MIRA INFORM REPORT

 

 

Report Date :

31.08.2013

 

IDENTIFICATION DETAILS

 

Name :

NEUTRO PHARMA (PVT.) LIMITED

 

 

Registered Office :

9.5 Km, Sheikhupura Road, Lahore

 

 

Country :

Pakistan

 

 

Year of Incorporation :

1998

 

 

Com. Reg. No.:

0044741

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture & Import of Pharmaceuticals & Neutraceutical Medicine

 

 

No. of Employees :

126

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Pakistan

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

PAKISTAN - ECONOMIC OVERVIEW

 

Decades of internal political disputes and low levels of foreign investment have led to slow growth and underdevelopment in Pakistan. Agriculture accounts for more than one-fifth of output and two-fifths of employment. Textiles account for most of Pakistan's export earnings, and Pakistan's failure to expand a viable export base for other manufactures has left the country vulnerable to shifts in world demand. Official unemployment is under 6%, but this fails to capture the true picture, because much of the economy is informal and underemployment remains high. Over the past few years, low growth and high inflation, led by a spurt in food prices, have increased the amount of poverty - the UN Human Development Report estimated poverty in 2011 at almost 50% of the population. Inflation has worsened the situation, climbing from 7.7% in 2007 to almost 12% for 2011, before declining to 10% in 2012. As a result of political and economic instability, the Pakistani rupee has depreciated more than 40% since 2007. The government agreed to an International Monetary Fund Standby Arrangement in November 2008 in response to a balance of payments crisis. Although the economy has stabilized since the crisis, it has failed to recover. Foreign investment has not returned, due to investor concerns related to governance, energy, security, and a slow-down in the global economy. Remittances from overseas workers, averaging about $1 billion a month since March 2011, remain a bright spot for Pakistan. However, after a small current account surplus in fiscal year 2011 (July 2010/June 2011), Pakistan's current account turned to deficit in fiscal year 2012, spurred by higher prices for imported oil and lower prices for exported cotton. Pakistan remains stuck in a low-income, low-growth trap, with growth averaging about 3% per year from 2008 to 2012. Pakistan must address long standing issues related to government revenues and energy production in order to spur the amount of economic growth that will be necessary to employ its growing and rapidly urbanizing population, more than half of which is under 22. Other long term challenges include expanding investment in education and healthcare, adapting to the effects of climate change and natural disasters, and reducing dependence on foreign donors.

Source : CIA


Business Name

 

NEUTRO PHARMA (PVT.) LIMITED

 

 

Full Address       

 

Registered Address & Factory

9.5 Km, Sheikhupura Road, Lahore, Pakistan

                       

Tel #

92 (42) 37915786, 37915787, 37915788, 37915789, 37915790

Fax #

92 (42) 37915791

Email

hraza@lhr.comsats.net.pk,

np@lhr.comsats.net.pk

 

 

Short Description Of Business

 

a.

Nature of Business       

Manufacture & Import of Pharmaceuticals & Neutraceutical Medicine

b.

Year Established

1998

c.

Registration No.

0044741

 

Branches

 

 In Karachi & Rawalpindi

 

Auditors

           

Arshad & Co.

(Chartered Accountants)

102-Nawab Plaza, 48-Main Shadman Market, Lahore, Pakistan

 

 

Legal Status            

           

Subject Company was established as a Private Limited Company in 1998

 

6.

Authorized Capital           

Rs. 10,000,000 divided into 100,000 shares of Rs. 100/- each

 

Issued & Paid up Capital

Rs. 10,000,000 divided into 100,000 shares of Rs.100/- each

Details of Directors

 

Names

Nationality

Address

Occupation

Designation

Mr. Hamid Raza

 

Mr. Amir Raza

 

 

Mrs. Sarwat Hamid

Pakistani

 

 

Pakistani

 

 

Pakistani

9.5 Km, Sheikhupura Road, Lahore

 

9.5 Km, Sheikhupura Road, Lahore

 

9.5 Km, Sheikhupura Road, Lahore

Business

 

 

Business

 

 

Business

Chief Executive

 

 

Director

 

 

Director

 

Shareholders 

              

Names

No. of Shares

Mr. Hamid Raza

 

Mr. Amir Raza

 

Mrs. Sarwat Hamid

70,000

 

15,000

 

15,000

 

 

Associates                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

 

A.         Subsidiary

 

None

           

 

B.         Associated Companies

 

(1)   Shaf Pharmaceuticals, Pakistan.

(2)   Adnan Traders, Pakistan.

(3)   Darex Pharma., Pakistan.

 

 

Trade Suppliers (Domestic & Foreign)

 

(1) PRINSEN B.V., HOLLAND.

(2) SCHILLS FOOD, HOLLAND.

(3) DONGKOO PHARMACEUTICALS CO., LTD, KOREA.

(4) DIA HAN PHARMACEUTICALS CO., LTD, KOREA.

(5) UNIMED PHARMACEUTICALS INCORPORATED,  KOREA.

(6) WAKAMOTO PHARMACEUTICALS CO. LTD, JAPAN.

(7) BOUCHARA RECORDITI, FRANCE.

(8) I.C. PRODUCTS, SWITZERLAND.

(9) MASS PHARMA. (PVT) LTD., PAKISTAN.

(10) P.D.H PHARMACEUTICALS (PVT) LTD., PAKISTAN.

(11) POPULAR CHEMICAL WORKS (PVT) LTD., PAKISTAN.

(12) XENON PHARMACEUTICALS (PVT) LTD., PAKISTAN.   

 

Products

 

NEUTRACEUTICALS:

 

Setpoint Diet Starter Pack                      Low Calorie Diet For treatment of                                                           obesity (Beginners pack).

           

Setpoint Diet     Low Calorie                   Diet For treatment of obesity

                                                            (Regular use pack).

 

Supplement-M Starter Pack                    Special Nutritional formula for pregnant                                     women

 

Supplement-M                                       Special nutritional formula for

                                                            Lactating mothers.

 

Moducal                                               High calorie balance diet for patients in                                                 hyper catabolic state.

 

Glucotrol                                               Therapeutic nutrition for Diabetics.

 

 

PHARMACEUTICALS:

 

Indrop-D                                               Inj/Oral Cholecalciferol.

 

Neutrocyn                                             Doxycycline.

 

Famodine 20                                         Famotidine 20 mg tabs.

 

Famodine 40                                         Famotidine 40 mg.

 

Newsadal                                              Norfloxacin.

 

Kite                                                      Ketamine Inj.

 

Socin 1gm                                            Ceftriaxone Sodium inj 1 gm.

 

Socin 500 mg                                        Ceftriaxone Sodium inj 500 mg.

 

Socin 250 mg                                        Ceftriaxone Sodium inj 250 mg.

 

Gynosept                                              Disinfectant Solution for gynecological 

                                                            Procedures.

 

Fermacidal                                            Disinfectant solution for general 

                                                            Procedures.

 

OTHERS:

 

Hico                                                     Vasoactive agent.

 

Leberplant                                             Hepatoprotective and Hepatoregenerative

                                                                            Agent with silimarin.

 

           

SERVICES:

 

1.             Audiocassettes programs for obese patients to guide them for effective weight loss program.

2.             Audiocassettes programs for pregnants to guide them for health pregnancy.

3.             Audio program for

a.            Modern concepts in selling

b.        Personal grooming

c.         Objection handling

d.        Closing skills

            4.         Medical journal (In process).

           

 

Number of Employees

           

126

 

 

Annual Production Volume

 

The capacity and production of the company’s plant is indeterminable as it is multi-product and involves varying processes of manufacture.       

 

 

Annual Sales Volume

 

Years

In Pak Rupees

2012

150,000,000/- (Estimated)

 

 

Clientele

 

Mainly Distribution Companies, Pharmacies, Retailers, Wholesalers etc

Bankers

           

(1) Habib Bank Limited, Pakistan.

(2) Bank Alfalah Limited, Pakistan.

(3) MCB Bank Limited, Pakistan.

(4) Allied Bank Limited, Pakistan.

 

Memberships

 

·         Lahore Chamber of Commerce & Industry.(LCCI)

 

Foreign Exchange Rates

           

Currency

 

Unit

Pakistani Rupees

US Dollar

1

           Rs. 104.00

UK Pound

1

           Rs. 161.00

Euro

1

           Rs. 138.25

 

 

Comments

           

Subject Company was established in 2002 and is engaged in manufacture & import of Pharmaceuticals & Neutraceutical Medicine. Directors are reported as qualified, experienced and resourceful businessmen. Trade relations are reported as fair. Subject can be considered for normal business dealings at usual trade terms and conditions.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.57

UK Pound

1

Rs.103.34

Euro

1

Rs.88.16

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.