MIRA INFORM REPORT

 

 

Report Date :

12.12.2013

 

IDENTIFICATION DETAILS

 

Name :

UBIVELOX INC.

 

 

Registered Office :

212-8, Guro 3-dong, Guro-gu, Seoul, Korea, Rm. 705, Daeryung Post Tower 1-cha 152-790

 

 

Country :

South Korea

 

 

Financials (as on) :

30.09.2013

 

 

Date of Incorporation :

01.09.2000

 

 

Com. Reg. No.:

119-81-41677

 

 

Legal Form :

Listed Company

 

 

Line of Business :

Application Software Development and Supply and Mobile Platform, Mobile Solution, Mobile Application, Telematices

 

 

No. of Employees :

400

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Korea

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH KOREA - ECONOMIC OVERVIEW

 

South Korea over the past four decades has demonstrated incredible growth and global integration to become a high-tech industrialized economy. In the 1960s, GDP per capita was comparable with levels in the poorer countries of Africa and Asia. In 2004, South Korea joined the trillion dollar club of world economies, and is currently the world's 12th largest economy. Initially, a system of close government and business ties, including directed credit and import restrictions, made this success possible. The government promoted the import of raw materials and technology at the expense of consumer goods, and encouraged savings and investment over consumption. The Asian financial crisis of 1997-98 exposed longstanding weaknesses in South Korea's development model including high debt/equity ratios and massive short-term foreign borrowing. GDP plunged by 6.9% in 1998, and then recovered by 9% in 1999-2000. Korea adopted numerous economic reforms following the crisis, including greater openness to foreign investment and imports. Growth moderated to about 4% annually between 2003 and 2007. Korea''s export focused economy was hit hard by the 2008 global economic downturn, but quickly rebounded in subsequent years, reaching 6.3% growth in 2010. The US-South Korea Free Trade Agreement was ratified by both governments in 2011 and went into effect in March 2012. Throughout 2012 the economy experienced sluggish growth because of market slowdowns in the United States, China, and the Eurozone. The incoming administration in 2013, following the December 2012 presidential election, is likely to face the challenges of balancing heavy reliance on exports with developing domestic-oriented sectors, such as services. The South Korean economy''s long term challenges include a rapidly aging population, inflexible labor market, and heavy reliance on exports - which comprise half of GDP

Source : CIA


Basic

 

Company Name

UBIVELOX INC.

(Korean Company Name : “유비벨록스()”)

Registered Address

212-8, Guro 3-dong, Guro-gu, Seoul, Korea

Building

Rm. 705, Daeryung Post Tower 1-cha

Zip Code

152-790

Tel

+82-2-597-3023

Fax

+82-2-597-3177

E-mail

contact@ubivelox.com

Website

www.ubivelox.com

Trading Address

Rm. 705, Daeryung Post Tower 1-cha, 212-8, Guro 3-dong, Guro-gu, Seoul, Korea

(New Address System : 288, Digital-ro, Guro-gu, Seou, Korea)

Tel

+82-2-597-3023

Fax

+82-2-597-3177

Type

Export/Import

Industry

Application Software Development and Supply

  Main Business

Mobile Platform, Mobile Solution, Mobile Application, Telematices

Established (mm/dd/yyyy)

09/01/2000

 

 

Detailed Products

 

Activity

Detailed Products (UNSPSC)

Sell

Development software(43232400)

Sell

Communications server software(43232902)

Sell

Computer Equipment and Accessories(43210000)

 

 

CEO’s

 

Name

Lee Heung-Bouk

Date of Birth

02/1974

Title

President & CEO

Sex

Male

Nationality

Korean

 

 

Profiles

 

Capital (KRW)

2,738,827,000

Employees

400

Formation

Listed Company (KOSDAQ : 089850) as of 06/18/2010

Venture Business

Bank Details

Woori Bank-Naksungdae Branch

Corporate Registered No.

110111-2062167

Business Registered No.

119-81-41677

Permit & Licenses

N/A

Shareholder Position

Name

Shares

%

LEE HEUNG-BOUK

1,096,036

20.01

HYUNDAI MOTOR COMPANY(110111-0085450)

311,897

5.69

EMPLOYEE STOCK OWNERSHIP ASSOCIATION

199,924

3.65

OTHERS

3,869,797

70.65

TOTAL

5,477,654

100.00

Company History

09/01/2000 Incorporated as VELOXSOFT INC.

12/2005 Moved to the present HQ address from 1659-5, Bongcheon-dong, Gwanak-gu, Seoul, Korea

06/2009 Changed company name to the present name

 

 

 

 

Detailed Information

 

Management

 

Job Description

Title

Name

Nationality

Date of Birth

Education

President & CEO

Mr.

Lee Heung-Bouk

Korean

1974.02

Seoul National University, Korea

Sr. Executive Director

Mr.

Yang Byung-Sun

Korean

1974.1

Seoul National University, Korea

Sr. Executive Director

Mr.

Kim Sung-Jin

Korean

1968.02

Ulsan University, Korea

Executive Director

Mr.

Lee Byung-Kap

Korean

1974.11

-

Director

Mr.

Kim Myyung-Ho

Korean

1968.11

Sungkyunkwan University, Korea

Outside Director

Mr.

Jung Koo-Min

Korean

1972.10

Seoul National University, Korea

Outside Director

Mr.

Ju Min-Cheol

Korean

1974.01

KAIST, Korea

 

Financials

 

Year / Unit : KRW

Sales

Assets

Net Income

(*)09/2013

55,295,555,238

107,757,990,483

21,426,223

(*)2012

83,473,032,205

108,364,505,106

6,883,915,153

(*)2011

92,088,835,599

87,859,957,788

9,785,375,913

2010

80,279,645,027

53,562,621,034

10,127,015,957

2009

44,966,542,106

33,005,052,508

4,511,770,937

2008

15,135,497,635

16,409,999,804

1,865,041,726

2007

11,082,129,043

12,649,990,160

2,060,633,576

2006

7,138,669,590

8,899,788,673

925,250,741

(*)Figures are based on the K-IFRS Accounting System.

 

Financial Description

 

Authorized Capital(KRW)

10,000,000,000

Paid-Up Capital(KRW)

2,738,827,000

Total Issues Shares

5,477,654

 

 

Balance Sheet

 

Unit : Korean Won

01/01/2013~09/30/2013

As of 12/31/2012

As of 12/31/2011

Total Assets

107,757,990,483

108,364,505,106

87,859,957,788

Current Assets

36,922,620,141

40,640,086,819

34,190,981,007

Cash & Cash Equivalents

8,627,140,345

9,449,593,981

1,221,813,820

Marketable Financial Instruments

1,648,000,000

623,000,000

4,355,000,000

Finance Assets from this year's Income

203,603,279

905,262,424

795,611,711

Other Receivables

9,955,579,338

17,771,935,836

14,337,375,216

Deferred Income Tax Assets

 

105,352,252

 

Current Financial Instruments

2,311,187,269

1,861,536,692

511,297,899

Other Current Assets

5,270,454,284

1,661,220,716

1,796,555,754

Inventories

8,906,655,626

8,262,184,918

11,173,326,607

Non-Current Assets

70,835,370,342

67,724,418,287

53,668,976,781

Non-Current Financial Instruments

940,000,000

498,000,000

90,000,000

Marketable Financial Instruments

55,000,000

55,000,000

55,000,000

Investment_Related Companies

39,518,755,280

39,272,066,280

38,455,756,280

Tangibles

13,918,715,758

13,509,412,319

4,663,628,699

Intangibles

13,374,349,652

11,671,539,761

8,688,398,632

Non-Current Financial Instruments

2,457,568,414

2,354,752,001

1,633,586,893

Deferred Income Tax Assets

570,981,238

363,647,926

82,606,277

Total Liabilities

37,891,504,346

38,958,241,463

34,075,514,851

Current Liabilities

26,920,296,319

23,822,295,087

9,941,187,540

Trade Payables

2,496,341,751

7,812,010,157

3,717,374,053

Short-Term Borrowings

17,135,097,547

12,572,687,163

2,790,000,000

Current Portion of Long-Term Debts

4,166,700,000

 

 

Accrued Income Tax

89,265,689

 

821,014,764

Other Current Financial Debts

2,306,477,972

2,335,670,450

1,693,636,332

Other Current Liabilities

726,413,360

1,101,927,317

919,162,391

Non-Current Liabilities

10,971,208,027

15,135,946,376

24,134,327,311

Long-Term Borrowings

10,833,300,000

15,000,000,000

15,000,000,000

Provision for Severance & Retirement

37,470,890

31,777,889

52,229,433

Provision for Repairing

84,614,706

84,368,412

83,727,661

Other Non-Current Financial Debts

15,822,431

19,800,075

- 

Bond With Warrant

- 

- 

8,998,370,217

Capital Stock

3,003,708,000

2,997,982,500

2,757,980,500

Capital Surplus

29,329,317,346

29,135,051,131

21,101,820,503

Profit Surplus

38,058,642,629

38,037,216,406

31,153,301,253

Others

-525,181,838

-763,986,394

-1,228,659,319

Total Equity

69,866,486,137

69,406,263,643

53,784,442,937

Liab. & Shareholder’s Equity

107,757,990,483

108,364,505,106

87,859,957,788

 

 

Income Statement

 

Unit : Korean Won

01/01/2013~09/30/2013

As of 12/31/2012

As of 12/31/2011

Sales

55,295,555,238

83,473,032,205

92,088,835,599

Cost of Sold Goods

40,738,042,253

58,676,158,132

60,479,073,201

Gross Profit

14,557,512,985

24,796,874,073

31,609,762,398

Selling & Admin. Expenses

-11,375,681,421

-15,343,102,160

-19,043,587,699

Operating Income

3,181,831,564

9,453,771,913

12,566,174,699

Other Income

269,697,788

273,840,980

563,709,661

Other Expenses

-243,686,890

-226,378,642

-712,629,069

Finance Income

380,715,587

846,411,373

538,610,579

Finance Expenses

-1,987,245,504

-3,650,797,797

-620,011,747

Profits from Investment on Related Companies

- 

786,150,000

- 

Losses from Investment on Related Companies

- 

-503,340,000

- 

Income Before Taxes

1,601,312,545

6,979,657,827

12,335,854,123

Income Taxes Expenses

1,579,886,322

257,733,385

1,962,111,665

Income from Continuous Business

21,426,223

6,721,924,442

10,373,742,458

Income from Stopped Business

 

161,990,711

-588,366,545

Net Income

21,426,223

6,883,915,153

9,785,375,913

 

 

Cash Flows

 

Unit : Korean Won

01/01/2013~09/30/2013

As of 12/31/2012

As of 12/31/2011

Operating Activities Cash Flows

1,173,709,098

13,515,389,511

2,608,000,824

Cash Flows from Operating

3,731,739,899

15,769,089,451

5,076,627,924

Interests Received

75,756,056

204,852,210

492,285,524

Interests Paid

-1,062,735,670

-974,354,872

-221,469,167

Income Taxes

-1,571,051,187

-1,484,197,278

-2,739,443,457

Cash Flows from Investing

-6,836,145,808

-12,870,930,626

-43,854,965,104

Cash Flows from Financing

4,979,656,149

7,850,449,951

27,846,639,100

Increase/Decrease in Cash

-822,453,635

8,227,780,161

-13,398,267,730

Cash at the Beginning of Year

9,449,593,981

1,221,813,820

14,620,081,550

Cash at the End of Year

8,627,140,345

9,449,593,981

1,221,813,820

 

 

Products, Technologies, Services Description

 

Main Products & Services

Embedded S/W Total Solution, Smart Card

 

 

Trade Partners & Competitors

 

Customers

KOOKMIN BANK(110111-0015655)

Competitors

INIT DATASYSTEM CO., LTD.

RM.607, WINDSTONE OFFICETEL, 275-2, YANGJAE 2-DONG, SEOCHO-GU, SEOUL, KOREA

TEL:+82-2-574-2590  FAX:+82-2-574-2591

 

ROOTONPLUS CO., LTD.

5FL., INEUI BLDG., 221-44, SINGIL-DONG, YEONGDEUNGPO-GU, SEOUL, KOREA

TEL:+82-70-7507-3645  FAX:+82-2-847-8177

 

NSYSTEM CO., LTD.

RM. B806, 8TH FL., GEUMGANG PENTERIUM IT TOWER, 333-7, SANGDAEWON 1-DONG, JUNGWON-GU, SEONGNAM-SI, GYEONGGI-DO, KOREA

TEL:+82-31-730-0277  FAX:+82-31-730-0279

 

 


Related Parties (Subsidiaries, Joint-Venture & Affiliates)

 

Affiliates

THINKWARE SYSTEMS CORPORATION(110111-1394420)

(22.17% held by the subject company)

 

MONDO SYSTEMS, INC.(110111-3284687)

(23.26% held by the subject company)

 

BIT&PULSE CO., LTD.(110111-1771470)

(33.84% held by the subject company)

 

UBIVELOX MOBILE CO., LTD.(110111-4580224)

(42.33% held by the subject company)

 

MI WORKS CO., LTD.(110111-2056590)

Subsidiary

UBIVELOX INTERNATIONAL PTE. LTD.

(100.0% held by the subject company)

 

 

Sales by Region (Activity & Markets)

 

Sales/ Unit :Mil KRW

2010

2009

2008

Export

2,475

2,198

923

Domestic

77,804

42,769

14,212

Total

80,279

44,967

15,135

The Subject deals with the companies in Singapore.

 

 

Court Action

 

No.

 

 

News Clipping

 

---

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.33

UK Pound

1

Rs.100.79

Euro

1

Rs.84.37

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.