MIRA INFORM REPORT

 

 

Report Date :

14.12.2013

 

IDENTIFICATION DETAILS

 

Name :

SULZER INDIA LIMITED

 

 

Registered Office :

Gat No. 304, At Kondhapuri, Taluka Shirur, Kondhapuri – 412209, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

11.04.1988

 

 

Com. Reg. No.:

25-046977

 

 

Capital Investment / Paid-up Capital :

Rs. 34.500 Millions

 

 

CIN No.:

[Company Identification No.]

U29297PN1988PLC046977

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

PNES00904B

 

 

PAN No.:

[Permanent Account No.]

AAACS7876D

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturer of Engineering Products.

 

 

No. of Employees :

500 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (50)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 3700000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Exist

 

 

Comments :

Subject is an established company having satisfactory track record.

 

General position of the company appears to be good. Liquidity position appears to be strong.

 

Trade relation reported to be fair. Business is active. Payment terms are reported to be regular and as per commitment.

 

The company can be considered for business dealing at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION PARTED BY

 

Name :

Mr. Shrikrishna Korde

Designation :

Company Secretory

Contact No.:

91-2137-304000

Date :

10.12.2013

 

 

LOCATIONS

 

Registered/ Corporate Office :

Gat No. 304, At Kondhapuri, Taluka Shirur, Kondhapuri – 412209, Maharashtra, India

Tel. No.:

91-2137-304000 / 304802

Fax No.:

91-2137-304111 / 222/ 304319

E-Mail :

sudhir.kadam@sulzer.com

sales.baroda@sulzer.com

sales.delhi@sulzer.com

sales.chennai@suzer.com

shrikrishna.korde@sulzer.com

fabrice.Billard@sulzer.com

Website :

http://www.sulzerindia.com

Location :

Owned

 

 

Factory  2 :

Village Kondhapuri, Pune Ahmednagar Road, Taluka Shirur, District Pune – 412209, Maharashtra, India

Tel No.:

91-2137-304000

Fax No.:

91-2137-304111/ 222

 

 

Regional Offices 1 :

Offtel Towers, ‘Z’ Floor, R.C. Dutt Road, Alkapuri Boroda - 390007, Gujarat, India

Tel. No.:

91-265-2342194

Fax No.:

91-265-2342394

 

 

Regional Offices 2 :

1015-1019, Ansal Tower, 38 Nehru Place, New Delhi-110019, India

Tel. No.:

91-11-26294771 / 2

Fax No.:

91-1126294226

 

 

Regional Offices 3 :

20 Bishop Wallers Avenue (West) C.I. T. Colony, Mylapore, Chennai – 600004, Tamilnadu, India

Tel. No.:

91-44-24992436 / 24987415

Fax No.:

91-44-24992394

 

 

Regional Offices :

Also located at:

 

·         Chennai

·         Delhi

·         Vadodara

 

 

DIRECTORS

 

As on: 25.09.2013

 

Name :

Mr. Narasimharao Subrahmanya Venkata Rallabhandi

Designation :

Director

Address :

Flat 2A Sayali Garden, Wireless Colony, Aundh, Pune – 411007, Maharashtra, India

Date of Birth/Age :

07.07.1962

Qualification :

B. Tech., PGDIE

Date of Appointment :

29.08.2011

DIN No.:

00122631

 

 

Name :

Mr. Mallik Jambunathan

Designation :

Director

Address :

E-3/14, Shirine Gardens, Parihar Chowk, Aundh, Pune – 411007, Maharashtra, India

Date of Birth/Age :

01.09.1960

Qualification :

CA, CS

Date of Appointment :

29.08.2011

DIN No.:

00199389

 

 

Name :

Mr. Venkatasubramanian Narayanaswami Ramanathan

Designation :

Director

Address :

603, Opal Powai Vihar, Powai, Mumbai – 400076, Maharashtra, India 

Date of Birth/Age :

17.02.1961

Qualification :

B.Sc, MBA

Date of Appointment :

29.08.2011

DIN No.:

02740746

 

 

Name :

Fabrice Jean Philippe Billard

Designation :

Director

Address :

Witikonerstrasse 380, 8053 Zurich, Switzerland

Date of Birth/Age :

11.03.1970

Qualification :

Graduate in Engineering and Executive MBA

Date of Appointment :

31.08.2012

DIN No.:

06360664

 

 

KEY EXECUTIVES

 

Name :

Mr. Balaji Thiruvadanthi Bakthisaran

Designation :

Manager

Address :

D/30, Mantri Kishor Park, Bhosale Nagar, Pune – 411007, Maharashtra, India

Date of Birth/Age :

22.05.1960

Date of Appointment :

08.04.2008

PAN No.:

ADGPB8164M

 

 

Name :

Mr. Shrikrishna Chitaman Korde

Designation :

Secretary

Address :

4-A1, Madhuwanti Society, Near Karve Statue, Kothrud, Pune – 411038, Maharashtra, India

Date of Birth/Age :

15.05.1976

Date of Appointment :

01.04.2011

PAN No.:

ANQPK9577R

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 25.09.2013

 

SHAREHOLDING DETAILS FILE ATTACHED

 

Equity Share Break up (Percentage of Total Equity)

 

As on: 25.09.2013

 

Category

 

Percentage

 

 

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

 

96.27

Bodies corporate

 

0.19

Other top fifty shareholders

 

1.04

Others

 

2.50

 

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Engineering Products.

 

 

Products :

Products Description

Item Code No.

 

Petroleum Refining and Distillation equipments

84194001

 

 

Exports :

 

Products :

·         Finished goods

Countries :

·         Singapore

·         Bahrain

 

 

Imports :

 

Products :

·         Raw Material

Countries :

·         Switzerland

 

 

Terms :

 

Selling :

L/C and Credit

 

 

Purchasing :

L/C and Credit

 

PRODUCTION STATUS (As on 31.03.2011)

 

Particulars

Unit

Licensed Capacity

Actual Production

Separation Columns and Packing for Distillation, Absorption and Desorption

M3

1000

15214

Mixing Process Equipment

No.

300

28

 

NOTES

·         The above particulars are as certified by the Management.

·         The Licensed Capacities are as per the Letter/ Acknowledgements received from the Ministry of Industry, Department of Industrial Development, Secretariat for Industrial Approvals, New Delhi for registration of Industrial Undertaking for manufacture of De-licensed articles.

·         Installed Capacities cannot be quantified in view of common manufacturing facilities for the Company's wide product mix. The Company has made an application in 1989 to the Government of India, Department of Company Affairs, Company Law Board, New Delhi for the exemption under Section 211(4) of the Companies Act, 1956 from disclosure of Installed Capacities, for which approval is awaited.

 

* Note : Includes Sales Value of Rs.101.895 millions (Quantity 2,185 M3) for Jobwork charges. Raw material is imported from Sulzer Chemtech Limited, Switzerland and is the property of Sulzer Chemtech Limited, Switzerland.

 

GENERAL INFORMATION

 

Customers :

End Users

 

 

No. of Employees :

500 (Approximately)

 

 

Bankers :

·         Banque Indosuez, Ramon House, 169, Backbay Reclamation, Bombay – 400020, Maharashtra, India

·         Citibank, Pune, Maharashtra, India

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Price Waterhouse and Company

Chartered Accountants

Address :

Mutha Towers, 5th Floor, Suite No. 8, Airport Road, Yerwada, Pune – 411006, Maharashtra, India

PAN No.:

AADFP9359C

 

 

Holding Company :

Sulzer Limited, Switzerland

 

 

Subsidiary Company :

Sulzer Chemtech Tower Field Services (India) Private Limited

(formerly SAB Technical Services India Private Limited) w.e.f. July 31, 2009

 

 

Associate:

·         Sulzer Chemtech Company Limited, Thailand

·         Sulzer Chemtech Pte. Limited, Singapore

·         Sulzer Shanghai Engineering and Machinery Works Limited, China

·         Sulzer Chemtech, USA

·         Sulzer Pumps India Limited, India

·         Sulzer Chemtech GmbH, Germany

·         Sulzer Management Limited, Switzerland

·         Sulzer Chemtech Polaska, Poland

·         Sulzer Chemtech Limited, UK

·         Sulzer Chemtech Middle East S.P.C.

·         Sulzer Turbo Services Venlo B V

·         Sulzer Metco India Private Limited., India

·         Sulzer Chemtech Canada Inc.

 

 

CAPITAL STRUCTURE

 

As on: 25.09.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

5000000

Equity Shares

Rs.10/- each

Rs. 50.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

3450000

Equity Shares

Rs.10/- each

Rs. 34.500 Millions

 

 

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

34.500

34.500

34.500

(b) Reserves & Surplus

893.747

761.224

851.844

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

928.247

795.724

886.344

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

0.000

0.000

0.000

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

0.000

0.000

0.000

(d) long-term provisions

30.997

32.448

28.206

Total Non-current Liabilities (3)

30.997

32.448

28.206

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

459.489

404.195

100.030

(b) Trade payables

263.050

530.836

213.502

(c) Other current liabilities

623.026

818.241

292.167

(d) Short-term provisions

97.208

53.624

62.399

Total Current Liabilities (4)

1442.773

1806.896

668.098

 

 

 

 

TOTAL

2402.017

2635.068

1582.648

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

381.822

377.798

382.794

(ii) Intangible Assets

7.934

4.589

0.000

(iii) Capital work-in-progress

1.006

0.066

3.599

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

206.200

129.826

129.826

(c) Deferred tax assets (net)

43.482

38.997

36.994

(d) Long-term Loan and Advances

37.517

32.303

20.686

(e) Other Non-current assets

1.252

6.246

18.297

Total Non-Current Assets

679.213

589.825

592.196

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

977.171

1348.921

423.140

(c) Trade receivables

245.785

214.676

266.878

(d) Cash and cash equivalents

253.513

96.551

78.666

(e) Short-term loans and advances

245.554

376.776

169.330

(f) Other current assets

0.781

8.319

52.438

Total Current Assets

1722.804

2045.243

990.452

 

 

 

 

TOTAL

2402.017

2635.068

1582.648

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

3070.952

1865.165

1695.965

 

 

Other Income

8.729

57.661

66.453

 

 

TOTAL                                     (A)

3079.681

1922.826

1762.418

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of materials consumed

1518.355

1464.993

960.019

 

 

Purchase of stock in trade

0.000

0.000

13.015

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

235.885

(610.165)

(117.909)

 

 

Employee benefit expense

265.414

247.748

211.334

 

 

Other expenses

754.296

802.704

475.118

 

 

TOTAL                                     (B)

2773.950

1905.280

1541.577

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

305.731

17.546

220.841

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

30.613

10.502

3.048

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

275.118

7.044

217.793

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

73.880

80.567

102.964

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

201.238

(73.523)

114.829

 

 

 

 

 

Less

TAX                                                                  (H)

68.715

17.097

44.043

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

132.523

(90.620)

70.786

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

455.366

545.986

475.200

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

587.889

455.366

545.986

 

 

 

 

 

 

Earnings Per Share (Rs.)

38.41

(26.27)

20.52

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

4.31

(4.71)

4.01

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

6.55

(3.94)

6.78

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

9.35

(2.98)

8.13

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.21

(0.09)

0.13

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.50

0.51

0.11

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.20

1.13

1.48

 

 

LOCAL AGENCY FURTHER INFORMATION

 

CURRENT MATURITIES OF LONG-TERM DEBT DETAILS: NOT AVAILABLE 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

Yes

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

UNSECURED LOAN

(Rs. In Millions)

Particulars

As on

31.03.2013

As on

31.03.2012

Short term borrowings

 

 

Foreign currency term loans from banks

269.489

264.195

Intercorporate borrowings

190.000

140.000

 

 

 

Total

459.489

404.195

 

CASE DETAILS

 

Lodging No.:-

NMAL/530/2013

Filing Date:-

07/03/2013

Reg. No.:-

NMA/453/2013

Reg. Date:-

07/03/2013

 

Main Matter

 

Lodging No.:-

ITXAL/413/2013

Reg. Date:-

ITXA/762/2013

 

Petitioner:-

Commissioner of Income Tax

Respondent:-

M/S Sulzer India Limited

Petn.Adv.:-

Arvind Pinto (0)

Resp.Adv.:-

0 (0)

District:-

MUMBAI

 

 

 

Bench:-

Division

 

 

Status:-

Pre-Admission

Category:

Notice of Motion (Tax)

Next Date:-

07/01/201

Stage:-

 

Coram:-

According To Sitting List

 

 

 

Act :-

Income Tax Act, 1961

Under Section:

260A

 

 

OPERATIONS

 

The business environment remained challenging during the year. Inspite of this the Company registered growth of 65% in gross income over the previous year.

 

The local market conditions were not encouraging, hence registered a negative growth. However was helped by higher demand in overseas market.

 

The Company has initiated steps to debottleneck capacity constraints and also has taken up Lean management initiatives to improve the overall capacity utilization and operational efficiency while reducing Inventory levels.

 

FUTURE OUTLOOK

 

Demand in hydrocarbon industry stabilized internationally and some large projects are already in pipe line. The hydrocarbon processing industry is projected to recover further although at a slow pace. The Indian market remains challenging as decisions on several large projects are expected to be green lighted in second half of 2013 .The order book of the Company stands at Rs. 1472.000 (1590.800) millions as of March 31, 2013.

 

INDEX OF CHARGES

 

S.No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

90088702

31/12/2003

1,300,000.00

HDFC BANK LIMITED

NETRALI APARTMENTS, OFF. BHANDARKAR INSTITVIE; LAW COLLEGE BOARD, PUNE, MAHARASHTRA - 411004, INDIA

-

2

90090226

24/11/1995

15,000,000.00

STATE BANK OF INDIA

COMMERCIAL BRANCH, JUSTICE G.N.VAIDYA MARG, BOMBAY, MAHARASHTRA - 400023, INDIA

-

3

90090167

25/07/1995 *

37,500,000.00

STATE BANK OF INDIA

COMMERCIAL BRANCH, JUSTICE G.N.ROAD VADYA MARG, BOMBAY, MAHARASHTRA - 400023, INDIA

-

4

90090000

04/08/1994 *

25,000,000.00

STATE BANK OF INDIA

COMMERCIAL BRANCH, JUSTICE G.N.VAIDYA MARG, BOMBAY, MAHARASHTRA - 400023, INDIA

-

5

90089898

04/11/1993

40,000,000.00

STATE BANK OF INDIA

COMMERCIAL BRANCH, JUSTICE G.N.ROAD VADYA MARG, BOMBAY, MAHARASHTRA - 400023, INDIA

-

6

90089663

04/08/1994 *

12,000,000.00

STATE BANK OF INDIA

COMMERCIAL BRANCH, JUSTICE G.N.VAIDYA MARG, BOMBAY, MAHARASHTRA - 400023, INDIA

-

7

90089601

14/11/1990

7,500,000.00

STATE BANK OF INDIA

COMMERCIAL BRANCH, JUSTICE J.N. VAIDYA MARG, BOMBAY, MAHARASHTRA - 400023, INDIA

-

8

90089570

06/08/1990

15,500,000.00

STATE BANK OF INDIA

COMMERCIAL BRANCH, JUSTICE G.N. VAIDYA MARG, BOMBAY, MAHARASHTRA - 400023, INDIA

-

9

90083678

10/07/1990

4,000,000.00

BANK OF AMERICA

EXPRESS TOWERS, NARIMAN POINT, BOMBAY, MAHARASHTRA - 400021, INDIA

-

 

* Date of charge modification

 

FIXED ASSETS:

 

·         Land

·         Buildings (Freehold)

·         Buildings (Leasehold)

·         Plant and Machinery

·         Data Processing Equipments

·         Research and Development Equipments

·         Furniture and Fittings

·         Office and Other Equipment

·         Vehicles

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.62

UK Pound

1

Rs. 100.83

Euro

1

Rs. 84.98

 

 

INFORMATION DETAILS

 

Information Gathered by :

PLK

 

 

Report Prepared by :

DPH

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

5

--RESERVES

1~10

6

--CREDIT LINES

1~10

6

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

YES

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

50

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.