MIRA INFORM REPORT

 

 

Report Date :

31.08.2013

 

IDENTIFICATION DETAILS

 

Name :

DADIAH GENERAL TRADING

 

 

Registered Office :

Dadiah Street, P O Box 87203, Thamar City

 

 

Country :

Yemen

 

 

Year of Establishments:

1970

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Subject’s operations are performed through the following divisions:

·         Foodstuff Division

Pharmaceutical Division

 

 

No. of Employees :

275

 

RATING & COMMENTS

                       

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Yemen

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

yemen ECONOMIC OVERVIEW

 

Yemen is a low income country that is highly dependent on declining oil resources for revenue. Petroleum accounts for roughly 25% of GDP and 70% of government revenue. Yemen has tried to counter the effects of its declining oil resources by diversifying its economy through an economic reform program initiated in 2006 that is designed to bolster non-oil sectors of the economy and foreign investment. In October 2009, Yemen exported its first liquefied natural gas as part of this diversification effort. In January 2010, the international community established the Friends of Yemen group that aims to support Yemen's efforts toward economic and political reform. In 2012, the Friends of Yemen pledged over $7 billion in assistance to Yemen. The Yemeni Government also endorsed a Mutual Accountability Framework to facilitate the efficient implementation of donor aid. The unrest that began in early 2011 caused GDP to plunge more than 15% in 2011, and about 2% in 2012. Availability of basic services, including electricity, water, and fuel, has improved since the transition, but progress toward achieving more sustainable economic stability has been slow and uneven. Yemen continues to face difficult long-term challenges, including declining water resources, high unemployment, and a high population growth rate.

 

Source : CIA

 

 

 

 

 

 

SUMMARY

 

Concern Name                                       : DADIAH GENERAL TRADING

Country of Origin                                    : Yemen

Legal Form                                            : Sole Proprietorship

Start Date                                             : 1970  

Registration Date                                   : 1st January 1978

Chamber Membership Number                : 2

Invested Capital                                     : YR 10,000,000

Total Workforce                                     : 275

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 

 

 


CONCERN NAME

 

DADIAH GENERAL TRADING

 

 

concern ADDRESS

 

Registered & Physical Address

Location            : Dadiah Street

PO Box             : 87203

Town                 : Thamar City

Country             : Yemen

Telephone         : (967-6) 505050 / 502211 / 501111

Facsimile          : (967-6) 502666

Mobile               : (967-77) 77777050

Email                : import@dadiah.com.ye / dadiah@yahoo.com

 

Premises

Subject operates from a large suite of offices and a warehouse that are rented and located in the Suburban Business Area of Thamar City.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Sana’a                                                                                             Sales Office

Tel: (967-1) 294630

 

·       Aden                                                                                                Sales Office

Tel: (967-2) 242499 / 247104

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Mohamed Abdo Dadiah                                                                      Proprietor & General Manager

·       Mohamed Mohamed Abdo Dadiah                                                      Assistant General Manager

·       Ibrahim Mohamed Abdo Dadiah                                                          Aden Branch Manager

·       Yousef Mohamed Abdo Dadiah                                                           Thamar City Branch Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1970, however subject was registered on 1st January 1978

 

Legal Form                  : Sole Proprietorship

 

Chamber Member No. : 2

 

Invested Capital           : YR 10,000,000

 

Mr Mohamed Abdo Dadiah is the sole proprietor of the business.

 

 

AFFILIATED COMPANIES

 

·       Dadiah Petroleum

     Thamar City

     Yemen

 

·       Dadiah Pharma

Thamar City

Yemen

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:

 

·       Foodstuff Division

 

     Engaged in the import and distribution of general foodstuffs, including pulses and spices.

 

·       Pharmaceutical Division

 

Engaged in the import and distribution of pharmaceuticals.

 

Import Countries: Europe and the Far East.

 

Subject has a workforce of approximately 275 employees.

 

 

FINANCIAL DATA

 

Companies registered in Yemen are not legally required to make their accounts public and no financial information was released by the concern  or submitted by outside sources.

 

 

BANKERS

 

·       Yemen Commercial Bank

PO Box: 4230

Aden

Tel: (967-2) 255183 / 253384

Fax: (967-2) 255428

 

·       Tadamon International Islamic Bank

Al Mualla District

Aden

Tel: (967-2) 240536

Fax: (967-2) 240520

 

·       Yemen Bank For Reconstruction & Development

     Al Saeeda Branch

     PO Box: 239

     Aden

     Tel: (967-2) 256859 / 254046

     Fax: (967-2) 252141

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.57

UK Pound

1

Rs.103.34

Euro

1

Rs.88.16

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.