MIRA INFORM REPORT

 

 

Report Date :

12.12.2013

 

IDENTIFICATION DETAILS

 

Name :

PULCRA CHEMICALS CO. LTD.

 

 

Registered Office :

Room 1802, 18/F., New Victory House, 93-103 Wing Lok Street, Sheung Wan

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

18.11.2008

 

 

Com. Reg. No.:

50021264

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of all kinds of specialty chemicals

 

 

No. of Employees :

6

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 


Company name & address

           

PULCRA CHEMICALS CO. LTD.

 

 

ADDRESS:       Room 1802, 18/F., New Victory House, 93-103 Wing Lok Street, Sheung Wan, Hong Kong.

 

PHONE:            852-3590 9902

 

 

MANAGEMENT

 

Managing Director:  Dr. Christoph Kowitz

 

 

SUMMARY

 

Incorporated on:             18th November, 2008.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

 

Issued:                          HK$1,000.00

 

Business Category:        Chemical Trader.

 

Employees:                   6.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company name

 

PULCRA CHEMICALS CO. LTD.

 

 

ADDRESS

 

Registered Head Office:-

Room 1802, 18/F., New Victory House, 93-103 Wing Lok Street, Sheung Wan, Hong Kong.

 

Holding Company:-

Fashion Chemicals GmbH & Co. KG, Germany.

 

Associated Companies:-

P.T. Pulcra Chemicals Indonesia, Indonesia.

Pulcra Chemicals Bangladesh (Pvt.) Ltd., Bangladesh.

Pulcra Chemicals de Colombia Ltda., Colombia.

Pulcra Chemicals GmbH, Germany.

Pulcra Chemicals India Private Ltd., India.

Pulcra Chemicals Italy S.r.l., Italy.

Pulcra Chemicals LLC, USA.

Pulcra Chemicals Pakistan (Pvt) Ltd., Pakistan.

Pulcra Chemicals S.A. de C.V., Mexico.

Pulcra Chemicals SL, Spain.

Pulcra Especialidades Quimicas Ltda., Brazil.

Pulcra Kimya AS, Turkey.

Pulcra Specialty Chemicals Shanghai Co. Ltd., China.

Pulcra-Lachiter S.r.l., Italy.

 

 

BUSINESS REGISTRATION NUMBER 

 

50021264

 

 

COMPANY FILE NUMBER

 

1288023

 

 

MANAGEMENT

 

Managing Director:         Mr. Ren Yibo

Contact Person:             Mr. Noel Leong

 


CAPITAL

 

Nominal Share Capital: HK$10,000.00

 

(Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$1,000.00

 

 

SHAREHOLDER  

 

(As per registry dated 18-11-2013)

Name

 

No. of shares

Fashion Chemicals GmbH & Co. KG

Rheinpromenade 1, D-40789 Monheim, Germany.

 

1,000

====

 

 

DIRECTOR    

 

(As per registry dated 18-11-2011)

Name

(Nationality)

 

Address

Dr. Christoph KOWITZ

Isardamm 79-83, 82538 Geretsried, Germany.

 

 

SECRETARY 

 

(As per registry dated 18-11-2013)

Name

Address

Co. No.

Sky Advisory Services Ltd.

Room 2308, 23/F., CC Wu Building, 302‑308 Hennessy Road, Wanchai, Hong Kong.

1270626

 

 

HISTORY

 

The subject was incorporated on 18th November, 2008 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of specialty chemicals.

 

Employees:                   6.

 

Commodities Imported:   Europe, China, other Asian countries, etc.

 

Markets:                       Worldwide countries.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               As per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$1,000.00

 

Mortgage or Charge:       (See attachment)

 

Profit or Loss:                Too early to offer an opinion.

 

Condition:                      Business is under development.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Bank of China (Hong Kong) Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Pulcra Chemicals Co. Ltd. is a wholly-owned subsidiary of Fashion Chemicals GmbH & Co. KG which is a Germany-based firm located in Geretsried, Germany.

The director of the subject Dr. Christoph Kowitz is a Germany merchant who is currently residing in Geretsried, Germany.  He was newly appointed.

The subject has had an associated company Pulcra Specialty Chemicals Shanghai Co. Ltd. which is in Shanghai, China.

The subject is a member of the Pulcra Chemicals group.

The subject is a specialty chemical trader.  Its products are serving the following industrial sectors:-

Textile Technology;

Fibre Technology;

Leather Technology; &

Performance Chemicals.

Pulcra Chemicals group has acquired the Skintex® business from BASF.  The Skintex® range was originally developed by scientists from the Henkel & Cognis textile department over ten years ago.  During the creation of the Fashion / Pulcra Chemicals group the Skintex® range remained with Cognis, which was then acquired by BASF SE in 2010.  The acquisition brings the Skintex® business back into the group where it was created.

Performance finishes for textiles has been a target growth area for the Group’s business and the Skintex® portfolio of products increases the offerings available to its customers.

Pulcra Chemicals, which supplies process chemicals to the textile and leather industries, was previously the Process Chemicals strategic business unit [SBU] of Cognis.  The SBU was carved out into separate legal entities on 1st July, 2007, and renamed Pulcra Chemicals.  Pulcra operates production sites and service centres in Brazil, China, Germany, India, Indonesia, Italy, Mexico, Spain, Turkey and the United States.

Now, Pulcra Chemicals is a worldwide operating company and supplier of innovative specialty chemicals with profound process and engineering know‑how.  Based on more than 125 years being a partner to the fibre, textile, and leather industries, Pulcra Chemicals provides high-performance products and system solutions for increasing the productivity and environmental compatibility of complex manufacturing processes in the fibre, textile and leather industries.  It also develops and markets specific finishing treatments for functional textiles.

Concerning the fibre and textile segments, Pulcra Chemicals offers products and technical support covering all stages of the textile production chain.  Its portfolio ranges from process auxiliaries for the manufacturing of man-made fibres, across secondary spinning, weaving, pre-treatment, dyeing and printing, to finishes defining the final quality of fabrics and garments.

Now, Besides the subject, Pulcra Chemicals has had subsidiaries and associated companies in Germany, Italy, Spain, Turkey, the United States, Mexico, Brazil, Colombia, Indonesia, China, India, Pakistan and Bangladesh.

Dr. Yusuf Aktalay is the CEO of Pulcra Chemicals and CEO-designate of Fashion Chemicals.

The Group set up a new division known as ‘Performance Chemicals’ in 2012.

The President of Pulcra Chemicals LLC, a US-based company, is Mr. Brian Francois.

The contact person of the subject is Mr. Noel Leong in Hong Kong.

The subject is fully supported by Fashion Chemicals and the Group.  History in Hong Kong is over five years.

On the whole, in view of the background and parentage of the subject, consider it good for normal business engagements.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

06-02-2012

Instrument:        Assignment of Receivables – General with Notice of Assignment

Property:

In consideration of the Banking Facilities, the Customer, as beneficial owner and by way of security for the payment of the Secured Monies, hereby assigns, and agrees to assign, to the Bank the Receivables until all the Secured Monies have been paid or discharged

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure all monies in respect of banking facilities

10-02-2012

Instrument:        Assignment of Life Insurance

Property:

Property Charged: (i) all the Assignor’s claims, options, privileges, right, title, interest and benefit in and under the Insurance; and (ii) all the Assignor’s claims and rights against the issuer of the Policy (No. 28004892) in respect of the Policy upon the terms

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Secured Monies


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.33

UK Pound

1

Rs.100.79

Euro

1

Rs.84.38

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.