MIRA INFORM REPORT

 

 

Report Date :

07.12.2013

 

IDENTIFICATION DETAILS

 

Name :

MAESTRO WIRELESS SOLUTIONS LTD.

 

 

Registered Office :

Room 3603-3607, 36/F., 118 Connaught Road West, Sheung Wan

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

08.02.2007

 

 

Com. Reg. No.:

37633995

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Manufacturer of Wireless modems, telecommunication equipment

 

 

No. of Employees :

30.  (Including associates)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 


Company name & address

           

MAESTRO WIRELESS SOLUTIONS LTD.

 

ADDRESS:       Room 3603-3607, 36/F., 118 Connaught Road West, Sheung Wan, Hong Kong.

 

PHONE:            852-2869 0688

 

FAX:                 852-2525 4701

 

E-MAIL:            contact@meastro-wireless.com

fargo@fargogroup.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Cheng Han Ngok, Steve

 

 

SUMMARY

 

Incorporated on:             8th February, 2007.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

 

Issued:                          HK$100.00

 

Business Category:        Importer, Exporter and Manufacturer.

 

Group Revenue:             HK$1,458,192,000  (Year ended 31-12-2012)

 

Company Employees:  30.  (Including associates)

 

Group Employees:         2,800  (As at 30-06-2013)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Good.


Company name

 

MAESTRO WIRELESS SOLUTIONS LTD.

 

 

ADDRESS

 

Registered Head Office:-

Room 3603-3607, 36/F., 118 Connaught Road West, Sheung Wan, Hong Kong.

 

Holding Company:-

Fargo Telecom Holdings Ltd., British Virgin Islands.

 

Intermediate Holding Company:-

Calibre Holdings Ltd., British Virgin Islands.

 

Ultimate Holding Company:-

Telefield International (Holdings) Ltd., Cayman Islands/Hong Kong.

 

Associated Companies:-

Fargo Group Companies

Asia Trading Industry Services Ltd., Hong Kong.

Far East Lockers Co. Ltd., Hong Kong.

Far Group Asia Ltd., Hong Kong.

Fargo Chemicals Marketing Ltd., Hong Kong.  [Dissolved]

Fargo Development (H.K.) Ltd., Hong Kong.

Fargo Electronics, Hong Kong.

Fargo Indochina Ltd., Hong Kong.  [Dissolved]

Fargo Industrial Co. Ltd., Hong Kong.

Fargo Little Dragon Ltd., Hong Kong.

Fargo Marketing Ltd., China.

Fargo Marketing Services Ltd., Hong Kong.

Fargo Telecom Asia Ltd., Hong Kong.

Fargo Telecom Ltd., Hong Kong.

Fargo Textile Ltd., Hong Kong.

Fargo Trade Development Ltd., Hong Kong.  [Dissolved]

Fargo Wealth Ltd., Hong Kong.

Fartools Ltd., Hong Kong.

Greenware Ltd., Hong Kong.

Maestro Wireless Solutions Ltd., Hong Kong.

Seretec Far East Ltd., Hong Kong.

SmartGears Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER 

 

37633995

 

COMPANY FILE NUMBER

 

1108534

 

 

MANAGEMENT

 

Managing Director:  Mr. Cheng Han Ngok, Steve

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00

 

(Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$100.00

 

 

SHAREHOLDER  

 

(As per registry dated 08-02-2013)

Name

 

No. of shares

Fargo Telecom Holdings Ltd.

Sea Meadow House, Blackburne Highway, P.O. Box 116 Road Town, Tortola, British Virgin Islands.

 

100

===

 

 

DIRECTORS  

 

(As per registry dated 08-02-2013)

Name

(Nationality)

 

Address

Xavier Francois Pierre DUPONT

Apartment A, 12/F., Woodburry Court, Parkvale Village, Discovery Bay, Hong Kong.

 

POON Ka Lee, Barry

Room 9A, Block 3, Pokfulam Gardens, 180 Pokfulam Road, Hong Kong.

 

CHENG Han Ngok, Steve

Flat C, 9/F., Block 1, Peak One 63 Mei Tin Road, Shantin, New Territories, Hong Kong.

 

 

SECRETARY 

 

POON Ka Lee, Barry  (As per registry dated 08-02-2013)

 

 

HISTORY

 

The subject was incorporated on 8th February, 2007 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer.

 

Lines:                           Wireless modems, telecommunication equipment

 

Company Employees:    30.  (Including associates)

 

Group Employees:         2,800  (As at 30-06-2013)

 

Commodities Imported:   China, other Asian countries

 

Markets:                       Asian countries, Europe, North America

 

Group Revenue: HK$   848,492,000  (Year ended 31-12-2008)

HK$   821,898,000  (Year ended 31-12-2009)

HK$1,145,542,000  (Year ended 31-12-2010)

HK$1,309,390,000  (Year ended 31-12-2011)

HK$1,458,192,000  (Year ended 31-12-2012)

HK$   724,889,000  (6 months ended 30-06-2013)

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               Various terms.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$10,000.00

 

(Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$100.00

 

Group Profit:                  HK$51,254,000  (Year ended 31-12-2008)

HK$72,667,000  (Year ended 31-12-2009)

HK$55,711,000  (Year ended 31-12-2010)

HK$60,511,000  (Year ended 31-12-2011)

HK$19,488,000  (Year ended 31-12-2008)

HK$  5,755,000  (6 months ended 30-06-2013)

 

Profit or Loss:                Group business is profitable.

 

Condition:                      Keeping in an active state.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-                      The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

DBS Bank (Hong Kong) Ltd., Hong Kong.

 

Standing:  Good.

 

 

GENERAL

 

Having issued 100 ordinary shares of HK$1.00 each, Maestro Wireless Solutions Ltd. is a wholly owned subsidiary of Fargo Telecom Holdings Ltd. which is a BVI-registered firm.

The ultimate holding company Telefield International (Holdings) Ltd. [Company/Group when including associated companies], a Cayman Islands-registered company is a listed company in Hong Kong.

The subject is trading in the Group’s products which are:  Telecommunication Products, Multimedia Product & Computer Accessories, Gaming and Entertainment Products, Other Products.

For the year ended 31st December 2012, the Group recorded total revenue of HK$1,458.2 million, an increase of 11.4% as compared to previous year which was HK$1,309.4 million.  The Group managed to have a strong growth in revenue as a result of the increase in Electronic Manufacturing Services [EMS] business and the continued contribution of the distribution businesses.

For the year ended 31st December 2012, the revenue from EMS decreased by 1.8% to HK$787.9 million (2011: HK$802.7 million), whereas the revenue from Distribution segment increased by 32.3% to HK$670.3 million (2011: HK$506.7 million).

The revenue of HK$22.9 million recorded in the sale of the wireless communications devices under “Fargo” upon the acquisition of the subsidiary since October 2012 and the continuing revenue generated from the mobile electronic gaming and entertainment systems under “GAEMS” of HK$48.4 million (2011: HK$17.8 million).

For the six months ended 30thJune 2013, the Group recorded total revenue of approximately HK$724.9 million (2012: HK$630.9 million).  Gross profit amounted to approximately HK$153.5 million (2012: approximately HK$123.7 million), while gross profit margin was 21.2% (2012: 19.6%).  Group profit was HK$5.8 million (same period of previous year:  HK$1.3 million).  Profit attributable to owners of the Company slipped to HK$7.1 million (2012: HK$12.6 million) owing to the decline in revenue and margin of the EMS segment.

As at 30thJune, 2013, the Group had 2,800 employees in various operating units located Hong Kong, the United States, Germany and the PRC.

The subject is fully supported by the Group.  History in Hong Kong is over six years.

On the whole, consider the subject good for normal business engagements.

REMARKS

 

Brief Personnel Profile of the Directors of the subject:

Mr. Cheng Han Ngok Steve, aged 59, an executive Director and chairman of the Company since its incorporation on 18th May 2010, is the founder of the Group and a director of most of the major operating subsidiaries of the Group.  Mr. Cheng is responsible for the overall strategic development of the Group’s business.  He has over 35 years of experience in consumer electronic products industry.  Under Mr. Cheng’s leadership, the Group has succeeded to diversify from the production of telecommunications products to a wider EMS industry segment and entered into the branded products distribution sector.

Mr. Cheng is a standing committee member of The Chinese People’s Political Consultative Conference of the Baiyun District of Guangzhou.  Mr. Cheng obtained a Bachelor of Mathematics from the University of Waterloo in Canada in October 1977 and a Higher Diploma in Electronic Engineering from Hong Kong Polytechnic (now known as The Hong Kong Polytechnic University) in November 1973.  He and Mr. Poon Ka Lee Barry are brothers-in-law.

Mr. Poon Ka Lee Barry, aged 53, an executive Director since 1st July 2010, is the chief financial officer and the company secretary of the Company.  He is currently a director of most of the major operating subsidiaries of the Group. He is also a supervisor of Guangzhou Telefield Limited (the “Guangzhou Telefield”), Guangzhou Telefield Medical Devices Limited (the “Guangzhou Telefield Medical”) and Telefield Vision (Shanghai) Limited (the “Telefield Vision (SH)”).  Mr. Poon is responsible for developing and implementing the Group’s strategic objectives and business plans.  Mr. Poon has over 25 years of experience in audit, accounting and finance.  He is currently a practising member of the Hong Kong Institute of Certified Public Accountants.  He is also an associate member of the Association of Chartered Certified Accountants.  Mr. Poon obtained a Master Degree in Business Administration from the University of Manchester in the United Kingdom in December 2002 and a Professional Diploma in Accountancy from Hong Kong Polytechnic (now known as The Hong Kong Polytechnic University) in November 1983.  Since October 2009 and up to February 2012, Mr. Poon has been an independent non-executive Director of Sunlink International Holdings Limited (“Sunlink”) (stock code: 2336), a company listed on the Main Board of The Stock Exchange of Hong Kong Limited (the “Stock Exchange”).  His appointment was subsequent to a winding-up petition against Sunlink which was filed on 1st December 2008 and the petition was subsequently discharged in February 2012.

Mr. Poon has resigned as independent non-executive Director of Sunlink International Holdings Limited with effect from 24th February 2012. Mr. Poon and Mr. Cheng Han Ngok Steve are brothers-in-law.

Mr. Xavier Dupont, aged 35, an Managing Director of Fargo Telecom Holdings Ltd.  He has been working 12 years in Asia including China, Vietnam, India and Hong Kong; in different business position and different field such as heavy industry and M2M Communication.  He joined Fargo Telecom Asia Ltd in September 2004 in New Delhi India to lead the sales in the Northern Region and was transferred in November 2005 to the Hong Kong headquarter to support the overall m2m activities.  University of Victoria Mr Dupont studied in Grenoble Business School France as well as in theUniversity of Victoria Canada and holds a Master Degtee in Management from 2002.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.67

UK Pound

1

Rs.100.65

Euro

1

Rs.84.25

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.