MIRA INFORM REPORT

 

 

Report Date :

07.12.2013

 

IDENTIFICATION DETAILS

 

Name :

AKRY ORGANICS PRIVATE LIMITED

 

 

Registered Office :

A-318, Ahura Centre, 82 Mahakali Caves Road, Andheri (East), Mumbai - 400093, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

08.04.1993

 

 

Com. Reg. No.:

11-071527

 

 

Capital Investment / Paid-up Capital :

Rs. 2.800 Millions 

 

 

CIN No.:

[Company Identification No.]

U24110MH1993PTC071527

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMA20203B

 

 

PAN No.:

[Permanent Account No.]

AAACA6005E

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Ethylene Glycols.

 

 

No. of Employees :

250 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (44)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Maximum Credit Limit :

USD 1870000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having a satisfactory track record.

 

Management of the company has filed its financial for the year 2013 with the government department same is not available with us.

 

There appears drastic dip in the profitability during 2012. However, general financial position seems to be satisfactory.

 

Trade relations are reported to be fair. Business is active. Payments are reported to be slow but correct.

 

The company can be considered for normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

A-318, Ahura Centre, 82 Mahakali Caves Road, Andheri (East), Mumbai -400093, Maharashtra, India

Tel. No.:

91-22-30863372/ 30863356

Mobile No.:

91-9820361615 (Mr. Pratik Kamlesh Sanghavi)

Fax No.:

91-22-30863350

E-Mail :

creatfinance@akry.in

pratik@akry.in

dilipmehta@akry.in

accakry@sity.com

Website :

www.akry.in

Location :

Owned

 

 

Factory :

Plot No. 20 and 21, MIDC, Tarapur, Boisar, Palghar – 401506, Thane, Maharashtra, India

Tel. No.:

91-2525-324455

Fax No.:

91-2525-274452

 

 

Branch Office :

302 Parshva Chambers, 17/21 Issaji Street, Vadgadi, Mumbai – 400003, Maharashtra, India

Tel. No.:

91-22-32552336

Fax No.:

91-22-23447472

 

 

DIRECTORS

 

AS ON 30.09.2013

 

Name :

Mr. Kamlesh Ramanlal Sanghavi

Designation :

Managing Director

Address :

Anupam, 10 Ansari Road, Vile Parle (West), Mumbai – 400056, Maharashtra, India

Date of Birth/Age :

16.05.1953

Qualification :

B.Sc.

Experience :

28 Years

Date of Appointment :

08.04.1993

PAN No.:

AAFPS9315P

DIN No.:

01095263

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U24110MH1993PTC071527

AKRY ORGANICS PRIVATE LIMITED

Managing director

08/04/1993

08/04/1993

Active

NO

2

U24110MH2000PTC128728

ICON ORGANICS PRIVATE LIMITED ICO

Director

15/09/2000

15/09/2000

Amalgamated

NO

3

U24100MH1990PLC058352

AUTHENTIC PETROPRODUCTS LIMITED

Director

30/09/2010

19/08/2010

Active

NO

 

 

Name :

Mrs. Daksha Kamlesh Sanghavi

Designation :

Director

Address :

Anupam, 10 Ansari Road, Vile Parle (West), Mumbai – 400056, Maharashtra, India

Date of Birth/Age :

09.07.1958

Date of Appointment :

12.06.1993

PAN No.:

AAFPS9314P

DIN No.:

01095274

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U24110MH1993PTC071527

AKRY ORGANICS PRIVATE LIMITED

Director

12/06/1993

12/06/1993

Active

NO

2

U24110MH2000PTC128728

ICON ORGANICS PRIVATE LIMITED ICO

Director

15/09/2000

15/09/2000

Amalgamated

NO

3

U24100MH1990PLC058352

AUTHENTIC PETROPRODUCTS LIMITED

Director

30/09/2010

19/08/2010

Active

NO

 

 

Name :

Mr. Mitul Kamlesh Sanghavi

Designation :

Whole-time Director

Address :

Anupam, 10 Ansari Road, Vile Parle (West), Mumbai – 400056, Maharashtra, India

Date of Birth/Age :

29.11.1980

Date of Appointment :

01.04.2004

PAN No.:

AKJPS2266F

DIN No.:

01095282

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U24110MH2000PTC128728

ICON ORGANICS PRIVATE LIMITED ICO

Director

15/09/2000

15/09/2000

Amalgamated

NO

2

U24110MH1993PTC071527

AKRY ORGANICS PRIVATE LIMITED

Whole-time director

01/04/2004

01/04/2004

Active

NO

3

U24100MH1990PLC058352

AUTHENTIC PETROPRODUCTS LIMITED

Director

30/09/2010

19/08/2010

Active

NO

 

 

Name :

Mr. Pratik Kamlesh Sanghavi

Designation :

Whole-time Director

Address :

Anupam, 10 Ansari Road, Vile Parle (West), Mumbai – 400056, Maharashtra, India

Date of Birth/Age :

23.01.1984

Date of Appointment :

01.01.2006

PAN No.:

ARCPS5470M

DIN No.:

01095287

Other Directorship :

 

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U24110MH1993PTC071527

AKRY ORGANICS PRIVATE LIMITED

Whole-time director

01/01/2006

01/01/2006

Active

NO

2

U24100MH1990PLC058352

AUTHENTIC PETROPRODUCTS LIMITED

Director

30/09/2010

19/08/2010

Active

NO

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2013

 

Names of Equity Shareholders

 

 

No. of Shares

 

Kamlesh Ramanlal Sanghavi

 

120000

Daksha Kamlesh Sanghavi

 

110000

Mitul Kamlesh Sanghavi

 

25000

Pratik Kamlesh Sanghavi

 

25000

 

 

 

Total

 

 

280000

 

 

Names of Preference Shareholders

 

 

No. of Shares

 

Kamlesh Ramanlal Sanghavi

 

500

Daksha Kamlesh Sanghavi

 

49000

Mitul Kamlesh Sanghavi

 

500

 

 

 

Total

 

 

50000

 

 

AS ON 30.09.2013

 

Equity Share Breakup

Percentage of Holding

Category

 

Directors or relatives of directors

100.00

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of Ethylene Glycols.

 

 

Products/ Services :

ITC Code No.

 

Product Descriptions

29053909

Glycols

 

 

PRODUCTION STATUS (AS ON 31.03.2011)

 

Particulars

Unit

Licensed Capacity

Installed Capacity

Actual Production

 

 

 

 

 

Glycols

Kgs

NA

30000000

19776480

 

 

 

 

 

 

Note:

 

a)       The Licensed and Installed Capacities are as certified by the Management and relied upon by the Auditors being a technical matter.

 

b)       Actual production includes for captive consumption of 2600625 (2512985) Kgs of Finished good and excluding production of Finished and Semi Finished Goods 17220 (13020) Kgs processed by third parties.

 

 

GENERAL INFORMATION

 

Customers :

End Users

 

 

No. of Employees :

250 (Approximately)

 

 

Bankers :

·         State Bank of India,  70/80, M G Road, Mumbai – 400023, Maharashtra, India

 

·         The Hongkong and Shanghai Banking Corporation Limited, 52/60, Mahatma Gandhi Road, Fort, Mumbai - 400001, Maharashtra, India

 

·         Citi Bank N.A., Bandra-Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India

 

·         The Ratnakar Bank Limited, Shahupuri, Kolhapur, Kolhapur - 416001, Maharashtra, India

 

·         Standard Chartered Bank, 90, M G Road, Fort, Mumbai – 40001, Maharashtra, India

 

·         Bank of India, Mumbai Mid Corporate Branch, 70/80, M.G. Road, Bank of India Building, Mezzanine Floor, Fort, Mumbai - 400001, Maharashtra, India

 

·         HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400013, Maharashtra, India

 

·         Commonwealth Bank of America, Level 2, Hoechst House, Nariman Point, Mumbai – 400021, Maharashtra, India

 

·         ICICI Bank Limited, Landmarkrace Cource Circle, Alkapuri, Baroda - 390015, Gujarat, India

 

 

Facilities :

 

SECURED LOANS

31.03.2012

(Rs. In Millions)

31.03.2011

(Rs. In Millions)

LONG TERM BORROWINGS

 

 

Foreign currency term loans from Banks

108.072

150.446

Rupee term loans from Banks

3.797

0.000

SHORT TERM BORROWINGS

 

 

Loans repayable on demand

531.388

275.165

 

 

 

Total

 

643.257

425.611

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Garg and Company

Chartered Accountants

Address :

413/415, Hind Rajasthan Building, Dada Saheb Phalke Road, Dadar (East), Mumbai – 400028, Maharashtra, India

Tel. No.:

91-22-24112575

Income-tax PAN of auditor or auditor's firm :

AABPG4441L

 

 

Subsidiary Company :

Authentic Petro Products Limited [U24100MH1990PLC058352]

 

 

Associate :

Icon Organics Private Limited

 

 

Enterprises having same Key Management Personal and /or their relatives as the reporting enterprises:

·         Crest Chemicals

·         Akry Rasayan

·         Efforts Chemicals

 

 

CAPITAL STRUCTURE

 

AS ON 30.09.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

700000

Equity Shares

Rs. 10/- each

Rs. 7.000 Millions

50000

Preference Shares

Rs. 10/- each

Rs. 0.500 Million

 

Total

 

Ra. 7.500 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

280000

Equity Shares

Rs.10/- each

Rs. 2.800 Millions

50000

Preference Shares

Rs.10/- each

Rs. 0.500 Million

 

Total

 

Rs. 3.300 Millions

 

 

AS ON 31.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

50000

Equity Shares

Rs.100/- each

Rs. 5.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

28000

Equity Shares

Rs.100/- each

Rs. 2.800 Millions 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

2.800

2.800

(b) Reserves & Surplus

 

465.855

436.602

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.000

0.000

Total Shareholders’ Funds (1) + (2)

 

468.655

439.402

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

163.987

205.541

(b) Deferred tax liabilities (Net)

 

6.010

7.371

(c) Other long term liabilities

 

0.000

0.000

(d) long-term provisions

 

0.000

0.000

Total Non-current Liabilities (3)

 

169.997

212.912

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

554.014

295.604

(b) Trade payables

 

213.140

152.325

(c) Other current liabilities

 

126.388

133.952

(d) Short-term provisions

 

0.868

0.694

Total Current Liabilities (4)

 

894.410

582.575

 

 

 

 

TOTAL

 

1533.062

1234.889

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

138.515

139.397

(ii) Intangible Assets

 

0.431

0.199

(iii) Capital work-in-progress

 

319.660

212.851

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

30.122

31.667

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

11.328

35.442

(e) Other Non-current assets

 

0.000

0.000

Total Non-Current Assets

 

500.056

419.556

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.762

27.102

(b) Inventories

 

628.486

422.703

(c) Trade receivables

 

256.457

214.794

(d) Cash and cash equivalents

 

0.710

7.708

(e) Short-term loans and advances

 

146.588

142.997

(f) Other current assets

 

0.003

0.029

Total Current Assets

 

1033.006

815.333

 

 

 

 

TOTAL

 

1533.062

1234.889

 

 

SOURCES OF FUNDS

 

 

 

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

2.800

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

361.871

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

364.671

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

147.581

2] Unsecured Loans

 

 

67.374

TOTAL BORROWING

 

 

214.955

DEFERRED TAX LIABILITIES

 

 

5.726

 

 

 

 

TOTAL

 

 

585.352

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

152.491

Capital work-in-progress

 

 

46.831

 

 

 

 

INVESTMENT

 

 

33.617

DEFERREX TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 
 
134.107

 

Sundry Debtors

 
 
197.107

 

Cash & Bank Balances

 
 
16.316

 

Other Current Assets

 
 

0.000

 

Loans & Advances

 
 
97.615

Total Current Assets

 
 
445.145

Less : CURRENT LIABILITIES & PROVISIONS

 
 

 

 

Sundry Creditor

 
 
92.533

 

Other Current Liabilities

 
 
0.199

 

Provisions

 
 

0.000

Total Current Liabilities

 
 
92.732

Net Current Assets

 
 
352.413

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.000

 

 

 

 

TOTAL

 

 

585.352

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2012

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

Income

NA

NA

916.940

 

 

Other Income

NA

NA

0.000

 

 

TOTAL                                    

NA

NA

916.940

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

NA

NA

690.726

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

62.820

140.844

226.214

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION        

18.929

21.468

23.725

 

 

 

 

 

 

PROFIT BEFORE TAX

43.891

119.376

202.489

 

 

 

 

 

Less

TAX                                                     

14.639

44.645

63.740

 

 

 

 

 

 

PROFIT AFTER TAX

29.252

74.731

138.749

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

432.528

357.797

219.048

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

461.780

432.528

357.797

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

139.763

170.420

127.800

 

 

Freight recovered on Sales 

4.083

7.238

0.000

 

TOTAL EARNINGS

143.846

177.658

127.800

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

413.096

382.520

85.679

 

 

Trading Goods

0.000

24.874

16.380

 

 

Consumables

0.000

1.807

0.000

 

TOTAL IMPORTS

413.096

409.201

102.059

 

 

 

 

 

 

Earnings Per Share (Rs.)

1044.71

2669.00

4955.00

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

PAT / Total Income

(%)

NA
NA

15.13

 

 

 
 

 

Net Profit Margin

(PBT/Sales)

(%)

NA
NA

22.08

 

 

 
 

 

Return on Total Assets

(PBT/Total Assets}

(%)

3.71
12.05

33.88

 

 

 
 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.09
0.27

0.56

 

 

 
 

 

Debt Equity Ratio

(Total Debt/Networth)

 

1.53
1.14

0.59

 

 

 
 

 

Current Ratio

(Current Asset/Current Liability)

 

1.15
1.40

4.80

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report

(Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last one year

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

INDEX OF CHARGES

 

S.NO.

CHARGE ID

DATE OF CHARGE CREATION/MODIFICATION

CHARGE AMOUNT SECURED

CHARGE HOLDER

ADDRESS

SERVICE REQUEST NUMBER (SRN)

1

10449648

07/09/2013

115,000,000.00

ICICI BANK LIMITED

LANDMARKRACE COURCE CIRCLE, ALKAPURI, BARODA - 390015, GUJARAT, INDIA

B85247377

2

10439955

29/07/2013 *

140,000,000.00

HDFC BANK LIMITED

HDFC BANK HOUSESENAPATI BAPAT MARG, LOWER PAREL [WEST], MUMBAI - 400013, MAHARASHTRA, INDIA

B81235954

3

10444561

24/05/2013 *

90,000,000.00

THE RATNAKAR BANK LIMITED

SHAHUPURI, KOLHAPUR - 416001, MAHARASHTRA, INDIA

B83582445

4

10406287

24/05/2013 *

30,000,000.00

THE RATNAKAR BANK LIMITED

SHAHUPURI, KOLHAPUR - 416001, MAHARASHTRA, INDIA

B76799774

5

10346583

07/03/2012

100,000,000.00

INDUSIND BANK LIMITED

GROUND FLOOR, HOTEL PANCHMAHAL CHOMPLEX, KODIALBAIL, MANGALORE- 575003, KARNATAKA, INDIA

B36669620

6

10308104

31/08/2011

38,000,000.00

CITIBANK N.A.

8TH FLOOR, NIRLON KNOWLEDGE PARK, BLOCK NO.B-7,
OFF WESTERN EXPRESS HIGHWAY, GOREGAON (EAST), MUMBAI - 400063, MAHARASHTRA, INDIA

B21429162

7

10330031

31/07/2013 *

120,000,000.00

YES BANK LIMITED

9TH FLOOR, NEHRU CENTRE, DISCOVERY OF INDIA, DR. ANNIE BESANT ROAD, WORLI, MUMBAI - 400018, MAHARASHTRA, INDIA

B82678228

8

10274980

21/03/2011

150,000,000.00

STANDARD CHARTERED BANK

90, M G ROAD, FORT, MUMBAI - 400001, MAHARASHTRA, INDIA

B08855603

9

10266947

17/01/2011

176,000,000.00

DBS BANK LIMITED

221, FORT HOUSE, 3RD FLOOR, D.N.ROAD, FORT, MUMBAI - 400001, MAHARASHTRA, INDIA

B05496203

10

10232845

06/08/2010

40,000,000.00

CITIBANK N. A.

TRENT HOUSE, 2ND FLOOR, G BLOCK, PLOT NO. C 60, BANDRA KURLA COMPLEX, BANDRA (E), MUMBAI - 400051, MAHARASHTRA, INDIA

A91029652

11

10150597

25/06/2013 *

150,000,000.00

DBS BANK LIMITED

3RD FLOOR, FORT HOUSE, DR. D N ROAD, FORT, MUMBAI - 400001, MAHARASHTRA, INDIA

B78512662

12

10056896

29/07/2011 *

120,000,000.00

HDFC BANK LIMITED

HDFC BANK HOUSESENAPATI BAPAT MARG, LOWER PAREL [WEST], MUMBAI - 400013, MAHARASHTRA, INDIA

B18194464

13

90160384

11/08/2011 *

35,000,000.00

BANK OF INDIA

MUMBAI MID CORPORATE BRANCH, 70/80, M.G. ROAD, BANK OF INDIA BUILDING, MEZZANINE FLOOR, FORT, MUMBAI - 400001, MAHARASHTRA, INDIA

B20769964

 

* Date of charge modification

 

 

UNSECURED LOANS

 

UNSECURED LOANS

31.03.2012

(Rs. In Millions)

31.03.2011

(Rs. In Millions)

LONG TERM BORROWINGS

 

 

Deferred sales tax loan

49.767

51.590

Loans and advances from related parties

2.351

3.505

SHORT TERM BORROWINGS

 

 

Loans repayable on demand

22.626

20.439

 

 

 

Total

 

74.744

75.534

 

 

CHANGE OF ADDRESS:

 

The Registered office of the company has been shifted from 302, Parshva Chambers, 17/21, Issaji Street, Vadgadi, Mumbai - 400003, Maharashtra, India to the present address w.e.f.07.04.2010

 

 

CONTINGENT LIABILITIES NOT PROVIDED IN RESPECT OF (AS ON 31.03.2012):

 

a) Bank Guarantee and Letter of Credit issued by banks outstanding Rs.27.980 Millions

 

b) Income Tax Demand due to pending rectification by A.O. as per direction given by appellant authority Rs.2.310 Millions

 

c) Custom duty which may arise if obligation of export is not fulfilled against import of Raw Material and Consumable goods Nil

 

d) The Company has taken key man Insurance policy for an annual premium of Rs.1.525 Millions to be paid up to 2020-2021.


FIXED ASSETS:

 

·         Leasehold Land

·         Buildings

·         Plant and Machinery

·         Furniture and Fixtures

·         Vehicle

·         Electrical Installation

·         Office Equipments


 

 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.67

UK Pound

1

Rs. 100.65

Euro

1

Rs. 84.25

 

 

INFORMATION DETAILS

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

5

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

4

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

44

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.