MIRA INFORM REPORT

 

 

Report Date :

10.12.2013

 

IDENTIFICATION DETAILS

 

Name :

ZANOTTI S A

 

 

Registered Office :

Rua Germano Wagner, 1000 – Centenário, 89256-800 - Jaraguá Do Sul/Sc

 

 

Country :

Brazil

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

02.05.1984

 

 

Legal Form :

Privately Held Corporation

 

 

Line of Business :

Manufacture of Textiles

 

 

No. of Employees :

1800

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BRAZIL - ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. In 2008, Brazil became a net external creditor and two ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Rising inflation led the authorities to take measures to cool the economy; these actions and the deteriorating international economic situation slowed growth to 2.7% in 2011, and 1.3% in 2012. Unemployment is at historic lows and Brazil's traditionally high level of income inequality has declined for each of the last 14 years. Brazil's historically high interest rates have made it an attractive destination for foreign investors. Large capital inflows over the past several years have contributed to the appreciation of the currency, hurting the competitiveness of Brazilian manufacturing and leading the government to intervene in foreign exchange markets and raise taxes on some foreign capital inflows. President Dilma ROUSSEFF has retained the previous administration's commitment to inflation targeting by the central bank, a floating exchange rate, and fiscal restraint. In an effort to boost growth, in 2012 the administration implemented a somewhat more expansionary monetary policy that has failed to stimulate much growth.

 

Source : CIA


company name

 

ZANOTTI S/A

 

 

ADDRESSES

 

MAIN ADDRESS:

RUA GERMANO WAGNER, 1000 - CENTENÁRIO

ZIP CODE/CITY:

89256-800 - JARAGUÁ DO SUL/SC

 

 

PHONE:

47 3372-5013

FAX:

47 3372-5013

E-MAIL:

elnor@zanotti.com.br

WEB SITE:

www.zanotti.com.br

 

BRANCHES:

 

 

 

ADDRESS:

RUA EXPEDICIONÁRIO ANTONIO CARLOS FERREIRA, 314 CENTRO

ZIP CODE/CITY:

89252-101 JARAGUÁ DO SUL/SC

 

 

LEGAL DATA

 

MAIN ACTIVITIES:

 

MANUFACTURE OF TEXTILES.

 

LEGAL FORM:

PRIVATELY HELD CORPORATION

 

 

INCORPORATION DATE:

02/05/1984

REGISTER DATE:

02/05/1984

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

78.256.336/0001-07

STATE REGISTER:

251.057.143

 

 

SHARE CAPITAL:

R$ 343.417.978,00

LAST REGISTER OF CAPITAL:

17/01/2008

 

BOARD OF DIRECTORS:

 

 

 

VALDEMAR ZANOTTI

PRESIDENT DIRECTOR

MARILI SULEICA MULLER ZANOTTI

EXECUTIVE DIRECTOR

 

 


AUTHORIZED USE OF SIGNATURE

 

THE DIRECTORS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

TURIM ADMINISTRADORA DE BENS E PARTICIPAÇÕES LTDA

95,050%

CIMPAR PARTICIPAÇÕES LTDA

4,610%

FIX INVESTIMENTOS LTDA

0,330%

VALDEMAR ZANOTTI

0,010%

 

AFFILIATES / SUBSIDIARIES:

 

 

 

ZANOTTI PACATUBA INDÚSTRIA E COMÉRCIO DE ARTIGOS TÊXTEIS LTDA

 

 

 

COMPANY'S BACKGROUND

 

THE SUBJECT WAS ESTABLISHED ON MAY 02, 1984 AS ZANOTTI INDÚSTRIA E COMÉRCIO DE ELÁSTICOS LTDA TO BE ENGAGED IN THE SAID LINE OF BUSINESS. ON MAY 31, 2000 IT ADOPTED THE ABOVE-MENTIONED NAME AND UP TO DATE IT IS STILL OPERATING WITHIN THE GENERAL SCENE REPORTED HEREIN.

 

TRADE NAME: "ZANOTTI".

 

FURTHER DETAILS ARE SO FAR NOT KNOWN.

 

REMARKS:

--------

 

WHEN CONTACTING THE SUBJECT WE INTERVIEWED MS. ALESSANDRA, FINANCIAL DEPARTMENT, WHO INFORMED THAT WOULD NOT DISCLOSE ANY KIND OF INFORMATION UNLESS THE INQUIRING PARTY'S NAME WAS DISCLOSED.

 

IF IT IS POSSIBLE TO DISCLOSE THE NAME OF THE INTERESTED SUPPLIER OF THE SUBJECT, WE MAY RESUME OUR CONTACTS AND TRY TO OBTAIN FURTHER INFORMATION.

 

THE DATA CONTAINED HEREIN WERE OBTAINED FROM OUTSIDE SOURCES, OUR DATABASE AND OFFICIAL. NO FURTHER DATA WAS AVAILABLE WITH SEVERAL SOURCES USUALLY INVESTIGATED.

 

PUBLIC INFORMATION:

 

NO DETRIMENTAL FILES WERE FOUND.

 

 


FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/12/2012, 31/12/2011 AND 31/12/2010.

( FIGURES ARE IN REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/12/2012

31/12/2011

31/12/2010

 

 

 

 

ACCOUNTS RECEIVABLE

253.194.492,00

262.028.469,00

262.770.557,00

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

253.194.492,00

262.028.469,00

262.770.557,00

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

 

 

OTHER CREDITS

170.878.368,00

165.854.752,00

147.435.882,00

 

----------------

----------------

----------------

TOTAL LONG-TERM RECEIVABLES

170.878.368,00

165.854.752,00

147.435.882,00

 

 

================

================

================

TOTAL ASSETS

424.072.860,00

427.883.221,00

410.206.439,00

 

 

LIABILITIES:

 

 

 

CURRENT:

31/12/2012

31/12/2011

31/12/2010

 

 

 

 

ACCOUNTS PAYABLE

17.817.775,00

27.363.317,00

23.053.842,00

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

17.817.775,00

27.363.317,00

23.053.842,00

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

OTHER

7.738.080,00

7.351.877,00

5.852.164,00

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

7.738.080,00

7.351.877,00

5.852.164,00

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

343.417.978,00

343.417.978,00

343.417.978,00

OTHER

13.750.049,00

11.256.773,00

11.109.484,00

PROFIT (LOSS) OF PERIOD

41.348.978,00

38.493.276,00

26.772.971,00

 

----------------

----------------

----------------

TOTAL NET EQUITY

398.517.005,00

393.168.027,00

381.300.433,00

 

================

================

================

TOTAL LIABILITIES

424.072.860,00

427.883.221,00

410.206.439,00

 

PROFIT AND LOSS ACCOUNTS AS OF 31/12/2012, 31/12/2011 AND 31/12/2010.

( FIGURES ARE IN REAIS ).

 

 

31/12/2012

31/12/2011

31/12/2010

 

 

 

 

GROSS SALES

255.410.760,00

255.931.620,00

285.244.123,00

(-) TAXES ON SALES

52.535.482,00

51.547.855,00

57.382.657,00

 

----------------

----------------

----------------

NET SALES

202.875.278,00

204.383.765,00

227.861.466,00

(-) COST OF SOLD GOODS

123.500.511,00

128.053.015,00

153.117.858,00

 

----------------

----------------

----------------

GROSS PROFIT

79.374.767,00

76.330.750,00

74.743.608,00

OPERATING REVENUE (EXPENSE)

-19.912.277,00

-21.808.917,00

-33.861.286,00

 

----------------

----------------

----------------

OPERATIONAL PROFIT (LOSS)

59.462.490,00

54.521.833,00

40.882.322,00

CONTRIBUTION/INCOME TAX

-18.113.545,00

-16.027.556,00

-14.109.351,00

 

----------------

----------------

----------------

NET PROFIT (LOSS)

41.348.945,00

38.494.277,00

26.772.971,00

 

RATIOS:

31/12/2012

31/12/2011

31/12/2010

 

QUICK RATIO

14,21

 

9,58

 

11,40

 

CURRENT RATIO

14,21

 

9,58

 

11,40

 

ACCOUNTS RECEIVABLE TURNOVER

 

 

 

 

 

 

DAYS' SALES IN RECEIVABLES

 

 

 

 

 

 

INVENTORY TURNOVER

 

 

 

 

 

 

ACCOUNTS PAYABLE PERIOD

 

 

 

 

 

 

RETURN ON ASSETS

,48

TIMES

,48

TIMES

,56

TIMES

SALES TURNOVER ON NET EQUITY

,51

TIMES

,52

TIMES

,60

TIMES

NET WORTH TIE-UP

 

 

 

 

 

 

INDEBTEDNESS

,06

 

,09

 

,08

 

EQUITY RATIO

93,97

%

91,89

%

92,95

%

WORKING CAPITAL RATIO

1.321,02

%

857,59

%

1.039,81

%

GENERAL SOLVENCY

16,59

 

12,33

 

14,19

 

RETURN ON NET EQUITY

10,38

%

9,79

%

7,02

%

RETURN ON SALES (PROFIT MARGIN)

20,38

%

18,83

%

11,75

%

GROSS PROFIT MARGIN

39,12

%

37,35

%

32,80

%

OPERATIONAL RESULT

29,31

%

26,68

%

17,94

%

SALES TURNOVER ON LIABILITIES

11,39

TIMES

7,47

TIMES

9,88

TIMES

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

US$ 1,00 = R$ 2,35

US$ 1,00 = R$ 2,04

US$ 1,00 = R$ 1,87

US$ 1,00 = R$ 1,66

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE FIGURES AVAILABLE SHOW GOOD FINANCIAL STANDING. IT IS NOTED HIGH LIQUIDITY RATIOS AND VERY HIGH WORKING CAPITAL AMOUNT, AS WELL AS VERY LOW LEVEL OF INDEBTEDNESS. SALES DROPPED BUT POSTED HIGH PROFIT.

 

REMARKS:

 

THE COMPANY DID NOT PUBLISH THE BREAKDOWN OF THE ASSETS AND LIABILITIES.

 

 

REAL ESTATE:

 

OWNED PREMISES ARE VALUED AT R$ 20.000.000,00

 

VEHICLES:

 

OWNED VEHICLES ARE VALUED AT R$ 250.000,00

 

MACHINES:

 

OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 40.000.000,00

 

 

INSURANCE

 

INSURANCE COMPANY:

BRADESCO SEGUROS S/A

COVERAGE:

ENTERPRISE / VEHICLES

 

 

INSURANCE COMPANY:

ACE SEGURADORA S/A

COVERAGE:

CIVIL LIABILITY

 

 

BANKING REFERENCES

 

 

BRANCH/PHONE:

 

BANCO BRADESCO S/A

0356-5 / 47 3371-1800

 

BANCO DO BRASIL S/A

3428-2 / 47 3431-2000

 

BANCO ITAÚ S/A

0862   / 47 3433-2237

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK").

 

 

ACTIVITIES COMMENTS

 

SUBJECT IS ENGAGED IN THE PRODUCTION, COMMERCIALIZATION, IMPORT AND EXPORT OF ELASTICS, SHOELACES, TAPES, YARNS, THE RENDERING OF DYEING SERVICES, MANAGEMENT OF REAL ESTATES AND PARTICIPATION IN OTHER COMPANIES.

 

IMPORT AND EXPORT:

 

IMPORTS FROM:

GERMANY, SINGAPORE, INDONESIA, MALAYSIA AND THAILAND.

 

EXPORTS TO:

ARGENTINA, PARAGUAY, VENEZUELA AND PERU.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

 

PHONE:

COMERCIAL DE TECIDOS CAMPINA

 

 

D.R. LINGERIE INDÚSTRIA E COMÉRCIO LTDA

 

 

LUTESTIL IND. COMÉRCIO DE ROUPAS LTDA

 

11 6783-9599

MARISOL S/A

 

 

NOVA ERA COMÉRCIO DE AVIAMENTOS

 

 

PHAEL

 

17 3482-9828

S.C. DO AMARAL CONFECÇÕES

 

 

SARA LEE BRASIL

 

11 3611-8199

 

STAFF:

 

THE COMPANY HAS: 1800 EMPLOYEE(S)

 

 

CONCEPT AND FULFILMENT

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY, OPERATING SINCE 1984. SO FAR IT HAS A CLEAR TRADE HISTORY AND VERY GOOD PAYMENT BEHAVIOR. IT IS A FAMILY-RUN COMPANY AND BOTH THE COMPANY AND THE PRINCIPALS ENJOY A FAVORABLE REPUTATION AMONG LOCAL TRADE SOURCES.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

 

PHONE:

CIBA ESPECIALIDADES QUÍMICAS

 

11 7968-9890

FILLATTICE DO BRASIL

 

11 3707-1070

ITANORTE

 

47 3323-6575

PLÁSTICOS ZANOTTI

 

 

 

FOREIGN SUPPLIERS:

COUNTRY:

 

MILL HOUSE INTERNATIONAL LTD

SINGAPORE

 

NATURAL RUBBER THREAD

THAILAND

 

PT INDORAMA SYNTHETICS TBK

INDONESIA

 

RUBBERFLEX SDN BHD

MALAYSIA

 

 

PAYMENT HISTORY:

 

18 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 472.228,00

 

AMOUNT OF INVOICES PAID: 222

TOTAL OF PROMPT PAYMENTS: 100%

HIGHEST INVOICE: R$ 38.432,00

HIGHEST CREDIT: R$ 38.432,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT 30 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

2

2

R$ 1.784,25

 

 

FINAL OPINION

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY IN BUSINESS FOR SEVERAL YEARS. UP TO DATE IT HAS GOOD FINANCIAL STANDING, A CLEAR TRADE HISTORY AND GOOD PAYMENT BEHAVIOUR.

 

BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.18

UK Pound

1

Rs.100.01

Euro

1

Rs.83.82

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.