MIRA INFORM REPORT

 

 

Report Date :

10.12.2013

 

IDENTIFICATION DETAILS

 

Name :

AMARJYOT CHEMICAL PRIVATE LIMITED

 

 

Formerly Known As :

HEMRAJ INDUSTRIAL CHEMICALS PRIVATE LIMITED

 

 

Registered Office :

A-301, Kaustubh Park, Near Bhagwati Hospital, Mandapeshwar Road, Borivali – 400103, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

31.06.1978

 

 

Com. Reg. No.:

11-020373

 

 

Capital Investment / Paid-up Capital :

Rs. 4.340 Millions

 

 

CIN No.:

[Company Identification No.]

U24110MH1978PTC020373

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMA24560E

 

 

PAN No.:

[Permanent Account No.]

AABCN1585F

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of Organic Chemicals.

 

 

No. of Employees :

55 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (50)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Maximum Credit Limit :

USD 827000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having a satisfactory track record.

 

There appears dip in the profit of the company. However, reserves of the company appears to be decent.

 

General financial position of the company appears to be good.

 

Trade relations are reported as fair. Business is active. Payment terms are reported to be regular and as per commitment.

 

The company can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Guaresh Naik

Designation :

Finance Manager

Contact No.:

91-9727782188

Date :

06.12.2013

 

 

LOCATIONS

 

Registered Office :

A-301, Kaustubh Park, Near Bhagwati Hospital, Mandapeshwar Road, Borivali – 400103, Maharashtra, India

Tel. No.:

91-22-67976666

Mobile No.:

91-9727782188 (Mr. Gauresh Naik)

Fax No.:

91-22-25904806

E-Mail :

sunny.p@aartidrugs.com

gauresh.naik@aartidrugs.com

Location :

Owned

 

 

Factory :

Plot No. 286/2, GIDC, Vapi – 396195, Gujarat, India

 

 

DIRECTORS

 

AS ON 30.09.2013

 

Name :

Mr. Nipun Hariharbhai Bhatt

Designation :

Director

Address :

A-301, Kaustubh Park, Near Bhagawati Hospital, Mandpeshwar Road, Borivili (West), Mumbai – 400103, Maharashtra, India 

Date of Birth/Age :

30.05.1961

Date of Appointment :

08.08.2005

DIN No.:

00090514

 

 

Name :

Mr. Bhavesh Dhirajlal Sheth

Designation :

Director

Address :

Plot No. 228/9, Parekh Building, Tamil Sangam Lane, Sion (East), Mumbai – 400022, Maharashtra, India

Date of Birth/Age :

28.12.1962

Date of Appointment :

18.02.2005

DIN No.:

00566127

 

 

Name :

Mr. Ashwinkumar Makanbhai Patel

Designation :

Whole-time director

Address :

Maroli ST Sanjan TA, Umbergaon, Valsad – 396171, Gujarat, India

Date of Birth/Age :

26.05.1966

Date of Appointment :

28.05.2012

DIN No.:

05289660

 

 

KEY EXECUTIVES

 

Name :

Mr. Guaresh Naik

Designation :

Finance Manager

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2013

 

Names of Shareholders

 

No. of Shares

 

Milan H. Maheshwari

 

43395

Bhavesh D. Sheth

 

17358

Parindu B. Gogri

 

16924

Tarla P. Desai

 

75513

Aarti R. Gogri

 

78502

Bindu B. Gogri

 

16924

Nipun H. Bhatt

 

16924

Manisha R. Gogri

 

33155

Alchemie Leasing and Financing Private Limited, India

 

1565

Jaya C. Gogri

 

31027

Bhavesh B. Mehta

 

34718

Nikhil P. Desai

 

26034

Jaya C. Gogri

Rashesh C. Gogri

 

41925

 

 

 

Total

 

 

433964

 

 

AS ON 30.09.2013

 

Equity Share Breakup

Percentage of Holding

Category

 

Bodies corporate

0.36

Directors or relatives of directors

7.90

Other top fifty shareholders

91.74

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Organic Chemicals.

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash, Credit and Depend

 

 

GENERAL INFORMATION

 

Suppliers :

Aarti Industries Limited

 

 

Customers :

End Users

 

·         Colourtex Industries Limited

 

 

No. of Employees :

55 (Approximately)

 

 

Bankers :

·         ICICI Bank Limited

Kotak Mahindra Bank Limited

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Madan Dedhia and Associates

Chartered Accountants

Address :

204, Shedda Bhavan, 98, Surat Street, Masjid (East), Mumbai – 400009, Maharashtra, India

Tel. No.:

91-22-23481036/ 23481063

Fax No.:

91-22-23481512

E-Mail :

mdasso@rediffmail.com

Income-tax PAN of auditor or auditor's firm :

AAAPV8139M

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

1,000,000

Equity Shares

Rs. 10/- each

Rs. 10.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

433,964

Equity Shares

Rs. 10/- each

Rs. 4.340 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

4.340

4.940

4.940

(b) Reserves & Surplus

202.460

193.823

148.542

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

206.800

198.763

153.482

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

0.000

0.000

0.000

(b) Deferred tax liabilities (Net)

6.708

5.952

5.977

(c) Other long term liabilities

0.000

0.000

0.000

(d) long-term provisions

0.238

0.000

0.000

Total Non-current Liabilities (3)

6.946

5.952

5.977

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

0.000

0.000

0.030

(b) Trade payables

162.587

105.996

17.395

(c) Other current liabilities

0.000

0.000

0.000

(d) Short-term provisions

2.783

1.380

2.173

Total Current Liabilities (4)

165.370

107.376

19.598

 

 

 

 

TOTAL

379.116

312.091

179.057

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

76.808

61.163

63.643

(ii) Intangible Assets

14.791

16.435

18.261

(iii) Capital work-in-progress

0.000

3.535

0.000

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

0.000

0.000

0.000

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d)  Long-term Loan and Advances

85.362

77.748

58.221

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

176.961

158.881

140.125

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

36.472

34.770

14.174

(c) Trade receivables

129.480

97.700

7.985

(d) Cash and cash equivalents

9.383

4.217

4.554

(e) Short-term loans and advances

26.819

16.522

12.217

(f) Other current assets

0.001

0.001

0.002

Total Current Assets

202.155

153.210

38.932

 

 

 

 

TOTAL

379.116

312.091

179.057

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

TOTAL                        

640.672

540.342

580.074

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

570.843

464.523

520.270

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

69.829

75.819

59.804

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION        

11.551

10.439

11.137

 

 

 

 

 

 

PROFIT BEFORE TAX

58.278

65.380

48.667

 

 

 

 

 

Less

TAX                                                                 

20.242

20.099

42.504

 

 

 

 

 

 

PROFIT AFTER TAX

38.036

45.281

6.163

 

 

 

 

 

 

TRANSFER TO CRR

0.000

0.000

0.547

 

 

 

 

 

 

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

121.886

76.605

76.605

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

159.922

121.886

82.221

 

 

 

 

 

 

Earnings Per Share (Rs.)

87.65

91.67

12.48

 

 

Expected Sales (2013-2014): Rs. 650.000 Millions

 

The above information has been parted by Mr. Guaresh Naik (Finance Manager)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

5.94

8.38

1.06

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

15.37

21.19

27.18

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.28

0.33

0.32

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.00

0.00

0.00

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.22

1.43

1.99

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report

(Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

Yes

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

Yes

18]

Major customers

Yes

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

CURRENT MATURITIES OF LONG TERM DEBT: NOT AVAILABLE

 

 

INDEX OF CHARGES: NO CHARGES EXIST FOR COMPANY

 

 

CHANGE OF ADDRESS:

 

The registered office of the company has been shifted from Plot No. 71, 2nd Floor, Udyog Kshetra, LBS Marg, Mumbai – 400080, Maharashtra, India to the present w.e.f.04.01.2013

 

 

OPERATIONS

 

During the year, the Company has achieved turnover of Rs. 629.099 Millions against turnover of Rs. 523.264 Millions in the previous year. The Company has earned net profit of Rs. 38.036 Millions as against net profit of Rs. 45.281 Millions in the previous year.

 

 

TRADE REFERENCES:

 

·         Aarti Industries Limited

Colourtex Industries Limited


FIXED ASSETS:

 

·         Land

Building

Plant and Machinery

Furniture and Fixture

Vehicles and Aircraft

Office Equipments


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.18

UK Pound

1

Rs. 100.01

Euro

1

Rs. 83.82

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

7

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

50

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.