MIRA INFORM REPORT

 

 

Report Date :

13.12.2013

 

IDENTIFICATION DETAILS

 

Name :

HONDA MOTORCYCLE AND SCOOTER INDIA PRIVATE LIMITED

 

 

Registered Office :

Plot No.1&2, Sector-3, IMT Manesar, District Gurgaon – 122050, Haryana

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

22.03.2001

 

 

Com. Reg. No.:

05-034649

 

 

Capital Investment / Paid-up Capital :

Rs. 3100.000 Millions

 

 

CIN No.:

[Company Identification No.]

U35912HR2001PTC034649

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

RTKH01174F

 

 

Legal Form :

Private Limited Liability Companysu

 

 

Line of Business :

Manufacturing, Sale and Trading of Motorcycles and Scooters.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (51)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 89790000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a subsidiary of Honda Motor Company Limited, Japan. It is a well-established company having satisfactory track record.

 

Financial position of the company appears to be sound. Overall fundamentals of the company appears to be sound and healthy.

 

Director are reported to be experienced and respectable businessmen.

 

Trade relations are reported to be fair. Business is active. Payments are reported to be regular and as per commitment.

 

In view of strong holdings the company can be considered normal for business dealing at usual trade terms and condition.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6  % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office/ Factory 1 :

Plot No.1&2, Sector-3, IMT Manesar, District Gurgaon – 122050, Haryana , India

Tel. No. :

91-124-2290011-19/ 2290926

Fax No. :

91-124-2290889/ 2290891/ 2290890

E-Mail :

mohit.bhola@honda2wheelersindia.com

Website :

www.honda2wheelersindia.com

 

 

Factory 2 :

Plot No. SPL-2(D), 2(E), 2(F), 2(G), Tapulkara Industrial Area, District Alwar – 301707, Rajasthan, India

Tel. No. :

91-1493-678200/ 678500

 

 

Factory 3 :

Plot No.109-142, 143(P)-149(P), KIADB Industrial Area, Naraspur, District Kolar – 563130, Karnataka, India

 

 

DIRECTORS

 

As on 05.08.2013

 

Name :

Keita Muramatsu

Designation :

Managing director

Address :

B 123, Pinnacle, Condominium, DLF Phase V, Gurgaon, Haryana, India

Date of Birth/Age :

08.12.1957

Date of Appointment :

10.08.2011

PAN No.:

BMFPM8986H

DIN No. :

03493802

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U35912HR2001PTC034649

HONDA MOTORCYCLE AND SCOOTER INDIA PRIVATE LIMITED

Managing director

10-08-11

31-03-11

Active

NO

2

U34102UP2006FTC032370

HONDA MOTOR INDIA PRIVATE LIMITED

Director

05-08-13

01-04-13

Active

NO

 

 

Name :

Takanori Maruyama

Designation :

Whole-time director

Address :

Tower B2 - 1401, Parasvnath Exotica, Golf Course Road, Gurgaon, Haryana, India

Date of Birth/Age :

07.08.1965

Date of Appointment :

31.08.2012

DIN No. :

05244222

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U35912HR2001PTC034649

HONDA MOTORCYCLE AND SCOOTER INDIA PRIVATE LIMITED

Whole-time director

31-08-12

01-04-12

Active

NO

 

 

Name :

Toshinobu Motai

Designation :

Whole-time director

Address :

F-181, Raheja Atlantis, Sector 31/32A, Gurgaon, Haryana, India

Date of Birth/Age :

22.04.1959

Date of Appointment :

05.08.2013

DIN No. :

06541864

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U35912HR2001PTC034649

HONDA MOTORCYCLE AND SCOOTER INDIA PRIVATE LIMITED

Whole-time director

05-08-13

01-04-13

-

Active

NO

 

 

Name :

Yasutaka Uda

Designation :

Whole-time director

Address :

B-171, 7th Floor, Sobha Ivory Apartment, St. John's Road, Bangalore, Karnataka, India

Date of Birth/Age :

13.12.1962

Date of Appointment :

05.08.2013

DIN No. :

06541726

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U35912HR2001PTC034649

HONDA MOTORCYCLE AND SCOOTER INDIA PRIVATE LIMITED

Whole-time director

05-08-13

01-04-13

-

Active

NO

 

 

Name :

Yoshiyuki Matsumoto

Designation :

Director

Address :

Hotel Le-meridien, Windsor Place, Janpath, New Delhi – 110001, India

Date of Birth/Age :

14.01.1958

Date of Appointment :

05.08.2013

DIN No. :

06542714

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

L40103DL2004PLC203950

HONDA SIEL POWER PRODUCTS LIMITED

Director

05-08-13

01-04-13

-

Active

NO

2

U15114DL1995PLC203983

HONDA CARS INDIA LIMITED

Director

05-08-13

01-04-13

-

Active

NO

3

U35912HR2001PTC034649

HONDA MOTORCYCLE AND SCOOTER INDIA PRIVATE LIMITED

Director

05-08-13

01-04-13

-

Active

NO

4

U34102UP2006FTC032370

HONDA MOTOR INDIA PRIVATE LIMITED

Managing director

05-08-13

01-04-13

-

Active

NO

 

 

Name :

Mr. Viswanathan Sridhar

Designation :

Whole-time director

Address :

# 303. Amber Court - 3, Essei Towers, M.G. Road, Gurgaon – 122002, Haryana, India

Date of Birth/Age :

18.02.1964

Date of Appointment :

05.08.2013

DIN No. :

06544860

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U35912HR2001PTC034649

HONDA MOTORCYCLE AND SCOOTER INDIA PRIVATE LIMITED

Whole-time director

05-08-13

03-04-13

-

Active

NO

 

 

Name :

Anupam Mohindroo

Designation :

Whole-time director

Address :

H - 34, South City - I, Gurgaon, Haryana, India

Date of Birth/Age :

30.09.1960

Date of Appointment :

05.08.2013

DIN No. :

06544719

Other Directorship :

S.No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U35912HR2001PTC034649

HONDA MOTORCYCLE AND SCOOTER INDIA PRIVATE LIMITED

Whole-time director

05-08-13

03-04-13

-

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Mr. Sanjeev Kumar Chaubey

Designation :

Secretary

Address :

SRA - 46 8. Shipra Riviera, Indrapuram, Ghaziabad - 201010, Uttar Pradesh, India

Date of Birth/Age :

24.01.1971

Date of Appointment :

19.02.2009

PAN No.:

ADMPC7767P

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 05.08.2013

 

Names of Shareholders

 

No. of Shares

 

Honda Motor Company Limited, Japan

 

299999998

Asian Honda Motor Company Limited, Thailand

 

10000002

Total

 

310000000

 

 

As on 05.08.2013

 

Equity Share Break up (Percentage of Total Equity)

 

Category

Percentage of Holding

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturing, Sale and Trading of Motorcycles and Scooters.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         State Bank of India

Bank of Tokyo Mitsubishi

Standard Chartered Bank

ICICI Bank

Citi Bank

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

B S R and Associates

Chartered Accountants

Address :

Building No. 10, 8Th Floor, Tower B, DLF Cyber City, Phase II, Gurgaon, Haryana, India

Income-tax PAN of auditor or auditor's firm :

AADFB6889R

 

 

Holding company :

Honda Motor Company Limited, Japan

 

 

Fellow Subsidiary Company :

·         Honda Trading Corporation

Honda Trading Corporation India Private Limited

CIN No.: U51909DL2005PTC135750

Honda Motor India Private Limited

CIN No.: U34102UP2006FTC032370

Honda Motor Europe Limited

Honda Philipines Inc.

Honda Cars India Limited

CIN No.: U15114DL1995PLC203983

Goshi India Auto Parts Private Limited

CIN No.: U35914HR2006PTC036195

Honda Del Peru S.A.

Honda De Mexico

Rajasthan Prime Steel Processing Center Private Limited

CIN No.: U05004DL2007PTC169044

Honda Logistics India Private Limited

CIN No.: U34300DL2005PTC136703

Honda Siel Power Products Limited

CIN No.: L40103DL2004PLC203950

Asian Honda Motor Company Limited

Honda R & D Company Limited

Yutaka Autoparts Pune Private Limited

CIN No.: U35914PN2001FTC015991

Honda R & D Southeast Asia Company Limited

Honda Motor De Argentina

Honda Engineering Company Limited

Honda Motor De Chile S.A.

Honda Trading Asia Company Limited

Honda Turkey A.S.

Honda France S.A.S.

Honda U.K.

Honda Motors Europe (North) Gmbh.

Honda Motor Europe (South) S.A.

Honda Australia Motor Cycle & Power Equipment Pty. Limited

PT Honda Trading Indonesia

Honda Hungry KFT

Honda Czech Republic S.R.O.

Honda Italia Industriale S.P.A.

Honda Portugal S.A.

Honda (Suisee) S.A.

Thai Honda Manufacturing Company Limited

Honda Logistic Inc.

Honda Belgium NV

Honda Deutschland Gmbh

Honda Poland Limited

Honda Austria GmbH

Honda MC Svenska Ab

Honda Trading Vietnam Company Limited

Honda South Africa Pty. Limited

Honda R&D (India) Private Limited

U51202HR2003PTC035129

Honda Taiwan Motor Company Limited

Honda Selva Del Peru

Montesa Honda S.A.

PT Astra Honda Motor

Agencia Y Fabrica Honda S.A.

Taiwan Honda Trading Company Limited

Honda Consulting Co.

A.P. Honda

Honda Kaihatsu

 

 

CAPITAL STRUCTURE

 

As on 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

310,000,000

Equity Shares

Rs.10/- each

Rs. 3100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

310,000,000

Equity Shares

Rs.10/- each

Rs. 3100.000 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

 

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

3100.000

3000.000

3000.000

(b) Reserves & Surplus

19348.900

12555.800

8434.000

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

22448.900

15555.800

11434.000

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

0.000

0.000

0.000

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

433.300

152.100

116.400

(d) long-term provisions

302.000

81.500

62.400

Total Non-current Liabilities (3)

735.300

233.600

178.800

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

0.000

0.000

0.000

(b) Trade payables

12834.200

10522.500

6545.300

(c) Other current liabilities

4676.100

4130.700

1901.900

(d) Short-term provisions

313.800

211.400

157.700

Total Current Liabilities (4)

17824.100

14864.600

8604.900

 

 

 

 

TOTAL

41008.300

30654.000

20217.700

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

13215.200

12450.800

3940.800

(ii) Intangible Assets

3028.000

2570.100

2503.900

(iii) Capital work-in-progress

10034.400

1471.900

2707.900

(iv) Intangible assets under development

183.400

410.200

18.300

(b) Non-current Investments

0.000

0.000

0.000

(c) Deferred tax assets (net)

566.100

122.500

400.100

(d)  Long-term Loan and Advances

1412.900

2054.100

981.900

(e) Other Non-current assets

0.000

0.000

350.000

Total Non-Current Assets

28440.000

19079.600

10902.900

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

2411.900

2456.000

1250.300

(c) Trade receivables

482.400

510.300

630.700

(d) Cash and cash equivalents

8183.400

7023.500

6052.200

(e) Short-term loans and advances

1406.600

1198.400

961.300

(f) Other current assets

84.000

386.200

420.300

Total Current Assets

12568.300

11574.400

9314.800

 

 

 

 

TOTAL

41008.300

30654.000

20217.700

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

31.03.2012

31.03.2011

 

 

SALES

 

 

 

 

 

Sale of Products (net of excise)

103218.000

76993.800

57807.200

 

 

Sale of Service

418.400

294.700

251.900

 

 

Other operating revenues

1147.700

888.600

614.200

 

 

Other Income

1225.600

943.800

678.700

 

 

TOTAL                                    

106009.700

79120.900

59352.000

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                                    

95542.700

70136.700

52303.100

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

10467.000

8984.200

7048.900

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

4733.700

2926.300

1744.200

 

 

 

 

 

 

PROFIT/ (LOSS)  BEFORE TAX 

5733.300

6057.900

5304.700

 

 

 

 

 

Less

TAX                                                                 

1840.200

1936.100

1753.100

 

 

 

 

 

 

PROFIT/ (LOSS)  AFTER TAX

3893.100

4121.800

3551.600

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

11952.500

7830.700

4279.100

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

15845.600

11952.500

7830.700

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

5661.900

4091.100

3476.100

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

12.56

13.74

11.84

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

 

PAT / Total Income

(%)

3.67

5.21

5.98

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

5.53

7.84

9.14

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

18.97

21.14

31.04

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.26

0.39

0.46

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.14

0.78

1.08

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.71

0.78

1.08

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

INDEX OF CHARGES: NO CHARGES EXIST FOR COMPANY

 

 

BUSINESS OVERVIEW

 

The Company was incorporated in India on 20 August 1999. The Company is engaged in the business of manufacturing, sale and trading of motorcycles and scooters.

 

 

COMPANIES AFFAIR

 

During the year, the Company achieved a growth of 31% by recording a sales volume of 2.76 Million units as compared to 2.10 Million units in 2011-12. In terms of value, the Company has been able to increase its sales turnover by 34% to Rs. 103218.000 Millions from Rs. 76993.800 Millions in 2011-12. The profit before tax stood at Rs.5733.300 Millions as compared to Rs. 6057.900 Millions during the previous year. The net profit after tax stood at Rs. 3893.100 Millions as compared to Rs. 4121.800 Millions during the previous year.

 

 

INTRODUCTION OF NEW MODELS

 

To continue meeting customer expectations, theCompany launched and unveiled new India specific two-wheelers across all motorcycle and scooter segments in FY 2012-13. · Launched 4 New Models TheCompany launched 4 completely new models between April, 2012 and June, 2013. On May 15, 2012, the Company unleashed its first big step towards mass mobility in India with the launch of its 1st specific mass motorcycle - Dream Yuga. Already 3 lac units of Dream Yuga have been sold since its launch a clear indication of the model?s success and high acceptance among India customers. On March 11, 2013, the Company further strengthened its presence in the 150cc motorcycle segment with the launch of its performance motorcycle CB Trigger. CB Trigger has a perfect mix of new technology, features, style and comes with Combined Braking System (segment first) and 60 kmpl mileage (Best in Class). On April 17, 2013, the Company launched its much awaited second Dream Series mass motorcycle the 110cc Dream Neo. Dream Neo is the Comapany’s most Fuel Efficient 2 Wheeler in India (74kmpl in Honda test mode) and its first motorcycle based on revolutionary Honda Eco Technology (HET). On June 12, 2013, the Company launched its first personal compact automatic scooter Activa i – Honda’s most affordable scooter designed for a comfortable everyday mobility with Legacy of Activa. · Refreshed 6 popular models During the period April 2012 to June 2013, theCompany also refreshed 6 models including the new CB Shine (April 12), New Dio (January 13), New Aviator (January 13), New Activa (January 13), new CBR 250R (June 13) limited edition Repsol, and new Dream Yuga (June 13).

 

 

PRODUCTION

 

During the year theCompany produced 2.76 Million of vehicles against 2.11 Million vehicles produced during the previous year.

 

 

FIXED ASSETS

 

v                  Tangible Assets

Land

Buildings

Plant and Equipment

Furniture and Fixtures

Vehicles

Office Equipment

 

v                 Intangible Assets

Computer Software

Recipes, Formulae, Models, Designs and Prototypes


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.62

UK Pound

1

Rs.100.84

Euro

1

Rs.84.98

 

 

INFORMATION DETAILS

 

Report Prepared by :

MRI

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

6

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

6

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

51

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.