MIRA INFORM REPORT

 

 

Report Date :

05.12.2013

 

IDENTIFICATION DETAILS

 

Name :

RML SERVICES & TRADING SA

 

 

Registered Office :

Via Mercoli 8a 6900 Lugano/TI Switzerland/CH

 

 

Country :

Switzerland

 

 

Date of Incorporation :

10.04.1992

 

 

Com. Reg. No.:

514.3.006.468-1 / 297190

 

 

Legal Form :

Company limited by shares

 

 

Line of Business :

Trading in machinery and equipment for the areas of Baby Diapers, Adult Diapers / Light Incontinence, Pull-On Adult, Underpads, Feminine Care, Wet Wipes and Tissue Paper.

 

 

No. of Employees :

03

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SWITZERLAND - ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy recovered in 2010 with 3.0% growth. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell to 1.9% in 2011 and 0.8% in 2012. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy

Source : CIA


Company name and address

 

RML SERVICES & TRADING SA

 

 

Operating address

 

Via Mercoli 8a

6900 Lugano/TI

Switzerland/CH

 

Telephone:                    091 9725874

Fax:                             091 9725856

 

Web site:                      www.rmlservices.com

E-mail:                         info@rmlservices.com

 

WIN Worldbox No.:        CH0002346936

VAT-No.:                      CHE107397779

 

 

Profile

 

Established:                  1992

Line of Business:           Consumer goods wholesale

Industry Division:           Wholesale trade

Industry-code (NACE):   4669       Wholesale of other machinery and equipment

Import/Export:               Import

Banks:                         unknown

 

 

Operational Figures

 

Coverage:                     Company

Figures:                        approximately

Employees:                  3

Sales:                          CHF 2-4 Mio

 

 

Activity

 

The business activities includes trading in machinery and equipment for the areas of Baby Diapers, Adult Diapers / Light Incontinence, Pull-On Adult, Underpads, Feminine Care, Wet Wipes and Tissue Paper.

 

 

Real Estate

 

Information on property ownership was not available.

 

 

Company Register

 

Company No:                514.3.006.468-1 / 297190

Legal form:                    Company limited by shares

Registration:                 10.04.1992

Legal status:                 active

Responsible Register:    Registro di commercio del Cantone Ticino

History:                        Date of Statutes: 24.06.1992

                                    Date of Incorporation Statutes: 09.04.1992

                                    Date of Statutes: 12.11.2008

 

Entry          Deleted      Name

                  17.11.2008  RML Services & Trading SA

                  17.11.2008  RML Services SA

 

Entry          Deleted      Legal domicile

active                           Lugano, Switzerland

 

Entry          Deleted      Address

active                           Via Mercoli 8a, 6900 Lugano/TI, Switzerland/CH

 

Entry          Deleted      Capital

active                           Share Capital CHF 100,000, paidup CHF 100,000

 

Entry          Deleted      Capital Structure

active                           100 Bearer shares of CHF 1,000.--

 

Entry          Deleted      Activity (original Language)

17.11.2008                    L'acquisto, la vendita e la commercializzazione di macchine e prodotti industriali, con particolare riguardo al settore industriale dell'igiene; l'assunzione di mandati di rappresentanza per tali macchine e la relativa prestazione di servizi di consulenza tecnico-amministrativa.

                  17.11.2008  L'amministrazione di altre società, in particolare l'assistenza, la consulenza, la prestazione di ogni servizio amministrativo, specie nell'espletamento di ogni formalità contrattuale, di finanziamento, di trasporto, sdoganamento, import-export.

 

Entry          Deleted      Remarks (original Language)

active                           Publishing authority: FUCT o FUSC.

17.11.2008                    Audit: Con dichiarazione del consiglio di amministrazione del 12.11.2008, la società non è soggetta alla revisione ordinaria e rinuncia a una revisione limitata. 

 


 

Official Administration

 

Title                                           Name

President                                    Giorgio Biancardi, Origin: Italy, Residential address: Montevideo, Uruguay, joint signature of two

Director                                       Jean-Pierre Baggi, Origin: Malvaglia, Switzerland, Residential address: 6982 Agno/TI, Switzerland, born: 22.02.1942, single signature

Director                                       Birgit Biancardi-Sckölkens, Origin: Germany, Residential address: Orta San Giulio, Italy, joint signature of two

 

 

Executive board

 

Title                                           Name

Chief Executive Officer                 Jean-Pierre Baggi

 

 

Owner/-s

 

Owner:                         The company is privately owned.

 

 

Investments

 

It is believed that the company has no investments.

 

 

Legal Actions

 

Control date       Year                       No.                                

10.02.2009          2009                           0

10.02.2009          2008                           0

10.02.2009          2007                           0

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.


 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

 

Financial Situation:          The financial situation is considered to be in order.

 

Payment experiences:     There are no objections regarding the payment of financial obligations.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.33

UK Pound

1

Rs.102.18

Euro

1

Rs.84.68

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.