE NO. 5222873

Said address is the site of Cityland Vito Cruz Tower, Pablo Ocampo, Sr. (Vito Cruz St.), Malate, City of Manila.

 

Given telephone number is assigned to a residential user. According to a reliable informant, as per record, subject firm has no record of occupancy in said building, either as tenant or as a unit owner.

 

 

CURRENT ADDRESS OF WORLDWIDE MARKET GENIUS, INC.

 

3rd Floor, Armada Hotel, 2108 M. H. Del Pilar St.

Malate, City of Manila, PHILIPPINES

Telephone No. :             (632) 353-8434

Fax :                             (632) 521-6378

Email :                          info@worldwidemarketgenius.com

                                                                   

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC): WORLDWIDE MARKET

GENIUS, INC.

 

REGISTRATION

a) Certificate No. :          CS200259947

b) Date :                        November 13, 2002

 

CAPITALIZATION

Original                       Amended

(Nov. 13, 2002)  (April 24, 2009)

 

a) Authorized Capital Stock        - P5,000,000                  P20,000,000

b) Amount Subscribed                - P1,312,500                  P16,312,500

c) Amount Paid                          - P 328,125                   P15,328,425

d) Par Value                              - P 100                          P 100


STOCKHOLDERS/OFFICERS

(Per General Information Sheet dated November 13, 2012)

 

Stockholders / Nationality

Position

Residential Address

Amount Subscription Paid

Estrella M. Dimaculangan/ Filipino

Chair/Pres.

11 Cucumber St., Valle Verde 5, Pasig City

P4,379,450

Chloe Kristine M. Dimaculangan /Filipino

Director

3921 Pacific Regency Tower, P. Ocampo Sr. Street, Malate, Manila City

P4,379,450

Alex C. Mangasi / Filipino

Director

18 San Miguel St., Pacita Complex, San Pedro, Laguna.

P2,189,875

Celso M. Dimaculangan/Filipino

CFO

11 Cucumber St., Valle Verde 5, Pasig City

P2,189,875

Carl Michael M. Dimaculangan/ Filipino

Chief of Staff

11 Cucumber St., Valle Verde 5, Pasig City

P2.189.775

 

 

 

P15,328,425

 

 

BUSINESS ACTIVITY

 

Import/Export, manufacturing, trading of goods, such as garments and any related goods on wholesale & retail basis.

 

In 2006, expanded its activity to include food and pharmaceutical ingredients.

 

Subject .is a supply chain partner and distributor of nutritional raw materials, ready to use market products, premix. In 2011, the company was a recipient of an Award from United Laboratories, Inc., a leading pharmaceutical company in the Philippines, a “Preferred” supplier. BASF is its main principal for Active Pharmaceutical Ingredients & Human Nutritional products.

 

FINANCIAL CONDITION (Audited Financial Statement for years 2011, 2010, & 2009, compiled)

 

2013(PHP)

2010(PHP)

2009 (PHP)

Assets

 

 

 

Current Assets

88,728,244

54,428,946

33,564,143

Property & Equipment, Net

9,093,941

4,935,718

4,514,293

TOTAL ASSETS

97,822,185

59,364,664

38,378,436

 

 

 

 

 

 

 

 

Liabilities & Stockholder's Equity

 

 

 

Current Liabilities

49,319,311 (*)

26,121,798

14,133,597

Non Current Liabilities

13,000,000

5,837,599

2,837,559

TOTAL LIABILITIES

62,319,311

31,959,357

16,971,156

 

 

 

 

TOTAL STOCKHOLDER'S EQUITY

35,502,874

27,405,309

21,107,280

TOTAL LIABILITIES &

97,822,185

59,364,664

38,078,436

STOCKHOLDERS EQUITY

 

 

 

 

 

 

 

Sales

363,265,201

352,346,458

366,581,718

Gross Income

50,503,518

47,519,084

45,246,639

Operating & Admin. Expenses

33,555,795

38,521,903

36,843,464

Net Income from Operation

16,947,723

8,997,181

8,400,175

Interest Expense

5,379,770

NIL

NIL

Net Income before Tax

11,567,953

8,997,181

8,400,175

Provision for Income Tax

3,470,386

2,699,154

2,941,111

Net Income after Tax

8,097,567

6,298,027

5,462,064

 

 

 

 

 

 

(*) Include Loan Payable – P15,981,613.

 

 

OFFICERS PROFILE

 

Estrella M. Dimaculangan

- As gathered, ESTRELLA, formerly lived in Simi Valley, California, USA. She is the President/General Manager of CYRUS LOGISTICS, INC. Likewise, Proprietor/Owner of ESTRELLA M. DIMACULANGAN CUSTOM’S BROKERAGE, accredited with the Dept. of Trade & Industry.

 

Chloe Kristine M. Dimaculangan –

Corporate Secretary, CYRUS LOGISTICS INC.

 

Celso M. Dimaculangan –

Born in 1953, Director & VP Operation, CYRUS LOGISTICS INC.

Lived in Simi Valley, California, USA.

 

Carl Michael M. Dimaculangan –

Business Development Officer, WMGI from April, 2012 to present. A Bachelor of Arts graduate of DeLa Salle University in international & global studies. Worked as Administrative Staff with CENTARA RESORTS & HOTEL, from May 2011 to July 2011. Skills & expertise includes – international trade, customs service, logistics, hotel, business development & strategic planning.

 

OTHER INFORMATION:

CYRUS LOGISTICS INC., is a registered corporation, SEC Registration Certificate No. 177661 dated May 20, 1990. To engage in the business of international & domestic freight and cargo forwarder by land sea or air of all classes of goods, etc. Also, authorized to engage in the business of customs brokerage, warehousing, trucking, handling, hauling, distributor, etc., and to carry all acts incidental to and usual in its type of business.

 

ECI DATABASE:                       Negative

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.67

UK Pound

1

Rs.102.20

Euro

1

Rs.87.75

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.