MIRA INFORM REPORT

 

 

Report Date :

05.12.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. PACIFIC AGRITAMA COMODITI

 

 

Registered Office :

Jalan Raya Serang Km. 12, Desa Sukadamai, Kecamatan Cikupa, Tangerang, 15710, Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

09.03.1999

 

 

Com. Reg. No.:

No. AHU-AH.01.10-40025

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is engaged in black and green tea processing industry

 

 

No. of Employees :

237

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

TATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30th, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Indonesia ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 


Name of Company

 

P.T. PACIFIC AGRITAMA COMODITI

 

 

Company Address

 

Head Office & Factory

Jalan Raya Serang Km. 12

Desa Sukadamai, Kecamatan Cikupa

Tangerang, 15710

Banten Province

Indonesia

Phones             - (62-21) 596 2010, 596 9010

Fax                   - (62-21) 596 2012

E-mail               - guru@pacificagritama.com

                          agricom@cbn.net.id

Website            - www.pacificinter-link.com.my

Land Area         - 5,000 sq. meters

Building Space  - 4,200 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Jakarta Representative Office

Menara Kadin Indonesia, 17th Floor Unit D&E

Jalan H.R. Rasuna Said Block X-5 Kav. 2&3

Jakarta Selatan, 12950

Indonesia

Phones             - (62-21) 5790 3777 (Hunting)

Fax                   - (62-21) 5790 3733

E-mail               - salah@pacificindomas.com

Building Area     - 37 storey

Office Space      - 100 sq. meters

Region              - Commercial

Status               - Rent

 

 

Date of Incorporation

 

9 March 1999

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No.

 

The Ministry of Law and Human Rights

-  No. C-11041 HT.01.01.TH.99

   Dated 14 July 1999

-  No. AHU-33791.AH.01.02.TH.2010

   Dated 6 July 2010

-  No. AHU-AH.01.10-40025

   Dated 12 November 2012

 

 

Company Status

 

Foreign Investment (PMA) Company

 

 

Permit by the Government Department

 

The Department of Finance

NPWP No. 01.882.517.4-057.000

 

The Department of Industry and Trade

TDP No. 100311503023

Dated 10 September 1999

 

The Capital Investment Coordinating Board

-  No. 81/I/PMA/1999

   Dated 18 February 1999

-  No. 576/III/PMA/1999

   Dated 18 May 1999

 

Related Company

 

A Member Company of the HAYEL SAEED ANAM Group (see attachment)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : US$ 500,000.-

Issued Capital                                  : US$ 500,000.-

Paid up Capital                                : US$ 500,000.-

 


Shareholders/Owners :

a. COMMODITIES HOUSE INVESTMENT LTD.                  - US$ 450,000.-

    Address : British West Indies

                    British Virgin Islands

b. Mr. Fouad Hayel Saeed Anam                                      - US$   50,000.- 

    Address : Bangsar Puteri Apartment Block 41-16-2

                    Jl. Medang Serai Bukit Bandaraya

                    Kuala Lumpur

                    Malaysia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Black Tea Processing

 

Production Capacity :

Black Tea                                        - 24,000 tons p.a.

 

Total Investment :

a.   Equity Capital                            - US$ 0.5 million

b.   Loan Capital                              - US$ 1.0 million

c.   Total Investment                         - US$ 1.5 million

 

Started Operation :

2000

 

Brand Name :

TEASHOP, TEAKOESDUST

 

Technical Assistance :

Pacific Inter-Link Sdn Bhd., Malaysia

 

Number of Employee :

237 persons

 

Marketing Area :

Export      - 100%

 

Main Customers :

Buyers in Saudi Arabia, Egypt, United Kingdom, Malaysia, Algeria, China, Ethiopia,  India, Iraq, Jordan, Kenya, Morocco, Rusia Slovakia, Somalia, Sudan, etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ARGAPURA TRADING COMPANY

b. P.T. NITTOH MALINO TEH

c. P.T. Perusahaan Perkebunan TAMBI

d. P.T. PUTINDO INTI SELARAS

e. P.T. VAN REES INDONESIA

f.  P.T. SARIWANGI AEA

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank ANZ INDONESIA

ANZ TOWER 8th Floor

Jalan Jend. Sudirman Kav. 33 A

Jakarta Pusat, 10220, Indonesia

b.   P.T. Bank MANDIRI Tbk

      Dumai Main Branch

      Riau Province

      Indonesia

 

c.   STANDARD CHARTERED Bank

      Menara Standard Chartered Bank

      Jalan Prof. Dr. Satrio No. 164

      Jakarta Selatan

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 176.0 billion

2011 – Rp. 182.0 billion

2012 – Rp. 190.0 billion

2013 – Rp. 107.0 billion (January – June)

 

Net Profit (estimated) :

2010 – Rp. 12.3 billion

2011 – Rp. 13.0 billion

2012 – Rp. 14.2 billion

2013 – Rp.   8.1 billion (January – June)


Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Fouad Hayel Saeed Anam

Directors                                         - a. Mr. Rami Mohammed Abdo Saeed

                                                        b. Mr. Salah Ahmed Hayel Saeed

                                                        c. Mr. Marwan Ahmed Hayel Saeed

 

Board of Commissioners :

Commissioner                                 - Mr. Abdul Gabber Hayel Saeed

 

Signatories :

President Director (Mr. Fouad Hayel Saeed Anam) or one of the Directors (Mr. Rami Mohammed Abdo Saeed, Mr. Salah Ahmed Hayel Saeed or Mr. Marwan Ahmed Hayel Saeed) which must be approved by Board of Commissioner.

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

OVERALL PERFORMANCE

 

P.T. PACIFIC AGRITAMA COMODITI (P.T. PAC) was established on March 9, 1999 with the authorized capital of US$ 500,000 all of which was subscribed and fully paid up. The founder and shareholder of the company is COMMODITIES HOUSE INVESTMENT LTD., (90%) a company based in British Virgin Islands and Mr. Fouad Hayel Saeed Anam (10%), a businessman from Yemen. Its article of association has frequently been revised for several times and based on the latest revision notary deed of Mrs. Sastriany Josoprawiro, SH., No. 45 dated 25 July 2012 the company board of director and the board of commissioner had been restructured to lead and runs of the company’s operation. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-40025 dated July 25, 2012.

 

We observe that COMMODITIES HOUSE INVESTMENT LTD., is a private national company dealing with investment and refinancing services which majority shares controlled by Mr. Fouad Hayel Saeed Anam. He is also founder and majority business stakes owners of the HAYEL SAEED ANAM Group, a small sized business group dealing with oil palm processing, RBD palm oil, glycerine, margarine, toilet soap manufacturing, trading, milk processing and spinning mills.

 

P.T. PAC was established in the framework of Foreign Investment Company (PMA) that started its business since 2000 in the field of black and green tea processing industry. Its factory located at Jalan Raya Serang Km. 12, Cikupa, Tangerang, Banten on the land of 5,000 square meters. This factory has production capacity license of 24.000 tons black and green tea per year, with total investment of US$ 1.5 million. Ms. Linda, one of senior staff of P.T. PAC explained that their products used trademark of Teashop and Teakeodust that packed at 5 kgs until 60 kgs sized.  Their manufacturing unit is equipped with state-of-the-art equipment including fully automatic blending and FFS packing machines to consistently ensure high quality products. P.T. PAC has given special attention to hygiene and quality management system has made us the only Tea factory in Indonesia having ISO and HACCP certifications. Most of the raw materials is obtained from various tea plantation in Java and Sumatra then it processed in their factory.

 

P.T. PAC Products:

Types :

Orthodox/CtC leaf grades, Fanning and dust grades

Blended Bulk :

Paper Sacks, PP Bags (from 5kg to 50kg)

Packaged :

Pouches, Cartons (100gm to 1,000gm)

Tea Bags :

Soft/hard tag, pot,/pillow types with/without envelopes

 

In line with the ambitions to provide complete customer satisfaction through maximum value, the company has ventured into tea buying from tea auctions and producers as well as manufacturing, blending and packing tea aimed at both domestic and international markets. All of the company’s products exported to many country such as, among others, lain Saudi Arabia, Egypt, Malaysia, Algeria, China, Ethiopia, India, Syria, Iraq, Jordan, Kenya, Marocco, Russia, United Kingdom, Slovakia, Somalia, Sudan, etc. We observed that their marketing net abroad is very wide and fully supported by HSA (Hayel Saeed Anam) Group who has wide marketing net in trading tea, milk, textile, palm oil, etc. We observed that P.T. PAC is classified as a big company in the field of exporter of black tea.

 

Generally, the national tea production has been fluctuating in the last five years as the impact of the unstable economic condition in the country and the increasing oil prices, labor wages and others. The national tea production in 2004 reached 100,185 tons or increasing by 2.3% from the previous year reaching 88,176 tons. West Java is the largest tea producer contributing 70% of total tea production worth Rp. 500.0 billion. The largest destination countries of the national tea export included Russia of 15.4%, the United Kingdom of 14.4%, Malaysia of 9%, Pakistan of 8.6%, Germany of 7%, the USA of 7%, Poland of 5.4% and the Netherlands of 5.3%. These countries have absorbed 72% of total national tea export. Meanwhile, the national tea consuming rate reaches just 310 gram per capita while India reaching 660 gram per capital, Saudi Arabia of 670 gram per capital and Iraq of 2,770 gram per capita. Bases on the above data, there are still export opportunities for tea products despite tight competition within and outside the country, However, the business position of P.T. PAC is favorable in line with the steady and continuous production markets.

 

The Production, Export Volume and Value of Tea Product, 2007-2012

Year

Production Volume

(Thousand Ton)

Export Volume

(Thousand Ton)

Export Value

(Million US$)

2007

115,4

55,6

73,2

2008

116,5

83,8

125,1

2009

112,8

82,9

144,3

2010

107,3

79,2

149,4

2011

100,1

68,1

136,6

2012

92,1

61,6

125,0

                     Source: Central Bureau of Statistic, processed by ICB

 

Until this time P.T. PAC has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. PAC is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 176.0 billion rose to Rp. 182.0 billion in 2011 increased to Rp. 190.0 billion in 2012. As from January to June 2013 the sales turnover was amounted at Rp. 107.0 billion with a net profit of Rp. 8.1 billion and the sales it’s projected to go on rising by at least 6% in 2014.

 

The company has an estimated total networth of at least Rp. 50.0 billion. We observe that P.T. PAC is supported by foreign partner with has financially strong and sound behind it. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. PAC is headed by Mr. Fouad Hayel Saed Anam (56) a businessman who experienced for more than 18 years in black tea processing, integrated edible vegetable oil and fats manufacturing. We observed that management’s reputation in said business is fairly good. The management of the company is handled by experienced professional manager having wide relation with private businessmen of home and overseas as well as with the government sectors. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. PACIFIC AGRITAMA COMODITI is sufficiently fairly good for business transaction.

 

 

Attachment:

 

 

List of the HAYEL SAEED ANAM Group Members

 

 

1.       OLEOCHEM & SOAP INDUSTRI, P.T. (Glycerine and Toilet Soap Manufacturing)

2.       PACIFIC AGRITAMA COMODITI, P.T. (Tea Processing)

3.       PACIFIC INDO DAIRY, P.T. (Milk Powder Packaging)

4.       PACIFIC INDOMAS, P.T. (Trading)

5.       PACIFIC INDOPALM INDUSTRIES, P.T. (Oil Palm Plantation and Processing)

6.       PACIFIC MEDAN INDUSTRI, P..T (Oil Palm Processing)

7.       PACIFIC PALMINDO INDUSTRI, P.T. (Oil Palm Processing)

8.       PACIFIC TEXTINDO INDUSTRY, P.T. (Spinning Mills)

9.       Etc.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.33

UK Pound

1

Rs.102.18

Euro

1

Rs.84.68

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.