MIRA INFORM REPORT

 

 

Report Date :

05.12.2013

 

IDENTIFICATION DETAILS

 

Name :

NITIN FIRE PROTECTION INDUSTRIES LIMITED

 

 

Registered Office :

501, Delta Technology Street, Hiranandani Gardens, Powai, Mumbai – 400 076, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

04.09.1995

 

 

Com. Reg. No.:

11-92323

 

 

Capital Investment / Paid-up Capital :

Rs.441.105 Millions

 

 

CIN No.:

[Company Identification No.]

L29193MH1995PLC092323

 

 

PAN No.:

[Permanent Account No.]

AAACN1967G

 

 

Legal Form :

A Public Limited Liability company. The company’s Share are Listed on the Stock Exchange.

 

 

Line of Business :

Manufacturer and Exporter of Fire Fighting Systems and Equipment’s.

 

 

No. of Employees :

Not Available

 

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (49)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 6016872

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having satisfactory track.

 

Overall financials of the company to be decent.

 

Trade relations are reported as fair. Business is active. Payment terms are reported to be regular and as per commitment.

 

The company can be considered for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 

INDIAN ECONOMIC OVERVIEW

 

India’s current account deficit or CAD in April-June widened to 4.9 % of gross domestic product. High imports of gold and oil led to a worsening of the traqde deficit, resulting in CAD jumping to $ 21.8 billion to the latest quarter from $ 16.9 billion in the corresponding quarter of the previous financial year. The government aims to bring down CAD to 3.7 % or $ 70 billion, in 2013/14, from 4.8 % or $ 88.2 billion in 2012/13.

 

The finance ministry has started preparations for Budget 2014/15. With general elections scheduled to be held by May next year, there will only be an interim budget. The new government will present the fiscal Budget.

 

The Supreme Court has barred clinical trials for new drugs till a monitoring mechanism is put in place to protect the lives of people on which the drugs are tested.

 

Mumbai has been named the world’s second most honest city according to a survey on 15 cities worldwide by Readers’ Digest magazine. Finnish capital Helsinki bagged the top spot for the world’s most honest city while Lisbon, the capital of Portugal, proved to be the least honest.  The survey put hundreds of people to test in four continents to find out just how honest they were by dropping wallets and seeing how many would be returned.

 

3.7 % Growth of the core sector in August, a seven month high. This takes the overall growth in April-August this year to 2.3 % compared with 6.3 % in the corresponding period next financial year.

 

$19 million Estimated average spending by companies across the globe including India, on social media this year, according to a global study by information technology major Tata Consultancy Services. This will rise to $ 24 million in 2015.

 

Rising inflation, fewer employment avenues and dwindling earnings are taking a toll on the spending capacity in India. Over 72 % respondents from middle and lower middle income families would be forced to slash their Diwali expenditure by 40 % and on average spend nearly 25 % of their monthly salary on Diwali, according to a survey by Assochem.

 

Analysts believe the shutdown of the US government would have limited impact in sectors such as IT or tourism that are dependent on Visa clearances.

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

Long Term Rating: A-

Rating Explanation

Adequate Credit quality and average credit risk.

 

 

Rating

Short Term Rating: A2+

Rating Explanation

Strong degree of safety and low credit risk.

Date

15.11.2013

 

 

RBI DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

 

EPF (Employee Provident Fund) DEFAILTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

LOCATIONS

 

Registered Office / Corporate Office :

501, Delta Technology Street, Hiranandani Gardens, Powai, Mumbai – 400076, Maharashtra, India

Tel. No.:

91-22-40457000/25700392

Fax No.:

91-22-25701110/25701110

E-Mail :

cs@nitinfire.com

nitinfire@vsnl.com

Website :

www.nitinfire.com

 

 

Factory 1 :

A/117, TCC. Industrial Area, Khairna Village, Vashi – 400701, Maharashtra, India

Tel. No.:

91-22-27672592

Area:

594 sq.mtr (Owned)

 

 

Factory 2 :

Shed -6, Phase-I, Duvvada VSEZ, Vishakhapatnam, Andhra Pradesh, India

 

 

SOLE PROPRIETOR/PARTNERS/DIRECTORS

 

AS ON 31.03.2013

 

Name :

Mr. Nitin Mansukhlal Shah

Designation :

Chairman and Managing Director

Address :

B/8, Neelkanth Dharar, 3rd Floor, Garodia Nagar, 90 Feet Road, Ghatkopar (East), Mumbai – 400077, Maharashtra.

 

 

Name :

Mr. Rahul N. Shah

Designation :

Executive Director

 

 

Name :

Mr. Krishna Kant Jha

Designation :

Independent Director

 

 

Name :

Dr. Surendra A Dave

Designation :

Independent Director

  

 

Name :

Mr. Kailat H Vaidyanathan

Designation :

Non-Executive Director

 

 

Name :

Mr. Ramakant M. Nayak

Designation :

Independent Director

 

 

 

 

Name :

Mr. Satish

Designation :

Independent Director

 

 

 

 

Name :

Mr. Kunal N Shah

Designation :

Non-Executive Director

 

 

KEY EXECUTIVES

 

Name :

Mr. Abhishek Srivastava

Designation :

Company Secretary

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2013

 

Names of Shareholders

No. of Shares

Percentage of Holding

(A) Shareholding of promoter and Promoter Group

 

 

1) Indian

 

 

a) Individuals / Hindu Undivided Family

157495872

71.41

2) Foreign

 

 

 

 

 

(B) Public Shareholdings

 

 

1) Institutions

 

 

a) Financial Institutions/Banks

7520

0.00

b) Foreign Institutional Investors

29749155

13.49

 

 

 

2) Non – Institution

 

 

a) Bodies corporate

7754799

3.52

 

 

 

b) Individuals

 

 

i. Individual Shareholders holding nominal share capital upto Rs.0.100 Million

7410559

3.36

ii. Individual Shareholders holding nominal share capital in excess Rs.0.100 Million

16638707

7.54

 

 

 

c) Any other

 

 

i) Clearing Member

174592

0.08

ii) Non Residence Indians

1289052

0.58

iii) Trusts

962

0.00

iv) Employees

16549

0.01

v) Directors & their Relatives & Friends

14927

0.04

 

 

 

Total

220552694

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of Fire Fighting Systems and Equipments.

 

 

Products :

Product Description

ITC Code

Fire Protection Systems

84248000

 

 

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         IDBI Bank Limited

·         Axis Bank Limited

·         Bank of Baroda

·         Yes Bank

 

 

Facilities:

SECURED LOAN

 

Rs. In Millions

31.03.2013

Rs. In Millions

31.03.2012

LONG TERM

 

 

From Bank

 

 

Vehicle Loan

0.741

0.000

SHORT TERM

 

 

Repayable on demand from banks:

 

 

- Cash credit

843.672

612.127

- Working capital demand loan

150.000

144.000

Foreign currency loans*

(* buyers line of credit availed by the Company)

1212.699

1046.590

TOTAL

 

 

 

·         Vehicle loans from a bank is secured by the hypothecation of the underlying asset and has a maturity period up to three years.

·         Loan is payable in thirty-six installments of Rs.56,580 each.

·         IDBI Bank Limited:

·         Primary security: First pari pasu charge on inventory and book debts and entire movable assets of the Company, both present and future.

·         Collateral security: First pari passu charge on the movable and immovable fixed assets of the Company both present and future including its location at its factory at A-117, TTC Industrial Area, Pawana Village, Navi Mumbai and office premises at 501/502 Delta, Technology Street, Hiranandani Gardens, Powai, Mumbai 400076, equitable mortgage (first charge) of premises belonging to a domestic subsidiary viz. Eurotech Cylinders Private Limited located at EL-29, TTC Industrial Area, Mahape, Navi Mumbai 400 701.

 

Personal guarantees of the Managing Director and a Whole Time           Director aggregating to Rs.1600.000 Millions (P.Y. Rs.1270.000 Millions) and pledge of 14,070,000 (14,070,000) shares of the Company (belonging to the promoters of the Company).

·         Credit facilities availed:

Working capital loan, stand by letter of credit and other non-fund based facilities.

·         Axis Bank Limited:

·         Primary security: First pari passu charge on the current assets of the Company, both present and future, negative lien on the receivables of

            a foreign subsidiary viz. Nitin Ventures Fze.

·         Collateral security: Pari passu charge on the fixed assets of the Company at its factory at A-117,TTC Industrial area, Pawana Village, Navi Mumbai and also pari passu charge on office premises at 501/502 Delta Technology Street, Hiranandani Gardens, Powai and pledge of

12,500,000 (26,250,000) shares of the Company (belonging to the promoters of the Company) and personal guarantees of the Managing Director and a Whole Time Director aggregating to Rs.1485.000 Millions (P.Y. Rs.1,235.000 Millions).

·         Credit facilities availed

Working capital loan, stand by letter of credit and other non-fund based facilities.

·         Yes Bank Limited:

·         Primary security: First pari pasu charge on inventory and book debts and entire movable assets of the Company, both present and future.

·         Collateral security: First pari passu charge on the movable and immovable fixed assets of the Company both present and future including its location at its factory at A-117, TTC Industrial Area, Pawana Village, Navi Mumbai and office premises at 501/502 Delta, Technology Street, Hiranandani Gardens, Powai, Mumbai 400076.

Personal guarantee of a Whole Time Director aggregating to Rs. 430.000 Millions (P.Y. Rs.700.000 Millions) and pledge of 10,100,000 (P.Y. 27,000,000) shares of the Company (belonging to the promoters of the Company).

·         Credit facilities availed:

Working capital loan, stand by letter of credit and other non-fund based facilities.

·         Bank of Baroda

·         Primary security: First pari passu charge on the inventory and book debts and entire movable assets of the Company , both present and

future with other consortium member banks.

·         Collateral security: First pari passu charge on the movable and immovable fixed assets of the Company both present and future including its location at its factory at A-117, TTC Industrial Area, Pawana Village, Navi Mumbai and office premises at 501/502 Delta, Technology Street, Hiranandani Gardens, Powai, Mumbai 400076.

Personal guarantee of a Whole Time Director aggregating to Rs.890.000 Millions (P.Y. Rs.Nil) .

·         Credit facilities availed:

Working capital loan, stand by letter of credit and other non-fund based facilities.

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Haribhakti and Co.

Chartered Accountants

 

 

Domestic subsidiaries:

·         Eurotech Cylinders Private Limited

·         Nitin Fire Protection Appliances Private Limited (effective April 20,2012)

·         Nitin Fire Protection Systems Private Limited (effective May 3, 2012)

 

 

Foreign subsidiaries:

·         Nitin Global Pte Limited, Singapore

·         Nitin Global Pte Limited, Singapore

 

 

Step down foreign subsidiary:

New Age Company LLC, UAE

 

 

Un-incorporated joint venture:

Oil Block (RJ-ONN-2004/1)

 

 

Associates:

Worthington Nitin Cylinders Private Limited

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

301750000

Equity Shares

Rs.2/- each

Rs.603.500 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

220552694

Equity Shares

Rs.20/- each

Rs.441.105 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2011

31.03.2010

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

441.105

441.105

126.031

(b) Reserves & Surplus

1063.113

940.147

1138.032

(c) Money received against share warrants

0.000

0.000

0.000

 

0.000

0.000

0.0000

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

1504.218

1381.252

1264.063

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

0.741

0.000

0.000

(b) Deferred tax liabilities (Net)

1.000

2.566

2.054

(c) Other long term liabilities

0.200

0.200

0.000

(d) long-term provisions

0.526

0.097

0.000

Total Non-current Liabilities (3)

2.467

2.863

2.054

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

2206.370

1802.717

479.082

(b) Trade payables

340.283

135.120

266.189

(c) Other current liabilities

38.079

55.845

121.136

(d) Short-term provisions

61.677

104.178

74.596

Total Current Liabilities (4)

2646.409

2097.860

941.003

 

 

 

 

TOTAL

4153.095

3481.976

2207.120

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

125.531

110.249

25.037

(ii) Intangible Assets

0.000

0.794

1.750

(iii) Capital work-in-progress

0.000

22.577

0.000

(iv) Intangible assets under development

227.503

187.530

0.000

(b) Non-current Investments

591.852

655.791

638.393

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d)  Long-term Loan and Advances

97.305

32.937

6.379

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

1042.191

1009.878

671.559

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

757.433

1454.242

394.515

(c) Trade receivables

1755.484

464.035

825.369

(d) Cash and cash equivalents

530.182

151.409

46.033

(e) Short-term loans and advances

59.167

391.579

259.308

(f) Other current assets

8.639

10.831

10.336

Total Current Assets

3110.905

2472.096

1535.561

 

 

 

 

TOTAL

4153.095

3481.976

2207.120

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

Income

3520.392

1634.656

1465.040

 

 

Other Operating Income

0.224

0.000

0.000

 

 

Other Income

108.063

18.887

157.488

 

 

TOTAL                                     (A)

3628.679

1653.543

1622.528

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of materials and components consumed

1981.919

1068.909

982.268

 

 

Purchases of traded goods

981.536

140.734

176.386

 

 

Changes in inventory of stock in trade

8.823

(12.619)

0.000

 

 

Employee benefits expense

68.749

66.757

42.927

 

 

Other Expenses

167.990

146.521

75.641

 

 

TOTAL                                     (B)

3209.017

1410.302

1277.222

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

419.662

243.241

345.306

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

187.143

107.407

59.772

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

232.519

135.834

285.534

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

10.501

9.975

2.833

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

222.018

125.859

282.701

 

 

 

 

 

Less

TAX                                                                  (I)

46.633

25.306

45.519

 

 

 

 

 

 

PROFIT AFTER TAX (G-I)                                  (J)

175.385

100.553

237.182

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

365.615

382.235

236.228

 

 

 

 

 

 

Surplus on Amalgamation

0.000

(6.641)

0.000

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

0.000

8.000

23.750

 

 

Dividend

44.110

88.221

63.015

 

 

Tax on Dividend

7.497

14.312

4.410

 

BALANCE CARRIED TO THE B/S

489.393

365.614

382.235

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

2301.502

732.068

884.963

 

TOTAL EARNINGS

2301.502

732.068

884.963

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

635.711

1632.096

1126.695

 

 

Traded Goods

931.862

103.102

0.000

 

TOTAL IMPORTS

1567.573

1735.198

1126.695

 

 

 

 

 

 

Earnings Per Share (Rs.)

0.80

0.46

1.08

 

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

4.83

6.08

14.61

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

6.31

7.70

19.29

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

6.66

4.81

18.04

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.15

0.09

0.22

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

1.47

1.30

0.38

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.18

1.18

1.63

 

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

No

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------------------

22]

Litigations that the firm / promoter involved in

----------------------

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

----------------------

26]

Buyer visit details

No

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

BACKGROUND AND NATURE OF OPERATIONS:

 

 Subject was incorporated in Mumbai, India on September 4, 1995 as a public limited company under the ‘Companies Act, 1956’ (the ‘Act’). The subject business activity is that of manufacturing fire fighting equipment (gas based and water based fire extinguishers) under the brand name ‘NITIE’ (also certified by the Bureau of Indian Standard (BIS)), providing turnkey solutions including procurement, designing, system integration, commissioning and installation of safety and security solutions, manufacturing compressed natural gas (CNG) cascades and execution of annual maintenance contracts for fire protection systems. The Company undertakes above activities from Maharashtra and Andhra Pradesh and has marketing offices in Maharashtra and Tamil Nadu. As part of its business activities, the subject has formed/acquired domestic/foreign subsidiaries (including a step down foreign subsidiary), has a stake in an associate and invested in a non-integrated un-incorporated joint venture for crude oil. NFPIL is a ISO 9001:2000 certified Company, is authorised to use LPCB mark for its various fire fighting systems and some of its products used in fire fighting systems are UL approved. The subject made an initial public offer (‘IPO’) in May 2007 and its shares are listed on the Bombay Stock Exchange Limited and the National Stock Exchange Limited.

 

OPERATION RESULTS AND BUSINESS

 

The Company continued to see strong and profitable growth in the Financial Year 2012-13 across all markets driven by good performance across all business segments.

 

The performance of the Company during the year under report has registered an improvement over the previous year. Total income during the year ended March 31, 2013 stood at Rs.3628.679 Millions registering an increase of 119.45% as compared to the previous year. As per the Consolidated Financial Statements, total income was Rs.7229.354 Millions registering an increase of 34.11% as compared to the previous year. The working of the Company is considered satisfactory. Barring unforeseen circumstances, the Board of Directors are hopeful of better performance of the Company during the current year.

 

The Company is among the leading fire fighting equipment manufacturing companies in India and continues to retain its leadership position among the Indian companies. It has continued to win new engagements and grow existing relationships in the traditional area of development, manufacturing and distribution of fire protection and electronic security systems, CNG cascades, commissioning and installation of safety and security solutions and execution of annual maintenance contracts for fire protection systems. It provides automated water and gas based fire suppression systems along with fire detection and security systems on turnkey basis. The broad range of products and services enables the Company to provide “end -to-end” services to its customers, combined with its industry focus and its geographical spread, the Company is able to provide comprehensive and high value added services to its customers. Considering the need to deepen relationships with customers in the industry, to acquire new customers in the markets where the Company is already a significant force and to expand in emerging markets.

 

MANAGEMENT DISCUSSION AND ANALYSIS

 

INDUSTRY STRUCTURE AND DEVELOPMENT:

 

The ability to create fire proved a great boon to mankind, but it also a curse if not controlled. Fire to control whether malicious or accidental can cause loss of life and immense damage and to loss business and property.

They at Nitin Fire are committed to the detection of fires at the earliest in the initial stages and to control it to limit the loss of life and property.

 

OPPORTUNITIES

 

With rapid and mass movement of the rural population in to the cities to feed the requirement of manpower for the rapid industrialization and in consequence to feed growing labour requirement for both industrial and housing projects, fire protection and prevention has become an integral part of all buildings, whether industrial, commercial or residential. Within the education and greater travel of their population, there has been a geometrical race of awareness in their people regarding the provision / installation and management of fire detection and fire protection. This has calls the market to grow drastically.

 

India is on growth path, (although of late, the growth has slow down) it has made rapid strides in the field of Manufacturing, Biotechnology, Information Technology, Telecommunication and Pharmaceuticals. Specialize fields like Petrochemicals, Refineries, reactive metals and huge growth in transportation sector as well as in the aviation sector combined with the railways have created new and vast opportunity for the fire protection industry innovate and expand.

 

FUTURE GROWTH

 

The Government has and is continually regulating and making strict new rules regarding fire safety, life safety and fire protection and residential commercial as well as industrial building.

 

With spread of education and travel the end-user is becoming more aware and is looking for safety and security of the property and safety of its people. The new area of asset managers and insurance companies and also insisting all stringed requirements of Fire Detection and Fire Alarm. With in the growth of new and fancy multiplexes and malls and high end residential foundation as well as growth of IT Sectors, BPOs, and other electronic centers the requirement of fire detection and protection is becoming more pronounced.

 

The government regulation including Maharashtra new regulation have lead down stringed conditions the failure of which result in heavy penalties and in some cases even jail terms has made end-users at they more aware the requirement.

 

INTERNAL CONTROL SYSTEM

 

The company has well structured organization which lays of entire controls and check and balances to see an oversee the efficient running of the organization. The company's through its internal controls is organized to recognized and follow all the rules and regulations both in law and sprit has lay down by the regulatory authorities.

The Company lays particular stress on regulations regarding protection of property and assets and following and reporting financial transactions has specified under the law.

 

The above controls are being causing review and auditor by internal auditors and by auditing committees laid down by the management. All documented policy, prescribed guidelines and the various procedures and activities of the company are covered by internal audit system.

 

The internal audit system also audits and examines the orders/ purchasers as well as accounts and financial.

 

VIEW INDEX OF CHARGES

 

S.No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

10414944

18/09/2013 *

3,215,000,000.00

Axis Trustee Services Limited

Axis House, 2nd Flr, Bombay Dyeing Mills Compound,
, Pandurang Budhkar Marg, Worli,, Mumbai, Maharas
htra - 400025, INDIA

B85706661

2

10330077

25/03/2013 *

1,060,000,000.00

Axis Trustee Services Limited

Axis House, 2nd Flr, Bombay Dyeing Mills Compound,
, Pandurang Budhkar Marg, Worli,, Mumbai, Maharas
htra - 400025, INDIA

B71802615

3

10224210

18/05/2010

75,000,000.00

IDBI Bank Limited

IDBI TOWERWTC COMPLEX, CUFFE PARADE, MUMBAI, Maha
rashtra - 400005, INDIA

A87157145

4

10213256

23/02/2010

340,000,000.00

Axis Bank Limited

Ground Floor, Venture Central Avenue,, Hiranadani
Business Park, Powai, MUMBAI, Maharashtra - 40007
6, INDIA

A83390807

5

10113719

14/06/2008

12,500,000.00

IDBI Bank Limited

IDBI TOWERWTC COMPLEX, CUFFE PARADE, MUMBAI, Maha
rashtra - 400005, INDIA

A41786484

6

10062665

30/11/2012 *

1,600,000,000.00

IDBI Bank Limited

47 OPUS Centre, Ground Floor, Central Road,, opp.
Tunga Paradise Hotel, MIDC, Andheri (East),, MUMB
AI, Maharashtra - 400093, INDIA

B63123301

7

10045749

15/09/2010 *

250,000,000.00

IDBI Bank Limited

IDBI TOWERWTC COMPLEX, CUFFE PARADE, MUMBAI, Maha
rashtra - 400005, INDIA

A95993200

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.33

UK Pound

1

Rs.102.18

Euro

1

Rs.84.68

 

 

INFORMATION DETAILS

 

Information Gathered by :

--

 

 

Report Prepared by :

SDA


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

6

--RESERVES

1~10

6

--CREDIT LINES

1~10

6

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

YES

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

49

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.