MIRA INFORM REPORT

 

 

Report Date :

12.12.2013

 

IDENTIFICATION DETAILS

 

Name :

GREENS LTD.

 

 

Registered Office :

Room 273, Houston Centre, 63, Mody Road, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

12.01.1988

 

 

Com. Reg. No.:

11545645

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Canned food, Kitchen Appliances, Electric Products, Milk, Personal Care Electric Appliances, Electronic Products, Toys, General Household Goods, Sundry Items.

 

 

No. of Employees :

7

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983

Source : CIA


Company name

 

GREENS  LTD.

 

 

Company ADDRESS

 

Room 273, Houston Centre, 63, Mody Road, Tsimshatsui, Kowloon, Hong Kong.

 

PHONE:                  852-2721 9682,  2721 9724

 

FAX:                       852-2369 1588

 

E-MAIL:                  green@netvigator.com

                         info@greensltd.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Deepak Jiwatram Sujan

 

 

SUMMARY

 

Incorporated on:             12th January, 1988.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$1,000,000.00

Issued:                          HK$1,000,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   7.

 

Main Dealing Banker:     China Construction Bank (Asia) Corporation, Hong Kong.

 

Banking Relation:           Good.


Company name   

 

GREENS  LTD.

 

 

Company ADDRESS

 

Registered Head Office:-

Room 273, Houston Centre, 63, Mody Road, Tsimshatsui, Kowloon, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

11545645

 

 

COMPANY FILE NUMBER

 

0207826

 

 

MANAGEMENT

 

Managing Director:  Mr. Deepak Jiwatram Sujan

 

 

CAPITAL

 

Nominal Share Capital:   HK$1,000,000.00 (Divided into 100,000 shares of HK$10.00 each)

 

Issued Share Capital:     HK$10,000,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 12-01-2013)

            Name

 

No. of shares

Mr. Hiranandani Manik Uttamchand

 

85,000

Mr. Sujan Deepak Jiwatram

 

15,000

 

 

–––––––

 

Total:

100,000

======

 

 

DIRECTORS

 

(As per registry dated 12-01-2013)

         Name

   (Nationality)

 

Address

Mr. Sujan Deepak Jiwatram

11/F., Flat A, Ho On Mansion, 107-109 Austin Road, Kowloon, Hong Kong.

 

Mr. Hiranandani Manik Uttamchand

11/F., Flat A, Ho On Mansion, 107-109 Austin Road, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 12-01-2013)

Name

Address

Mr. Charanjit S GREWAL

Room 301, 3/F., Kam On Building, 176A Queen’s Road Central, Hong Kong.

 

 

HISTORY

 

The subject was incorporated on 12th January, 1988 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Canned food, Kitchen Appliances, Electric Products, Milk, Personal Care Electric Appliances, Electronic Products, Toys, General Household Goods, Sundry Items.

 

Employees:                   7.

 

Commodities Imported:   China, other Asian countries, etc.

 

Markets:                       Asian countries, Africa, etc.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$1,000,000.00 (Divided into 100,000 shares of HK$10.00 each)

 

Issued Share Capital:     HK$10,000,000.00

 

Alternation of Issued Capital:-

 

12-01-1988

paid up

HK$            20.00

12-09-1988

paid up

HK$   999,980.00

 

 

–––––––––––––––

Total:

paid up

HK$1,000,000.00

=============

 

Mortgage or Charge:       (See attachment)

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

China Construction Bank (Asia) Corporation, Hong Kong.

Citibank, N.A., Hong Kong.

Bank of America (Asia) Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Having issued 100,000 ordinary shares of HK$10.00 each, Ltd. is jointly owned by Mr. Hiranandani Manik Uttamchand, holding 85%; and Mr. Sujan Deepak Jiwatram, holding 15%, both of whom are Indian.  They are Hong Kong ID Card holders and have got the right to reside in Hong Kong permanently.  They are also directors of the subject.

Incorporated in January 1988, the subject is a trading company carrying varieties of commodities.

Your given phone and fax number are not correct.

According to the subject, its is trading in the following commodities:

Canned food, Foodstuffs, Agricultural Products, Beverages, Kitchen Appliances, Electric Products, Milk, Personal Care Electric Appliances, Electronic Products, Toys, General Household Goods, Bags, Travelling Goods, Garments, Textile Products, Interior Decoration Products, Sundry Items, etc.

Most of the commodities are sourced from China and the other Asian countries.  Prime markets are Asian countries, the Middle East, some of the African countries.

According to the subject, it is an international buyer based in Hong Kong.  Commodities are exported to worldwide countries.  Business has been active as regular suppliers and customers have been maintained.

The subject operates form a self-owned office in Hong Kong.  History is about 25 years.

On the whole, in view of the history and background of the subject, consider it good for normal business engagements.


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

04-08-2003

Instrument:      Charge Over Account

Property:

Pursuant to Clause 3 (Charge) of the Charge, for good and valuable consideration, receipt of which is acknowledged, the Chargor as sole beneficial owner and as security for the payment of all Secured Liabilities charges the Credit Balance to the Bank, by way of first fixed charge.  The charge created under Clause 3 shall be construed as a separate charge over the credit balance of each charged account from time to time, including all interest accruing from time to time in respect of it.  For the avoidance of doubt, the validity or enforceability of a charge created under Clause 3 shall not effect the validity or enforceability of any of the other charges and if a charge created under Clause 3 is to be construed as a floating charge, that will not effect the nature of any of the other charges

Mortgagee:      Bank of America (Asia) Ltd., Hong Kong.  [Now known as China Construction Bank (Asia) Corporation Ltd.]

All present and future obligations and liabilities

20-11-2006

Instrument:      Deposit Deed

Property:

By way of a first fixed charge and as a continuing security for the obligations, the company charges all the company’s right, title to the interest in all the company’s account maintained with any branch of Citibank N.A. and Citibank Hong Kong Ltd and all credit balance from time to time in such accounts

Mortgagee:      Citibank N.A., Hong Kong Branch.

All moneys now or at any time in the future owing by the company to the Bank


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.33

UK Pound

1

Rs.100.79

Euro

1

Rs.84.37

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.