MIRA INFORM REPORT

 

 

Report Date :

05.12.2013

 

IDENTIFICATION DETAILS

 

Name :

BSH HOUSEHOLD APPLIANCES MANUFACTURING PRIVATE LIMITED

 

 

Registered Office :

Arena House, Main Building, 2nd Floor, Plot No.103, Road No.12, MIDC, Andheri (East), Mumbai – 400 093, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

07.06.2011

 

 

Com. Reg. No.:

11-218407

 

 

Capital Investment / Paid-up Capital :

Rs.400.000 Millions

 

 

CIN No.:

[Company Identification No.]

U29253MH2011FTC218407

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMB21576C

 

 

PAN No.:

[Permanent Account No.]

AAECB6071D

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader and Manufacturer of Home Appliances viz. Washing Machines, Refrigerators, Dish Washers, Cooking Hobs and Hoods etc.

 

 

No. of Employees :

Not Divulged

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (26)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 450000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is a subsidiary of “BSH Bosch and Siemens Hausqeraete Gmbh, Germany”.

 

Management remain non-cooperative and denied to disclose any information.

 

As per financial December 2012, there appears accumulated losses recorded by the company.

 

However, the subject gets strong managerial and technical support from its holding company.

 

Trade relations are improving. Business is active. Payment terms are reported to be slow.

 

In view of experienced promoters, the company can be considered for business dealings with some caution.

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION DENIED

 

Management Non Co-operative (91-22-67518000)

 

LOCATIONS

 

Registered Office :

Arena House, Main Building, 2nd Floor, Plot No.103, Road No.12, MIDC, Andheri (East), Mumbai - 400093, Maharashtra, India

Tel. No.:

91-22-67518002/ 67518000/ 8056/ 8017/ 8030/ 8069/ 8010/ 8040

Fax No.:

91-22-27518020/ 67518002

E-Mail :

hakim.kamal@bshg.com

himani.kamal@bshg.com

dirk.hoffmann@bshg.com

heiko.schletz@bshg.com

marc.hantscher@bshg.com

seema.shevte@bshg.com

shilpa.wakade@bshg.com

Website :

www.bshg.com

www.bsh-group.com

 

 

DIRECTORS

 

AS ON 24.06.2013

 

Name :

Mr. Marc Hantscher

Designation :

Chairman and Managing Director

Address :

Oakwood Premier Mumbai, 29/1 J R Mhatre Road, Juhu, Mumbai – 400049, Maharashtra, India 

Date of Birth/Age :

04.11.1969

Date of Appointment :

07.06.2011

PAN No.:

AFPPH4559D

DIN No.:

03114489

 

 

Name :

Mr. Knut Eduard Mittag

Designation :

Additional Director

Address :

Flat No. 1101, 11th Floor, L’amour, 15th Road, Bandra (West), Mumbai – 400 050, Maharashtra, India

Date of Birth/Age :

16.02.1964

Date of Appointment :

01.08.2012

DIN No.:

05328918

 

 

Name :

Dr. Klemens Bernhard Georg Walf

Designation :

Director

Address :

Flat No.1B, Patio Apartments, Rutland Gate, Nungambakkam, Chennai – 600034, Maharashtra, India 

Date of Birth/Age :

10.05.1958

Date of Appointment :

01.09.2011

PAN No.:

ACLPW6857G

DIN No.:

05214789

 

 

Name :

Mr. Winfried Eduard Seitz

Designation :

Additional Director

Address :

Brenzaue 24, Gundelfingen A D Dona, 89423, Germany

Date of Birth/Age :

09.03.1953

Date of Appointment :

01.08.2012

DIN No.:

03606908

 

 

Name :

Mr. Vegulaparanan Kasi Viswanathan

Designation :

Director

Address :

No.15/A1, Palace Road, Bangalore – 560 052, Karnataka, India

Date of Birth/Age :

20.11.1950

Date of Appointment :

29.10.2012

DIN No.:

01782934

 

 

Name :

Mr. Rohit Maganlal Gala

Designation :

Director

Address :

B-1601, Runwal Heights, opposite Nirmal Lifestyle, Mulund, Mumbai – 400 080, Maharashtra, India

Date of Birth/Age :

28.09.1965

Date of Appointment :

29.10.2012

DIN No.:

00370602

 

 

Name :

Mr. Christian Gerhard Walter Prenzel

Designation :

Director

Address :

59, Holland Road, Singapore – 258 883

Date of Birth/Age :

11.06.1967

Date of Appointment :

21.11.2012

DIN No.:

06431172

 

 

KEY EXECUTIVES

 

Name :

Mrs. Shilpa Madhusudan Wakade

Designation :

Secretary

Date of Appointment :

01.03.2013

PAN No.:

ABOPW1861C

 

 

MAJOR SHAREHOLDERS

 

AS ON 24.06.2013

 

Names of Shareholders

 

 

No. of Shares

BSH Vermogensverwaltungs GmbH, India

 

1000

BSH Bosch and Siemens Hausgeraete GmbH, India

 

39999000

 

 

 

Total

 

40000000

 

 

Equity Share Break up (Percentage of Total Equity)

 

AS ON 24.06.2013

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

100.00

 

 

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader and Manufacturer of Home Appliances viz. Washing Machines, Refrigerators, Dish Washers, Cooking Hobs and Hoods etc.

 

 

Products :

Products

ITC Code

Washing Machine, Refrigerator, Other Appliances

8449

 

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Divulged

 

 

Bankers :

Not Divulged

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Deloitte Haskins and Sells

Chartered Accountants

Address :

12, Dr. Annie Besant Road, Opposite Shiv Sagar Estate, Worli, Mumbai – 400018, Maharashtra, India

Income-tax PAN of auditor or auditor's firm :

AACFD4815A

 

 

Holding company :

BSH Bosch and Siemens Hausgerate GmbH, Germany

 

 

Ultimate Holding company

Robert Bosch GmbH and Siemens AG

 

 

Fellow Subsidiary company :

BSH Home Appliances Private Limited [U29300MH1997PTC110691]

 

 

Associates :

Bosch Limited [L85110KA1951PLC000761]

 

 

CAPITAL STRUCTURE

 

AS ON 24.06.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

180000000

Equity Shares

Rs. 10/- each

Rs.1800.000 Millions

 

 

 

 

 

Issued and Subscribed Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

110000000

Equity Shares

Rs. 10/- each

Rs.1100.000 Millions

 

 

 

 

 

Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

40000000

Equity Shares

Rs. 10/- each

Rs.400.000 Millions

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.12.2012

31.12.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

400.000

400.000

(b) Reserves & Surplus

 

(285.268)

(7.172)

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1) + (2)

 

114.732

392.828

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

600.000

0.000

(b) Deferred tax liabilities (Net)

 

0.000

0.000

(c) Other long term liabilities

 

2.046

0.000

(d) long-term provisions

 

40.177

0.009

Total Non-current Liabilities (3)

 

642.223

0.009

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

610.268

0.000

(b) Trade payables

 

838.013

76.973

(c) Other current liabilities

 

89.698

3.710

(d) Short-term provisions

 

73.014

0.000

Total Current Liabilities (4)

 

1610.993

80.683

 

 

 

 

TOTAL

 

2367.948

473.520

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

340.839

0.945

(ii) Intangible Assets

 

0.818

0.000

(iii) Capital work-in-progress

 

148.793

336.794

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

0.000

0.000

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

512.047

71.285

(e) Other Non-current assets

 

0.000

0.000

Total Non-Current Assets

 

1002.497

409.024

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

518.959

9.061

(c) Trade receivables

 

244.641

0.000

(d) Cash and cash equivalents

 

319.117

51.355

(e) Short-term loans and advances

 

50.467

4.080

(f) Other current assets

 

232.267

0.000

Total Current Assets

 

1365.451

64.496

 

 

 

 

TOTAL

 

2367.948

473.520

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.12.2012

31.12.2011

 

SALES

 

 

 

 

 

Income

 

 

 

 

 

Other Income

 

 

 

 

 

TOTAL                                    

 

2010.718

2.518

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

 

2265.485

9.684

 

 

 

 

 

 

 

 

 

 

 

PROFIT/(LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

 

(254.767)

(7.165)

 

 

 

 

 

Less

DEPRECIATION/ AMORTISATION                    

 

24.329

0.007

 

 

 

 

 

 

PROFIT/(LOSS) BEFORE TAX

 

(279.096)

(7.172)

 

 

 

 

 

Less

TAX                                                                 

 

0.000

0.000

 

 

 

 

 

 

PROFIT/(LOSS) AFTER TAX

 

(278.096)

(7.172)

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

(6.95)

(0.50)

 

 

KEY RATIOS

 

PARTICULARS

 

 

 

31.12.2012

31.12.2011

PAT / Total Income

(%)

 
(13.83)

(284.83)

 

 

 
 

 

Return on Total Assets

(PBT/Total Assets}

(%)

 

(16.35)

(10.96)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

 

(2.43)

(0.02)

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

 

10.55

0.00

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

 

0.85

0.80

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last two years

Yes

12]

Profitability for last two years

Yes

13]

Reasons for variation <> 20%

-----------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------

22]

Litigations that the firm / promoter involved in

----------

23]

Banking Details

No

24]

Banking facility details

No

25]

Conduct of the banking account

----------

26]

Buyer visit details

----------

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

UNSECURED LOANS:

 

Particulars

31.12.2013

Rs. In Millions

31.12.2012

Rs. In Millions

Long Term Borrowings

 

 

Loans and Advances from related parties

600.000

0.000

Short Term Borrowings

 

 

Loans repayable on Demand

610.268

0.000

 

 

 

Total

1210.268

0.000

 

 

NOTE:

 

·         No Charges Exist for Company.

 

·         Current Maturity of Long Term debt is Not Available.

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.69

UK Pound

1

Rs.101.08

Euro

1

Rs.84.07

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

NKT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

2

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

 

 

 

TOTAL

 

26

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NB

NEW BUSINESS

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.