MIRA INFORM REPORT

 

 

Report Date :

05.12.2013

 

IDENTIFICATION DETAILS

 

Name :

GRAND  PROMISE  ENTERPRISE  LTD.

 

 

Registered Office :

c/o SBC Corporate Services Ltd.

Unit 2103, 21/F., Sino Centre, 582 Nathan Road, Mongkok, Kowloon

 

 

Country :

Hong kong

 

 

Date of Incorporation :

30.09.2011

 

 

Com. Reg. No.:

59035016

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Not Available 

 

 

No. of Employees :

no employees in Hong Kong

(It is to be noted that the company does not have its own operating office in Hong Kong. The company uses the address of its secretariat as its correspondence address only. Subject operates from some other country and does not have a base in Hong Kong. Such companies are registered in Hong Kong just to tax benefit purpose and due to the strict privacy laws prevailing in the country. In such cases, the companies are not required to have any employees in Hong Kong nor do have an office there.)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

TATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No Operating Office in Hong Kong

 

 

Payment Behaviour :

Unknown 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong Kong ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

Source : CIA

 

 

 

 


Company name

 

GRAND  PROMISE  ENTERPRISE  LTD.

 

 

Company ADDRESS

 

Registered Office:-

c/o SBC Corporate Services Ltd.

Unit 2103, 21/F., Sino Centre, 582 Nathan Road, Mongkok, Kowloon, Hong Kong.

 

(Formerly located at:-

SBC Corporate Services Ltd.

Unit 2401A, 24/F., Park-In Commercial Centre,

56 Dundas Street, Mongkok, Kowloon, Hong Kong.)

 

 

BUSINESS REGISTRATION NUMBER

 

59035016

 

 

COMPANY FILE NUMBER

 

1668336

 

 

DATE OF INCORPORATION

 

30th September, 2011.

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

Issued Share Capital:     HK$10,000.00

 

 


SHAREHOLDERS

(As per registry dated 30-09-2013)

 

Name

 

No. of shares

Tan Hui Siang Bernard

 

8,900

Goh Mei Xuan Michelle

 

1,100

 

 

–––––

 

Total:

10,000

=====

 

 

DIRECTOR    

(As per registry dated 30-09-2013)

 

Name

(Nationality)

 

Address

Tan Hui Siang Bernard

Apartment Block 104A, Edgefield Plains, #11-45, Singapore 821104.

 

 

SECRETARY

(As per registry dated 30-09-2013)

 

Name

Address

Co. No.

SBC Corporate Services Ltd.

Room B, 10/F., Tower A, Billion Centre, 1 Wang Kwong Road, Kowloon Bay, Kowloon, Hong Kong.

0618863

 

 

HISTORY

 

The subject was incorporated on 30th September, 2011 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the registered address of the subject was located at Unit 2401A, 24/F., Park-In Commercial Centre, 56 Dundas Street, Mongkok, Kowloon, Hong Kong, moved to the present address in July 2013.  Both addresses are the operating offices of SBC Corporate Services Ltd.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

GENERAL

Having issued 10,000 ordinary shares of HK$1.00 each, Grand Promise Enterprise Ltd. is jointly owned by Mr. Tan Hui Siang Bernard, holding 89% interests, and Ms. Goh Mei Xuan Michelle, holding 11%.  The former is also the only directors of the subject.  He is a Singapore passport holder and does not have the right to reside in Hong Kong permanently.  Tan and Goh seem to be a couple.  Currently, they are residing in Singapore.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at Unit 2103, 21/F., Sino Centre, 582 Nathan Road, Mongkok, Kowloon, Hong Kong known as SBC Corporate Services Ltd. which is handling its correspondences and documents.  SBC Corporate Services Ltd. is also the corporate secretary of the subject.  This company has had several offices in Hong Kong.

The subject has no employees in Hong Kong.

The subject’s lines of business are unknown since the secretarial firm knows nothing about its business.

The shareholders of the subject cannot be reached as they are in Singapore.  No information of the subject can be obtained from our secondary sources.  To our knowledge, Ms. Goh Mei Xuan Michelle is a Singaporean who was born in 1983.  Graduated from Nanyang Technological University of Singapore, Gho had worked in a headhunting company in Singapore.

It is likely that the subject has got an associated company in Singapore which is also operated by Tan and Goh.

It is also likely that the Singapore firm deals with foreign parties under the name of the subject and let foreign firms correspond with the subject’s registered address in Hong Kong.

The subject’s business in Hong Kong is not active.  History in Hong Kong is over two years and two months.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on L/C basis.

NOTE :

It is to be noted that the company does not have its own operating office in Hong Kong. The company uses the address of its secretariat as its correspondence address only. Subject operates from some other country and does not have a base in Hong Kong. Such companies are registered in Hong Kong just to tax benefit purpose and due to the strict privacy laws prevailing in the country. In such cases, the companies are not required to have any employees in Hong Kong nor do have an office there.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.33

UK Pound

1

Rs.102.18

Euro

1

Rs.84.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.