MIRA INFORM REPORT

 

 

Report Date :

10.12.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. WILMAR NABATI INDONESIA

 

 

Registered Office :

B&G Tower, 9th Floor Jalan Putri Hijau No. 10 Medan, 20111 North Sumatra

 

 

Country :

Indonesia

 

 

Date of Incorporation :

11.02.2011

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

·Edible Oil and Non Edible Oil (Oleochemical) Manufacturing

·         Storage Tanks Development and Management

 

 

No. of Employees :

2,892

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices

Source : CIA


Name of Company

 

P.T. WILMAR NABATI INDONESIA

 

 

Address

 

Head Office

B&G Tower, 9th Floor

Jalan Putri Hijau No. 10

Medan, 20111

North Sumatra

Indonesia

Phones             - (62-61) 4102 7777, 4102 5777, 8001 0055

Fax                   - (62-61) 414 3150, 414 5346, 415 4891

E-mail               - hendri@kpn.co.id

                          hendri@wilmar.co.id

Building Area     - 15 storey

Office Space      - 100 sq. meters

Region              - Commercial

Status               - Rent

 

Plantation Sites

a.   Bukit Kapur

      Desa Bukit Kapur Km. 28 No. 24, Kecamatan Bukit Kapur

      Bengkalis Regency

      Riau Province

b.   Rantau Benar

      Desa Rantau Benar, Kecamatan Pembantu Mariung

      Tanjung Jabung Regency

      Jambi Province

 

Factories

a.   Jalan Datuk Laksamana No. 2

      Area Perkebunan Dumai

      Dumai Regency

      Riau Province

Phones                   - (62-765) 33533, 33396, 38743

Fax                         - (62-765) 33553

Land Area               - 120,000 sq. meters

Building Space        - 50,000 sq. meters

Region                    - Industrial Zone

Status                     - Owned

 

b.   Jalan Kapten Darmo Sugondo No. 56

      Kelurahan Indro, Kecamatan Kebomas

      Gresik, 61124

      East Java

Phones                   - (62-31) 3989101 (Hunting)

Fax                         - (62-31) 3978922

E-mail                     - syahrial.gresik@wilmar.co.id

Land Area               - 750,000 sq. meters

Building Space        - 50,000 sq. meters

Region                    - Commercial

Status                     - Owned

 

Date of Incorporation :

a.   5 October 1988 as P.T. BUKIT KAPUR REKSA

b.   11 February 2011 as P.T. WILMAR NABATI INDONESIA

 

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No. :

The Ministry of Law and Human Rights

-  No. C2-6876 HT.01.01.TH.89

   Dated 29 July 1989

-  No. AHU-09439.AH.01.02.TH.2011

   Dated 23 February 2011

-  No. AHU-AH.01.10-35552

   Dated 1 October 2012

-  No. AHU-17789.AH.01.02.TH.2013

   Dated 5 April 2013

-  No. AHU-AH.01.10-17643

   Dated 7 May 2013

 

 

Company Status :

Foreign Investment (PMA) Company

 

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.269.805.6-092.000

The Capital Investment Coordinating Board

-  No. 13/V/PMA/1993

   Dated 7 June 1993

-  No. 2/II/PMA/1994

   Dated 3 January 1994

-  No. 280/III/PMA/1994

   Dated 18 July 1994

-  No. 156/II/PMA/1994

   Dated 21 September 1994

-  No. 1411/III/PMA/1999

   Dated 20 October 1999

 

 

-  No. 269/II/PMA/1999

   Dated 10 December 1999

-  No. 61/II/PMA/2004

   Dated 16 April 2004

-  No. 224/II/PMA/2004

   Dated 16 December 2004

 

Related Company :

A Member Company of the WILMAR Group (see attachment)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 35,300,000,000.-

Issued Capital                                  : Rp. 35,300,000,000.-

Paid up Capital                                : Rp. 35,300,000,000.-

 

Shareholders/Owners :

a. TRADESOUND INVESTMENTS LIMITED                        - Rp. 33,535,000,000.-

    Address : PO Box. 71, Craigmuir

                    Charmbers Road Town

                    Tortola, British Virgin Island

b. WILMAR INTERNATIONAL LIMITED                              - Rp.   1,765,000,000.-

    Address : Bukit Pasoh Shop House

                    56 Neil Road

                    Singapore, 088830

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

a.   Edible Oil and Non Edible Oil (Oleochemical) Manufacturing

b.   Storage Tanks Development and Management

 

Production Capacity :

  Dumai Plant

  a.  RBD Refinery                                 -    926,520 tons p.a.

  b.  Crude Palm Oil                               -    239,300 tons p.a.

  c.  RBD Olein, Stearine, Palm Kernel

      Oil                                                 - 1,814,520 tons p.a.

  d.  Palm Kernel                                   -      20,000 tons p.a.

  e.  Palm Kernel Expeller                      -    140,000 tons p.a.

  f.   Drums (20 liters)                             - 2,400,000 tons p.a.

  g.  Palm Fatty Acid Distillate (PFAD)    -      42,900 tons p.a.

  h.  Cocoa Butters                                -      60,000 tons p.a.

  i.   Shortening and Margarine                -      47,520 tons p.a.

  j.   Palm Kernel Oil (PKO)                    -      70,950 tons p.a.

  k.  Storage Tanks                          

      - RBD Olein Tanks                          -    962,000 tons p.a.

      - RBD Stearine                               -    273,000 tons p.a.

      - PFAD Tanks                                -      65,000 tons p.a.

 

   Gresik Plant

   a.                                                Refine Bleach Deodorized Palm Oil                                       - 126,356 tons p.a.

   b.                                                Palm Fatty Acid Distillate (PFAD)                                         -   11,614 tons p.a.

   c.                                                Refine Bleach Deodorized Palm Stearine                               -   25,271 tons p.a.

   d.                                                Refine Bleach Deodorized Palm Olein                                    - 101,085 tons p.a.

   e.                                                Hydrogenated Palm Oil                                                         - 125,092 tons p.a.

   f. Refine Hydrogenated Palm Oil                             - 118,838 tons p.a.

   g.                                                Palm Kernel Fatty Acid Distillate                                           -     1,909 tons p.a.

   h.                                                Crude Palm Kernel Oil                                                          -   10,933 tons p.a.

   i. Refine Bleach Deodorized Palm Kernel Oil           -   10,387 tons p.a.

   j. Crude Palm Kernel Olein                                    -     7,107 tons p.a.

   k.                                                Crude Palm Kernel Stearine                                                  -     3,827 tons p.a.

   l. Refine Bleach Deodorized Palm Kernel Olein        -     6,751 tons p.a.

   m.Refine Bleach Deodorized Palm Kernel Stearine  -     3,635 tons p.a.

   n.                                                Hydrogenated Palm Kernel Oil                                              -   10,283 tons p.a.

   o.                                                Hydrogenated Palm Olein                                                     -     6,684 tons p.a.

   p.                                                Hydrogenated Palm Kernel Stearine                                      -     3,599 tons p.a.

   q.                                                Refine Hydrogenated Palm Kernel Olein                                 -     6,350 tons p.a.

   r. Refine Hydrogenated Palm Kernel Stearine          -     3,419 tons p.a.

   s.                                                Refine Hydrogenated Palm Kernel Oil                                    -     9,769 tons p.a.

 

Total Investment :

   Dumai Plant

   a.                                                Equity Plant   - Rp.      35.3 billion

   b.                                                Loan Capital   - Rp.    975.9 billion

   c.                                                Total Investment - Rp. 1,011.2 billion

 

   Gresik Plant

   a.                                                Equity Plant   - None

   b.                                                Loan Capital   - Rp. 360.0 billion

   c.                                                Total Investment - Rp. 360.0 billion

 

Started Operation :

1995

 

Brand Name :

SANIA, SOVIA and FORTUNE

 

Technical Assistance :

WILMAR International Singapore

 

Number of Employee :

2,892 persons

 

Marketing Area :

Local       - 80%

Export      - 20%

 

 

Main Customer :

Buyers in Europe Union and the USA

 

Market Situation :

Very Competitive

 

Main Competitors :

a.   P.T. DUA KUDA INDONESIA

b.   P.T. CISADANE RAYA CHEMICALS

c.   P.T. ECOGREEN OLEOCHEMICALS

d.   P.T. FLORA SAWITA CHEMINDO

e.   P.T. MUSIM SEMI MAS

f.    P.T. SALIM IVOMAS PRATAMA Tbk

g.   P.T. SINAR OLEOCHEMICAL

h.   Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank NEGARA INDONESIA Tbk

      Jalan Cuk Nyak Dien 16

      Medan, North Sumatra

      Indonesia

b.   P.T. Bank MANDIRI Tbk

      Jalan Imam Bonjol No. 7

      Medan, North Sumatra

      Indonesia

c.   Hongkong & Shanghai Banking Corp. Ltd.

      Jalan Diponegoro No. 11

      Medan, North Sumatra

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 5,500.0 billion

2011 – Rp. 5,750.0 billion

2012 – Rp. 5,870.0 billion

2013 – Rp. 2,990.0 billion (January – June)

 

 

Net Profit (estimated) :

2010 – Rp. 440.0 billion

2011 – Rp. 488.7 billion

2012 – Rp. 498.9 billion

2013 – Rp. 257.1 billion (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                            - Mr. Hendri Saksti

Vice President Director                     - Mr. Erik

Directors                                         - a. Mr. Taufik Tamin

                                                        b. Mr. Ir. Tanmin

                                                        c. Mr. Darwin

                                                        d. Mr. Erry Tjuatja

 

Board of Commissioners :

President Commissioner                   - Mr. Drs. Sutanto

Commissioners                                - a. Mr. Ricky Hermanto

                                                        b. DR. Master Parulian Tumanggor

 

Signatories :

President Director (Mr. Hendri Saksti) or Vice President Director (Mr. Erik) or one of the Directors (Mr. Taufik Tamin, Mr. Ir. Tanmin, Mr. Darwin or Mr. Erry Tjuatja) which must be approved by Board of Commissioner.

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

 

OVERALL PERFORMANCE

 

The correct name of the Subject is P.T. WILMAR NABATI INDONESIA not P.T. WILMAR NABATI as stated in your order ref. no. 245068 dated 27 November 2013.

 

Originally the company was named P.T. BUKIT KAPUR REKSA was established in Medan, North Sumatera on 5 October 1988 with the authorized capital of  Rp. 100,000,000 issued capital of Rp. 50,000,000 wholly paid-up. Founders and shareholders are Mr. Martua Sitorus SE AKA Thio Seng Hap, his wife Mrs. Rosa Taniasuri  and his family members, Mrs. Sylvia Sintiani and Mrs. Enny Rezeki wholly Indonesian of Chinese origin. In June 1993, Mrs. Sylvia Sintiani and Mrs. Enny Rezeki pulled out and replaced by Mr. Salimin Angkasa AKA Ang Kim Ing and three companies of British Virgin Islands respectively Caffrey International Ltd., Tradesound Investment Ltd., and Wingrove Investment Ltd. On the same occasion, the authorized capital was increased to Rp. 20,000,000,000 issued capital of Rp. 7,700,000,000 wholly paid-up. According to its articles of association of October 1999, its total authorized capital had been issued and paid-up. As from that time on the company’s shareholders are TRANDESOUND INVESTMENT Ltd., of Singapore (95%) and P.T. KARTIKA PRIMANABATI of Indonesia (5%). Then in February 2011 the company named was changed to P.T. WILMAR NABATI INDONESIA (P.T. WNI). Later based on notary deed of Mr. Eddy Simin, SH., No. 109 dated 29 August 2012 the company authorized capital was increased to Rp. 35,300,000,000 wholly issued and paid up. On the same occasion P.T. KARTIKA PRIMANABATI pulled out and the whole share sold to WILMAR INTERNATIONAL LIMITED of Singapore. With this time the composition of its shareholders has been changed to become TRADESOUND INVESTMENTS LIMITED (95%) and WILMAR INTERNATIONAL LIMITED (5%). Later based on notary deed Mr. Eddy Simin, SH., No. 145 dated 30 March 2013 the company board of director and the board of commissioner had been restructured to lead and runs of the company’s operation. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-17643 dated May 7, 2013. 

 

TRADESOUND INVESTMENT Ltd., is a foreign company established in British Virgin Islands whose shares is controlled by Mr. Martua Sitorus SE., AKA Thio Seng Hap and Mr. Robert Kuok, chairman of the KUOK Group, a big-size business group in Singapore, while Mr. Martua Sitorus SE., is founder and majority business stakes owner of the WILMAR, a large size business group engaged  in many types of business among other are oil palm plantation and processing, exporter of edible oil, trading of cooking oil, coconut oil refinery, tapioca powder industry, etc.

 

P.T. WNI is a foreign investment company under the WILMAR Group which is engaged in the processing of pal oil and its derivatives in the form of edible oil and non edible oil (Oleochemical) products. P.T. WNI is dealing with palm oil refinery whose plantation and factories are situated in two locations respectively in Bukit Kapur Village, Bengkalis Regency, Riau and Rantau Benag Village, Gresik, East Java. P.T. WNI products are the form of RDB Oils, Cocoa Butters, Crude Palm Oil (CPO), Palm Kernel expeller (PKE), RDB Olein, Stearine, Palm Kernel Oil (PKO) and others. P.T. WNI also operates steel drum making plant with 200 liters of capacity wholly for own use.  In September 2004, P.T. BKR and P.T. Multimas Nabati Asahan won a tender as the supplier of CPO, RDB olein, RDB Palm Oil, Crude PKO etc. As refinery and fractionation mill P.T. WNI produces i.e; Edible oil products such as Crude Palm Oil, Refined Palm Oil, Fatty Acid Distillate, Refined Palm Olein, Refined Palm Stearine, Crude Kernel Olein and Crude Kernel Stearine most used for the food industry.

 

The company produced cooking oil under the brand name SANIA, SOVIA and FORTUNE. Non edible oil (oleochemicals) fatty products such as fatty acid, glycerine, soap methyl ester and noodles are used in various industries and biodiesel is used as fuel. P.T. WNI is one the largest global processor and merchandiser of palm oil and lauric oils, a major oil palm plantation owner and the largest palm bio diesel manufacture in the world. The primary production started as from June 1995 and most of its products is exported to the European Countries, the USA, Canada, The People’s Republic of China, India, Japan and others. We observe the operation of P.T. WNI has been running smoothly and developing well in the last five years.

 

Generally outlook we find the demand for fatty acid, glycerine has been rising at home. It is in line with the growth of several industrial sectors, including rubber products, textile industry, cosmetic and soap industries, pharmaceutical, lubricating industry, paper making, and others as potential consumers of the products. As the largest producer of crude palm oil (crude palm oil / CPO) in the world, Indonesia should likely be the basis of the oleochemical industry world beyond Malaysia, China, India, and even the European Union. National oleochemical industries performance from year to year has been improvement. This is due to market demand and government policy support. Currently, Malaysia is still considered a benchmark constellation of global oleochemical industry because of the high acquisition and integration technology industry from upstream to downstream.

 

Indonesia must change the mindset that initially rely on the production of crude palm oil into various derivative manufacturers high value-added palm oil, oleochemicals one through industrialization, Ministry of Industry, said Mr. Abdul, continues to push the industry to support the progressive imposition of export duty on CPO exports to ensure domestic availability of raw materials. The government also encouraged the expansion of capacity and new investment in the area of ​​the proposed facility oleochemical industry through tax allowances and tax holidays. For tax holiday, there are two companies that have been filed. A company that P.T. Unilever Oleochemical Indonesia. Upon the enactment of export duty on CPO progressive, there is an increase in the oleochemical industry investments by 12 companies with a total investment value of Rp. 14 trillion. Ministry of Industry is also targeting 60% export of derivative products, including oleochemicals, and 40% of CPO.

 

Some of oleochemical products as a derivative product of Crude Palm Oil (CPO) has been able to produce in Indonesia. But, actually the case is the Indonesian oleochemical industry is not affordable yet to supply domestic demand especially in the down-streamer, because of domestic oleochemical products are still in the stage of semi-finished products. The semi-finished products which consists of fatty acid, fatty alcohol and glycerol were exported and after extending process then imported again by Indonesian as finished products like additive matters for textile industry, rubber, plastic, detergent, paint, cosmetic, processed-food, etc. Finally, as a consequence, development of Indonesian oleochemical industry is still far left behind compare to the one of Malaysian.

 

In 2011, for example, Indonesia has some 16 oleochemical producer companies with a total capacity of 1.67 million tons, contains 1.00 million tons of fatty acid, 490,000 tons of fatty alcohol and some 177,750 tons of glycerol. Since all domestic oleochemical products were exported, afterwards Indonesia’s market share in the world would be at 15% of 6.63 million tons of fatty acid consumption whereas, fatty alcohol only has 12% of 3.95 million tons and has only 8.9% of 2.00 million tons of glycerol. It is estimated both fatty acid and glycerine will remain to rise in the coming years.

 

Competition is very tight due to a large number of similar companies operating in the country, like P.T. ECOGREEN OLEOCHEMICALS, P.T. CISADANE RAYA CHEMICAL, P.T. SUMI ASIH, P.T. MEDAN OLEOCHEMICAL and P.T. FLORA SAWITA. In overall we find that oleo chemicals industry in the country keeps rising despite the export price was lower and fluctuated. The growth of oleo chemicals industry in the country is seen in the table below.


 

The Growth and Production of Ole Chemical, 2005-2012

Year

Fatty Acid

Production (Ton)

Growth (%)

Glycol

Fatty Alcohol

Total

2005

2006

2007

2008

2009

2010

2011

2012

436,700

398,952

350,203

476,700

504,080

542,391

585,782

631,473

46,354

41,283

35,577

51,222

55,290

59,492

64,251

69,262

93,712

119,905

176,099

111,159

136,482

146,855

158,603

170,974

576,766

560,141

561,879

639,081

695,582

748,738

808,636

871,709

 

(2.88)

0.31

14.74

8.88

7.60

8.00

7.80

Growth, % /year

4.44

 

Until this time P.T. WNI has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. UKI is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 5,500.0 billion rose to Rp. 5,750.0 billion in 2011 increased to Rp. 5,870.0 billion in 2012. As from January to June 2013 the sales turnover has amounted at Rp. 2,990.0 billion with a net profit of Rp. 257.1 billion and the sales it’s projected to go on rising by at least 6% in 2014. The company has an estimated total networth of at least Rp. 780.0 billion. We observe that P.T. WNI is supported by the WILMAR Group a large size business group with has financially strong and sound behind it. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. WNI is led by Mr. Hendri Saksti (47) a professional manager with experience in trading, import and distribution of industrial pumps. Hendri Saksti graduated Management Information System Academy, Jakarta, Indonesia. Mr. Saksti joined the Group’s Indonesian operations in 1994 as a Branch Manager, responsible for the palm oil business. In 1996, he was appointed Finance and Accounts Director. He is currently in charge of the Group’s fertilizer business, several manufacturing plants and the marketing of our consumer pack cooking oil in Indonesia.

 

The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. WILMAR NABATI INDONESIA is sufficiently fairly good for business transaction.

 

 

List of the WILMAR Group Members

 

1.          AGRINDO INDAH PERSADA, P.T. (Oil Palm Plantation)

2.          AGRIPRIMA CIPTA PERSADA, P.T. (Oil Palm Plantation)

3.          AGRO PALINDO SAKTI, P.T. (Oil Palm Plantation and Refinery)

4.          AGRONUSA INVESTAMA, P.T. (Oil Palm Plantation)

5.          ALAM SAWIT PERMAI, P.T. (Oil Palm Plantation)

6.          AMP PLANTATION, P.T. (Oil Palm Plantation and Refinery)

7.          ANUGRAH REJEKI NUSANTARA, P.T. (Sugar Cane Plantation)

8.          ASIATIC PERSADA, P.T. (Oil Palm Plantation and Refinery)

9.          BAWAK SAWIT TUNAS BELUM, P.T. (Oil Palm Plantation)

10.      BUANA ALAM SUBUR, P.T. (Oil Palm Plantation)

11.      BULUH CAWANG PLANTATION, P.T. (Oil Palm Plantation and Refinery)

12.      BUMIPRATAMA KHATULISTIWA, P.T. (Oil Palm Plantation)

13.      BUMI SAWIT BAJENTA, P.T. (Oil Palm Plantation)

14.      BUMI SAWIT KENCANA, P.T. (Oil Palm Plantation)

15.      CITI PRIMA PLAZA, P.T. (Building Rental)

16.      CITRA RIAU SARANA, P.T. (Oil Plam Plantation)

17.      DAYA LABUHAN INDAH, P.T. (Oil Palm Plantation)

18.      DAYA LANDAK PLANTATION, P.T. (Oil Palm Plantation)

19.      DERMAGA SUNGAI MENTAYA, P.T. (Oil Palm Plantation and Investment Holding)

20.      DHARMA WUNGU GUNA, P.T. (Oil Palm Plantation)

21.      DUTA SUGAR INTERNATIONAL, P.T. (Sugar Refinery Plant)

22.      EKA KAHARAP ITAH, P.T. (Oil Palm Plantation)

23.      GERSINDO MINANG PLANTATION, P.T. (Oil Palm Plantation and Refinery)

24.      GUNA KARYA LESTARI, P.T. (Oil Palm Plantation)

25.      GUNA KARYA MANDIRIJAYA, P.T. (Oil Palm Plantation)

26.      HAMPARAN SAWIT EKA, P.T. (Oil Palm Plantation)

27.      INDORESINS PUTRA MANDIRI, P.T. (Oil Palm Plantation)

28.      JAWAMANIS RAFINASI, P.T. (Sugar Refinery Plant)

29.      KARTIKA PRIMA NABATI, P.T. (Investment Holding)

30.      KARUNIA KENCANA PERMAISEJATI, P.T. (Oil Palm Plantation)

31.      KARYA  PRAJONA  NELAYAN, P.T. (Exporter and Processing of Edible  Oil,  Palm  and

Coconut Oil)

32.      KARYA PUTRAKREASI NUSANTARA, P.T. (Palm Kernel/Cooking Oil Processing and Investment Holding)

33.      KENCANA SAWIT INDONESIA, P.T. (Oil palm Plantation and Refinery)

34.      KERRY AGRO MANAGEMENT, P.T. (Management Service in Agrobusiness)

35.      KERRY SAWIT INDONESIA, P.T. (Oil Palm Plantation and Refinery)

36.      MEKAR BUMI ANDALAS, P.T. (Oil Palm Plantation)

37.      MALINDO LESTARI PLANTATIONS, P.T. (Oil Palm Plantation and Refinery)

38.      MENTAYA SAWIT MAS, P.T. (Oil Palm Plantation)

39.      MULTIMAS NABATI ASAHAN, P.T. (Palm Cooking Oil Industry)

40.      MULTI NABATI SULAWESI, P.T. (Crude Coconut Oil Industry)

41.      MURINI SAMSAM, P.T. (Oil Palm Plantation and Refinery)

 

42.      MUSI BANYUASIN INDAH, P.T. (Oil Palm Plantation)

43.      MUSTIKA SEMBULUH, P.T. (Oil Plam Plantation)

44.      NATURA WAHANA GEMILANG, P.T. (Investment Holding)

45.      PELAYARAN TIRTACIPTA MULYAPERSADA, P.T. (Shipping Interinsulair

Services and General Shipping Agencies and Investment Holding)

46.      PERKEBUNAN MILANO, P.T. (Oil Palm Plantation and Refinery)

47.      PERMATA HIJAU PASAMAN, P.T. (Oil Palm Plantation and Refinery)

48.      PETAK MALAI SAWIT MAKMUR, P.T. (Oil Palm Plantation)

49.      PUKAN MANDIRI LESTARI, P.T. (Oil Palm Plantation)

50.      PRATAMA PROSENTINDO, P.T. (Oil Palm Plantation)

51.      PRIMATAMA MULIAJAYA, P.T. (Oil Palm Plantation)

52.      PUTRA INDOTROPICAL, P.T. (Oil palm Plantation)

53.      SARANA TITIAN PERMATA, P.T. (Oil Palm Plantation)

54.      SARI AGROPRATAMA PERSADA, P.T. (Oil Palm Plantation)

55.      SEGAR KEMBANG SEJATI, P.T. (Coconut Oil Refinery)

56.      SELATAN RAYA PERMAI, P.T. (Oil Palm Plantation)

57.      SENTANA ADIDAYA PRATAMA, P.T. (NPK Fertilizer Industry and Trading)

58.      SIAK PRIMA SAKTI, P.T. (Oil Palm Plantation)

59.      SINAR ALAM PERMAI, P.T. (Palm Kernel Oil Processing)

60.      SINARPERDANA CARAKA, P.T. (Oil Palm Plantation)

61.      SINARSIAK DIANPERMAI, P.T. (Oil Palm Plantation)

62.      TANIA SELATAN, P.T. (Oil Palm Plantation and Refinery)

63.      TRADESOUND INVESTMENT LTD., British Virgin Island (Investment Holding)

64.      TRITUNGGAL SENTRA BUANA, P.T. (Oil Palm Plantation)

65.      USDA SEROJA JAYA, P.T. (Shipping Services)

66.      WILMAR BIOENERGI INDONESIA, P.T. (Biodiesel Processing Industry)

67.      CAHAYA CAHAYA INDONESIA Tbk, P.T. (Specialty Vegetable Oil Industry)

68.      WILMAR HOLDINGS LTD., Singapore (Investment Holding)

69.      WILMAR NABATI INDONESIA, P.T. (Crude Palm Oil and Palm Kernel Oil Processing)

70.      WILMAR INTERNATIONAL LTD., Singapore (Trading, Marketing and Investment Holding)

71.      Etc.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.18

UK Pound

1

Rs.100.01

Euro

1

Rs.83.82

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.