MIRA INFORM REPORT

 

 

Report Date :

30.08.2013

 

IDENTIFICATION DETAILS

 

Name :

GRANPIE CO LTD

 

 

Registered Office :

Residence Okazaki, 43-5 Okazaki-Higashitennocho Sakyoku Kyoto 606-8332

 

 

Country :

Japan

 

 

Financials (as on) :

30.09.2012

 

 

Date of Incorporation :

November  1971

 

 

Legal Form :

Limited Company (Kabushiki Kaisha)

 

 

Line of Business :

Import, wholesale, retail of folk handicraft, clothing accessories

 

 

No. of Employees :

36

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

 

 

COMPANY NAME AND ADDRESS

 

GRANPIE CO LTD

REGD NAME:   KK Granpie Shokai

MAIN OFFICE:  Residence Okazaki, 43-5 Okazaki-Higashitennocho Sakyoku Kyoto 606-8332

JAPAN

Tel: 075-213-7720     Fax: 075-213-7780

 

URL:                 N/A                              

 

ACTIVITIES:     Import, wholesale, retail of folk handicraft, clothing accessories

STORES:                      Tokyo, Kyoto (4)

 

OFFICER(S):     HITOSHI NAKAHARA, PRES

Shigeyuki Ozawa, dir

Haruo Ishizuka, dir

 

Yen Amount:     In million Yen, unless otherwise stated

 

SUMMARY:      FINANCES        R/WEAK           A/SALES          Yen 460 M

                        PAYMENTS      REGULAR         CAPITAL           Yen 20 M

                        TREND             SLOW               WORTH            Yen 42 M

                        STARTED         1971                 EMPLOYES      36

 

COMMENT:      IMPORTER, WHOLESALER AND RETAILER SPECIALIZING IN FOLK

                        HANDICRAFTS, CLOTHING ACCESSORIES, OTHER 

FINANCIAL SITUATION CONSIDERED RATHER WEAK BUT SHOULD BE GOOD FOR MODERATE BUSINESS ENGAGEMENTS.

 

                        MAX CREDIT LIMIT: YEN 8.1 MILLION, 30 DAYS NORMAL TERMS

 

HIGHLIGHTS:

           

            The subject company was established by Hitoshi Nakahara in order to make most of his experience in the subject line of business.  This is a trading firm specializing in folk handicrafts, clothing accessories, upholstery goods, other.  Goods are imported centrally from India, Spain, Africa, Near/Mid East, Latin America, other.  Goods are wholesaled to specialty stores and retailed.  Operates 3 retail stores, including one in Tokyo.

 

 

FINANCIAL INFORMATION:

 

            The sales volume for Sept/2012 fiscal term amounted to Yen 460 million, a 2% down from Yen 470 million in the previous term.  The net profit was posted at Yen 1 million, unchanged from the previous year.  .

 

For the current term ending Sept 2013 the net profit is projected at a 2 million, on a 2% rise in turnover, to Yen 470 million.  Weaker yen will push revenue upwards in Yen terms.  . 

           

            The financial situation is considered RATHER WEAK but should be good for MODERATE business engagements.  Max credit limit is estimated at Yen 8.1 million, on 30 days normal terms.

 

 

REGISTRATION

 

            Date Registered:  Nov 1971

            Legal Status:      Limited Company (Kabushiki Kaisha)

            Authorized:        160,000 shares

            Issued:               40,000 shares

            Sum:                  Yen 20 million

           

Major shareholders (%): Hitoshi Nakahara (majority owned)

            No. of shareholders: 7

           

            Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION:

 

Activities: Imports, wholesales and retails folk handicrafts, clothing accessories, cushions, cushion cover, other upholstery, other, operating 5 retail stores (--100%).

 

Goods are imported from India centrally, other from Spain, Africa, Mid & Near East, Latin America, other.

 

 

Clients: Specialty stores, consumers, other

            No. of accounts: Unavailable

            Domestic areas of activities: Centered in Kyoto-Pref

Suppliers: [Mfrs, wholesalers] Imports from India, Africa, Mid & Near East, Latin America, Spain, other.

 

Payment record: Regular

 

Location: Business area in Kyoto.  Office premises at the caption address are owned and maintained satisfactorily.

 

Bank References:

SMBC (Kyoto)

Kyoto Shinkin Bank (H/O)

Relations: Satisfactory

 

FINANCES:

(In Million Yen)

 

Terms Ending:

 

30/09/2013

30/09/2012

30/09/2011

30/09/2010

Annual Sales

 

470

460

470

470

Recur. Profit

 

..

..

..

..

Net Profit

 

2

1

1

1

Total Assets

 

 

N/A

N/A

N/A

Net Worth

 

 

42

41

40

Capital, Paid-Up

 

 

20

20

20

Div.P.Share(¥)

 

 

0.00

0.00

0.00

<Analytical Data>

(%)

(%)

(%)

(%)

    S.Growth Rate

2.17

-2.13

0.00

-6.00

    Current Ratio

 

 

..

..

..

    N.Worth Ratio

 

..

..

..

    N.Profit/Sales

0.43

0.22

0.21

0.21

 

Notes: Financials are only partially disclosed.

Forecast (or estimated) figures for the 30/09/2013 fiscal term. 

 

 

           


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.